Advancial
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.56% | 5-year CD | 5 Years Jumbo Certificates 2.25% - Ally Bank High Yield 5 Year CD |
| 1.87% | 1-year CD | 1 Year Jumbo Certificates 1.50% - Ally Bank No Penalty 11-Month CD |
| 2.38% | 4-year CD | 4 Years Jumbo Certificates |
Advancial is headquartered in Dallas and is the 12th largest credit union in the state of Texas. It is also the 176th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 206 employees and 82,585 members at 16 locations. Advancial's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Advancial is open to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion. Employees of several SEGs (petroleum refining industry) are also eligible to join. Membership is also by joining Connex for a $5 fee.(Membership requirements are listed on Advancial's application).
See current membership details
Related Posts
Great Service
I just opened checking ,saving and CD accounts with them at the branch in Dallas area .it was easy and fast ,I just needed to deposit $10 in saving to be aligable to open .great CD rates and free checking account. .
Easy Opening CD
We were 1st assisted on line by Vivian M. who got us all the necessary forms and requirements in advance by email. Fortunately we live close to Dallas and simply went to their location at 1845 Woodall Rogers Fwy. We had to circle the building to find the entry which is actually on N. Saint Paul St. and unfortunately looks like a "Loading Zone" area rather than the entry to their parking garage. VERY tight turns in garage so do not go in a large pickup truck. They have a branch on the 1st floor. We went inside and Elizabeth L. was excellent at helping us and opening our account. VERY professional and knowledgeable.
Very pleased with excellent service and high rate on the CD. We plan to go back.
Great Place To Bank
I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.
Great credit union
I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.
Ridiculous Application Process Leading To ACCOUNT DENIAL
I was declined for an account and the only reason provided is that I had "too many inquiries". The customer service rep, could not provide any additional information and would not allow me to speak to anyone else in higher authority. He said I would receive a letter in the mail explaining their decision.
Let me make something clear, I have an excellent credit score. I have never been late in paying a bill in my life. I have opened many accounts in the last year trying to maximize my interest income in this Fed induced market of perpetually meager interest rates.
And now I am denied an account with this CU for this dubious reason. This credit union is ridiculous.
Money Musketeers
I deposit money for my child only to get a bank statement with money withdrawn from her account and we haven't been to the bank since October to deposit money. This is ridiculous that you can't trust the bank you been dealing with for 10 years. Then I call customer service and spoke with Vivian M and she hung up on me after asking for a manager three times. Then calling back to speak with Tammy for her to tell me she can't help and she has no manager because her managers Frank and Lauren has left for the day. This is the worst customer service that I have ever received the fact that they don't care that money is missing.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2285 |
| Year Chartered | 1937 |
| Employees | 206 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 6.84% |
| Annual Interest Income | $24.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $1.46B$1.31B |
| Loans | Q2 2017vs Q2 2016 | $1.26B$1.13B |
| Deposits | Q2 2017vs Q2 2016 | $1.19B$1.11B |
| Equity Capital | Q2 2017vs Q2 2016 | $125.4MM$117.3MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $6.8MM$7.1MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $7.6MM$6.3MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $700.00K$0 |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Advancial October CD Rates Posted
Yields for their highest tier are:
3 mo, 1.56%
6 mo. 1.72%
1 yr. 1.87%
18 mo1.96%
2 yr. 2.04%
3 yr. 2.17%
4 yr. 2.38%
5 yr. 2.56%
https://www.advancial.org/Rates/Savings-Rates.aspx
Advancial Drops CD Rates Across The Board, Starting 9/1
August CD Rates: Some Small Changes
Here are the APYs for the jumbo CDs
3m 1.67%;
6m 1.67%;
1 year 1.79%;
18m 1.93%;
2 year 2.07%;
3 year 2.23%;
4 year 2.45%;
5 year 2.67%
Looks like the short and long ends are up by a few basis points, while the two and three year are down by a few basis points.
https://www.advancial.org/Rates/Savings-Rates
Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Advancial Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.66% | $100 | - | Money Musketeers Starter Certificates | |
| 1.66% | - | - | Dinero Teens Starter Certificates | |
| 0.30% | $25 | - | IRA Savings Accounts | |
| 0.10% | $100 | - | Savings Accounts | |
| 0.10% | - | - | Money Musketeers Kids Club Savings Accounts | |
| 0.10% | $100 | - | Dinero Teens Savings Accounts | |
| 0.10% | $100 | - | Business Savings Accounts |
Advancial Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.21%* | $50k* | - | Money Market Savings Accounts | ||
| OTHER TIERS: 0.11% → $2,500 - $25k | 0.16% → $25k - $50k | |||||
| 0.21%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.11% → $2,500 - $25k | 0.16% → $25k - $50k | |||||
Advancial Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Ultimate Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.10%* | $10k* | - | Dinero Teens Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.06% | - | - | Business Rewards Checking | ||
Advancial CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.56% | $50k | - | 5 Years Jumbo Certificates | |
| 2.56% | $50k | - | 5 Years Business Jumbo Certificates | |
| 2.46% | $25k | $50k | 5 Years Junior Jumbo Certificates | |
| 2.46% | $25k | $50k | 5 Years Business Junior Jumbo Certificates | |
| 2.38% | $50k | - | 4 Years Jumbo Certificates | |
| 2.38% | $50k | - | 4 Years Business Jumbo Certificates | |
| 2.36% | $1k | $25k | 5 Years Regular Certificates | |
| 2.36% | $1k | $25k | 5 Years Business Certificates | |
| 2.27% | $25k | $50k | 4 Years Junior Jumbo Certificates | |
| 2.27% | $25k | $50k | 4 Years Business Junior Jumbo Certificates | |
| 2.17% | $1k | $25k | 4 Years Regular Certificates | |
| 2.17% | $50k | - | 3 Years Jumbo Certificates | |
| 2.17% | $50k | - | 3 Years Business Jumbo Certificates | |
| 2.17% | $1k | $25k | 4 Years Business Certificates | |
| 2.07% | $25k | $50k | 3 Years Junior Jumbo Certificates | |
| 2.07% | $25k | $50k | 3 Years Business Junior Jumbo Certificates | |
| 2.04% | $50k | - | 2 Years Jumbo Certificates | |
| 2.04% | $50k | - | 2 Years Business Jumbo Certificates | |
| 1.97% | $1k | $25k | 3 Years Regular Certificates | |
| 1.97% | $1k | $25k | 3 Years Business Certificates | |
| 1.96% | $50k | - | 18 Months Jumbo Certificates | |
| 1.96% | $50k | - | 18 Months Business Jumbo Certificates | |
| 1.94% | $25k | $50k | 2 Years Junior Jumbo Certificates | |
| 1.94% | $25k | $50k | 2 Years Business Junior Jumbo Certificates | |
| 1.87% | $50k | - | 1 Year Jumbo Certificates | |
| 1.87% | $50k | - | 1 Year Business Jumbo Certificates | |
| 1.86% | $25k | $50k | 18 Months Junior Jumbo Certificates | |
| 1.86% | $25k | $50k | 18 Months Business Junior Jumbo Certificates | |
| 1.84% | $1k | $25k | 2 Years Regular Certificates | |
| 1.84% | $1k | $25k | 2 Years Business Certificates | |
| 1.76% | $25k | $50k | 1 Year Junior Jumbo Certificates | |
| 1.76% | $25k | $50k | 1 Year Business Junior Jumbo Certificates | |
| 1.75% | $1k | $25k | 18 Months Regular Certificates | |
| 1.75% | $1k | $25k | 18 Months Business Certificates | |
| 1.72% | $50k | - | 6 Months Jumbo Certificates | |
| 1.72% | $50k | - | 6 Months Business Jumbo Certificates | |
| 1.66% | $1k | $25k | 1 Year Regular Certificates | |
| 1.66% | $1k | $25k | 1 Year Business Certificates | |
| 1.62% | $25k | $50k | 6 Months Junior Jumbo Certificates | |
| 1.62% | $25k | $50k | 6 Months Business Junior Jumbo Certificates | |
| 1.56% | $50k | - | 3 Months Jumbo Certificates | |
| 1.56% | $50k | - | 3 Months Business Jumbo Certificates | |
| 1.52% | $1k | $25k | 6 Months Regular Certificates | |
| 1.52% | $1k | $25k | 6 Months Business Certificates | |
| 1.46% | $25k | $50k | 3 Months Junior Jumbo Certificates | |
| 1.46% | $25k | $50k | 3 Months Business Junior Jumbo Certificates | |
| 1.36% | $1k | $25k | 3 Months Regular Certificates | |
| 1.36% | $1k | $25k | 3 Months Business Certificates |
Advancial IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.56% | $50k | - | 5 Years Jumbo IRA | |
| 2.46% | $25k | $50k | 5 Years Junior Jumbo IRA | |
| 2.38% | $50k | - | 4 Years Jumbo IRA | |
| 2.36% | $1k | $25k | 5 Years Regular IRA | |
| 2.27% | $25k | $50k | 4 Years Junior Jumbo IRA | |
| 2.17% | $50k | - | 3 Years Jumbo IRA | |
| 2.17% | $1k | $25k | 4 Years Regular IRA | |
| 2.07% | $25k | $50k | 3 Years Junior Jumbo IRA | |
| 2.04% | $50k | - | 2 Years Jumbo IRA | |
| 1.97% | $1k | $25k | 3 Years Regular IRA | |
| 1.96% | $50k | - | 18 Months Jumbo IRA | |
| 1.94% | $25k | $50k | 2 Years Junior Jumbo IRA | |
| 1.87% | $50k | - | 1 Year Jumbo IRA | |
| 1.86% | $25k | $50k | 18 Months Junior Jumbo IRA | |
| 1.84% | $1k | $25k | 2 Years Regular IRA | |
| 1.76% | $25k | $50k | 1 Year Junior Jumbo IRA | |
| 1.75% | $1k | $25k | 18 Months Regular IRA | |
| 1.72% | $50k | - | 6 Months Jumbo IRA | |
| 1.66% | $1k | $25k | 1 Year Regular IRA | |
| 1.62% | $25k | $50k | 6 Months Junior Jumbo IRA | |
| 1.56% | $50k | - | 3 Months Jumbo IRA | |
| 1.52% | $1k | $25k | 6 Months Regular IRA | |
| 1.46% | $25k | $50k | 3 Months Junior Jumbo IRA | |
| 1.36% | $1k | $25k | 3 Months Regular IRA |
