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Adams Bank & Trust

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.00%Reward CheckingSuperSmart e-Checking
1.50%5-year CD60 Month CD
0.60%1-year CD12 Month CD

Overview / Commentary
800-422-3488
315 North Spruce Street
Ogallala, NE 69153

Adams Bank & Trust is headquartered in Ogallala and is the 14th largest bank in the state of Nebraska. It is also the 1,029th largest bank in the nation. It was established in 1962 and as of September of 2016, it had grown to 165 employees at 19 locations. Adams Bank & Trust has an A health rating.

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Reviews (2)

Very Personal Service

Posted by: GodsFirst | Mar 23, 2013

Based in Nebraska, this bank also has physical branches in Colorado (and perhaps other states). Offers some of the best interest rates, especially if you have more than $10K to deposit.

More importantly, the run with great integral values, as demonstrated by the personal service (we are ALWAYS greeted by name) and tenor of the quarterly newsletters (which offer sound financial wisdom).

Gets Worse And Worse

Posted by: Shae Lee | Apr 22, 2016

Been banking here for years and it just gets worse and worse. The staff turnover is very high and they're rude, they consistently loose deposits or enter them in wrong (like dropping a zero), they accidentally return items even if you have enough for it to clear, they make changes to your account without any notifications. Each manager makes up and changes their own policies. Avoid this bank.



Health
A

Health Grade Components

Overall
FDIC Certificate #18489
Year Established1962
Employees165
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD10.81%
Annual Interest Income$23.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$705.7MM$667.4MM
LoansQ3 2016vs Q3 2015$619.6MM$575.4MM
DepositsQ3 2016vs Q3 2015$588.9MM$536.0MM
Equity CapitalQ3 2016vs Q3 2015$74.5MM$76.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$9.1MM$8.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$3.0MM$251.00K
Real Estate OwnedQ3 2016vs Q3 2015$595.00K$995.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Adams Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$10k*-HSA - Individual HDHP
OTHER TIERS: 0.25% $100 - $10k
0.50%*$10k*-HSA - Family HDHP
OTHER TIERS: 0.25% $100 - $10k
0.35%-$10kChristmas Club
0.10%--1031 Exchange Account

Adams Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$50k*-Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.12% $25k - $50k
0.20%*$50k*-Business Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k | 0.12% $25k - $50k

Adams Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$25kSuperSmart e-Checking
OTHER TIERS: 0.35% $25k+
0.20%*$100k*-Interest Checking
OTHER TIERS: 0.05% Up to $10k | 0.07% $10k - $25k | 0.12% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-Premier Checking
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.12% $50k - $75k | 0.15% $75k - $100k
0.20%*$100k*-Business Interest Checking
OTHER TIERS: 0.05% Up to $10k | 0.07% $10k - $25k | 0.12% $25k - $50k | 0.15% $50k - $100k
0.20%*$100k*-Business Premier Checking
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.12% $50k - $75k | 0.15% $75k - $100k
0.07%*$1k*-GoSmart 50 Checking
OTHER TIERS: 0.05% $100 - $1k

Adams Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$10k*-60 Month CD
OTHER TIERS: 1.25% $500 - $10k
1.30%*$10k*-48 Month CD
OTHER TIERS: 1.05% $500 - $10k
1.10%*$10k*-36 Month CD
OTHER TIERS: 0.85% $500 - $10k
1.05%*$10k*-30 Month CD
OTHER TIERS: 0.80% $500 - $10k
1.05%*$10k*-30 Month Upgrade CD
OTHER TIERS: 0.80% $2,500 - $10k
0.90%*$10k*-24 Month CD
OTHER TIERS: 0.65% $500 - $10k
0.65%*$10k*-18 Month CD
OTHER TIERS: 0.40% $500 - $10k
0.60%*$10k*-12 Month CD
OTHER TIERS: 0.45% $500 - $10k
0.45%*$10k*-6 Month CD
OTHER TIERS: 0.35% $500 - $10k

Adams Bank & Trust IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$10k*-36 Month Fixed IRA
OTHER TIERS: 0.85% $500 - $10k
1.10%*$10k*-36 Month Variable IRA
OTHER TIERS: 0.85% $500 - $10k
0.65%*$10k*-18 Month Fixed IRA
OTHER TIERS: 0.40% $500 - $10k
0.65%*$10k*-18 Month Variable IRA
OTHER TIERS: 0.40% $500 - $10k
Locations

Adams Bank & Trust has 19 locations. Click to view all Adams Bank & Trust locations.