| Bank or Credit Union | Apy | Min | Max | Product | |
| First Central Savings Bank | 2.10% | $500 | - | 84 Month CD | |
| First Central Savings Bank | 1.95% | $500 | - | 60 Month CD | |
| First Central Savings Bank | 1.85% | $500 | - | 72 Month CD | |
| First Central Savings Bank | 0.80% | $500 | - | 14 Month CD | |
| First Central Savings Bank | 0.55% | $500 | - | 9 Month CD |
Competitive CD Rates at First Central Savings Bank in New York - Local Only
First Central Savings Bank is offering several competitive CD rates. The best are its long-term CD rates which include a 3.25% APY for 80 months, 3.10% APY for 6 years and 2.80% APY for 5 years. The short-term CD rates are also competitive, but like all current short-term CD rates, they're lower than what you may expect: 1.15% APY for 9 months and 1.28% APY for 14 months. Minimum deposit is $500. These rates are listed in the bank's deposit rates page as of 4/1/2011.
It appears a branch visit is required to open an account. First Central Savings branches are located in the New York cities of Glen Cove, Sunnyside, Whitestone, Astoria, Ridgewood, Bayside, Flushing and Forest Hills.
One thing to note about this bank is that it's not in the best financial shape. The FDIC issued a consent order against the bank in February. Its overall health score at DepositAccounts.com is 2 stars (out of 5) with a Texas Ratio of 97.42% (poor) based on December 2010 data. Please refer to our financial overview of First Central Savings for more details. The bank has been a FDIC member since 1999 (FDIC Certificate # 34969).
Searching for the Best CD Rates
To search for the best nationwide CD rates and the best CD rates in your state, please refer to the CD rates section of DepositAccounts.com.
Banks Mentioned in this Post:
| First Central Savings Bank Locations: 10 Health Rating:  |   |
| Recent Posts: 3.00% 24-Month CD at First Central Savings in New York | |
Bob1 (anonymous) - #1, Saturday, April 2, 2011 - 11:41 AM
The locations of Sunnyside, Whitestone, Astoria, Ridgewood, Bayside, Flushing and Forest Hills are post offices located within the New York City borough of Queens. Glen Cove is a "Town" in Nassau County. The terms "City, County, Town and Village" in New York State are defined by law and have political and fianancial mandates. The US post office defines its own areas and are not necessarly the same as the potitical locations
Add Your Comment
Post a Comment