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100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 189th largest bank in the nation. It was established in 1922 and as of December of 2015, it had grown to 1,157 employees at 85 locations. 1st Source Bank has an A+ health rating.

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1st Source Bank Offers Online 45-Month CD Special - 11/12/2015

1st Source Bank has a 45-month CD Special (2.00% APY) which is available nationwide through its internet division. The minimum deposit is $2.5K, with no balance cap.

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!


Health Grade Components

FDIC Certificate #9087
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD9.27%
Annual Interest Income$184.5MM
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$5.18B$4.82B
LoansQ4 2015vs Q4 2014$3.92B$3.62B
DepositsQ4 2015vs Q4 2014$4.14B$3.80B
Equity CapitalQ4 2015vs Q4 2014$660.1MM$639.0MM
Loan Loss AllowanceQ4 2015vs Q4 2014$88.1MM$85.1MM
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$11.5MM$33.7MM
Real Estate OwnedQ4 2015vs Q4 2014$736.00K$1.7MM
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1st Source Bank CD Rates

1.75%$500-6 Year CD
1.50%$500-5 Year CD
1.25%$500-4 Year CD
0.75%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2,500-182 Day CD
0.05%$2,500-91 Day CD
0.04%$2,500-32 Day CD
0.03%$25k-7 Day CD

1st Source Bank has 80 locations. Click to view all 1st Source Bank locations.