1st Source Bank


Overview / Commentary
574-235-2000
100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 189th largest bank in the nation. It was established in 1922 and as of December of 2018, it had grown to 1,153 employees at 83 locations. 1st Source Bank has an A+ health rating.

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!



Health
A+

Health Grade Components

Overall
FDIC Certificate #9087
Year Established1922
Employees1153
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD11.99%
Annual Interest Income$257.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$6.29B$5.89B
LoansQ4 2018vs Q4 2017$4.75B$4.45B
DepositsQ4 2018vs Q4 2017$5.12B$4.75B
Equity CapitalQ4 2018vs Q4 2017$740.7MM$706.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$100.5MM$94.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$27.8MM$19.2MM
Real Estate OwnedQ4 2018vs Q4 2017$299.00K$1.3MM
Rates
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1st Source Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%$500$1m16 Month CD Special
1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2.5k-182 Day CD
0.05%$2.5k-91 Day CD
0.04%$2.5k-32 Day CD
0.03%$25k-7 Day CD
Locations

Availability



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