Ally "Loyalty Rewards" CD Renewal Info

 
Earlier today I searched Ally's website for info on their CD renewal
bonus.  Such info does not exist!  So I phoned to talk to a CSR and
here's what I got:

..Ally labels this their customer "loyalty rewards" program.

..You currently receive a +0.25% rate bump on a renewed CD.

..You are allowed to renew into a CD of a different term with the rate
  bump being applicable to the new CD.  For example, using current
  numbers, one could renew an existing matured 1 year CD with
  rate/APY = 1.03/1.04% into a new 5 year CD rate/APY = 1.68/1.69%
  receiving a rate = 1.68 + 0.25 = 1.93% (APY ~1.94%) on the new 5
  year CD.

..The +0.25% bump takes affect after Ally's 10 day best rate policy.
  So, in the preceding example if the rate on the new 5 year CD were
  to go up within 10 days after the renewal the +0.25% bump would be
  added on top of the new rate.

..All Ally CD's are eligible for "loyalty rewards".  Yes, you can
  renew a 3 month CD into a 5 year CD.  The Ally 11 month no-penalty
  CD is (obviously) eligible only after 11 months.

..The current "loyalty rewards" program ends June 30, 2012.  However
  Ally has now had this program a couple of years and FWIW they keep
  renewing it every 3 or 4 months.

Lastly I asked why Ally doesn't document this (useful) info on its
website and was told it was because it only (again obviously) applies
to existing customers.  I kind of thought that was a bit lame so I
put in a request to their 'Voice-of-the-customer' group that it be
documented with an existing 'For Existing Customers Only" header.

 To me, these things are influential to my buying the CD.
Guess I kind of like to know the rules BEFORE I play the
game.

Ally's Loyalty rewards program (a +0.25% rate bump) on
renewed CD's has once again been extended 3 months; the
new termination date is now March 31, 2013.

Ally cannot seem to make up its' mind about publicizing
this info as it has sometimes placed it on its' website
and sometimes not; currently and most often not.

Ally loyalty rewards program extended once again;
new termination date = June 30, 2013.