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100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 192nd largest bank in the nation. It was established in 1922 and as of March of 2016, it had grown to 1,164 employees at 85 locations. 1st Source Bank has an A+ health rating.

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1st Source Bank Offers Online 45-Month CD Special - 11/12/2015

1st Source Bank has a 45-month CD Special (2.00% APY) which is available nationwide through its internet division. The minimum deposit is $2.5K, with no balance cap.

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!


Health Grade Components

FDIC Certificate #9087
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.43%
Annual Interest Income$46.8MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$5.23B$4.85B
LoansQ1 2016vs Q1 2015$3.95B$3.64B
DepositsQ1 2016vs Q1 2015$4.23B$3.87B
Equity CapitalQ1 2016vs Q1 2015$668.0MM$646.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$89.3MM$85.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$12.2MM$19.4MM
Real Estate OwnedQ1 2016vs Q1 2015$330.00K$1.5MM
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1st Source Bank CD Rates

1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2,500-182 Day CD
0.05%$2,500-91 Day CD
0.04%$2,500-32 Day CD
0.03%$25k-7 Day CD

1st Source Bank has 82 locations. Click to view all 1st Source Bank locations.