Dedicated to Deposits: Deals, Data, and Discussion

3.00% 48-Month CD at Chase Bank in California


Chase Manhattan Bank
Chase Bank is advertising a 3.00% APY 4-year CD in Southern California. Minimum deposit is $1,000, and it requires a qualifying Chase checking account. The special doesn't seem to be listed at the bank's website. A reader mentioned seeing it advertised in the San Diego newspaper. I also found it advertised in today's (6/28/09) Riverside Press-Enterprise newspaper. The ad is available online here.

These California Chase branches used to be WaMu branches. If you enter your zip code at the CD page at, it'll redirect you to the WaMu CD page. The online 48-month CD rate is only 2.75% APY, and the traditional 48-month CD rate is only 1%.

If you're considering this 3% CD and you don't already have a Chase/WaMu checking account, Chase often has $100 and $125 bonuses for its checking accounts. I posted on a $100 one in May which still seems to be available (see post).

Chase is FDIC insured as JPMorgan Chase Bank, N.A. (FDIC Certificate # 628), and is one of the largest banks in the U.S.

Thanks to the reader who mentioned this special in the comments.

Other High Certificate of Deposit Rates

You can find higher 4-year CD rates at my weekly rate summary. Another large bank with a decent 4-year CD is Bank of America which is offering a 3.11% APY 48-month CD via their MyExpressions Banking. This is only available online (see post). To find other CD deals refer to:

Related Pages: California, CD rates, Chase Manhattan Bank

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Comment #1 by Anonymous posted on
Available thru 7/2/09, and the ad doesn't say which checking accounts are "qualifying." I bet the old WaMu "free for life" account doesn't qualify because that's what most Californians will have had.

Comment #2 by Anonymous posted on
Does Chase allow funding a new checking account through a credit card? If so is it a cash advance or a normal transaction?

I remember that wamu used to allow the use of accounts through cards...