Hot IRA CD Special at Vantage West Credit Union in Arizona - Local Only
Vantage West Credit Union is offering a special 18-month IRA share certificate special with a 3.00% APY. Minimum deposit is $500. New money is required. The offer is scheduled to end on February 27, 2010. This special is listed at the credit union's promo page as of 1/23/2010.
Membership is open to those who live, work, worship, or volunteer in Pima County, Pinal County and parts of the Greater Phoenix metro area. You can also be eligible to join based on your employer, your college or an association membership. Please refer to the credit union's membership page for the full details. Membership requires a minimum $5 balance in the regular share savings account.
The credit union's ratings for safety and soundness are average: 3 stars (adequate) at BauerFinancial and 3 stars (performing) at Bankrate.com. Both ratings are based on 9/30/09 data. The credit union is federally insured by the NCUA (Charter # 68558).
Thanks to the reader who mentioned this special in the Open Discussions Thread.
Other IRA CD Deals
If you're looking for better CD rates on an IRA, January is a good time. Banks and credit unions often have good deals during this time since people often make their IRA contributions between January and April 15th when you can make a contribution for both the current and previous year.
Two easy-to-join credit unions are still offering 3% IRA CD deals as of 1/23/2010:
Banks Mentioned in this Post:
| Vantage West Credit Union Locations: 15 Health Rating:  |   |
Anonymous - #1, Wednesday, February 24, 2010 - 4:50 PM
I was going to take advantage of this offer, but the timing was tight, and a little inconvenient. I called to see if was going to be extended again. The orginal posting said 1/31, and this posting was 2/27. The CSR had a rather fresh memo that she read to me, and this is being extended to 3/27.
Anonymous - #2, Thursday, February 25, 2010 - 8:52 PM
It's now official. The promo page has been update to reflect the new expiration date of 3/31/2010.
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