Dedicated to Deposits: Deals, Data, and Discussion

3.29% 9-Month CD & 4.84% 60-Month CD at Prince George's Community FCU in Maryland

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Update 4/04/09: The standard CD rates have fallen. Please check the credit union's website for the latest rates.

Update 3/21/09: The 9-month CD special appears to have ended. The standard rates have remained the same.

Prince George's Community FCU has a special 3.29% APY 9-month certificate. Minimum deposit is $500. This special is listed on the credit union's front page, and in this credit union's What's New Page as of 3/09/09. In addition to this special CD, the credit union has competitive rates for its regular and IRA share certificates. These include 3.03% APY for 12 months, 3.44% APY for 24 months and 4.84% APY for 60 months. These rates are listed in the credit union's rate page as of 3/09/09.

My last post on this credit union was in December 2007 when they were offering a 5.25% 24-month CD. I'm sure many had wished they had opened such a CD back then.

Membership is open to those who live, work, worship or volunteer in Prince George's County, Maryland. There's also a few select employee groups. Please refer to their membership page for more details. A minimum $50 deposit into the share savings account is required for membership.

The credit union has strong ratings for safety and soundness: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Bankrate.com. Both ratings are based on 9/30/08 financial data. The credit union is federally insured by the NCUA (Charter # 18271).

  Tags: Maryland, CD rates, IRA rates

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