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Latest Chase Checking Account Bonus


Chase Manhattan Bank

Update 7/3/2013: There's a new $200 Chase checking account bonus. It's scheduled to end on 8/15/13. Here's the Chase promotion page.

Update 4/19/13: There's a new $150 Chase checking account bonus available online. It's scheduled to end on 7/6/13. Here's the Chase promotion page.

Update 2/27/13: The largest online Chase checking account bonus that I currently can find is $125. This is scheduled to end on 4/6/13. Here's the Chase promotion page.

Earlier this year Chase Bank had been offering a $200 checking account bonus that was available online. That appears to be no longer available. The largest bonus that's available online that I can find now is $150. Here's the Chase promo link. It's scheduled to last until 12/15/2012 7/6/2013.

To receive the bonus, you have to enter your email address at the Chase promo page to receive a coupon. Once you receive the coupon, you can either print the coupon and take it to your local Chase Branch or apply online using the coupon code in the email. Then you'll need to open a Chase Total Checking account and set up direct deposit. According to the offer's small print:

Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After we receive your first direct deposit, we'll deposit the bonus in your new account within 10 business days.

The bonus isn't available to existing Chase checking customers, and you can only receive one checking account bonus per calendar year.

Other Chase Bonuses

If you wait, the $200 online bonus may come back. Chase often sends out $200 bonus coupons in the mail. You can find these on I currently see several being sold with prices that range from $5 to $10. Some of these may not require direct deposit. You may also be able to find a Chase checking bonus coupon in the address change packets at your post office.

Chase also offers bonuses for opening its savings account with a $10,000 minimum initial deposit. This can be up to $150. I haven't seen Chase offer this savings account bonus online. These coupons have typically been sent by mail. If you go into a branch to take advantage of the checking account bonus, you might want to ask about this savings account promotion.

Chase has also offered business checking account bonuses. Past ones have paid $200 for an initial deposit of at least $5,000. I can't find any that are available now.

Beware of Monthly Fees

Chase Total Checking has no monthly Service Fee when you do one of the following each statement period:

  • Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR,
  • Option #2: Keep the daily balance in your checking account at or above $1,500; OR,
  • Option #3: Keep an average balance of $5,000 or more in your checking and other types of qualifying Chase accounts.

Otherwise a $12 monthly Service Fee will apply ($10 monthly Service Fee for CA, OR and WA).

Since Chase pays very low interest rates, it doesn't pay to keep more than the minimum balance to avoid the monthly fees.

Other Bank Bonuses

We have a bank promotions page with a table of all of the active bank and credit union promotions. You can filter the table based on the type of promotion and based on your state. I have more details about how to use this page in this blog post.

You can view my latest bank bonus blog posts in this bank bonus page. I and readers often post on bonuses in the checking account deals forum.

  Tags: Chase Manhattan Bank, checking account

Related Posts

Comment #1 by Anonymous posted on
Hi Ken, It w'l be great if you can send/update any chase savings bonus coupons to venuk85 at Thanks! 

Comment #2 by paoli2 posted on
What I don't like about Chase is that it offers no bonuses unless you open a new account.  I have had our checking account etc. with them for years and never received a bonus.  They must not have had one when I originally opened accounts.  I think they need to show some appreciation also for those of us who have stuck it out with them inspite of their rock bottom interest rates.

Comment #4 by RickNP posted on
Chase is apparently offering a $200 bonus to at least some of its credit card customers, I have 2 CC accounts with them and received 2 emails, each with a different access code, offering the $200 bonus, available until April 29.

Comment #5 by Anonymous posted on
I'm planning to open a new account but the link is not working can someone please, please send me a good link ;)

Comment #6 by Rachna (anonymous) posted on
Hi RickNP


I am interested in opening an account with chase. However I am not getting any 200$ coupon. It will be nice if you can share yours in case you are not using them.



Comment #7 by Anonymous posted on
Beware if you enter an expired coupon code as the system validated and accepted mine without any verification that it was invalid or expired. I went through the entire process of setting up direct deposit and initial deposit eligibility requirements only to find out they won't honor the coupon because it now states it was expired at the time it was entered. The online application process for coupon code entry is botched as it may not necessarily inform you of an invalid coupon code. You may not find out until weeks later like I did when they refuse to honor it. There are many current and valid codes out there for the $200 Bonus as well as other [Bonuses] and it is mind boggling why they cannot make an exception for me considering a technical glitch caused all this in the first place. I am still within the "10 business day" range of receiving the reward but so far about 4 different reps told me I won't qualify for it. We'll see. I can't close my account and open a new one with a valid code because the offer only applies to new checking customers or those who have not had an opened checking account within the past 90 days. So I'm ****ed unless by some stroke of luck, they honor the code between now and Friday. I'll keep you posted!

Comment #8 by Anonymous posted on
Where did you get an expired bonus code? Why did you apply if you had an expired bonus? The lesson: Never spend more than $0.00 for a coupon code from a stranger, especially if you got it online!