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About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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Bank Deals Blog: Bank Bonuses and Promotions

Florida Credit Union Offers $300 Checking Bonus
Deal Summary: $300 bonus when opening a new Interest-Bearing Checking or Value Checking account.

Availability: 48 counties in North, Central, and South Florida.

Florida Credit Union (FCU) is currently offering a $300 bonus (Promo Code 21CHK300) when opening a “free personal full-service checking account.” The fine print on the offer page lists the following requirements and conditions:

FCU’s Interest-Bearing Checking and Value Checking (non-interest bearing) both are eligible for the $300 bonus. The Value Checking has no monthly service fee, no minimum balance requirement, a $5 minimum opening deposit...

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Four Points Federal Credit Union Has $200 Checking Bonus
Deal Summary: $200 Bonus for new members opening a new Interest Rewards Checking or Purchase Rewards Checking account.

Availability: Residents of Colorado, Iowa, Kansas, Missouri, Nebraska, South Dakota, and Wyoming.

Now through June 30, 2021, Nebraska-based Four Points Federal Credit Union (Four Points FCU) is offering a $200 bonus to new members who open any Four Points FCU checking account and fulfill a series of requirements. According to the fine print on Rates & Promotions page,

Four Points FCU currently has two checking accounts: the Interest Rewards Checking,...

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Investors eAccess Has $250 Bonus On New eAccess Checking
Deal Summary: $250 bonus on new eAccess Checking accounts.

Availability: Nationwide (internet bank)

My most recent blog post about Investors eAccess was two years ago, shortly after New Jersey-based Investors Bank launched its first internet division. The initial offering included three products with excellent rates, with the 6-month No Penalty CD (2.50% APY) having the most competitive rate. Within two months, the rates started to fall and by the beginning of May 2021, the rates on the eAccess Money Market, 10-month CD, and 6-month No Penalty...

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OneWest Bank (CA) Adds $300 Checking Bonus
Deal Summary: $300 bonus when opening a OneAccount checking account with new money, available through December 31, 2021.

Availability: Southern California

Now through December 31, 2021, OneWest Bank is offering a $300 bonus when opening a new OneAccount checking account.

The minimum opening deposit is $10k of new money and an average balance of $10k must be maintained for the first 90 days following account funding. “New money” is defined as funds not “held in another account at OneWest Bank or at CIT Bank, N.A. (“CIT”) at...

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Bonus for Savings Accounts and CDs via SaveBetter
UPDATE 2/16/2021: This $150 promotion expired early and is no longer available. However, the $125 promotion is still active.

Deal Summary: $150 bonus for depositing at least $75k in a new Ponce Bank savings account via Expires 2/28/2021.

Availability: Nationwide

Last week I introduced the new online savings marketplace called SaveBetter. As I mentioned in the SaveBetter review, this new marketplace has potential, but the current products are disappointing. The main reason now to give this marketplace a try is the new account bonus being offered. One...

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TD Bank Offers $200 Savings and $300 Checking Bonuses In 16 States
Deal Summary: $200 bonus, TD Beyond Savings or TD Simple Savings; $300 bonus, TD Beyond Checking.

Availability: Available in CT, DC, DE, FL, ME, MD, MA, NH, NJ, NY, NC, PA, RI, SC, VA, and VT.

Now through March 31, 2021, TD Bank is offering a $200 bonus when opening a new TD Beyond Savings or TD Simple Savings account, depositing at least $20k of new money (not currently held in a TD Bank retail deposit account) within 20 calendar days of account opening, and maintaining a minimum...

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Alliant Credit Union Offers $100 Bonus On New Savings Account
Deal Summary: $100 bonus when depositing at least $100 a month for 12 consecutive months in a new The Ultimate Opportunity Savings Account, now through March 31, 2021.

Availability: Easy membership requirement

Now through March 31, 2021, Alliant Credit Union (Alliant) is offering a $100 bonus when opening a new The Ultimate Opportunity Savings Account. In the past, I wouldn’t have paid much attention to a $100 bonus, but bonuses are more attractive now that rates on liquid accounts and CDs are so low.

According to the landing page,

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Marcus by Goldman Sachs Offers $100 Savings Account Bonus
Deal Summary: $100 bonus when depositing at least $10k of new funds in a new or existing Online Savings Account.

Availability: Nationwide

Now through February 12, 2021, Marcus by Goldman Sachs (Marcus) is offering a $100 bonus when depositing $10k or more of new money in a new or existing Online Savings Account. The new funds must be deposited within 10 days of enrollment. Those new funds, plus the account balance at the time of enrollment, must be maintained for 90 days. Enrollment must be done by...

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CommunityAmerica Credit Union's Competitive 14-Mo CD & Checking Bonus
Deal Summary: 14-month Share Certificate, 1.00% APY, $500 minimum deposit. $150 checking bonus.

Availability: Field of membership includes eight Kansas and three Missouri counties.

Added to the product line less than two months ago, CommunityAmerica Credit Union’s (CommunityAmerica) 14-month Share Certificate currently earns 1.00% APY. The minimum opening deposit is $500, with no stated balance cap.

The 14-month Share Certificate is also available as an IRA Share Certificate (Traditional, Roth, CESA), earning the same APY with the same deposit requirements.

The 1.00% APY is, by far, the most competitive...

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Capital One Offers $100 Bonus for New 360 Checking Account
Deal Summary: $100 bonus for opening a new 360 Checking account.

Availability: Nationwide through online application.

As we’ve started to experience record low interest rates, bank bonuses are becoming more attractive as an alternative to earning interest. This new checking account bonus from Capital One is much smaller than the savings account bonus Capital One offered earlier this year, but it's an easy bonus in which you can earn $100 without a large funding amount or direct deposit.

Now through October 20, 2020, Capital One is offering a bonus of...

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