TriStar Bank continues to offer several competitive CD and IRA CD rates. The bank has three tiers for its CDs: $1K to under $50K, $50K to $95K and over $95K. Each tier has rates 0.10% higher than the lower tier. Below is a list of rates for the top tier CDs that require a minimum deposit over $95K. These rates are listed at the bank's deposit rates page as of 1/18/2011:
- 1.45% APY 1 year
- 1.70% APY 18 months
- 1.90% APY 2 years
- 2.40% APY 3 years
- 2.75% APY 4 years
- 3.00% APY 5 years
It appears that a branch visit is required to open an account. Branches are located in Dickson and Charlotte, Tennessee which are in the Nashville metro area. Before driving a long distance for a CD, it's advisable to call the bank and confirm rates and qualifications.
The bank has an overall health score at DepositAccounts.com of 3 out of 5 with a Texas Ratio of 8.73% (excellent) based on September 2010 data. Please refer to our financial overview of TriStar Bank for more details. The bank has been a FDIC member since 2000 (FDIC Certificate # 35417).
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