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Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.

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DETAILSINSTITUTIONAPYMINMAXPRODUCT
Peopleschoice Credit Union2.78%$500-120 Month CD
Peopleschoice Credit Union2.43%$75k-84 Month CD
Accounts mentioned in this post. Rates as of April 17, 2014

Long-Term CD Specials at PeoplesChoice Credit Union in Parts of Maine

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Peopleschoice Credit Union

In the last few months we’ve seen several banks and credit unions offer higher long-term CD rates. The latest one is PeoplesChoice Credit Union. It just started offering two CD specials: a 10-year CD with a 3.04% APY and a 7-year CD with a 2.43% APY. This 10-year CD rate requires a $500 minimum deposit, but the 7-year CD rate requires a $75,000 minimum. The 7-year CD has a 2.37% APY for $10,000 minimum and a 2.27% APY for a $500 minimum. The 7-year CD rate is listed at the credit union’s rate sheet as of 10/22/2013. The 10-year CD special doesn’t appear to be listed on the credit union’s website. I received a copy of a PDF rate sheet where it’s listed on the top right of the sheet. This PDF rate sheet is available here.

Credit union membership is open to anyone who lives, works or attends school in York and Cumberland County of Maine.

Credit Union Overview

PeoplesChoice Credit Union branches are located in the Maine towns of Biddeford, Saco, Sanford and Wells.

The credit union has an overall health grade at DepositAccounts.com of a C+ with a Texas ratio of 20.17% (average) based on June 2013 data. Please refer to our financial overview of PeoplesChoice Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 68442).

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  Tags: Peopleschoice Credit Union, CD rates, Maine

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