There is competition for your money in the Spokane area of Washington State. Yesterday, I reported on the CD special at Numerica Credit Union. Today I came across an even better CD special at Horizon Credit Union. It’s an 18-month CD with a 2.02% APY. Minimum deposit is $10,000, and new money is required. The offer is scheduled to end on August 30. This CD special is listed in the credit union’s certificates rates page as of 8/9/2013.
Credit union membership is open to residents of Washington State, parts of northern Idaho and parts of Montana around Missoula. Please refer to the credit union’s membership page for the full details.
Horizon Credit Union branches are located in the Washington cities of Spokane, Spokane Valley, Liberty Lake, Deer Park, Colville, Davenport, Moses Lake and Ephrata; in the Idaho cities of Coeur d'Alene, Ponderay, Sandpoint and Post Falls; and in the Montana city of Missoula.
The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas ratio of 4.35% (excellent) based on March 2013 data. Please refer to our financial overview of Horizon Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67264).
How This CD Rate Compares
The highest 18-month CD rate that’s nationally available is 1.10% APY at GE Capital Bank. The best nationwide CD special with a term around 18 months is the 15-month CD at Aspire Federal Credit Union. It has a 1.25% APY. These rates are accurate a of 8/9/2013.
To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.