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100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 189th largest bank in the nation. It was established in 1922 and as of September of 2017, it had grown to 1,131 employees at 82 locations. 1st Source Bank has an A health rating.

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$200 Gift Card Offer In Parts Of Indiana And Michigan - 3/30/2017

This might promotion be targeted. If you have a 1st Source Bank branch nearby, you might want to ask about it. From the offer's small print: The $200 Gift Card bonus offer is available, at the eligible locations, for new 1st Source Bank Easy Banking Club personal checking accounts opened by April 30, 2017. Required for gift card is a minimum opening balance of $25; a Resource® Plus debit card used five times with signature transactions; and an ACH direct deposit of at least $250, each within 65 days of the account opening. https://www.1stsource.com/data/uploads/APYInfo200giftcardoffer.pdf

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!


Health Grade Components

FDIC Certificate #9087
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD9.92%
Annual Interest Income$156.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$5.80B$5.44B
LoansQ3 2017vs Q3 2016$4.35B$4.11B
DepositsQ3 2017vs Q3 2016$4.57B$4.38B
Equity CapitalQ3 2017vs Q3 2016$702.1MM$679.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$93.4MM$88.9MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$14.6MM$19.1MM
Real Estate OwnedQ3 2017vs Q3 2016$1.3MM$551.00K
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1st Source Bank CD Rates

1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2,500-182 Day CD
0.05%$2,500-91 Day CD
0.04%$2,500-32 Day CD
0.03%$25k-7 Day CD