Advancial


Overview / Commentary
972-201-1830
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201

Advancial is headquartered in Dallas and is the 16th largest credit union in the state of Texas. It is also the 194th largest credit union in the nation. It was established in 1937 and as of March of 2024, it had grown to 294 employees and 124,899 members at 15 locations. Advancial's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Any U.S citizen, regardless of where they live, is eligible for Advancial membership by joining the US Dog Agility Association (USDAA). Please note that this membership path has changed in the past. Consequently, it's advisable to first contact Advancial to confirm this eligibility option before applying. Membership in Advancial is also open to the following: 1) to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion; 2) Employees of several SEGs (petroleum refining industry). (Membership requirements are listed on Advancial's application).
See current membership details

Related Posts

Advancial FCU Raises Its 5 Year Jumbo CD To 4.68% Apy - 5/1/2024

After lowering their 5 year jumbo CD a couple of months age to 4.18% apy Advancial raised its 5 year jumbo CD 50 basis points to 4.68% apy as of 5-1-24. At least it is a step in the right direction and hopefully others will follow

Advancial Credit Union Rates Decreased - 4/1/2024

Sadly, as the calendar turned to April the certificate rates at Advancial Credit Union took a fairly substantial hit.                                                                                      Check the current rates here: https://www.advancial.org/rates

Advancial FCU Drops 5 Year Jumbo Rate - 3/1/2024

just saw on Advancial's website that the 5 year jumbo CD has dropped from 5.40% to 5.01% apy. Earlier this morning it was still at 5.40% but I guess when they opened at 9am CST they changed it to 5.01% apy

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5-Year Jumbo CD @ 5,4%

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Opened another 5-year jumbo today. Transfered money into the savings account earlier and then did a simple transfer to fund the CD. Took no more than a couple of minutes. Advancial 5-year CD rates are substantially higher than anyone else.

Really Happy With Experience Now, After Some Application Annoyances!

Posted by: |

The US dog agility association membership (TX0000) made it quick and easy to open. I did not like the photo uploading hassle in their application form, so would suggest interacting by email for that. The person who helped me through it was very prompt as well as patient. It is unusual to find a bank which has the best long term rates in the country yet is so good with customer service.

Opening CD

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Overall, I have had a good experience with this CU.

Advancial Trust Savings And Cd Experience From Out Of State

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Hi all. Having successfully but with some difficulty opened an ira cd at Advancial, I was now ready to open a trust account and trust cd. I was sent most of the forms I needed but I noticed I needed one more. So quickly in one day I got that form emailed to me, and completed that form and the same day got the required notary . I used USPS certified tracked mail and that same day mailed it in with checks to both open a trust savings and purchase a trust cd. Well I had a repeat problem from my experience opening the trustee to trustee ira. I was hoping the problem was fixed. Advancial hours are 8-5 m-f with no backup dropbox available for the postmaster to leave mail, even I should say, if it is not certified or tracked. So the tracking for the trust savings and cd materials said there was no way to deliver on the first try ant 5:15 and the USPS would try again the following day. USPS tried and successfully delivered according to tracking. Next up- no one I could actually contact at advancial could actually say they had the package- I just need to wait and they will look for it and process it as time allows. I wanted the rate I requested, and rates change the 1st of the month normally. So, just a heads up- the people mean well but there are barriers to opening a trust cd there from out of state. I would have started earlier this month but did not have the funds earlier to do so. So be advised and good luck. I don't know if my requested trust cd will actually be opened before the end of the month. Today is the 26th.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees294
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.21%
Annual Interest Income$34.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.44B$2.27B
LoansQ1 2024vs Q1 2023$2.06B$1.88B
DepositsQ1 2024vs Q1 2023$2.03B$1.75B
Equity CapitalQ1 2024vs Q1 2023$190.6MM$187.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$15.3MM$13.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$21.4MM$12MM
Real Estate OwnedQ1 2024vs Q1 2023$0$43K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-IRA Savings
0.10%$100-Savings
0.10%$5-Money Musketeers Savings
0.10%$100-Dinero Teens Savings
0.10%$100-Business Savings

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.22%$100k-Premium Money Market
0.56%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.46% $2.5k - $25k | 0.51% $25k - $50k
0.56%*$50k*-Business Money Market
OTHER TIERS: 0.46% $2.5k - $25k | 0.51% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.03% $0 - $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.03% $0 - $10k
0.03%$0-Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.68%$50k-5 Year Jumbo Certificate
4.68%$50k-Business 5 Year Jumbo Certificate
4.57%$25k$50k5 Year Junior Jumbo Certificate
4.57%$25k$50kBusiness 5 Year Junior Jumbo Certificate
4.47%$1k$25k5 Year Certificate
4.47%$1k$25kBusiness 5 Year Certificate
4.41%$50k-4 Year Jumbo Certificate
4.41%$50k-Business 4 Year Jumbo Certificate
4.30%$25k$50k4 Year Junior Jumbo Certificate
4.30%$25k$50kBusiness 4 Year Junior Jumbo Certificate
4.25%$10k-9 Month Certificate Special
4.20%$1k$25k4 Year Certificate
4.20%$50k-3 Year Jumbo Certificate
4.20%$50k-Business 3 Year Jumbo Certificate
4.20%$1k$25kBusiness 4 Year Certificate
4.09%$25k$50k3 Year Junior Jumbo Certificate
4.09%$25k$50kBusiness 3 Year Junior Jumbo Certificate
3.99%$1k$25k3 Year Certificate
3.99%$1k$25kBusiness 3 Year Certificate
3.96%$50k-2 Year Jumbo Certificate
3.96%$50k-Business 2 Year Jumbo Certificate
3.86%$25k$50k2 Year Junior Jumbo Certificate
3.86%$25k$50kBusiness 2 Year Junior Jumbo Certificate
3.75%$1k$25k2 Year Certificate
3.75%$1k$25kBusiness 2 Year Certificate
3.70%$50k-18 Month Jumbo Certificate
3.70%$50k-Business 18 Month Jumbo Certificate
3.60%$25k$50k18 Month Junior Jumbo Certificate
3.60%$25k$50kBusiness 18 Month Junior Jumbo Certificate
3.51%$50k-1 Year Jumbo Certificate
3.51%$50k-Business 1 Year Jumbo Certificate
3.49%$1k$25k18 Month Certificate
3.49%$1k$25kBusiness 18 Month Certificate
3.40%$25k$50k1 Year Junior Jumbo Certificate
3.40%$25k$50kBusiness 1 Year Junior Jumbo Certificate
3.30%$100-Money Musketeers Starter Certificate
3.30%$250-12 Months Dinero Teens Starter Certificate
3.30%$1k$25k1 Year Certificate
3.30%$1k$25kBusiness 1 Year Certificate
3.24%$50k-6 Month Jumbo Certificate
3.24%$50k-Business 6 Month Jumbo Certificate
3.13%$25k$50k6 Month Junior Jumbo Certificate
3.13%$25k$50kBusiness 6 Month Junior Jumbo Certificate
3.12%$50k-3 Month Jumbo Certificate
3.12%$50k-Business 3 Month Jumbo Certificate
3.03%$1k$25k6 Month Certificate
3.03%$1k$25kBusiness 6 Month Certificate
3.02%$25k$50k3 Month Junior Jumbo Certificate
3.02%$25k$50kBusiness 3 Month Junior Jumbo Certificate
2.92%$1k$25k3 Month Certificate
2.92%$1k$25kBusiness 3 Month Certificate

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.68%$50k-5 Year Jumbo IRA
4.57%$25k$50k5 Year Junior Jumbo IRA
4.47%$1k$25k5 Year IRA
4.41%$50k-4 Year Jumbo IRA
4.30%$25k$50k4 Year Junior Jumbo IRA
4.20%$50k-3 Year Jumbo IRA
4.20%$1k$25k4 Year IRA
4.09%$25k$50k3 Year Junior Jumbo IRA
3.99%$1k$25k3 Year IRA
3.96%$50k-2 Year Jumbo IRA
3.86%$25k$50k2 Year Junior Jumbo IRA
3.75%$1k$25k2 Year IRA
3.70%$50k-18 Month Jumbo IRA
3.60%$25k$50k18 Month Junior Jumbo IRA
3.51%$50k-1 Year Jumbo IRA
3.49%$1k$25k18 Month IRA
3.40%$25k$50k1 Year Junior Jumbo IRA
3.30%$1k$25k1 Year IRA
3.24%$50k-6 Month Jumbo IRA
3.13%$25k$50k6 Month Junior Jumbo IRA
3.12%$50k-3 Month Jumbo IRA
3.03%$1k$25k6 Month IRA
3.02%$25k$50k3 Month Junior Jumbo IRA
2.92%$1k$25k3 Month IRA
Locations

Availability

Dallas Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.