Advancial


Overview / Commentary
972-201-1830
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201

Advancial is headquartered in Dallas and is the 14th largest credit union in the state of Texas. It is also the 207th largest credit union in the nation. It was established in 1937 and as of September of 2020, it had grown to 229 employees and 97,229 members at 12 locations. Advancial's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advancial is open to the following: 1) to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion; 2) Employees of several SEGs (petroleum refining industry). (Membership requirements are listed on Advancial's application).
See current membership details

Related Posts

Advancial CU MM Remains At 1.01% And Is Now The Last 1% Account Left - 1/1/2021

Advancial CU's Premium MM acct APY remains at 1.01% for January. The minimum balance requirement is $100k. With Merchants of Indiana slashing its rate to 0.75%, Advancial is the only FI that is still offering a nationally-available savings or MM acct with an APY of 1% or higher, and without any special requirements in order to receive the rate. (Though there is still some question regarding national availability) https://www.advancial.org/current-market-interest-rate/

Advancial CU Leaves Dec. CD And MM Rates Unchanged - 12/1/2020

The rates which were effective thru 11/30 have been extended, unchanged, thru 12/31. https://www.advancial.org/current-market-interest-rate/

Update on Advancial’s Availability and Competitive Jumbo CD Rates - 11/18/2020

Advancial (easy membership) offers very competitive Jumbo CD rates with a $50k minimum balance. Lower rates are available for balance tiers of $25k and $1k.

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Amazing Financial Institution

Posted by: |

As a member of Advancial, I can honestly say they are an outstanding financial institution! From their friendly and helpful customer service to the products they offer, they are the best around. Their checking account earns dividends, there are no ATM fees, free checks, and you earn points on your debit card when you use it! In addition to their checking account, they have low rates on loans and competitive rates on CD’s. Advancial is hands down the best financial institution I have ever banked with!

Great credit union

I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.

Good CD Rates, Lot Of Hassle

Posted by: |

This is a primitive credit union. No online money transfers/ACH permitted until account has aged. If want to receive monthly CD interest, it is via mailed check only. Initial deposit for CD is via check or wire only; linking external accounts not available. Opening a savings account is mandatory for a CD. Will have to visit a bank location to open an account. Ask all your questions while at the branch; is a 10-15 minute wait on hold to speak with someone on the phone. Few consistent answers between branch and phone representatives.

Connex Membership DOES NOT Get You A Cd

Posted by: |

After reading field of membership on this website I clicked on the Connex link and joined. Then I filled out the advancial membership form online. I wanted to open a large CD quickly. When I called advancial to follow up on my application I was told that membership in Connex will not be suffice to become a member of advancial Credit Union.

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Health

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees229
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.84%
Annual Interest Income$46.8MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.76B$1.64B
LoansQ3 2020vs Q3 2019$1.41B$1.35B
DepositsQ3 2020vs Q3 2019$1.53B$1.41B
Equity CapitalQ3 2020vs Q3 2019$155.1MM$145.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$7.3MM$7.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$9.9MM$7.2MM
Real Estate OwnedQ3 2020vs Q3 2019$0$851.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-IRA Savings
0.10%$100-Savings
0.10%$5-Money Musketeers Savings
0.10%$100-Dinero Teens Savings
0.10%$100-Business Savings

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100k-Premium Money Market
0.21%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.11% $2.5k - $25k | 0.16% $25k - $50k
0.21%*$50k*-Business Money Market
OTHER TIERS: 0.11% $2.5k - $25k | 0.16% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.03% Up to $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.03% Up to $10k
0.03%--Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$50k-5 Year Jumbo Certificate
1.41%$50k-Business 5 Year Jumbo Certificate
1.31%$25k$50k5 Year Junior Jumbo Certificate
1.31%$25k$50kBusiness 5 Year Junior Jumbo Certificate
1.27%$50k-4 Year Jumbo Certificate
1.27%$50k-Business 4 Year Jumbo Certificate
1.21%$1k$25k5 Year Regular Certificate
1.21%$1k$25kBusiness 5 Year Certificate
1.17%$25k$50k4 Year Junior Jumbo Certificate
1.17%$50k-3 Year Jumbo Certificate
1.17%$50k-Business 3 Year Jumbo Certificate
1.17%$25k$50kBusiness 4 Year Junior Jumbo Certificate
1.08%$50k-2 Year Jumbo Certificate
1.08%$50k-Business 2 Year Jumbo Certificate
1.07%$1k$25k4 Year Regular Certificate
1.07%$25k$50k3 Year Junior Jumbo Certificate
1.07%$25k$50kBusiness 3 Year Junior Jumbo Certificate
1.07%$1k$25kBusiness 4 Year Certificate
1.02%$50k-18 Month Jumbo Certificate
1.02%$50k-Business 18 Month Jumbo Certificate
0.98%$50k-1 Year Jumbo Certificate
0.98%$50k-Business 1 Year Jumbo Certificate
0.97%$25k$50k2 Year Junior Jumbo Certificate
0.97%$25k$50kBusiness 2 Year Junior Jumbo Certificate
0.96%$1k$25k3 Year Regular Certificate
0.96%$1k$25kBusiness 3 Year Certificate
0.94%$50k-6 Month Jumbo Certificate
0.94%$50k-Business 6 Month Jumbo Certificate
0.92%$25k$50k18 Month Junior Jumbo Certificate
0.92%$25k$50kBusiness 18 Month Junior Jumbo Certificate
0.88%$25k$50k1 Year Junior Jumbo Certificate
0.88%$25k$50kBusiness 1 Year Junior Jumbo Certificate
0.87%$1k$25k2 Year Regular Certificate
0.87%$1k$25kBusiness 2 Year Certificate
0.86%$50k-3 Month Jumbo Certificate
0.86%$50k-Business 3 Month Jumbo Certificate
0.84%$25k$50k6 Month Junior Jumbo Certificate
0.84%$25k$50kBusiness 6 Month Junior Jumbo Certificate
0.82%$1k$25k18 Month Regular Certificate
0.82%$1k$25kBusiness 18 Month Certificate
0.78%$100-Money Musketeers Starter Certificate
0.78%$250-Dinero Teens Starter Certificate
0.78%$1k$25k1 Year Regular Certificate
0.78%$1k$25kBusiness 1 Year Certificate
0.76%$25k$50k3 Month Junior Jumbo Certificate
0.76%$25k$50kBusiness 3 Month Junior Jumbo Certificate
0.74%$1k$25k6 Month Regular Certificate
0.74%$1k$25kBusiness 6 Month Certificate
0.66%$1k$25k3 Month Regular Certificate
0.66%$1k$25kBusiness 3 Month Certificate

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$50k-5 Year Jumbo IRA
1.31%$25k$50k5 Year Junior Jumbo IRA
1.27%$50k-4 Year Jumbo IRA
1.21%$1k$25k5 Year Regular IRA
1.17%$50k-3 Year Jumbo IRA
1.17%$25k$50k4 Year Junior Jumbo IRA
1.08%$50k-2 Year Jumbo IRA
1.07%$25k$50k3 Year Junior Jumbo IRA
1.07%$1k$25k4 Year Regular IRA
1.02%$50k-18 Month Jumbo IRA
0.98%$50k-1 Year Jumbo IRA
0.97%$25k$50k2 Year Junior Jumbo IRA
0.96%$1k$25k3 Year Regular IRA
0.94%$50k-6 Month Jumbo IRA
0.92%$25k$50k18 Month Junior Jumbo IRA
0.88%$25k$50k1 Year Junior Jumbo IRA
0.87%$1k$25k2 Year Regular IRA
0.86%$50k-3 Month Jumbo IRA
0.84%$25k$50k6 Month Junior Jumbo IRA
0.82%$1k$25k18 Month Regular IRA
0.78%$1k$25k1 Year Regular IRA
0.76%$25k$50k3 Month Junior Jumbo IRA
0.74%$1k$25k6 Month Regular IRA
0.66%$1k$25k3 Month Regular IRA
Locations

Availability

Dallas Area

Interactive local rates map


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.