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Overview / Commentary
574-235-2000
100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 191st largest bank in the nation. It was established in 1922 and as of March of 2017, it had grown to 1,132 employees at 84 locations. 1st Source Bank has an A health rating.

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$200 Gift Card Offer In Parts Of Indiana And Michigan - 3/30/2017

This might promotion be targeted. If you have a 1st Source Bank branch nearby, you might want to ask about it. From the offer's small print: The $200 Gift Card bonus offer is available, at the eligible locations, for new 1st Source Bank Easy Banking Club personal checking accounts opened by April 30, 2017. Required for gift card is a minimum opening balance of $25; a Resource® Plus debit card used five times with signature transactions; and an ACH direct deposit of at least $250, each within 65 days of the account opening. https://www.1stsource.com/data/uploads/APYInfo200giftcardoffer.pdf

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!



Health

Health Grade Components

Overall
FDIC Certificate #9087
Year Established1922
Employees1132
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.76%
Annual Interest Income$49.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$5.49B$5.23B
LoansQ1 2017vs Q1 2016$4.15B$3.95B
DepositsQ1 2017vs Q1 2016$4.34B$4.23B
Equity CapitalQ1 2017vs Q1 2016$685.8MM$668.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$90.1MM$89.3MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$17.7MM$12.2MM
Real Estate OwnedQ1 2017vs Q1 2016$916.00K$330.00K
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$200 Gift Card Offer In Parts Of Indiana And Michigan

susanc   |  
This might promotion be targeted. If you have a 1st Source Bank branch nearby, you might want to ask about it.

From the offer's small print:

The $200 Gift Card bonus offer is available, at the eligible locations, for new 1st Source Bank Easy Banking Club personal checking accounts opened by April 30, 2017. Required for gift card is a minimum opening balance of $25; a Resource® Plus debit card used five times with signature transactions; and an ACH direct deposit of at least $250, each within 65 days of the account opening.

https://www.1stsource.com/data/uploads/APYInfo200giftcardoffer.pdf

Rates
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1st Source Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2,500-182 Day CD
0.05%$2,500-91 Day CD
0.04%$2,500-32 Day CD
0.03%$25k-7 Day CD
Locations

1st Source Bank has 83 locations. Click to view all 1st Source Bank locations.