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$100 Checking Account Bonus at Huntington Bank in Some States


Huntington National Bank

Update 4/15/2013: There's a new $150 checking account promotion that's scheduled to end on 4/30/2013. Please refer to this Huntington bonus review post for more details.

Huntington Bank is again offering a checking account promotion that makes it easy to qualify for a $100 bonus. It's very similar to what they were offering in December, and like that one, the promo is scheduled to end soon. The checking account must be opened by February 27, 2011. The promo page is listed at To qualify for the $100, you must open a checking account with a $25 deposit and either set up an automatic direct deposit OR make 5 debit card purchases in 60 days.

Unlike the December promo, there's no mention of which states are eligible for this offer. I called the bank at 888-810-1381, and according to the CSR, it's only available to new customers who reside in states that have branches (Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, and Florida).

Huntington Free Checking qualifies for this promotion. It has no monthly fees or minimum balance requirement.

Here are some additional important points from the small print:

All new accounts subject to account opening approval. Bonus will be deposited to the new checking account within 90 (ninety) days of account opening (if “i or “ii condition is also met). Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer not available on account conversions or in combination with any other offer. An Early Account Closing Fee will apply to accounts closed within 180 days of opening. Bank reserves the right to limit to one gift incentive per household.

Potential Gotchas

In December, one reader mentioned he was rejected due to too many ChexSystem inquiries. So if you have recently opened accounts at other banks, you might have trouble qualifying.

Also, readers mentioned receiving a hard pull in the application. Hard credit pulls can temporarily ding your credit score.

In my March 2010 Huntington post, a reader mentioned that there's a monthly inactivity fee if the free checking is not used in a six month period. Be sure to review the fee schedule.

Even though their are possible gotchas, readers have reported success for previous promotions. One reader who applied last December received the $100 credit after Huntington debited her funding account for the initial deposit. This ACH deposit into the Huntington account apparently counted as a direct deposit.

Other Accounts

Huntington still offers an online savings account but the rates are now very low. I first reported on this in February 2007.

Bank Overview

Huntington Bank is headquartered in Columbus, Ohio. It's a sizable regional bank with $52.7 billion in assets. The bank has an overall health score at of 4 out of 5 with a Texas Ratio of 21.42% (above average) based on September 2010 data. Please refer to our financial overview of Huntington Bank for more details. The bank has been a FDIC member since 1934 (FDIC Certificate # 6560).

Other Bank Bonuses

To find other bonus deals at other banks and credit unions, please refer to the bank bonus page which has all of my recent bank bonus blog posts. There are also additional bonuses listed in the checking account deals forum. If you learn about a bonus, please post them in this forum.

  Tags: checking account, Ohio, Michigan, Indiana, Pennsylvania, Kentucky, West Virginia, Florida, Huntington National Bank

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Comment #1 by Anonymous posted on
This bank rejected my application last year, even though the webpage said I passed initially.

Comment #2 by Anonymous posted on
LInk is dead

Comment #3 by NWD (anonymous) posted on
I signed up for this account and did not receive the bonus. Huntington told me I did not enter the promo code on the application so I won't receive the bonus. I saved the webpage that promoted the account and there is no promo code listed anywhere, nor do I remember there being a promo code anywhere else in the application process. Did anyone else have this happen?

Comment #4 by Anonymous posted on
You receive the promo code in the mail. I had a hard time getting the code to work properly. The code I received wasn't formatted the way they wanted me to enter it online. I thought I got it to work. After a few months I emailed customer service asking where the $100 was. They told me no promo code was entered and that they couldn't help me. They wouldn't help me which I thought was very poor customer service and when I asked how I could close the account she told me that there was an early cancellation fee. I would understand the cancellation fee if I received the $100 but the money that was in the account is what I put in there to open it. I am not happy with Huntington Bank.

Comment #5 by carnholio posted on
It's back, but only for 11/25 - 11/29:

And the fine print:

All you need to do is open a new checking account by 9 p.m. on 11/29/11 with at least $25. Then, either set up an automatic direct deposit into your checking account OR make 5 debit card purchases in 60 days. Do that, and the $100 bonus will be deposited into your new account within 90 days of account opening. The $100 bonus is considered interest, so you’ll receive a Form 1099-INT from us. This offer is open to new checking customers who live in Ohio, Michigan, Pennsylvania, Kentucky, West Virginia and Florida. Offer limited to one per household.


Comment #6 by Anonymous posted on
I had the same problem. I actually spoke to a rep on the phone who helped open my account, now Huntingdon is refusing to honor the coupon and stated that no coupon was entered or that I qualified.

One lost customer over a $100 lie.

Comment #7 by Ron (anonymous) posted on
Two lost customers over $100 bonus: I received a $100 bonus coupon in the mail, but it expired before I could use it. I called my local branch to see whether they would still honor it. They said they would--even checked with the Branch Mgr. First time I went in, she wasn't working and no one else could help me; second time I went in, she was busy and I'd have to wait an hour; third time,she was in but said she would not honor the 'expired' offer. Worst customer in the banking industry; will NEVER EVER bank with Huntington Bank! 

Comment #8 by Anonymous posted on
I received the promo code card in the mail. Opened an account WITH the branch manager. Gave the branch manager my promo card. Did the direct deposits. Did the debit card purchases. Its been six months and they have been saying for three of the months they can't find my promo card and that corporate is saying they never issued me one. I'm very unhappy with Huntington bank due to the fact its taken them three months to addressthe issue and after calling once a week for three months they always say the manager. DAVE FALLIS will call me back and he never does. SHOULD HAVE JUST WENT TO FIFTH THIRD!