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1st Source Bank

Overview / Commentary
100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 188th largest bank in the nation. It was established in 1922 and as of March of 2019, it had grown to 1,159 employees at 83 locations. 1st Source Bank has an A+ health rating.

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!


Health Grade Components

FDIC Certificate #9087
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.47%
Return on Equity - YTD12.42%
Annual Interest Income$69.0MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$6.38B$6.05B
LoansQ1 2019vs Q1 2018$4.83B$4.60B
DepositsQ1 2019vs Q1 2018$5.12B$4.78B
Equity CapitalQ1 2019vs Q1 2018$759.4MM$708.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$101.9MM$98.3MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$12.7MM$25.0MM
Real Estate OwnedQ1 2019vs Q1 2018$417.00K$1.2MM
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1st Source Bank CD Rates

2.70%$500-25 Month CD Special
2.40%$500-10 Month CD Special
1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2.5k-182 Day CD
0.05%$2.5k-91 Day CD
0.04%$2.5k-32 Day CD
0.03%$25k-7 Day CD

1st Source Bank IRA Rates

2.70%$500-25 Month IRA Special
2.40%$500-10 Month IRA Special
1.50%$500-6 Year IRA
1.25%$500-5 Year IRA
1.00%$500-4 Year IRA
0.50%$500-3 Year IRA
0.22%$500-2 Year IRA
0.17%$500-18 Month IRA
0.15%$500-1 Year IRA
0.10%$2.5k-182 Day IRA
0.05%$2.5k-91 Day IRA
0.04%$2.5k-32 Day IRA
0.03%$25k-7 Day IRA


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