Centra Credit Union is offering a very competitive 4-year CD and IRA CD with a 3.00% APY. Minimum deposit is $500. The credit union also has a special 13-month CD, but its 1.20% APY isn't competitive. These rates are listed in the credit union's rates page as of 9/20/2010. At the top of the rate table, there's a date range of 9/16 to 9/22/2010. It also states that rates are subject to change at any time.
Membership is open to those who live or work in one of many Indiana counties. Marion County is included, but in this case, only parts of the county are included. Please refer to the credit union's membership page for the full details.
Branches are located in several Indiana cities including Indianapolis, Columbus and Madison. There are also branches in Jamestown, New York and in Whitakers, North Carolina.
The credit union's overall health score is 3 out of 5 with a Texas Ratio of 11.36% (excellent) based on June 2010 data. Please refer to the financial overview of Centra Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68287).
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.