DOCO Regional Federal Credit Union is offering several competitive rates on its share certificates and IRA certificates. The most competitive include a 3.05% APY 5-year CD, a 2.25% APY 2-year CD and a 1.80% APY 1-year CD. Minimum deposit is $500. These rates are listed in the credit union's share rates page as of 9/13/2010.
Membership is open to anyone who lives, works, worships, attends school in one of the following Georgia counties: Baker, Calhoun, Colquitt, Clay, Dougherty, Early, Mitchell, Quitman, Randolph, Stewart, Terrell, Webster and Worth. You can also be eligible via select employer groups and via family. Please refer to the credit union's who can join page for more details. Membership requires a minimum $5 balance in the regular share savings account.
Branches are located in the Georgia cities of Albany, Americus, Eastanollee, Leesburg, Pelham, Tifton and Toccoa, and in the North Carolina cities of Andrews, Brevard and Marion.
The credit union's overall health score is 4 out of 5 with a Texas Ratio of 7.66% (excellent) based on June 2010 data. Please refer to our financial overview of DOCO Regional Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 12999).
Searching for the Best CD Rates
It's getting difficult to find 5-year CDs with yields above 3.00%. For those who have $175K to invest, USAA Bank is offering a 3.10% APY 5-year CD nationwide. For smaller balances, 3% is about all that you can get. Sallie Mae Bank continues to offer a 3.00% APY 5-year CD that's available nationwide. These rates are as of 9/13/2010.
To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com: