Vantage West Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.75% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.10% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 0.26% - National Average |
Vantage West Credit Union is headquartered in Tucson and is the 3rd largest credit union in the state of Arizona. It is also the 135th largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 453 employees and 155,634 members at 18 locations. Vantage West Credit Union's money market rates are 3X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Vantage West Credit Union is open to the following:: (1) those who live, work, volunteer, attend school or worship in Pima, Pinal, Cochise, or Maricopa Counties in Arizona, in Gila River Indian Community Reservation, or in Arizona’s “Copper Basin” Area; (2) active or retired military or civilian personnel of the United States Armed Forces who are stationed (or training) at/near Davis-Monthan Air Force Base and other parts of southern Arizona.
See current membership details
Related Posts
Love the customer service
I've been with vantage west for about 3 years now and probably will be for years to come. The products and pricing are really good and they recently started adding things like discounts on car insurance for being a member. The people are always really nice and my husband and I really like the credit card that we have through them. My only real complaint is that the mobile app is slow to update and on sunday it removes all the previous cleared/clearing. So it makes seeing where we are financially on the go a pain. Oh and they use to have coinstar type machine in the bank that was free for members but they took it out, I really liked it but it's not a big deal.
IRA Rates High And NCUA Coverage Means Preservation Of Capital.
I found their IRA rates for Premium Share accounts to be very attractive. My wife had been a customer for over 25 years. I met with a VantageWest customer service rep to set up the transfer of an existing traditional IRA from another financial institution. Only time will tell if their service is good; however, the experience was professional. The rep was highly competent and their webite appears to be good and very easily navigated. I plan to have my wife move her traditional IRA from another financial institution at the earliest next convenience. So, to that extent, I recommend AdvantageWest. Their business longevity speaks for itself.
Beware Of Vantage West CU, Save Yourself
I have been a customer for 16 yrs and I continue to complain, but now I am finally closing my acct. This bank sucks! The computer banking makes you go in and get a password from email or text every single time I log in, so frustrating. It takes 3-5 days to deposit a check, I deposited a ck. for 2900.00 and they held the check for 4 days and OD my acct, for 96.00 by holding some small charges, 15.00 and 6.00 and withdrawing a 600.00 amt. then od all three items, then releasing the checks all within hours, and they didnt' even care. I never OD my acct but the ck. was from BofA, I should have just went down the street and cashed it the same day. The tellers are stupid and they act like your robbing the place everytime you go in there, save yourself a hassle and go to a real bank.
Overdraft Fees
Vantage west takes advantage of their customers with the extremely high fees for over draft. they charge you $32.00 on a $4.00 over draft.. I know it was my own fault for not having enough to cover the $4.00 debit trans. however thats a total of 8 times the amount I was overdrafted. Thats just wrong.. they also attach fees on fees. I guess they have to make there money some how..
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68558 |
| Year Chartered | 1955 |
| Employees | 453 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.68% |
| Return on Equity - YTD | 5.71% |
| Annual Interest Income | $79.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.97B$1.92B |
| Loans | Q4 2018vs Q4 2017 | $1.52B$1.52B |
| Deposits | Q4 2018vs Q4 2017 | $1.66B$1.52B |
| Equity Capital | Q4 2018vs Q4 2017 | $231.2MM$218.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $13.3MM$14.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $9.4MM$12.6MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $2.6MM$2.6MM |
Always verify rates and promotions with the bank or credit union. We are not Vantage West Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vantage West Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $125k* | - | Premium Shares IRA | ||
| OTHER TIERS: 0.60% → $50 - $500 | 1.10% → $500 - $25k | 1.15% → $25k - $75k | 1.20% → $75k - $125k | |||||
| 1.00%* | - | $1k | Super Saver Club for Kids | ||
| OTHER TIERS: 0.10% → $1k+ | |||||
| 0.50%* | $10k* | - | Premium Share Savings | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| 0.50%* | $10k* | - | Business Premium Share | ||
| OTHER TIERS: 0.05% → $500 - $10k | |||||
| 0.25% | - | - | Regular Savings | ||
| 0.25% | $5 | - | Business Regular Share | ||
Vantage West Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.10%* | $125k* | - | High Yield Money Market Account | ||
| OTHER TIERS: 0.05% → $500 - $100k | 0.75% → $100k - $125k | |||||
| 1.10%* | $250k* | - | Business High Yield Money Market | ||
| OTHER TIERS: 0.05% → $500 - $100k | 0.75% → $100k - $250k | |||||
Vantage West Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IOLTA |
Vantage West Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $1k | - | 60 Month Share Certificate | |
| 2.75% | $1k | - | Business 60 Month Share Certificate | |
| 2.50% | $1k | - | 36 Month Share Certificate | |
| 2.50% | $1k | - | Business 36 Month Share Certificate | |
| 2.35% | $1k | - | 36 Month Jump-up Share Certificate | |
| 2.35% | $1k | - | Business 36 Month Jump-up Share Certificate | |
| 2.30% | $1k | - | 24 Month Share Certificate | |
| 2.30% | $1k | - | Business 24 Month Share Certificate | |
| 2.20% | $1k | - | 24 Month Jump-Up Share Certificate | |
| 2.20% | $1k | - | Business 24 Month Jump-Up Share Certificate | |
| 2.10% | $1k | - | 12 Month Share Certificate | |
| 2.10% | $1k | - | Business 12 Month Share Certificate | |
| 2.00% | $1k | - | 6 Month Share Certificate | |
| 2.00% | $1k | - | Business 6 Month Share Certificate |
Vantage West Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $1k | - | 36 Month Share Certificate IRA | |
| 2.50% | $1k | - | 18 Month Share Certificate IRA |
