Dedicated to Deposits: Deals, Data, and Discussion

2.70% 12-Month CD at HomeStreet Bank in WA & OR - Local Only

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HomeStreet Bank
HomeStreet Bank is offering a featured CD with a 2.70% APY for a 1-year term. Minimum deposit is $10,000. The rate is 2.60% APY for a $500 minimum. This is also available for IRA deposits. The bank also has some competitive long-term CDs: 3.00% APY for a 2-year term and 3.50% APY for a 5-year term. These rates are listed at the bank's rate table as of 4/17/09. Note, you have to enter your zip code to see the rates. I used a Seattle and Portland zip code. A lower rate of 2.35% APY for the 1-year CD is listed for Hawaii zip codes. The long-term rates are also lower: 2.50% for 2 years and 2.95% for 5 years.

The bank is also offering a checking account promotion in which you can earn up to $215 (see post).

It appears a branch visit is required for this promotion. Branches are located in Washington State, Oregon and Hawaii.

HomeStreet Bank's ratings for safety and soundness are fair: 3 stars (performing) at Bankrate.com and 3.5 stars (good) at BauerFinancial. Both ratings are based on 12/31/08 data. The bank has been FDIC insured since 1986 (FDIC Certificate # 32489).

Other High Certificate of Deposit Rates

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.
  Tags: Washington, Oregon, HomeStreet Bank, Hawaii, CD rates, IRA rates

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