VyStar Credit Union is headquartered in Jacksonville and is the 2nd largest credit union in the state of Florida. It is also the 17th largest credit union in the nation. It was established in 1952 and as of September of 2020, it had grown to 1,757 employees and 735,734 members at 80 locations. VyStar Credit Union has an A health rating.
Membership in VyStar Credit Union is open individuals who live or work in the Florida counties of Alachua, Baker, Bay, Bradford, Brevard, Calhoun, Citrus, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hernando, Hamilton, Hillsborough, Holmes, Jackson, Jefferson, Lafayette, Lake, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Orange, Osceola, Pasco, Pinellas, Polk, Putnam, Santa Rosa, Seminole, St. Johns, Sumter, Suwannee, Taylor, Union, Volusia, Walton, Wakulla and Washington or the Georgia counties of Camden, Charlton, Glynn and Ware. Family of current members or membership-eligible individuals may also join.
See current membership details
I spoke to customer service today about a charge on my debit card.
The representative was Richard Herrin and he was very informative, patient and extremely helpful. After researching my inquiry, we decided to put a stop pay on the charge in question.
Thank you so much for taking your time to research this charge!
Sincerely,
Rita K
A Vystar member forever!!!
***UPDATE: VyStar contacted me and resolved my issue. I am satisfied! Thank you.***
I am a victim of fraud and VyStar is penalizing me for it. I did not physically lose nor lost my card. I did not give out my information to anyone illegitimate. It got hacked into and money stolen from it. Vystar is charging me a liability fee when I was always told by them that the money is federally insured, and in case of illegitimate transactions, all of it will be refunded to me. I thought that a credit union like Vystar will give me piece of mind, but in reality there are just as careless, incompetent, and profit driven as Big Banks. Vystar is supposed to be non-profit. Why are they making members pay for their insecure cards? Members are NOT at fault because VyStar cybersecurity safeguards are too weak to withstand hacking. It is VyStar’ responsibility to place electronic safeguards on the cards ISSUED BY THEM. It’s bad enough that hard earned money was stolen from me, but now the institution that is supposed to protect my money is stealing it again.
I went to Vystar 10 years ago, never a problem, now all of a sudden it takes 6-8 weeks to credit a deposit from England...funny that, we have 3 direct deposits going in like clock work from England, one comes in the mail, always go to the branch for this one has taken 10 days to post...NOW ITS 6-8 WEEKS THE SAME FLIPPING CHECK FROM THE SAME COMPANY!!! at a cost of 120.00 a year to post this check!!! Vystar needs to wake up or they will be losing many customers!!!
My father passed away August 4th. my sister flew down to Florida from Boston within a week or so of it, which is where his children live, to in person hand in a death certificate and a legal notarized letter stating who could deal with the estate. However it is Christmas next week and none of us have received any bit of mail from them. Even though they said they have already sent it. And no checks to close out the account from his estate. We have sent everything they requested, including a link to his obituary! Can you belive they asked for that! They give us excuse after excuse. It's hard enough with this being the first Christmas without him, but now this is carrying on and i still have to be dealing with it. Couldn't be more disappointed with the lack of shame that this credit union has. Who knows when we will be getting our fathers processed from this account. The only saving grace is the people I've talked to are very polite, however that doesn't help me be done with this.
Overall | |
---|---|
NCUA # | 68490 |
Year Chartered | 1952 |
Employees | 1757 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.83% |
Return on Equity - YTD | 9.27% |
Annual Interest Income | $259.0MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $9.82B$9.02B |
Loans | Q3 2020vs Q3 2019 | $7.28B$6.31B |
Deposits | Q3 2020vs Q3 2019 | $8.52B$6.78B |
Equity Capital | Q3 2020vs Q3 2019 | $866.6MM$782.7MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $55.3MM$35.3MM |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $25.1MM$23.1MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $156.00K$1.4MM |
Always verify rates and promotions with the bank or credit union. We are not VyStar Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.40%* | $100k* | - | Business Money Market | ||
OTHER TIERS: 0.20% → Up to $100k | |||||
0.40%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.20% → Up to $100k |