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1st Summit Bank


Overview / Commentary
1stsummit.com
814-262-4010
125 Donald Lane
Johnstown, PA 15904

1st Summit Bank is headquartered in JOHNSTOWN and is the 39th largest bank in the state of Pennsylvania. It is also the 795th largest bank in the nation. It was established in 1924 and as of June of 2024, it had grown to 211 employees at 18 locations. 1st Summit Bank's money market rates are 2X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #8426
Year Established1924
Employees211
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.24%
Annual Interest Income$26.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.36B$1.35B
LoansQ2 2024vs Q2 2023$762MM$745.3MM
DepositsQ2 2024vs Q2 2023$1.2B$1.15B
Equity CapitalQ2 2024vs Q2 2023$92.3MM$94.8MM
Loan Loss AllowanceQ2 2024vs Q2 2023$8.4MM$8MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$4.6MM$6.8MM
Real Estate OwnedQ2 2024vs Q2 2023$807K$469K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Summit Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0-Holiday Club w/ Automatic Deduction
0.75%$0-Holiday Club w/o Automatic Deduction
0.51%$25-Variable Great Going IRA
0.51%$25-Variable Best Relationship IRA
0.11%*$25k*-Statement Savings Accounts
OTHER TIERS: 0.06% → $50 - $25k
0.11%*$25k*-Smart Savers Club
OTHER TIERS: 0.06% → $50 - $25k

1st Summit Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$1m*-Insured Money Market Account
OTHER TIERS: 0.06% → $300 - $100k | 0.11% → $100k - $200k | 0.21% → $200k+ | 0.75% → $500k - $1m
1.00%*$1m*-Advantage Plus Money Management
OTHER TIERS: 0.06% → $0 - $100k | 0.11% → $100k - $200k | 0.21% → $200k - $500k | 0.75% → $500k - $1m
1.00%*$1m*-Business Insured Money Market Account
OTHER TIERS: 0.06% → $300 - $100k | 0.11% → $100k - $200k | 0.21% → $200k - $500k | 0.75% → $500k - $1m
1.00%*$1m*-Non-profit Insured Money Market Accounts
OTHER TIERS: 0.06% → $300 - $100k | 0.11% → $100k - $200k | 0.21% → $200k - $500k | 0.75% → $500k - $1m

1st Summit Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.11%*$25k*-Primetimer's Club Checking Accounts
OTHER TIERS: 0.06% → $300 - $25k
0.11%*$25k*-The Club Checking Accounts
OTHER TIERS: 0.06% → $300 - $25k
0.11%*$25k*-Club Gold Checking Accounts
OTHER TIERS: 0.06% → $300 - $25k
0.06%$1k-Business Now

1st Summit Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%$500-182 Day Best Relationship CD
2.01%$500-12 Month Best Relationship CD
2.01%$500-18 Month Best Relationship CD
2.01%$500-24 Month Best Relationship CD
2.01%$500-30 Month Best Relationship CD
2.01%$500-36 Month Best Relationship CD
2.01%$500-48 Month Best Relationship CD
2.01%$500-60 Month Best Relationship CD
1.86%$500-42 Month Best Relationship CD
1.76%$500-182 Day Great Going CD
1.76%$500-12 Month Great Going CD
1.76%$500-24 Month Great Going CD
1.76%$500-30 Month Great Going CD
1.76%$500-18 Month Great Going CD
1.76%$500-48 Month Great Going CD
1.76%$500-60 Month Great Going CD
1.76%$500-36 Month Great Going CD

1st Summit Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.51%$100-18 Month Best Relationship IRA
2.26%$100-18 Month Great Going IRA
2.26%$100-42 Month Best Relationship IRA
2.26%$100-12 Month Best Relationship IRA
2.26%$100-12 Month Great Going IRA
2.01%$100-42 Month Great Going IRA
Locations

Availability



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