Dedicated to Deposits: Deals, Data, and Discussion

PNC Bank Checking Account Bonuses Available in Some States


PNC Bank is offering another $100 bonus for opening a personal checking account, setting up direct deposit and making 10 check card purchases. The offer is available online at this PNC promotions page. It's scheduled to expire on 4/30/2010. Both the Free Checking and the Virtual Wallet qualifies. Below is the small print. I've highlighted the important details:

The payout of $100 will be credited to the Eligible Account within 60 days after the first Qualifying Direct Deposit and at least 10 purchases made with your PNC Visa Check Card have posted to the eligible checking account, all of which must occur by 06/30/10 The payout will be identified as "Promo Reward Cash Trans" on your monthly statement. A "Qualifying Direct Deposit" is defined as a recurring direct deposit of a paycheck, pension, social security or other regular monthly payment electronically deposited into a Free, Performance, Performance Select Checking account, or the Spend account for Virtual Wallet (each an "Eligible Account") on a recurring month-to-month basis. The amount of each recurring Direct Deposit must be at least $400. The recurring Direct Deposits must be made by an employer or an outside agency. Credit card cash advance transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as Qualifying Direct Deposits. Offer only available to new PNC Bank checking account customers who open the Eligible Account using the on-line application. Offer only available to residents of DC, DE, FL, IN, KY, MD, NJ, OH, PA and VA. Offer may be extended, modified or discontinued at any time and may vary by market. This is an online offer that is not available through a PNC Bank branch. While PNC Bank from time to time may promote similar offers that are available through the branch, they are not related to this web offer.

Limit of one premium payment per new account legal equity ownership. For this offer legal equity ownership will be defined by the customer name(s) and social security number(s) on the account. PNC Bank and National City Bank customers with an existing checking account are not eligible for this offer.

In the event that we determine in our sole discretion that your account does not meet the eligibility criteria or the activity on your account does not qualify as a Qualifying Direct Deposit, we will not be obligated to credit your account with the payout.

Note, it's only available in states where PNC Bank has branches.

Credit for this find goes to iBankDesign.

To learn more about Virtual Wallet, please refer to my review of PNC's Virtual Wallet. Virtual Wallet consists of 3 accounts: the Spend Account (checking), the Reserve Account (for short-term savings and overdraft protection) and the Growth Account (the high yield savings account). The Growth account pays 1.10% APY for balances up to $25K (0.35% for above) as of 3/21/2010.

$150 Checking Account Bonus at National City in St. Louis

National City Bank (now part of PNC) is advertising a $150 checking account bonus in St. Louis. The ad is available online here. It's scheduled to expire on 4/03/2010.

National City Conversions

I reviewed the status of National City conversions earlier this month. It appears the last conversions should be completed by June 14, 2010.

PNC Bank has been a FDIC member since 1934 (FDIC Certificate # 6384).

Other Bank Bonuses

To find other bonus deals at other banks, please refer to my bank bonus page which has all of my recent bank bonus posts.

Related Pages: PNC Bank, checking account, Delaware, Florida, Indiana, Kentucky, Maryland, New Jersey, Ohio, Pennsylvania, Virginia

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Comment #1 by Paul (anonymous) posted on
The National City link above is going to a rate ad and not about opening a new checking account.

Comment #2 by Anonymous posted on
PNC (formerly Nat'l City Bank )needs to concentrate on how to allow customers to contact them via phone. gives out the phone # for the Vandalia OH branch as 937-890-1804.  When you call this # you get a message that the phone # has been disconnected and you should dial 411 to get the new number

Upon calling 411 the same phone # is given as a current #.  I even called 411 again to tell them the wrong # is being given out.  An agent admitted having no clue why that should be, and further more, offered me no other alternatives.  She had a "tough cookies" attitude about it.

Doesn't give me a warm fuzzy feeling about the PNC changeover.  I hope they handle money better than they take care of their communication lines.