About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.


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Bank Deals Blog: Bank Bonuses and Promotions

Liberty Bank (CT) Brings Back 18-Month Promo CD
Deal Summary: 18-month Promotional CD, 3.00% APY, $500 min/$250k max deposit, new money, 3.50% APY guaranteed renewal rate, checking relationship, limit of one per customer.

Availability: Available in-branch only at all Connecticut locations.

Over the weekend, Liberty Bank brought back its 18-month Promotional CD with a new APY of 3.00%. The minimum opening deposit is $500 of new money, which is defined simply as “funds not currently on deposit at Liberty Bank.” There is a $250k balance cap and a limit of one Promotional CD per...

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Five Star Bank (NY) Adds 13-Month CD Special
Deal Summary: 13-Month Premier CD Special, 2.80% APY, $500 min/$250k max, Premier Checking Account required. $150 bonus available for new Premier Checking Accounts opened online.

Availability: Market area is 18 western New York counties.

Five Star Bank is currently offering a 13-month Premier CD Special earning 2.80% APY. The minimum deposit is $500 and is capped at $250k. A new or existing Premier Checking Account is required to open the 13-month Premier CD Special.

The Premier CD Special is also available as an IRA, earning...

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Review of the Latest Citibank Checking Bonus Offers - Up to $600
Deal Summary: $600, $400 and $200 checking account bonuses with various deposit requirements.

Availability: Nationwide

Citibank is again offering checking account bonuses. The bonus amounts are high enough that I thought it was worth noting. These bonuses don’t require direct deposit or debit card usage. The primary requirement is depositing funds of sufficient balance and maintaining that balance for at least 60 days. As you would expect, the larger bonuses require larger deposits.

Another important thing to note about these bonus offers is that you also have to open...

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Gulf Coast FCU (TX) Adds 36-Month CD Special
Deal Summary: 36-month Share Certificate Special, 2.99% APY, $500 minimum deposit

Availability: Residents of three South Texas counties (Corpus Christi Metropolitan Statistical Area).

Gulf Coast Federal Credit Union (Gulf Coast Federal) is currently offering a 36-month Share Certificate Special earning 2.99% APY. (I have to admit, I was tempted to call it the “almost-3%-CD.”) The 36-month is one of four Share Certificate Specials, but it has the most competitive APY by far. The minimum opening deposit for any of the Share Certificate Specials is...

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Wellesley Bank (MA) Debuts 14-Month CD
Deal Summary: 14-month CD, 2.25% APY, $10k min/$1m max deposit

Availability: Market area includes the town of Wellesley and the greater Boston metropolitan area.

At the beginning of the month, Wellesley Bank added a 14-month CD (2.25% APY) to its product line. The minimum deposit is $10k, with a balance cap of $1m.

I last wrote about Wellesley Bank in August 2015, when their “hot” deal was a 15-month CD earning 1.50% APY. At the time, that was a competitive rate and the highest APY the 15-month...

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Huntington Bank Boosts 19-Month Promo CD
Deal Summary: 19-month Promo CD, 2.20% APY, $1k min/$100k max, new money, in-branch only.

Availability: Residents of Indiana, Kentucky, Michigan, Ohio, Pennsylvania, and West Virginia.

DA readers are familiar with my blog posts on Huntington Bank’s (Huntington) long-running checking bonus (more about that later), but it’s been quite some time since Huntington offered a competitive CD. That changed this week when the rate on the 19-month Promo CD was raised to 2.20% APY. The Promo CD requires new money, with a minimum deposit of $1k and...

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American Eagle Financial CU (CT) Ups 18-Month CD APY
Deal Summary: 18-month Certificate (2.25% APY), 6-month Certificate (2.00% APY), $1k minimum deposit, checking account required.

Availability: Residents of Hartford, Middlesex, New Haven, and Tolland Counties, Connecticut.

At the end of last week, American Eagle Financial Credit Union (AEFCU) dramatically raised the rates on its 18-month Certificate (2.25% APY) and 6-month Certificate (2.00% APY). These limited-time offers require a $1k minimum deposit, with a maximum deposit of $500k.

The both Certificates are available as IRAs (Traditional and CESA) earning the same...

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Earn $350 When Opening New HSBC Advance Checking Account
Deal Summary: $350 bonus when opening a new HSBC Advance Checking account, $10k minimum of new money, available through November 20, 2017.

Availability: Nationwide

For the past few years, HSBC has been regularly offering checking account bonuses. Now through November 20, 2017, there are three separate bonuses available ($200, $350, and $700), with the $350 checking bonus on new HSBC Advance checking accounts probably having the best return on the investment.

Earning the $350 Bonus

When I wrote about the $350 bonus about a year ago, the requirements included Direct Deposits...

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Huntington National Bank's $200 Bonus Is Back
Deal Summary: $200 bonus when opening a new Huntington 5 Checking® account.

Availability: Residents of Indiana, Kentucky, Michigan, Ohio, Pennsylvania, West Virginia, and Wisconsin

Huntington National Bank (Huntington Bank) has extended its long-running and popular Huntington 5 Checking® $200 bonus through October 31, 2017.

What sets this bonus apart from other checking account bonuses is that it does not require a Direct Deposit of any kind. Simply deposit at least $1k within 60 days and the $200 bonus is yours.

Qualifications for the $200 Bonus:

  • Open a new Huntington 5...

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Capital One Increases 360 Money Market Rate
Deal Summary: 360 Money Market, 1.20% APY ($10k+), 0.60% APY (less than $10k)

Availability: Nationwide

In March 2016, a new Money Market account (earning 1.00% APY) was unveiled by Capital One 360, the now defunct online banking subsidiary of Capital One Financial Corporation. Earlier this year, Capital One 360 was quietly absorbed into Capital One, although the majority of Capital One products carry the “360” brand.

Two months ago, the rate on the 360 Money Market was raised to 1.10% APY ($10k+). Capital One has just ended the...

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