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3.00% 14-Month IRA CD at Apple Federal Credit Union - Available Nationwide

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Apple Federal Credit Union
Apple Federal Credit Union has again started the year with an IRA CD special. The rate is down from last year, but it's competitive in today's low-rate environment. Apple is offering a 14-Month IRA Certificate at 3.00% APY. Minimum deposit is $500, and the maximum is $500,000. It's scheduled to end on 2/20/2010. The offer is listed in the credit union's promo page as of 1/05/2010.

Apple also continues to offer competitive long-term CD and IRA CD rates. These include a 3.50% APY 60-month CD, a 3.75% APY 84-month CD and a 4.00% APY 120-month CD. Minimum deposit is $500. For a $50K minimum, the 60-month CD has a 3.60% APY. These rates are listed in the credit union's rate table as of 1/05/2010.

Credit union membership is open to members of Northern Virginia Athletic Directors, Administrators, and Coaches Association (NVADACA). NVADACA is listed in the credit union's field of membership list. Membership into NVADACA is open to anyone. There is a $20 membership fee. For more ways to be eligible to join Apple FCU, please refer to the credit union's Membership Page. Membership requires a minimum balance of $5 in the regular savings account.

According to a credit union representative, they do a soft hit through Equifax on a new membership application. There's no hard pull.

Apple FCU is located in Fairfax, Virginia and has additional branches in Centreville, Falls Church, Herndon, Manassas, Alexandria, Springfield, Stafford, Winchester, Woodbridge and Washington, DC.

The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 11307).

Other Competitive IRA CD Rates

  Tags: Apple Federal Credit Union, Virginia, CD rates, IRA rates

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Comments
Comment #1 by Anonymous posted on
Anonymous
It does not look like there is a toll free number to call.

1
Comment #2 by Anonymous posted on
Anonymous
Actually, I found the toll-free number.

1
Comment #3 by Anonymous posted on
Anonymous
How can I apply NVADACA membership online? I can't find any link.
I sent the appl. form by mail 10 days ago, no response so far.

1
Comment #4 by Banking Guy (anonymous) posted on
Banking Guy
Here's the link to NVADACA's membership page. It says you can apply online, but I don't see the application link.

1
Comment #5 by Anonymous posted on
Anonymous
If you start the application process at Apple and you indicate you don't meet their membership requirements they give you the opportunity to join NVADACA and Apple at the same time.  You need to send them $25: 5 for your share account and 20 to join NVADACA.

2