Via Credit Union is offering a special 2.21% APY 33-month CD and IRA CD. Minimum deposit is $10,000. The credit union also has some competitive standard CD and IRA CD rates including a 2.83% APY 5-year CD and a 2.47% APY 4-year CD. The standard CDs have a minimum deposit of $500. The early withdrawal penalty is 180 days of interest. These rates are listed in the credit union's rates page. At the bottom of the rate table it states that rates effective February 23, 2011 through March 01, 2011.
The 33-month CD special compares favorably to the best 36-month CD rates that are nationally available. At internet banks, the best 3-year CD rate is 2.00% APY at OneWest Bank. The best 3-year CD rate at a credit union that's easy to join is 2.25% APY at Fort Knox FCU (as of 2/23/2011).
Membership into Via Credit Union is open to anyone living or working in Grant, Blackford, Madison or Miami County in Indiana. Please refer to the credit union's membership page for more details. A minimum balance of $5 in the share savings account is required for membership. A $50 minimum balance is required to avoid a $3 monthly fee.
Via Credit Union branches are located in Marion, Gas City, Upland and Hartford City, Indiana.
The credit union has an overall health score at DepositAccounts.com of 4 out of 5 with a Texas Ratio of 4.04% (excellent) based on September 2010 data. Please refer to our financial overview of Via Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68572).
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.