Dedicated to Deposits: Deals, Data, and Discussion
Biscayne Bank1.10%$20k-24 Months Times Deposit
Biscayne Bank1.00%--Regular Savings
Biscayne Bank0.85%$20k-12 Months Time Deposit
Accounts mentioned in this post. Rates as of August 29, 2014

South Florida Savings & CD Deals at Biscayne Bank - Local Only


Biscayne Bank

Biscayne Bank continues to offer competitive CD rates. The two best deals are a 1.10% APY 1-year CD and a 1.20% APY 2-year CD. Minimum deposit is $20,000. There's also a good savings account deal. Its regular savings account has a 1.00% APY for all balances. Minimum opening deposit is $1,000, and a minimum $1,000 balance is required to avoid a monthly fee. These rates are listed in the rates section of the bank's website as of 8/28/2012.

It appears that a branch visit is required to open an account. Biscayne Bank branches are located in Miami and Doral, Florida.

The bank has an overall health score at of 4 stars (out of 5) with a Texas Ratio of 8.19% (average) based on March 2012 data. Please refer to our financial overview of Biscayne Bank for more details. The bank has been a FDIC member since 2005 (FDIC Certificate # 57973).

How these CD and Savings Account Rates Compare

This bank's 1-year CD rate is the same as the best nationally available 1-year CD rate. Both CIT Bank and Bank of Internet USA are offering 1.10% APY on a 1-year CD. CIT Bank has the best deal since it allows an add-on deposit and a bump-up option. CIT Bank also has the best bank 2-year CD rate with a 1.25% APY.

The best nationally available savings account rate is 1.30% APY at UFB Direct.

These rates are accurate as of 8/28/2012.

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Related Pages: Biscayne Bank, CD rates, Florida

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