USAlliance Federal Credit Union continues to offer several competitive special certificates. The rates have gone down since my December post, but they remain very competitive. The special rates include 3.05% APY for 9 months, 3.46% APY for 11 months, 3.35% APY for 15 months, 3.56% APY for 18 months and 3.35% APY for 24 months. The 15-month and 24-month CD specials have a minimum deposit of $2,500, and the others have a $500 minimum. These rates are listed in the credit union's rate table as of 2/12/09.
Membership is open to those who live, work or worship in one of the following seven counties in Massachusetts: Barnstable, Essex, Middlesex, Norfolk, Plymouth, Suffolk and Worcester. You can also be eligible via select employee groups. Please refer to the credit union's Individual Membership Page for the full details.
Branches are located in the Massachusetts cities of Cambridge, Danvers, Malden, Medford and Waltham. There are also branches in New Jersey and New York.
The credit union is federally insured by the NCUA (Charter # 17587).