Dedicated to Deposits: Deals, Data, and Discussion

CD and IRA CD Specials at Roma Bank in New Jersey

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Roma Bank

Roma Bank has two competitive short-term CD specials. One is regular CD with a 6-month term and a 1.05% APY. The other is an IRA CD with a 18-month term and a 1.25% APY. Both have a $10,000 minimum deposit, and a $2 million maximum deposit. They’re only available as consumer accounts. These specials don’t seem to be listed on the bank’s website. A reader forwarded me information on these specials (thanks!). They’re scheduled to last until March 1, 2014, but the specials may end at anytime.

A branch visit is required to open these CD specials. Roma Bank branches are located in several New Jersey cities. Some of these include Trenton, Robbinsville, Bordentown and Cherry Hill.

Bank Overview

Roma Bank was recently acquired by Investors Bank. The Roma Bank branches are scheduled to be converted to Investors Bank branches on March 10, 2014.

Roma Bank’s financial health is a little weak, but that doesn’t matter since it’s now part of Investors Bank. Investors Bank has an overall health grade of a B+ with a Texas ratio of 9.04% (excellent) based on September 2013 data. Please refer to our financial overview of Investors Bank for more details. Investors Bank has been a FDIC member since 1942 (FDIC Certificate # 28892).


  Tags: Roma Bank, New Jersey, CD rates, IRA rates

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