Featured Savings Rates
Featured Accounts

Advancial

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.49%5-year CD5 Years Regular Certificates
1.42%1-year CD1 Year Regular Certificates
0.10%SavingsSavings Accounts

Overview / Commentary
800-322-2709
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201-2260

Advancial is headquartered in Dallas and is the 13th largest credit union in the state of Texas. It is also the 184th largest credit union in the nation. It was established in 1937 and as of December of 2016, it had grown to 195 employees and 79,584 members at 14 locations. Advancial's CD rates are 80% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advancial is open to those who live, work, worship, or attend school in Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion parishes (membership requirements are listed in the credit union's application)
See current membership details

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Reviews (3)

Great Place To Bank

Posted by: basenji08 | Jan 11, 2013

I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.

Great credit union

I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.

Money Musketeers

Posted by: Kenzie | Jan 11, 2016

I deposit money for my child only to get a bank statement with money withdrawn from her account and we haven't been to the bank since October to deposit money. This is ridiculous that you can't trust the bank you been dealing with for 10 years. Then I call customer service and spoke with Vivian M and she hung up on me after asking for a manager three times. Then calling back to speak with Tammy for her to tell me she can't help and she has no manager because her managers Frank and Lauren has left for the day. This is the worst customer service that I have ever received the fact that they don't care that money is missing.



Health

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees195
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.14%
Annual Interest Income$45.0MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.37B$1.25B
LoansQ4 2016vs Q4 2015$1.19B$1.06B
DepositsQ4 2016vs Q4 2015$1.11B$1.05B
Equity CapitalQ4 2016vs Q4 2015$121.5MM$113.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$7.0MM$6.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.4MM$7.3MM
Real Estate OwnedQ4 2016vs Q4 2015$610.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.42%$100-Money Musketeers Starter Certificates
1.42%--Dinero Teens Starter Certificates
0.30%$25-IRA Savings Accounts
0.10%$100-Savings Accounts
0.10%--Money Musketeers Kids Club Savings Accounts
0.10%$100-Dinero Teens Savings Accounts
0.10%$100-Business Savings Accounts

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.21%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.11% $2,500 - $25k | 0.16% $25k - $50k
0.21%*$50k*-Business Money Market
OTHER TIERS: 0.11% $2,500 - $25k | 0.16% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.06% Up to $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.06% Up to $10k
0.06%--Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.69%$50k-5 Years Jumbo Certificates
2.69%$50k-5 Years Business Jumbo Certificates
2.59%$25k$50k5 Years Junior Jumbo Certificates
2.59%$25k$50k5 Years Business Junior Jumbo Certificates
2.49%$1k$25k5 Years Regular Certificates
2.49%$1k$25k5 Years Business Certificates
2.45%$50k-4 Years Jumbo Certificates
2.45%$50k-4 Years Business Jumbo Certificates
2.34%$25k$50k4 Years Junior Jumbo Certificates
2.34%$25k$50k4 Years Business Junior Jumbo Certificates
2.24%$1k$25k4 Years Regular Certificates
2.24%$1k$25k4 Years Business Certificates
2.19%$50k-3 Years Jumbo Certificates
2.19%$50k-3 Years Business Jumbo Certificates
2.09%$25k$50k3 Years Junior Jumbo Certificates
2.09%$25k$50k3 Years Business Junior Jumbo Certificates
1.99%$1k$25k3 Years Regular Certificates
1.99%$1k$25k3 Years Business Certificates
1.98%$50k-2 Years Jumbo Certificates
1.98%$50k-2 Years Business Jumbo Certificates
1.88%$25k$50k2 Years Junior Jumbo Certificates
1.88%$25k$50k2 Years Business Junior Jumbo Certificates
1.77%$1k$25k2 Years Regular Certificates
1.77%$1k$25k2 Years Business Certificates
1.76%$50k-18 Months Jumbo Certificates
1.76%$50k-18 Months Business Jumbo Certificates
1.66%$25k$50k18 Months Junior Jumbo Certificates
1.66%$25k$50k18 Months Business Junior Jumbo Certificates
1.62%$50k-1 Year Jumbo Certificates
1.62%$50k-1 Year Business Jumbo Certificates
1.56%$1k$25k18 Months Regular Certificates
1.56%$1k$25k18 Months Business Certificates
1.52%$25k$50k1 Year Junior Jumbo Certificates
1.52%$25k$50k1 Year Business Junior Jumbo Certificates
1.51%$50k-6 Months Jumbo Certificates
1.51%$50k-6 Months Business Jumbo Certificates
1.42%$1k$25k1 Year Regular Certificates
1.42%$1k$25k1 Year Business Certificates
1.41%$25k$50k6 Months Junior Jumbo Certificates
1.41%$25k$50k6 Months Business Junior Jumbo Certificates
1.31%$1k$25k6 Months Regular Certificates
1.31%$50k-3 Months Jumbo Certificates
1.31%$50k-3 Months Business Jumbo Certificates
1.31%$1k$25k6 Months Business Certificates
1.21%$25k$50k3 Months Junior Jumbo Certificates
1.21%$25k$50k3 Months Business Junior Jumbo Certificates
1.11%$1k$25k3 Months Regular Certificates
1.11%$1k$25k3 Months Business Certificates

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.69%$50k-5 Years Jumbo IRA
2.59%$25k$50k5 Years Junior Jumbo IRA
2.49%$1k$25k5 Years Regular IRA
2.45%$50k-4 Years Jumbo IRA
2.34%$25k$50k4 Years Junior Jumbo IRA
2.24%$1k$25k4 Years Regular IRA
2.19%$50k-3 Years Jumbo IRA
2.09%$25k$50k3 Years Junior Jumbo IRA
1.99%$1k$25k3 Years Regular IRA
1.98%$50k-2 Years Jumbo IRA
1.88%$25k$50k2 Years Junior Jumbo IRA
1.77%$1k$25k2 Years Regular IRA
1.76%$50k-18 Months Jumbo IRA
1.66%$25k$50k18 Months Junior Jumbo IRA
1.62%$50k-1 Year Jumbo IRA
1.56%$1k$25k18 Months Regular IRA
1.52%$25k$50k1 Year Junior Jumbo IRA
1.51%$50k-6 Months Jumbo IRA
1.42%$1k$25k1 Year Regular IRA
1.41%$25k$50k6 Months Junior Jumbo IRA
1.31%$50k-3 Months Jumbo IRA
1.31%$1k$25k6 Months Regular IRA
1.21%$25k$50k3 Months Junior Jumbo IRA
1.11%$1k$25k3 Months Regular IRA
Locations

Advancial has 14 locations. Click to view all Advancial locations.