Advancial
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.49% | 5-year CD | 5 Years Regular Certificates 2.25% - Ally Bank High Yield 5 Year CD |
| 1.42% | 1-year CD | 1 Year Regular Certificates 1.35% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Savings Accounts 1.05% - Barclays Online Savings Account |
Advancial is headquartered in Dallas and is the 13th largest credit union in the state of Texas. It is also the 184th largest credit union in the nation. It was established in 1937 and as of December of 2016, it had grown to 195 employees and 79,584 members at 14 locations. Advancial's CD rates are 80% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Advancial is open to those who live, work, worship, or attend school in Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion parishes (membership requirements are listed in the credit union's application)
See current membership details
Related Posts
Great Place To Bank
I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.
Great credit union
I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.
Money Musketeers
I deposit money for my child only to get a bank statement with money withdrawn from her account and we haven't been to the bank since October to deposit money. This is ridiculous that you can't trust the bank you been dealing with for 10 years. Then I call customer service and spoke with Vivian M and she hung up on me after asking for a manager three times. Then calling back to speak with Tammy for her to tell me she can't help and she has no manager because her managers Frank and Lauren has left for the day. This is the worst customer service that I have ever received the fact that they don't care that money is missing.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2285 |
| Year Chartered | 1937 |
| Employees | 195 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 7.14% |
| Annual Interest Income | $45.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $1.37B$1.25B |
| Loans | Q4 2016vs Q4 2015 | $1.19B$1.06B |
| Deposits | Q4 2016vs Q4 2015 | $1.11B$1.05B |
| Equity Capital | Q4 2016vs Q4 2015 | $121.5MM$113.7MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $7.0MM$6.7MM |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $7.4MM$7.3MM |
| Real Estate Owned | Q4 2016vs Q4 2015 | $610.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Advancial Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.42% | $100 | - | Money Musketeers Starter Certificates | |
| 1.42% | - | - | Dinero Teens Starter Certificates | |
| 0.30% | $25 | - | IRA Savings Accounts | |
| 0.10% | $100 | - | Savings Accounts | |
| 0.10% | - | - | Money Musketeers Kids Club Savings Accounts | |
| 0.10% | $100 | - | Dinero Teens Savings Accounts | |
| 0.10% | $100 | - | Business Savings Accounts |
Advancial Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.21%* | $50k* | - | Money Market Savings Accounts | ||
| OTHER TIERS: 0.11% → $2,500 - $25k | 0.16% → $25k - $50k | |||||
| 0.21%* | $50k* | - | Business Money Market | ||
| OTHER TIERS: 0.11% → $2,500 - $25k | 0.16% → $25k - $50k | |||||
Advancial Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Ultimate Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.10%* | $10k* | - | Dinero Teens Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.06% | - | - | Business Rewards Checking | ||
Advancial CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.69% | $50k | - | 5 Years Jumbo Certificates | |
| 2.69% | $50k | - | 5 Years Business Jumbo Certificates | |
| 2.59% | $25k | $50k | 5 Years Junior Jumbo Certificates | |
| 2.59% | $25k | $50k | 5 Years Business Junior Jumbo Certificates | |
| 2.49% | $1k | $25k | 5 Years Regular Certificates | |
| 2.49% | $1k | $25k | 5 Years Business Certificates | |
| 2.45% | $50k | - | 4 Years Jumbo Certificates | |
| 2.45% | $50k | - | 4 Years Business Jumbo Certificates | |
| 2.34% | $25k | $50k | 4 Years Junior Jumbo Certificates | |
| 2.34% | $25k | $50k | 4 Years Business Junior Jumbo Certificates | |
| 2.24% | $1k | $25k | 4 Years Regular Certificates | |
| 2.24% | $1k | $25k | 4 Years Business Certificates | |
| 2.19% | $50k | - | 3 Years Jumbo Certificates | |
| 2.19% | $50k | - | 3 Years Business Jumbo Certificates | |
| 2.09% | $25k | $50k | 3 Years Junior Jumbo Certificates | |
| 2.09% | $25k | $50k | 3 Years Business Junior Jumbo Certificates | |
| 1.99% | $1k | $25k | 3 Years Regular Certificates | |
| 1.99% | $1k | $25k | 3 Years Business Certificates | |
| 1.98% | $50k | - | 2 Years Jumbo Certificates | |
| 1.98% | $50k | - | 2 Years Business Jumbo Certificates | |
| 1.88% | $25k | $50k | 2 Years Junior Jumbo Certificates | |
| 1.88% | $25k | $50k | 2 Years Business Junior Jumbo Certificates | |
| 1.77% | $1k | $25k | 2 Years Regular Certificates | |
| 1.77% | $1k | $25k | 2 Years Business Certificates | |
| 1.76% | $50k | - | 18 Months Jumbo Certificates | |
| 1.76% | $50k | - | 18 Months Business Jumbo Certificates | |
| 1.66% | $25k | $50k | 18 Months Junior Jumbo Certificates | |
| 1.66% | $25k | $50k | 18 Months Business Junior Jumbo Certificates | |
| 1.62% | $50k | - | 1 Year Jumbo Certificates | |
| 1.62% | $50k | - | 1 Year Business Jumbo Certificates | |
| 1.56% | $1k | $25k | 18 Months Regular Certificates | |
| 1.56% | $1k | $25k | 18 Months Business Certificates | |
| 1.52% | $25k | $50k | 1 Year Junior Jumbo Certificates | |
| 1.52% | $25k | $50k | 1 Year Business Junior Jumbo Certificates | |
| 1.51% | $50k | - | 6 Months Jumbo Certificates | |
| 1.51% | $50k | - | 6 Months Business Jumbo Certificates | |
| 1.42% | $1k | $25k | 1 Year Regular Certificates | |
| 1.42% | $1k | $25k | 1 Year Business Certificates | |
| 1.41% | $25k | $50k | 6 Months Junior Jumbo Certificates | |
| 1.41% | $25k | $50k | 6 Months Business Junior Jumbo Certificates | |
| 1.31% | $1k | $25k | 6 Months Regular Certificates | |
| 1.31% | $50k | - | 3 Months Jumbo Certificates | |
| 1.31% | $50k | - | 3 Months Business Jumbo Certificates | |
| 1.31% | $1k | $25k | 6 Months Business Certificates | |
| 1.21% | $25k | $50k | 3 Months Junior Jumbo Certificates | |
| 1.21% | $25k | $50k | 3 Months Business Junior Jumbo Certificates | |
| 1.11% | $1k | $25k | 3 Months Regular Certificates | |
| 1.11% | $1k | $25k | 3 Months Business Certificates |
Advancial IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.69% | $50k | - | 5 Years Jumbo IRA | |
| 2.59% | $25k | $50k | 5 Years Junior Jumbo IRA | |
| 2.49% | $1k | $25k | 5 Years Regular IRA | |
| 2.45% | $50k | - | 4 Years Jumbo IRA | |
| 2.34% | $25k | $50k | 4 Years Junior Jumbo IRA | |
| 2.24% | $1k | $25k | 4 Years Regular IRA | |
| 2.19% | $50k | - | 3 Years Jumbo IRA | |
| 2.09% | $25k | $50k | 3 Years Junior Jumbo IRA | |
| 1.99% | $1k | $25k | 3 Years Regular IRA | |
| 1.98% | $50k | - | 2 Years Jumbo IRA | |
| 1.88% | $25k | $50k | 2 Years Junior Jumbo IRA | |
| 1.77% | $1k | $25k | 2 Years Regular IRA | |
| 1.76% | $50k | - | 18 Months Jumbo IRA | |
| 1.66% | $25k | $50k | 18 Months Junior Jumbo IRA | |
| 1.62% | $50k | - | 1 Year Jumbo IRA | |
| 1.56% | $1k | $25k | 18 Months Regular IRA | |
| 1.52% | $25k | $50k | 1 Year Junior Jumbo IRA | |
| 1.51% | $50k | - | 6 Months Jumbo IRA | |
| 1.42% | $1k | $25k | 1 Year Regular IRA | |
| 1.41% | $25k | $50k | 6 Months Junior Jumbo IRA | |
| 1.31% | $50k | - | 3 Months Jumbo IRA | |
| 1.31% | $1k | $25k | 6 Months Regular IRA | |
| 1.21% | $25k | $50k | 3 Months Junior Jumbo IRA | |
| 1.11% | $1k | $25k | 3 Months Regular IRA |
Advancial has 14 locations. Click to view all Advancial locations.