2.05% 13-Month CD Special at Your Community Bank in IN & KY - Local Only

Your Community Bank is offering a 13-month CD special with a 2.05% APY. Minimum deposit is $500. This special is listed in the bank's rates page as of 3/25/2010. Unfortunately, I don't see any other competitive rates for the regular CDs and savings accounts.

The bank provides an online product inquiry form. However, the form states that you're required to visit a branch to open an account.

Branches are located in the Indiana cities of New Albany, Floyds Knobs, Jeffersonville and Clarksville and in the Kentucky cities of Louisville and Bardstown.

The bank's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial (based on 12/31/09 data) and 2 stars (below peer group) at Bankrate.com (based on 9/30/09 data). The bank has been a FDIC member since 1934 (FDIC Certificate # 28915).