4.55% 12-Month / 4.50% 60-Month CD at a Northern FL Credit Union (Florida Telco).

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Update 2/09/08: The CD rates have fallen. Please check the credit union's website for the latest rates.

Florida Telco Credit Union has competitive certificate rates on terms from 6 months to 5 years. The highest yield is 4.55% APY for a 12-month term. The minimum deposit is $500. The yield for longer terms up to 5 years is 4.50% APY. The yield is 4.55% APY for a minimum deposit of $50,000.

My last report on this credit union was in November 2007 when they were offering a 5.50% 3 and 6 month CDs.

Membership is open to those who live or work in the Florida counties of Duval, Clay, St. Johns, Nassau, Baker, Columbia, Union, Bradford, Alachua, Putnam, or Flagler. Please refer to their Membership page for more details. Membership requires a $5 fee and a minimum deposit of $5 in the share savings account. The savings account has a monthly fee unless your combined balance of all accounts is at least $500.

Branches are located in Jacksonville and Orange Park, FL. The credit union is federally insured by the NCUA (Charter # 61605). It has $409.5 million in assets and 41,106 members.
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5.50% 3-Month / 5.50% 6-Month CD at a Florida Credit Union (Florida Telco)
Florida Telco is offering a 5.50% APY certificate of deposit with terms of 3 and 6 months. There is no minimum balance requirement.

My last report on this credit union was in December 2006 when they were offering a 6% 9-month CD.

Membership is open to those who live or work in the Florida counties of Duval, Clay, St. Johns, Nassau, Baker, Columbia, Union, Bradford, Alachua, Putnam, or Flagler. Please refer to their Membership page for more details. Membership requires a $5 fee and a minimum deposit of $5 in the share...



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5.60% 7-Month CD at a Florida Credit Union Continues (Duval)
Duval Federal Credit Union continues to offer a special 5.60% APY 7-month certificate of deposit. The minimum deposit is $1,000. It's also available as an IRA certificate. I last reported on this special in June.

Field of membership includes anyone who lives or works in Duval County. Membership requires a minimum deposit of $5 in the regular savings account.

Branches are located in Jacksonville, Florida. The credit union is federally insured by the NCUA (Charter # 297). It has $54.6 million in assets and 7,507 members.



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5.60% 7-Month CD at a Florida CU (Duval)
Duval Federal Credit Union is offering a special 5.60% APY 7-month certificate of deposit. The minimum deposit is $1,000.

Field of membership includes anyone who lives or works in Duval County. Membership requires a minimum deposit of $5 in the regular savings account.

Branches are located in Jacksonville, Florida. The credit union is federally insured by the NCUA (Charter # 297). It has $54.6 million in assets and 7,507 members.



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6.00% 9-Month CD at a Florida CU (Florida Telco).
Florida Telco is offering a 6.00% APY 9-month certificate of deposit. The minimum is $5,000, and it requires new money. The credit union also has a special 3-month CD with a 5.50% APY.

The field of membership includes those who live or work in the Florida counties of Duval, Clay, Nassau, Baker or St. Johns. Branches are located in Jacksonville and Orange Park, FL.

The credit union is federally insured by the NCUA. It has $354 million in assets and 38,855 members.

Thanks to the reader who mentioned this special in the finding...





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