Advertising Disclosure
  1. Home
  2. Banks
  3. Adams Bank & Trust

Adams Bank & Trust


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.abtbank.com
308-284-4071
315 North Spruce Street
Ogallala, NE 69153

Adams Bank & Trust is headquartered in OGALLALA and is the 12th largest bank in the state of Nebraska. It is also the 815th largest bank in the nation. It was established in 1962 and as of March of 2025, it had grown to 241 employees at 21 locations. Adams Bank & Trust's CD rates are 4X the national average, and it boasts an A+ health rating.

Reviews (1)

You Will Not Find A Better Bank

Posted by: |

I've been a customer and exposed to the services of many banks in my career. Adams Bank and Trust is, by far, the best bank that I have ever used. They are always on the cutting edge with their online software and other services. Their customer service is far above their competition. I've never - not once in 35 years - had any sort of problems. If I had, I'm sure that a single phone call would have solved it. You will not find a better bank.

8


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #18489
Year Established1962
Employees241
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.95%
Annual Interest Income$21.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.34B$1.4B
LoansQ1 2025vs Q1 2024$829.2MM$833.7MM
DepositsQ1 2025vs Q1 2024$1.11B$1.15B
Equity CapitalQ1 2025vs Q1 2024$172.9MM$158.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$11MM$12.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.7MM$2.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$43K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/21/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Adams Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Adams Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0$10kChristmas Club
1.50%$0-1031 Exchange Account
1.00%*$10k*-Health Savings Account - Individual HDHP
OTHER TIERS: 0.60% → $0 - $10k
1.00%*$10k*-Health Savings Account - Family HDHP
OTHER TIERS: 0.60% → $0 - $10k

Adams Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.16%*$50k*-Money Market Savings
OTHER TIERS: 0.15% → $0 - $5k | 0.40% → $5k - $10k | 0.75% → $10k - $25k | 1.00% → $25k - $50k
1.16%*$50k*-Non-Consumer Money Market Savings
OTHER TIERS: 0.15% → $0 - $5k | 0.40% → $5k - $10k | 0.75% → $10k - $25k | 1.00% → $25k - $50k

Adams Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0$25kSuperSmart e-Checking
1.20%*$100k*-Interest Checking
OTHER TIERS: 0.10% → $0 - $1.5k | 0.15% → $1.5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k
1.20%*$100k*-Premier Checking
OTHER TIERS: 0.20% → $0 - $25k | 0.50% → $25k - $50k | 0.70% → $50k - $75k | 0.95% → $75k - $100k
1.20%*$100k*-Business Interest Checking
OTHER TIERS: 0.10% → $0 - $1.5k | 0.15% → $1.5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k
1.20%*$100k*-Business Premier Checking
OTHER TIERS: 0.20% → $0 - $25k | 0.50% → $25k - $50k | 0.70% → $50k - $75k | 0.95% → $75k - $100k
0.50%*$1k*-GoSmart 50 Checking
OTHER TIERS: 0.10% → $100 - $1k

Adams Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.03%*$10k*-6 Month CD
OTHER TIERS: 3.00% → $500 - $10k
3.49%*$10k*-12 Month CD
OTHER TIERS: 2.90% → $500 - $10k
3.49%*$10k*-18 Month CD
OTHER TIERS: 2.90% → $500 - $10k
3.15%*$10k*-60 Month CD
OTHER TIERS: 2.45% → $500 - $10k
3.10%*$10k*-30 Month CD
OTHER TIERS: 2.10% → $500 - $10k
3.08%*$10k*-30 Month Upgrade CD
OTHER TIERS: 2.09% → $2.5k - $10k
3.00%*$10k*-24 Month CD
OTHER TIERS: 2.30% → $500 - $10k
3.00%*$10k*-36 Month CD
OTHER TIERS: 2.25% → $500 - $10k
3.00%*$10k*-48 Month CD
OTHER TIERS: 2.30% → $500 - $10k

Adams Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.49%*$10k*-18 Month Fixed IRA
OTHER TIERS: 2.90% → $500 - $10k
3.49%*$10k*-18 Month Variable IRA
OTHER TIERS: 2.90% → $500 - $10k
3.00%*$10k*-36 Month Fixed IRA
OTHER TIERS: 2.25% → $500 - $10k
3.00%*$10k*-36 Month Variable IRA
OTHER TIERS: 2.25% → $500 - $10k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.