Advancial


Overview / Commentary
972-201-1830
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201

Advancial is headquartered in Dallas and is the 14th largest credit union in the state of Texas. It is also the 207th largest credit union in the nation. It was established in 1937 and as of December of 2020, it had grown to 229 employees and 98,105 members at 11 locations. Advancial's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Advancial is open to the following: 1) to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion; 2) Employees of several SEGs (petroleum refining industry). (Membership requirements are listed on Advancial's application).
See current membership details

Related Posts

Advancial Long-Term Jumbo CD Rates Increased Significantly - 4/8/2021

Advancial has raised the rates on its 3-year, 4-year, and 5-year Jumbo CDs to very competitive rates. Minimum opening deposit is $50k. Also as Jumbo IRA CDs.

Advancial Announces New Rates (Highest Yield Is 1.94%) - 4/5/2021

looks like rates have been increased for their longer terms; mixed for shorter terms yields for highest tier ($50,000 minimum) 5y 1.94% 4y 1.60% 3y 1.31% 2y 1.11% 18m 1.02% 1y 0.95% 6m 0.90% 3m 0.81% The yield on the Premium Money Market account ($100,000 minimum) remains at 1.01%. https://www.advancial.org/current-market-interest-rate/

Advancial Announces New CD Rates - 3/1/2021

increases on term of 2 years or longer mixed bag on shorter terms These are yields for their highest tier ($50,000 minimum): 5 years -- 1.66% 4 years -- 1.30% 3 years -- 1.23% 2 years -- 1.09% 18 mos. -- 1.02% 1 year --    0.97% 6 months - 0.91% 3 months - 0.81% https://www.advancial.org/current-market-interest-rate/

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Amazing Financial Institution

Posted by: |

As a member of Advancial, I can honestly say they are an outstanding financial institution! From their friendly and helpful customer service to the products they offer, they are the best around. Their checking account earns dividends, there are no ATM fees, free checks, and you earn points on your debit card when you use it! In addition to their checking account, they have low rates on loans and competitive rates on CD’s. Advancial is hands down the best financial institution I have ever banked with!

Great credit union

I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.

Good CD Rates, Lot Of Hassle

Posted by: |

This is a primitive credit union. No online money transfers/ACH permitted until account has aged. If want to receive monthly CD interest, it is via mailed check only. Initial deposit for CD is via check or wire only; linking external accounts not available. Opening a savings account is mandatory for a CD. Will have to visit a bank location to open an account. Ask all your questions while at the branch; is a 10-15 minute wait on hold to speak with someone on the phone. Few consistent answers between branch and phone representatives.

Connex Membership DOES NOT Get You A Cd

Posted by: |

After reading field of membership on this website I clicked on the Connex link and joined. Then I filled out the advancial membership form online. I wanted to open a large CD quickly. When I called advancial to follow up on my application I was told that membership in Connex will not be suffice to become a member of advancial Credit Union.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees229
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD7.6%
Annual Interest Income$62.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$1.82B$1.63B
LoansQ4 2020vs Q4 2019$1.44B$1.30B
DepositsQ4 2020vs Q4 2019$1.58B$1.40B
Equity CapitalQ4 2020vs Q4 2019$158.8MM$147.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.4MM$7.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$11.2MM$10.8MM
Real Estate OwnedQ4 2020vs Q4 2019$0$706.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-IRA Savings
0.10%$100-Savings
0.10%$5-Money Musketeers Savings
0.10%$100-Dinero Teens Savings
0.10%$100-Business Savings

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100k-Premium Money Market
0.21%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.11% $2.5k - $25k | 0.16% $25k - $50k
0.21%*$50k*-Business Money Market
OTHER TIERS: 0.11% $2.5k - $25k | 0.16% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.03% Up to $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.03% Up to $10k
0.03%--Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.94%$50k-5 Year Jumbo Certificate
1.94%$50k-Business 5 Year Jumbo Certificate
1.84%$25k$50k5 Year Junior Jumbo Certificate
1.84%$25k$50kBusiness 5 Year Junior Jumbo Certificate
1.73%$1k$25k5 Year Certificate
1.73%$1k$25kBusiness 5 Year Certificate
1.60%$50k-4 Year Jumbo Certificate
1.60%$50k-Business 4 Year Jumbo Certificate
1.50%$25k$50k4 Year Junior Jumbo Certificate
1.50%$25k$50kBusiness 4 Year Junior Jumbo Certificate
1.40%$1k$25k4 Year Certificate
1.40%$1k$25kBusiness 4 Year Certificate
1.31%$50k-3 Year Jumbo Certificate
1.31%$50k-Business 3 Year Jumbo Certificate
1.21%$25k$50k3 Year Junior Jumbo Certificate
1.21%$25k$50kBusiness 3 Year Junior Jumbo Certificate
1.11%$1k$25k3 Year Certificate
1.11%$50k-2 Year Jumbo Certificate
1.11%$50k-Business 2 Year Jumbo Certificate
1.11%$1k$25kBusiness 3 Year Certificate
1.02%$50k-18 Month Jumbo Certificate
1.02%$50k-Business 18 Month Jumbo Certificate
1.00%$25k$50k2 Year Junior Jumbo Certificate
1.00%$25k$50kBusiness 2 Year Junior Jumbo Certificate
0.95%$50k-1 Year Jumbo Certificate
0.95%$50k-Business 1 Year Jumbo Certificate
0.92%$25k$50k18 Month Junior Jumbo Certificate
0.92%$25k$50kBusiness 18 Month Junior Jumbo Certificate
0.90%$1k$25k2 Year Certificate
0.90%$50k-6 Month Jumbo Certificate
0.90%$50k-Business 6 Month Jumbo Certificate
0.90%$1k$25kBusiness 2 Year Certificate
0.85%$25k$50k1 Year Junior Jumbo Certificate
0.85%$25k$50kBusiness 1 Year Junior Jumbo Certificate
0.82%$1k$25k18 Month Certificate
0.82%$1k$25kBusiness 18 Month Certificate
0.81%$50k-3 Month Jumbo Certificate
0.81%$50k-Business 3 Month Jumbo Certificate
0.80%$25k$50k6 Month Junior Jumbo Certificate
0.80%$25k$50kBusiness 6 Month Junior Jumbo Certificate
0.75%$100-Money Musketeers Starter Certificate
0.75%$250-Dinero Teens Starter Certificate
0.75%$1k$25k1 Year Certificate
0.75%$1k$25kBusiness 1 Year Certificate
0.71%$25k$50k3 Month Junior Jumbo Certificate
0.71%$25k$50kBusiness 3 Month Junior Jumbo Certificate
0.70%$1k$25k6 Month Certificate
0.70%$1k$25kBusiness 6 Month Certificate
0.61%$1k$25k3 Month Certificate
0.61%$1k$25kBusiness 3 Month Certificate

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.94%$50k-5 Year Jumbo IRA
1.84%$25k$50k5 Year Junior Jumbo IRA
1.73%$1k$25k5 Year IRA
1.60%$50k-4 Year Jumbo IRA
1.50%$25k$50k4 Year Junior Jumbo IRA
1.40%$1k$25k4 Year IRA
1.31%$50k-3 Year Jumbo IRA
1.21%$25k$50k3 Year Junior Jumbo IRA
1.11%$50k-2 Year Jumbo IRA
1.11%$1k$25k3 Year IRA
1.02%$50k-18 Month Jumbo IRA
1.00%$25k$50k2 Year Junior Jumbo IRA
0.95%$50k-1 Year Jumbo IRA
0.92%$25k$50k18 Month Junior Jumbo IRA
0.90%$50k-6 Month Jumbo IRA
0.90%$1k$25k2 Year IRA
0.85%$25k$50k1 Year Junior Jumbo IRA
0.82%$1k$25k18 Month IRA
0.81%$50k-3 Month Jumbo IRA
0.80%$25k$50k6 Month Junior Jumbo IRA
0.75%$1k$25k1 Year IRA
0.71%$25k$50k3 Month Junior Jumbo IRA
0.70%$1k$25k6 Month IRA
0.61%$1k$25k3 Month IRA
Locations

Availability

Dallas Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.