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Vantage West Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
vantagewest.org
800-888-7882
2480 N Arcadia Ave
Tucson, AZ 85712

Vantage West Credit Union is headquartered in Tucson and is the 4th largest credit union in the state of Arizona. It is also the 152nd largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 476 employees and 200,666 members at 18 locations. Vantage West Credit Union's money market rates are 9X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Vantage West Credit Union is open to: (1) those who live, work, volunteer, attend school or worship in Pima, Pinal, Cochise, or Maricopa Counties, Gila River Indian Community Reservation, or Arizona’s “Copper Basin” Area; (2) active or retired military or civilian personnel of the United States Armed Forces who are stationed or training at/near Davis-Monthan Air Force Base and other parts of southern Arizona.
See current membership details

Reviews (2)

Local Impact

Posted by: |

I’m proud to be a Vantage West member because of their local investment in our community. They are not for profit and put heir members first. Other credit unions say they are local but can’t match the level of service offered by Vantage West. You’d be crazy to bank anywhere else!

2

One Of The Best In Arizona

Posted by: |

I've banked with Vantage West for several years now, and things have gotten so much better recently--they're really one of the best banks or credit unions I've banked with! Their systems are modern and very easy to use. I get higher deposit rates on my CDs with their relationship pricing. All around this is a great credit union for people in Tucson and Phoenix.

2


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68558
Year Chartered1955
Employees476
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.44%
Annual Interest Income$48.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$3.2B$3.02B
LoansQ1 2025vs Q1 2024$2.31B$2.08B
DepositsQ1 2025vs Q1 2024$2.67B$2.46B
Equity CapitalQ1 2025vs Q1 2024$269.7MM$251.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$48.2MM$29.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$21.7MM$15.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vantage West Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$125k*-Coverdell Education Saving Account
OTHER TIERS: 1.15% → $50 - $500 | 1.25% → $500 - $25k | 1.50% → $25k - $75k | 1.75% → $75k - $125k
1.75%*$10k*-Premium Share Savings - Relationship
OTHER TIERS: 0.30% → $500 - $10k
1.50%*$10k*-Premium Share Savings - Standard
OTHER TIERS: 0.05% → $500 - $10k
1.00%*$0$1kSuper Saver for Kids
OTHER TIERS: 0.10% → $1k+
0.15%$0-Regular Savings

Vantage West Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$1kLaunch Money Market
OTHER TIERS: 0.10% → $10k+ | 0.25% → $5k - $10k | 1.35% → $2k - $5k | 2.75% → $1k - $2k
3.51%*$125k*-High Yield Money Market - Relationship
OTHER TIERS: 0.30% → $500 - $100k | 3.26% → $100k - $125k
3.50%*$250k*-Business High Yield Money Market
OTHER TIERS: 0.05% → $500 - $10k | 0.10% → $10k - $100k | 3.25% → $100k - $250k
3.25%*$125k*-High Yield Money Market - Standard
OTHER TIERS: 0.05% → $500 - $100k | 3.00% → $100k - $125k

Vantage West Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%$0-IOLTA

Vantage West Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.26%$500-6 Month Relationship Share Certificate
4.01%$500-12 Month Relationship Share Certificate
4.00%$500-6 Month Share Certificate
4.00%$500-Business 6 Month Share Certificate
3.76%$500-24 Month Relationship Share Certificate
3.76%$500-36 Month Relationship Share Certificate
3.75%$500-12 Month Share Certificate
3.75%$500-Business 12 Month Share Certificate
3.66%$500-24 Month Jump Up Relationship Share Certificate
3.61%$500-36 Month Jump Up Relationship Share Certificate
3.51%$500-60 Month Relationship Share Certificate
3.50%$500-24 Month Share Certificate
3.50%$500-36 Month Share Certificate
3.50%$500-Business 24 Month Share Certificate
3.50%$500-Business 36 Month Share Certificate
3.40%$500-24 Month Jump Up Share Certificate
3.40%$500-Business 24 Month Jump Up Share Certificate
3.35%$500-36 Month Jump Up Share Certificate
3.35%$500-Business 36 Month Jump Up Share Certificate
3.25%$500-60 Month Share Certificate
3.25%$500-Business 60 Month Share Certificate

Vantage West Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-18 Month Share Certificate IRA
3.50%$500-36 Month Share Certificate IRA
2.00%*$125k*-Premium Shares IRA
OTHER TIERS: 1.15% → $50 - $500 | 1.25% → $500 - $25k | 1.50% → $25k - $75k | 1.75% → $75k - $125k
Locations

Availability



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