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100 North Michigan Street
South Bend, IN 46601

1st Source Bank is headquartered in South Bend and is the 3rd largest bank in the state of Indiana. It is also the 192nd largest bank in the nation. It was established in 1922 and as of September of 2016, it had grown to 1,149 employees at 83 locations. 1st Source Bank has an A+ health rating.

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Reviews (1)

Switched To 1St Source And Am Happy!

We had been with a local bank in our town for years until this year when a larger bank from another part of the state bought out our bank. We went along with the switch, which went very smoothly. But we were unhappy with the new bank's rates and transaction practices. So we searched for another local/regional bank. I am so pleased with 1st Source. From the first day I felt welcome and have had lots of help setting up accounts. And I love our branch; it is decorated with lovely rocks donated by another customer. That is a bank people love!


Health Grade Components

FDIC Certificate #9087
Year Established1922
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.6%
Annual Interest Income$142.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$5.44B$5.10B
LoansQ3 2016vs Q3 2015$4.11B$3.88B
DepositsQ3 2016vs Q3 2015$4.38B$4.02B
Equity CapitalQ3 2016vs Q3 2015$679.5MM$657.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$88.9MM$87.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$19.1MM$17.3MM
Real Estate OwnedQ3 2016vs Q3 2015$551.00K$747.00K
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1st Source Bank CD Rates

1.50%$500-6 Year CD
1.25%$500-5 Year CD
1.00%$500-4 Year CD
0.50%$500-3 Year CD
0.22%$500-2 Year CD
0.17%$500-18 Month CD
0.15%$500-1 Year CD
0.10%$2,500-182 Day CD
0.05%$2,500-91 Day CD
0.04%$2,500-32 Day CD
0.03%$25k-7 Day CD

1st Source Bank has 83 locations. Click to view all 1st Source Bank locations.