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Featured 2-Year CD Rates
Average 3 Year CD Rate Trend
Featured Accounts

3 Year CD Rates

Compare rates on 3 year CDs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Connexus Credit Union1.75%$10k-$1,33636 Month Certificate With Active Checking
Melrose Credit Union1.66%$5k-$1,2663 Year Share Certificate
Northern Bank & Trust Company1.60%$500-$1,22336 Month CD
ABNB Credit Union1.55%*$20k-$1,28539 Month Jumbo Certificate Special
America's Credit Union 1.50%$10k-$1,14236 Month Term Promotional Standard Share Certificate
Intervest National Bank1.45%$2,500-$1,1033 Year CD
State Department Federal Credit Union1.41%$500-$1,07536 Month Certificate
Ameriprise Financial1.40%*$1k-$1,06836 Month Ameriprise® Flexible Savings Certificate
Northrop Grumman Federal Credit Union1.39%$2,500-$1,06036 Month Term CD
Capital Educators Federal Credit Union1.36%$500-$1,02536 - 47 Month Share Certificate
Barclays1.35%--$1,02936 Month Online CD
Learn MoreSponsored Note: No Minimum Balance. FDIC Insured.
Belvoir Federal Credit Union1.35%$1k-$1,02936 Month Share Certificate
Digital Credit Union1.35%$25k-$1,018Jumbo 36 - 47 Month Certificate - Relationship Rate
Lake Michigan Credit Union1.35%$500-$1,02936 Month VIP CD
CNB Bank Direct1.31%$1k$250k$99836 Month CD
Andrews Federal Credit Union1.31%$1k-$99836 Month Share Certificate
GE Capital Bank1.30%$500-$9883 Year CD
Learn MoreAdvertisementSponsored Note: Steady growth, guaranteed returns and a low minimum deposit to open.
Bank5 Connect1.30%$500-$9903 Year Connect Roll-Up CD
Frontier Community Bank1.30%$1k-$99036 Month Relationship CD
GE Capital Retail Bank1.30%*$25k-$99036 Month CD
AloStar Bank of Commerce1.30%$1k-$98836 Month CD
State Bank of India1.30%$5k-$9883 Year CD
CIT Bank1.27%$1k-$9653 Year CD
EverBank1.26%$1,500-$9573 Year Yield Pledge CD
HEW Credit Union1.26%$2k-$96036 Month Silver Share Certificate
Alliant Credit Union1.25%$1k-$94136 - 47 Month Share CD
Virginia Partners Bank1.25%$1k-$1,00638 Month CD
Affinity Credit Union1.25%$500-$94936 Month Certificate
Logix Federal Credit Union1.25%$1k-$95236 Month CD w/ Platinum Relationship Rewards
BankUnited1.25%$5k-$95236 Month CD Special
Discover Bank1.25%$2,500-$9493 Year CD
Nationwide Bank1.21%*$500-$92136 Month CD
Ally Bank1.20%--$911High Yield 3 Year CD
Learn MoreAdvertisementSponsored Note: No Minimum Deposit to Open. Consistently competitive rates. Member FDIC.
Doral Direct1.20%$500-$91336 Month CD
TIAA Direct1.20%$1k-$91336 Month CD
Geauga Savings Bank1.20%$1k-$91336 Month CD
Patriot Bank1.20%$1k-$91336 Month CD
Hudson City Savings Bank1.20%$500-$9113 Year CD
Northwest Federal Credit Union1.20%*$25k-$9113 Year Share Certificate
Sallie Mae Bank1.20%$2,500-$91336-Month CD
Colorado Federal Savings Bank1.20%$5k-$9113 Year CD
Astera Credit Union1.20%$500-$9113 Year CD
Communitywide Credit Union1.20%$2k-$91336 Month Share Certificate
BAC Florida Bank1.16%$500-$880BAC Internet Time Deposit 36 Months
John Marshall Bank1.16%$500-$8803 Year CD
MainStreet Bank1.15%$500-$8723 Year CD
State Farm Bank1.15%--$87536 Month CD
First Internet Bank of IN1.15%$1k-$87536 Month CD
Security Bank (OK)1.15%$2k-$87536 Month CD
Chain Bridge Bank, National Association1.15%$500$250k$86536 - 47 Month CD
Airbanking1.15%$500-$8723 Year CD
The National Republic Bank of Chicago1.11%$1k$100k$8423 Year CD
Dupont Community Credit Union1.11%$500-$8423 Year CD
Partners 1St Credit Union1.11%$25k-$84436 Month CD
Sandia Laboratory Credit Union1.11%*$1k-$84436 Month CD
Salem Five1.10%$10k-$83636 Month eCD Special
Urban Trust Bank1.10%$500-$81235 Month CD Special
E-LOAN.com1.10%$10k-$8343 Year CD
Fort Knox Federal Credit Union1.10%$500-$83636 Month CD
OneWest Bank1.10%$1k-$8343 Year Online CD
Virginia Heritage Bank1.10%$500-$83636 Month CD
Member One Credit Union1.10%$1k-$83636-Month CD
Giantbank.com1.05%$2,500-$79836 Month Giant Business CD
OneUnited Bank1.05%$1k-$796UNITY 3 Year CD
Fulton Bank, National Association1.05%$500-$79836 Month Bump up
Nma Credit Union1.05%$10k-$79836 Month Share Certificate
WashingtonFirst Bank1.05%$1k-$79836 Month CD
Self-Help Credit Union1.01%$500-$76736 Month Standard CD
Atlantic Coast Bank1.01%$1k-$767i36 Month iCertificates of Deposit
Armed Forces Bank, National Association1.00%$500-$760Business 36 Month CD
Bank @LANTEC1.00%$500-$76036 Month Relationship CD
Burke & Herbert Bank & Trust Company1.00%$25k-$63130 Month Stepped CD w/ checking
Pentagon Federal Credit Union1.00%$1k-$7583 Year Money Market Cerificate
Webster Bank1.00%$1k-$7583 Year CD
Marine Federal Credit Union1.00%$1k-$76036 Month Term Share Certificate
Aspire Federal Credit Union1.00%$500-$76036 Month eCertificate
NARFE Premier Federal Credit Union1.00%$1k-$7583 Year Step Up CD
Northern Star Credit Union1.00%$1k-$76036 Month Share Certificate
First Shore Federal Savings and Loan Association1.00%$500-$75136-47 Month CD
Justice Federal Credit Union1.00%*$500-$76036 Month Share Certificate w/ JNA Relationship
Pen Air Credit Union1.00%$500-$76036 Month Step-Up CD
First Virginia Community Bank1.00%$1k-$75836 Month CD
McGraw Hill Credit Union1.00%$10k-$76036 Month CD
Fairfax County Credit Union1.00%$2,500-$76036 Month Share Certificate
Franklin Federal Savings Bank1.00%$500-$7583 Year CD
The Richmond Postal Credit Union In1.00%$500-$76036 Month CD
Martinsville First Savings Bank1.00%$500-$7583 Year CD
Vantage Point Credit Union1.00%$1k-$63130 Month CD
First Technology Federal Credit Union1.00%$500-$76036 Month CD
Bayport Credit Union1.00%$2,500-$82439 Months Premier Share Certificate Special
Goldwater Bank0.96%$5k-$7273 Year CD - Out of State
Bank of Georgetown0.95%$1k-$7193 Year CD
Mountain America Credit Union0.95%$500-$72136 Month CD
Partners Financial Credit Union0.95%$10k-$7193 Year Share Certificate
Truliant Credit Union0.95%*$25k-$72136 Month Certificate
Bank of the James0.95%$500-$72136 Month CD
The Jacksonville Bank0.92%$1k-$69136 - 59 Month CD
Quantum National Bank0.92%$1k-$69836 Month Relationship CD
USAA Bank0.91%$1k$95k$6893 Year CD - Standard
ableBanking0.90%$1k$240k$6813 Year CD
Air Force Federal Credit Union0.90%*$1k-$6813 Year CD
Xenith Bank0.90%$500-$68336 Month CD
First National Bank (VA)0.90%$500-$70237 Month CD
American Express Bank, FSB.0.90%--$68336 Month CD
Apple Federal Credit Union0.90%$500-$68336 Month Share Certificate
Bank of Internet USA0.90%$1k-$68336 Month CD
First Trade Union Bank0.90%$500-$6813 Year CD
Flagstar Bank0.90%$500-$67536 - 47 Month CD
M&T Bank0.90%--$68336 Month Select Promo CD
Village Bank (VA)0.90%$500-$68336 Month Certificate
Bank SNB0.90%$10k-$68336 Month CD
Call Credit Union0.90%$1k-$68336 Month Share Certificate
Commonwealth One Credit Union0.90%$1k-$68336 Month Share Certificate
Salem Va Medical Center Credit Union0.90%$1k-$68336 Month CD
Virginia Credit Union, Inc.,0.90%*$500-$68336 Month CD
Pacific Mercantile Bank0.85%$10k-$645Business 36 Month Net CD
North American Savings Bank0.85%$10k-$63836 - 47 Month CD with Checking
Entrust Financial Credit Union0.85%$500-$64536 Month Certificate
Sandy Spring Bank0.85%$1k-$63836 - 47 Month Business CD
Argent Credit Union0.85%$500-$64536 Month Certificate
NSWC Credit Union0.85%$500-$6433-Year Business Share Certificate
Virginia Community Bank0.85%$500-$64536 Month CD
Chesapeake Bank0.80%$1k-$50430 Month CD
Clear Sky Accounts0.80%$1k-$50430 Month Clear Sky CD
Benchmark Community Bank0.80%$10k-$60636 Month Keystone CD Special (non-renewable)
Community Bank of Raymore0.80%$500-$6053 Year CD
Heritage Bank0.80%$25k-$60636 Month CD
National Bank of Kansas City0.80%--$60036 - 47 Month CD
West Texas National Bank0.80%$1k-$6053 Year CD
Simplicity Bank0.80%$1k-$6053 Year to Less than 5 Year CD
Arlington Community Credit Union0.80%$500-$60636 Month Platinum Share Certificate
Martinsville DuPont Credit Union0.80%$2,500-$6053 Year CD
Money One Federal Credit Union0.80%*$10k-$6053 Year Share Savings Certificate
Principal Bank0.80%$5k-$60636 Month CD
Peoples Advantage Credit Union0.80%$1k-$60636 Month CD
Cattaraugus County Bank0.79%$1k-$59936 Month Gold Club CD
US Bank (OH)0.75%$1k$250k$584Business 37 Month CD Special
Chartway Federal Credit Union0.75%$10k-$56836 Month CD
First National Bank (LA)0.75%--$56836 Month CD
EagleBank0.75%$1k-$56236-47 Month CD
Highlands Union Bank0.75%$500-$56836 Month CD
First and Citizens Bank0.75%$500-$56836 Month CD
University Of Va Community Credit Union0.75%$5k-$58437 Month CD
The Blue Grass Valley Bank0.75%$500-$56836 Month CD
First Security Bank & Trust0.75%$2,500-$56236 - 47 Month CD
Eli Lilly Credit Union0.71%$1k-$5363 Year CD
Easthampton Savings Bank0.70%$1k-$53036 Month CD
Green Bank, National Association0.70%$1k$250k$5293 Year GO! CD
Capital One 3600.70%--$44130 Month CD
United Central Bank0.70%$1k-$53036 Month CD
Community Bank of Pleasant Hill0.70%$500-$5293 Year CD
Farmers & Merchants Bank0.70%$1k-$53036 Month CD
First National Community Bank (PA)0.70%$1k-$5293 Year CD
FNBO Direct0.70%$500$1m$53036 Month CD
Patelco Credit Union0.70%$1k-$52436 - 47 Month CD
Citizens Bank (TN)0.70%$2,500-$53036 Month CD
New Generations Federal Credit Union0.70%$1k-$5293 Year Share Certificate
United Southeast Credit Union0.70%$500-$53036 Month CD
New Horizon Bank, National Association0.70%$500-$53036 Month CD
Roanoke Valley Community Credit Union0.70%*$20k-$53036 Month CD
Citizens State Bank (FL)0.69%*$1k-$52336 Month CD
Cardinal Bank0.67%$1k-$52137 Month CD
The Capon Valley Bank0.65%$500-$49236 Month CD - Monthly
Univest Bank and Trust Co.0.65%$500-$4913 Year 3D-CD
North Country Savings Bank0.65%$500-$4913 Year CD
Seacoast Commerce Bank0.65%$10k-$491Premium Certificate 3 Year
KeyBank0.65%$25k$100k$49236 Month Tiered CD - Relationship
Bank of Botetourt0.65%$500-$4913 Year Business CD
Freedom First Credit Union0.65%$500-$49236 Month Share Certificate
The Bank of Southside Virginia0.65%$1k-$4913 Year CD
First Savings Bank Northwest0.61%*$25k-$46236 Month CD
1St Advantage Credit Union0.61%$500-$46236 Month Share Certificate
Zions Bank0.60%$1k-$4533 Year Gold CD
Third Federal Savings and Loan (OH)0.60%$500-$37830 Month CD
Union First Market Bank0.60%$1k$100k$4533 Year Preferred CD
Pinnacle Federal Credit Union0.60%$500-$45436 Month CD
EVB0.60%$1k-$45436 Month CD
Newtown Savings Bank0.60%--$4533 Year CD
JustBankIt.com0.60%$1k-$37830 Month CD
Beacon Credit Union0.60%$500-$45436 Month Share Certificate
Access National Bank0.60%$10k-$4533 Year CD
Farmers Bank (VA)0.60%$1k-$45436 Month CD
Central Virginia Credit Union0.60%--$45436 Month Preferred Certificate
Virginia Commonwealth Bank0.60%$500-$45436 Month CD
The Middleburg Bank0.57%$10k-$4303 Year CDARS
1st Source Bank0.55%$500-$4153 Year CD
Amalgamated Bank0.55%$500$99k$4153 Year USAVE Time Deposit
Pendleton Community Bank0.55%$500-$41636 Month CD
Citizens Community Bank (VA)0.55%$500-$41636 Month CD
Appalachian Community Credit Union0.55%$1k-$41636 Month Term Share Certificate
New Peoples Bank, Inc.0.55%$500-$41636 Month Certificate
First Sentinel Bank0.55%$500-$41636 Month CD
SunTrust Bank0.50%$2k-$31530 Month Banker Special Promotional CD
Urban Partnership Bank0.50%*$500-$37836 Month CD
American Bank0.50%$500-$378Business 36 Month CD
InTouch Credit Union0.50%$1k$95k$378Business 36 Month CD
ViewPoint Bank, National Association0.50%$1k-$37836 Month Regular CD
Bank of Blue Valley0.50%$500-$37436 - 47 Months CD
University Federal Credit Union0.50%$1k-$37836 Month Regular CD
NewDominion Bank0.50%$1k-$31530 Month Fixed Rate CD
INOVA Federal Credit Union0.50%$200-$3773 Year CD
Bronco Federal Credit Union0.50%$1k-$37836 Month Share Certificate
PNC Bank, National Association0.50%$10k-$37836 Month Callable CD Promo
The Adirondack Trust Company0.50%$500-$3773 Year CD
Credit Union Of New Jersey0.50%*$500-$3773 Year Basic Share Certificate
First Bank (VA)0.50%$500-$37836 Month CD
PortAlliance Credit Union0.50%$1k-$37836 Month CD
Consumers Credit Union (IL)0.45%$250-$3393 Year CD
NexBank0.45%$10k-$34036 Month CD
20Th Century Fox Credit Union0.45%$2,500-$3393 Year Certificate
Front Royal Credit Union0.45%$500-$3393 Year Share Certificate
StellarOne Bank0.45%$500-$336EZ 36 - 59 Month CD
Amegy Bank0.40%$1k-$3013 Year Personal CD
Blue Ridge Bank0.40%$1k-$30136 Months CD
South Division Credit Union0.40%$1k-$3013 Year CD
The National Bank of Blacksburg0.40%$500-$30236 Month CD
Citizens Bank and Trust Company0.40%$500-$30236 Month Convertible CD Special
Great Lakes Credit Union0.40%$1k-$3013 Year Share Certificate
Chase Manhattan Bank0.35%*$10k-$26136-41 Month CD - Relationship
Union Bank (San Francisco, CA)0.35%$350$100k$26136 - 47 Month CD
Citibank0.35%$1k-$2633 Year CD
iGObanking0.35%$1k-$26436 Month iGOCD
Capital One Bank0.35%$1k-$2633 Year CD
BankDirect0.25%$10k-$15730 Month CD
Woodforest National Bank0.25%$500-$1883 Year CD
Comerica Bank0.20%$1k-$1503 Year Fixed Rate CD
Bank of America0.18%$1k-$13436 - 47 Month CD - Platinum Rate
GiftsforBanking.com0.15%$5k-$1133 Year CD Gifts
HSBC0.10%$1k-$62.7230 Month Online CD
Guardian Credit Union0.04%$500-$25.0830 Month Share Certificate
H&R Block Bank 0.03%$250-$22.5736 Month CD
Charles Schwab Bank0.03%$1k-$22.5736 Month CD