Fort Knox Federal Credit Union continues to offer competitive CD rates. The two best are its CD specials: 2.00% APY 13-month CD and 2.50% APY 22-month CD. Its long-term regular CDs are also quite competitive: 3.00% APY 36-month CD, 3.25% APY 48-month CD and 3.50% APY 60-month CD. An extra 0.25% is added for a Jumbo CD with a $100,000 minimum (excludes specials). These rates are listed in the credit union's CD rates page as of the morning of 3/25/2010.
The credit union has a history of competitive CD specials. In 2008 the 7-month CD rate was 5% (the good old days).
Membership is open to those who live, work or worship in any of the following Kentucky counties: Boyle, Breckinridge, Grayson, Hart, Larue, Meade, Nelson and Taylor. There's also a large list of select employer groups. Relatives of any person who can be a member may also join. There's a $10 membership fee, and a minimum $5 deposit into a share savings account is required. Please refer to the credit union's membership eligibility page for the full details. Note, I just noticed the following new addition to the eligibility page: "Or you can become a member of American Consumer Council for free."
Branches are located in several cities in Kentucky including Fort Knox, Radcliff, Elizabethtown and Campbellsville.
The credit union continues to have strong ratings for safety and soundness: 5 stars (superior) at BauerFinancial (based on 12/31/09 data) and 4 stars (sound) at Bankrate.com (based on 9/30/09 data). Fort Knox FCU is federally insured by the NCUA (Charter # 7000).