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Featured 2-Year CD Rates
Average 3 Year CD Rate Trend
Featured Accounts

3 Year CD Rates

Compare rates on 3 year CDs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Connexus Credit Union1.75%$10k-$1,33636 Month Certificate With Active Checking
Boiling Springs Savings Bank1.75%$1k-$1,45439 Month CD Special
Melrose Credit Union1.66%$5k-$1,2663 Year Share Certificate
Northern Bank & Trust Company1.60%$500-$1,22336 Month CD
Community Bank of Bergen County, N. J.1.51%$1k-$1,1503 Year CD
Freedom Bank (NJ)1.50%$500$100k$1,13236-47 Month Bump-Up CD
America's Credit Union 1.50%$10k-$1,14236 Month Term Promotional Standard Share Certificate
Third Federal Savings and Loan (OH)1.50%$500-$1,24239 Month CD Special
Oritani Bank1.50%$1k-$1,1423 Year CD
Intervest National Bank1.45%$2,500-$1,1033 Year CD
Bogota Savings Bank1.41%$1k-$1,0723 Year CD
Ameriprise Financial1.40%*$1k-$1,06836 Month Ameriprise® Flexible Savings Certificate
Northrop Grumman Federal Credit Union1.39%$2,500-$1,06036 Month Term CD
Capital Educators Federal Credit Union1.36%$500-$1,02536 - 47 Month Share Certificate
Barclays1.35%--$1,02936 Month Online CD
Learn MoreSponsored Note: No Minimum Balance. FDIC Insured.
Columbia Bank (NJ)1.35%$500-$1,02936 Month Advantage Plus CD
Belvoir Federal Credit Union1.35%$1k-$1,02936 Month Share Certificate
Digital Credit Union1.35%$25k-$1,018Jumbo 36 - 47 Month Certificate - Relationship Rate
Lake Michigan Credit Union1.35%$500-$1,02936 Month VIP CD
CNB Bank Direct1.31%$1k$250k$99836 Month CD
Andrews Federal Credit Union1.31%$1k-$99836 Month Share Certificate
GE Capital Bank1.30%$500-$9883 Year CD
Learn MoreAdvertisementSponsored Note: Steady growth, guaranteed returns and a low minimum deposit to open.
Bank5 Connect1.30%$500-$9903 Year Connect Roll-Up CD
GE Capital Retail Bank1.30%*$25k-$99036 Month CD
AloStar Bank of Commerce1.30%$1k-$98836 Month CD
Peapack-Gladstone Bank1.30%$500-$96235 Month CD (New Money only)
State Bank of India1.30%$5k-$9883 Year CD
Cape Bank1.30%--$9883 Year CD
CIT Bank1.27%$1k-$9653 Year CD
EverBank1.26%$1,500-$9573 Year Yield Pledge CD
Garden Savings Federal Credit Union1.26%$500-$9573 Year Share Certificate
Harvest Community Bank1.26%$500-$96036 Month CD
USAlliance Credit Union1.26%$500-$96036 Month CD
Alliant Credit Union1.25%$1k-$94136 - 47 Month Share CD
Royal Bank America1.25%$1k-$79130 Month CD
Affinity Credit Union1.25%$500-$94936 Month Certificate
BankUnited1.25%$5k-$95236 Month CD Special
Union Center National Bank1.25%$1k-$95236 Month CD
Discover Bank1.25%$2,500-$9493 Year CD
Ponce De Leon Federal Bank1.25%$500-$95236 Month CD
Parke Bank1.25%$500-$95236 Month CD
Crest Savings Bank1.25%$500-$95236 Month CD
Millington Savings Bank1.25%$500-$95236 Month CD
Glen Rock Savings Bank1.25%$500-$95236 Month CD
RSI BANK1.25%$1k-$95236 Month CD
Mariner's Bank1.21%$1k-$92136 Month CD
Grand Bank, N.A.1.21%$1k-$92136 Month CD
Nationwide Bank1.21%*$500-$92136 Month CD
Lincoln Park Savings Bank1.21%$1k-$7652.5 Year CD
Self Reliance (NJ) Credit Union1.21%--$92136 Month Share Certificate
Ally Bank1.20%--$911High Yield 3 Year CD
Learn MoreAdvertisementSponsored Note: No Minimum Deposit to Open. Consistently competitive rates. Member FDIC.
Doral Direct1.20%$500-$91336 Month CD
TIAA Direct1.20%$1k-$91336 Month CD
Geauga Savings Bank1.20%$1k-$91336 Month CD
Patriot Bank1.20%$1k-$91336 Month CD
Hudson City Savings Bank1.20%$500-$9113 Year CD
Northwest Federal Credit Union1.20%*$25k-$9113 Year Share Certificate
Sallie Mae Bank1.20%$2,500-$91336-Month CD
The Bank of Princeton1.20%$500$100k$91336 Month CD
First Choice Bank (NJ)1.20%$1k-$91336 Month CD
Colorado Federal Savings Bank1.20%$5k-$9113 Year CD
Astera Credit Union1.20%$500-$9113 Year CD
Cross River Bank1.20%$500-$91336 Month CD
Communitywide Credit Union1.20%$2k-$91336 Month Share Certificate
Gibraltar Bank1.20%$2,500-$1,01740 Month Red Carpet CD
BAC Florida Bank1.16%$500-$880BAC Internet Time Deposit 36 Months
First Point FCU1.16%$500-$8803 Year CD
First Jersey Credit Union1.16%$1k-$8803 Year CD
The Berkshire Bank1.15%$10k$500k$875Business 36 Month CD
Cornerstone Bank (NJ)1.15%$500-$87536 Month CD Sale
Roselle Savings Bank1.15%$1k-$87536 Month CD
United Teletech Financial Credit Union1.15%$500-$86536-47 Month CD Special
First Bank (NJ)1.15%$500-$87536 Month CD
Amboy Direct1.15%$10k$100k$872Anytime Access CD
Atlantic Stewardship Bank1.15%$500-$86536 - 47 Month Power CD
State Farm Bank1.15%--$87536 Month CD
First Internet Bank of IN1.15%$1k-$87536 Month CD
Haven Savings Bank1.15%$100-$87536 Month CD
Spencer Savings Bank 1.15%$1k-$87536 Month CD
Security Bank (OK)1.15%$2k-$87536 Month CD
Kearny Federal Savings Bank1.15%$500-$8723 Year StarBanking Plus CD
New Millennium Bank1.15%$500-$87536 Month CD
Airbanking1.15%$500-$8723 Year CD
The National Republic Bank of Chicago1.11%$1k$100k$8423 Year CD
Sandia Laboratory Credit Union1.11%*$1k-$84436 Month CD
Salem Five1.10%$10k-$83636 Month eCD Special
Audubon Savings Bank1.10%$500-$83436 Month CD
E-LOAN.com1.10%$10k-$8343 Year CD
Fort Knox Federal Credit Union1.10%$500-$83636 Month CD
OneWest Bank1.10%$1k-$8343 Year Online CD
Liberty Bell Bank1.10%$500-$83636 Month CD
South Jersey Federal Credit Union1.10%$1k-$8343 Year CD
Indus American Bank1.10%$2k-$83636 Month CD
Lusitania Savings Bank1.05%$5k-$79836 Month Renewal CD
Giantbank.com1.05%$2,500-$79836 Month Giant Personal CD
OneUnited Bank1.05%$1k-$796UNITY 3 Year CD
Hopewell Valley Community Bank1.05%$500-$79836 Month CD
NJ Gateway Credit Union1.03%$1k-$78336 Month Share CD
Self-Help Credit Union1.01%$500-$76736 Month Standard CD
Atlantic Coast Bank1.01%$1k-$767i36 Month iCertificates of Deposit
Delanco Federal Savings Bank1.01%$1k-$76736 Month CD
Franklin Bank (NJ)1.01%$500-$76736 Month Interest Credited Monthly CD
Armed Forces Bank, National Association1.00%$500-$760Business 36 Month CD
Raritan Bay Federal Credit Union1.00%$1k-$76036 Month CD
Pentagon Federal Credit Union1.00%$1k-$7583 Year Money Market Cerificate
Webster Bank1.00%$1k-$7583 Year CD
Aspire Federal Credit Union1.00%$500-$76036 Month eCertificate
City National Bank (NJ)1.00%$500-$7513 - 4 Year CD
HAB Bank1.00%$1,500-$7583 Year CD - Queens & NJ & Hicksville
Justice Federal Credit Union1.00%*$500-$76036 Month Share Certificate w/ JNA Relationship
Pen Air Credit Union1.00%$500-$76036 Month Step-Up CD
BCB Community Bank1.00%$500-$7583 Year CD
Clifton Savings Bank1.00%$500-$76036 Month CD
McGraw Hill Credit Union1.00%$10k-$76036 Month CD
Franklin Federal Savings Bank1.00%$500-$7583 Year CD
First Technology Federal Credit Union1.00%$500-$76036 Month CD
Llewellyn-Edison Savings Bank, FSB1.00%$1k-$76036 Month CD
Sun National Bank1.00%$500$100k$75136-47 Month Relationship CD
Goldwater Bank0.96%$5k-$7273 Year CD - Out of State
1st Bank of Sea Isle City0.96%$500-$72936 Month CD
Mountain America Credit Union0.95%$500-$72136 Month CD
Haddon Savings Bank0.95%$500-$7193 Year CD
The Jacksonville Bank0.92%$1k-$69136 - 59 Month CD
GSL Savings Bank0.92%$500-$58130 Month Fixed CD
Quantum National Bank0.92%$1k-$69836 Month Relationship CD
USAA Bank0.91%$1k$95k$6893 Year CD - Standard
ableBanking0.90%$1k$240k$6813 Year CD
Republic Bank (Philadelphia, PA)0.90%--$67536 - 47 Month CD
Air Force Federal Credit Union0.90%*$1k-$6813 Year CD
American Express Bank, FSB.0.90%--$68336 Month CD
Apple Federal Credit Union0.90%$500-$68336 Month Share Certificate
Bank of Internet USA0.90%$1k-$68336 Month CD
First Trade Union Bank0.90%$500-$6813 Year CD
Manasquan Savings Bank0.90%$500-$6813 Year CD
Flagstar Bank0.90%$500-$67536 - 47 Month CD
M&T Bank0.90%--$68336 Month Select Promo CD
Bank SNB0.90%$10k-$68336 Month CD
Highlands State Bank0.90%--$68336 Month CD
Freehold Savings Bank0.90%$500-$56830 Month CD
Schuyler Savings Bank0.90%$1k-$68336 Month CD
The Atlantic Credit Union0.90%*$10k-$6813 Year CD
Community Financial Services Credit Union0.90%--$6813 Year CD
United Financial Services Credit Union0.90%$1k-$68336 Month CD
First Atlantic Credit Union0.90%$500-$67536-47 Month Share Certificate
North American Savings Bank0.85%$10k-$63836 - 47 Month CD with Checking
Pacific Mercantile Bank0.85%$10k-$64536 Month Net CD
Heritage Community Bank0.85%$500-$64536 Month CD
Metuchen Savings Bank0.85%$500-$53630 Month CD
College Savings Bank0.83%$250-$6283 Year CD
Clear Sky Accounts0.80%$1k-$50430 Month Clear Sky CD
Community Bank of Raymore0.80%$500-$6053 Year CD
Heritage Bank0.80%$25k-$60636 Month CD
National Bank of Kansas City0.80%--$60036 - 47 Month CD
West Texas National Bank0.80%$1k-$6053 Year CD
NJM Bank0.80%$500-$60636 Month CD
Simplicity Bank0.80%$1k-$6053 Year to Less than 5 Year CD
Cathay Bank0.80%$2,500$100k$6053 Year - 60 Month CD
Principal Bank0.80%$5k-$60636 Month CD
Fulton Bank of New Jersey0.80%$500-$6053 Year CD
Unity Bank (NJ)0.80%$1k-$60636 Month CD
Cattaraugus County Bank0.79%$1k-$59936 Month Gold Club CD
US Bank (OH)0.75%$1k$250k$584Business 37 Month CD Special
Magyar Bank0.75%$2,500-$56736 Month CD
Chartway Federal Credit Union0.75%$10k-$56836 Month CD
First National Bank (LA)0.75%--$56836 Month CD
Advanced Financial Credit Union0.75%$500-$56224-35 Month CD
Automatic Data Processing Credit Union0.75%$25k-$56836 Month Jumbo Share Certificate
Monroe Savings Bank, SLA0.75%$500-$5673 Year CD
The First National Bank of Elmer0.75%$500-$56836 Month CD
First Security Bank & Trust0.75%$2,500-$56236 - 47 Month CD
Eli Lilly Credit Union0.71%$1k-$5363 Year CD
Capital One 3600.70%--$441Business 30 Month CD
Green Bank, National Association0.70%$1k$250k$5293 Year GO! CD
United Central Bank0.70%$1k-$53036 Month CD
Community Bank of Pleasant Hill0.70%$500-$5293 Year CD
First National Community Bank (PA)0.70%$1k-$5293 Year CD
FNBO Direct0.70%$500$1m$53036 Month CD
Patelco Credit Union0.70%$1k-$52436 - 47 Month CD
Easthampton Savings Bank0.70%$1k-$53036 Month CD
Polish & Slavic Credit Union0.70%$500-$5293 Year CD
Century Savings Bank0.70%$500-$44130 Month CD
Millville Savings and Loan Association0.70%$1k-$5293 Year CD
Ocean City Home Bank0.70%--$53036 Month CD
Citizens State Bank (FL)0.69%*$1k-$52336 Month CD
GCF Bank0.66%$500-$4983 Year CD
KeyBank0.65%$25k$100k$49236 Month Tiered CD - Relationship
Univest Bank and Trust Co.0.65%$500-$4913 Year 3D-CD
North Country Savings Bank0.65%$500-$4913 Year CD
Seacoast Commerce Bank0.65%$10k-$491Premium Certificate 3 Year
Firstrust Savings Bank0.65%$1k$500k$47835 Month CD
Jersey Shore Credit Union0.65%$25k-$48712-60 Month Share Certificate
First Savings Bank Northwest0.61%*$25k-$46236 Month CD
Zions Bank0.60%$1k-$4533 Year Internet CD
Pinnacle Federal Credit Union0.60%$500-$45436 Month CD
NVE Bank (NJ)0.60%$1k-$45436 Month CD
Investors Bank0.60%$500-$45436 Month CD
Newtown Savings Bank0.60%--$4533 Year CD
JustBankIt.com0.60%$1k-$37830 Month CD
First Financial Credit Union0.60%$500-$45436 Month Savings Certificate
Shore Community Bank0.60%$500-$45436 Month CD
SussexBank0.60%$1k-$4533 Year Promo CD
1st Source Bank0.55%$500-$4153 Year CD
Amalgamated Bank0.55%$500$99k$4153 Year USAVE Time Deposit
Urban Partnership Bank0.50%*$500-$37836 Month CD
American Bank0.50%$500-$37836 Month CD
Irco Community Credit Union0.50%$500-$31530 Month CD
SunTrust Bank0.50%$2k-$31530 Month Banker Special Promotional CD
ViewPoint Bank, National Association0.50%$1k-$37836 Month Regular CD
Bank of Blue Valley0.50%$500-$37436 - 47 Months CD
University Federal Credit Union0.50%$1k-$37836 Month Regular CD
NewDominion Bank0.50%$1k-$31530 Month Fixed Rate CD
INOVA Federal Credit Union0.50%$200-$3773 Year CD
Northfield Bank0.50%$2,500-$37836 Month CD
PNC Bank, National Association0.50%$10k-$37836 Month Callable CD Promo
The Adirondack Trust Company0.50%$500-$3773 Year CD
1st Colonial Community Bank0.50%$500-$31530 Month CD
Credit Union Of New Jersey0.50%*$500-$3773 Year Basic Share Certificate
Hamilton Horizons Credit Union0.50%--$3773 Year Share Certificate
Newfield National Bank0.50%$500-$3152.5 Year CD
Consumers Credit Union (IL)0.45%$250-$3393 Year CD
NexBank0.45%$10k-$34036 Month CD
20Th Century Fox Credit Union0.45%$2,500-$3393 Year Certificate
Susquehanna Bank0.45%*$500-$33636 - 47 Month Fixed Rate CD
TrustCo Bank0.45%--$3393 Year CD
Acume0.45%*$20k-$34036 Month Share Certificate
The Pennsville National Bank0.45%$500-$34036 Month CD
Fox Chase Bank0.40%$500-$33640 Month CD
Amegy Bank0.40%$1k-$3013 Year Personal CD
South Division Credit Union0.40%$1k-$3013 Year CD
Great Lakes Credit Union0.40%$1k-$3013 Year Share Certificate
The First National Bank of Absecon0.40%--$29936 - 47 Month CD
Somerset Savings Bank, SLA0.40%$500-$25130 Month CD
Garden State Credit Union0.40%$1k-$30236 Month Share Certificate
Chase Manhattan Bank0.35%*$10k-$26136-41 Month CD - Relationship
Union Bank (San Francisco, CA)0.35%$350$100k$26136 - 47 Month CD
Citibank0.35%$1k-$2633 Year CD
iGObanking0.35%$1k-$26436 Month iGOCD
Capital One Bank0.35%$1k-$2633 Year CD
NJ Community Federal Credit Union0.35%$1k-$26436 Month Share Certificate
Wells Fargo Bank0.30%$5k-$245Business 39 Month CD Special
BankDirect0.25%$10k-$15730 Month Commercial CD
Comerica Bank0.20%$1k-$1503 Year Fixed Rate CD
Sturdy Savings Bank0.20%$500-$1503 Year CD
Bank of America0.18%$1k-$13436 - 47 Month CD - Platinum Rate
GiftsforBanking.com0.15%$5k-$1133 Year CD Gifts
HSBC0.10%$1k-$62.7230 Month Online CD
H&R Block Bank 0.03%$250-$22.5736 Month CD
Charles Schwab Bank0.03%$1k-$22.5736 Month CD