Adams Bank & Trust

Overview / Commentary

www.abtbank.com

308-284-4071

315 North Spruce Street
Ogallala, NE 69153

Adams Bank & Trust is headquartered in OGALLALA and is the 10^th largest bank in the state of Nebraska. It is also the 781^st largest bank in the nation. It was established in 1962 and as of June of 2024, it had grown to 234 employees at 21 locations. Adams Bank & Trust's CD rates are 5X the national average, and it boasts an A+ health rating.

View all posts from:

2009

12/14 - 4.00% Reward Checking Account at Adams Bank & Trust in NE & CO - Local Only

Reviews (1)

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You Will Not Find A Better Bank

Posted by: kellycpa | Feb 28, 2022

I've been a customer and exposed to the services of many banks in my career. Adams Bank and Trust is, by far, the best bank that I have ever used. They are always on the cutting edge with their online software and other services. Their customer service is far above their competition. I've never - not once in 35 years - had any sort of problems. If I had, I'm sure that a single phone call would have solved it. You will not find a better bank.

Comment

Health

A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	18489
Year Established	1962
Employees	234
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.13%
Return on Equity - YTD	10.04%
Annual Interest Income	$46.8MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$1.39B$1.32B
Loans	Q2 2024vs Q2 2023	$843.2MM$796.8MM
Deposits	Q2 2024vs Q2 2023	$1.13B$1.07B
Equity Capital	Q2 2024vs Q2 2023	$161.7MM$142.6MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$11.7MM$10.9MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$3.1MM$1.5MM
Real Estate Owned	Q2 2024vs Q2 2023	$43K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Adams Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Adams Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$0	$10k	Christmas Club
1.50%	$0	-	1031 Exchange Account
1.20%^*	$10k^*	-	Health Savings Account - Individual HDHP
OTHER TIERS: 0.90% → $0 - $10k
1.20%^*	$10k^*	-	Health Savings Account - Family HDHP
OTHER TIERS: 0.90% → $0 - $10k

Adams Bank & Trust Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.80%^*	$50k^*	-	Money Market Savings
OTHER TIERS: 0.40% → $0 - $1.5k \| 0.60% → $1.5k - $5k \| 0.90% → $5k - $10k \| 1.30% → $10k - $25k \| 1.60% → $25k - $50k
1.80%^*	$50k^*	-	Non-Consumer Money Market Savings
OTHER TIERS: 0.40% → $0 - $1.5k \| 0.60% → $1.5k - $5k \| 0.90% → $5k - $10k \| 1.30% → $10k - $25k \| 1.60% → $25k - $50k

Adams Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$0	$25k	SuperSmart e-Checking
1.75%^*	$100k^*	-	Interest Checking
OTHER TIERS: 0.40% → $0 - $1.5k \| 0.65% → $1.5k - $10k \| 0.90% → $10k - $25k \| 1.20% → $25k - $50k \| 1.50% → $50k - $100k
1.75%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.80% → $0 - $25k \| 1.10% → $25k - $50k \| 1.30% → $50k - $75k \| 1.50% → $75k - $100k
1.75%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.40% → $0 - $1.5k \| 0.65% → $1.5k - $10k \| 0.90% → $10k - $25k \| 1.20% → $25k - $50k \| 1.50% → $50k - $100k
1.75%^*	$100k^*	-	Business Premier Checking
OTHER TIERS: 0.80% → $0 - $25k \| 1.10% → $25k - $50k \| 1.30% → $50k - $75k \| 1.50% → $75k - $100k
1.15%^*	$1k^*	-	GoSmart 50 Checking
OTHER TIERS: 0.60% → $100 - $1k

Adams Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.40%^*	$10k^*	-	12 Month CD
OTHER TIERS: 3.80% → $500 - $10k
4.10%^*	$10k^*	-	18 Month CD
OTHER TIERS: 3.60% → $500 - $10k
4.00%^*	$10k^*	-	6 Month CD
OTHER TIERS: 3.90% → $500 - $10k
3.60%^*	$10k^*	-	24 Month CD
OTHER TIERS: 3.00% → $500 - $10k
3.60%^*	$10k^*	-	30 Month CD
OTHER TIERS: 3.00% → $500 - $10k
3.58%^*	$10k^*	-	30 Month Upgrade CD
OTHER TIERS: 2.99% → $2.5k - $10k
3.15%^*	$10k^*	-	36 Month CD
OTHER TIERS: 2.75% → $500 - $10k
3.10%^*	$10k^*	-	48 Month CD
OTHER TIERS: 2.70% → $500 - $10k
3.10%^*	$10k^*	-	60 Month CD
OTHER TIERS: 2.70% → $500 - $10k

Adams Bank & Trust IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.45%^*	$10k^*	-	18 Month Variable IRA
OTHER TIERS: 3.80% → $500 - $10k
4.10%^*	$10k^*	-	18 Month Fixed IRA
OTHER TIERS: 3.60% → $500 - $10k
3.49%^*	$10k^*	-	36 Month Variable IRA
OTHER TIERS: 3.10% → $500 - $10k
3.15%^*	$10k^*	-	36 Month Fixed IRA
OTHER TIERS: 2.75% → $500 - $10k

Locations

Availability

North Platte Area

North Platte Area bank & credit union details

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