Featured Savings Rates
Featured Accounts

Advancial

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.49%5-year CD5 Years Jumbo Certificates
1.78%1-year CD1 Year Jumbo Certificates
2.29%4-year CD4 Years Jumbo Certificates

Overview / Commentary
800-322-2709
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201-2260

Advancial is headquartered in Dallas and is the 12th largest credit union in the state of Texas. It is also the 176th largest credit union in the nation. It was established in 1937 and as of June of 2017, it had grown to 206 employees and 82,585 members at 16 locations. Advancial's CD rates are 98% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advancial is open to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion. Employees of several SEGs (petroleum refining industry) are also eligible to join. Membership is also by joining Connex for a $5 fee.(Membership requirements are listed on Advancial's application).
See current membership details

Related Posts

Advancial Drops CD Rates Across The Board, Starting 9/1 - 9/1/2017

More than 10 basis points on 3 mth, 3 yr, 4 yr and 5 yr. Top rate is now 2.49% APY on jumbo 5 yr, from 2.67% in Aug. One yr is relatively unchanged, down only 1 basis point, at 1.78% from 1.79%.

August CD Rates: Some Small Changes - 8/1/2017

OK--it is still a couple of hours left in July, but the Advancial web site now lists rates effective 8/1-8/31. Here are the APYs for the jumbo CDs 3m 1.67%; 6m 1.67%; 1 year 1.79%; 18m 1.93%; 2 year 2.07%; 3 year 2.23%; 4 year 2.45%; 5 year 2.67% Looks like the short and long ends are up by a few basis points, while the two and three year are down by a few basis points. https://www.advancial.org/Rates/Savings-Rates

Advancial's Jumbo Certificates ($50k min) Offer Top Rates - 7/26/2017

Advancial's Jumbo CDs ($50k min) earn top APYs: 6-month (1.63%);1-year (1.77%); 18-month (1.91%); 2-year (2.10%); 3-year (2.27%); 4-year (2.50%); 5-year (2.70%).

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Reviews (5)

Great Service

Posted by: Saif | Aug 4, 2017

I just opened checking ,saving and CD accounts with them at the branch in Dallas area .it was easy and fast ,I just needed to deposit $10 in saving to be aligable to open .great CD rates and free checking account. .

Easy Opening CD

Posted by: Pitt2500 | Jul 14, 2017

We were 1st assisted on line by Vivian M. who got us all the necessary forms and requirements in advance by email. Fortunately we live close to Dallas and simply went to their location at 1845 Woodall Rogers Fwy. We had to circle the building to find the entry which is actually on N. Saint Paul St. and unfortunately looks like a "Loading Zone" area rather than the entry to their parking garage. VERY tight turns in garage so do not go in a large pickup truck. They have a branch on the 1st floor. We went inside and Elizabeth L. was excellent at helping us and opening our account. VERY professional and knowledgeable.
Very pleased with excellent service and high rate on the CD. We plan to go back.

Great Place To Bank

Posted by: basenji08 | Jan 11, 2013

I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.

Great credit union

I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.

Money Musketeers

Posted by: Kenzie | Jan 11, 2016

I deposit money for my child only to get a bank statement with money withdrawn from her account and we haven't been to the bank since October to deposit money. This is ridiculous that you can't trust the bank you been dealing with for 10 years. Then I call customer service and spoke with Vivian M and she hung up on me after asking for a manager three times. Then calling back to speak with Tammy for her to tell me she can't help and she has no manager because her managers Frank and Lauren has left for the day. This is the worst customer service that I have ever received the fact that they don't care that money is missing.



Health

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees206
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.84%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.46B$1.31B
LoansQ2 2017vs Q2 2016$1.26B$1.13B
DepositsQ2 2017vs Q2 2016$1.19B$1.11B
Equity CapitalQ2 2017vs Q2 2016$125.4MM$117.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$6.8MM$7.1MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$7.6MM$6.3MM
Real Estate OwnedQ2 2017vs Q2 2016$700.00K$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Advancial Drops CD Rates Across The Board, Starting 9/1

Sylvia   |  
More than 10 basis points on 3 mth, 3 yr, 4 yr and 5 yr. Top rate is now 2.49% APY on jumbo 5 yr, from 2.67% in Aug. One yr is relatively unchanged, down only 1 basis point, at 1.78% from 1.79%.

August CD Rates: Some Small Changes

thowellIII   |  
OK--it is still a couple of hours left in July, but the Advancial web site now lists rates effective 8/1-8/31.

Here are the APYs for the jumbo CDs
3m 1.67%;
6m 1.67%;
1 year 1.79%;
18m 1.93%;
2 year 2.07%;
3 year 2.23%;
4 year 2.45%;
5 year 2.67%

Looks like the short and long ends are up by a few basis points, while the two and three year are down by a few basis points.

https://www.advancial.org/Rates/Savings-Rates

Rates
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Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.58%$100-Money Musketeers Starter Certificates
1.58%--Dinero Teens Starter Certificates
0.30%$25-IRA Savings Accounts
0.10%$100-Savings Accounts
0.10%--Money Musketeers Kids Club Savings Accounts
0.10%$100-Dinero Teens Savings Accounts
0.10%$100-Business Savings Accounts

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.21%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.11% $2,500 - $25k | 0.16% $25k - $50k
0.21%*$50k*-Business Money Market
OTHER TIERS: 0.11% $2,500 - $25k | 0.16% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.06% Up to $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.06% Up to $10k
0.06%--Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.49%$50k-5 Years Jumbo Certificates
2.49%$50k-5 Years Business Jumbo Certificates
2.39%$25k$50k5 Years Junior Jumbo Certificates
2.39%$25k$50k5 Years Business Junior Jumbo Certificates
2.29%$50k-4 Years Jumbo Certificates
2.29%$50k-4 Years Business Jumbo Certificates
2.28%$1k$25k5 Years Regular Certificates
2.28%$1k$25k5 Years Business Certificates
2.19%$25k$50k4 Years Junior Jumbo Certificates
2.19%$25k$50k4 Years Business Junior Jumbo Certificates
2.11%$50k-3 Years Jumbo Certificates
2.11%$50k-3 Years Business Jumbo Certificates
2.09%$1k$25k4 Years Regular Certificates
2.09%$1k$25k4 Years Business Certificates
2.01%$25k$50k3 Years Junior Jumbo Certificates
2.01%$25k$50k3 Years Business Junior Jumbo Certificates
2.00%$50k-2 Years Jumbo Certificates
2.00%$50k-2 Years Business Jumbo Certificates
1.91%$1k$25k3 Years Regular Certificates
1.91%$1k$25k3 Years Business Certificates
1.90%$25k$50k2 Years Junior Jumbo Certificates
1.90%$25k$50k2 Years Business Junior Jumbo Certificates
1.89%$50k-18 Months Jumbo Certificates
1.89%$50k-18 Months Business Jumbo Certificates
1.79%$1k$25k2 Years Regular Certificates
1.79%$1k$25k2 Years Business Certificates
1.78%$25k$50k18 Months Junior Jumbo Certificates
1.78%$50k-1 Year Jumbo Certificates
1.78%$50k-1 Year Business Jumbo Certificates
1.78%$25k$50k18 Months Business Junior Jumbo Certificates
1.68%$1k$25k18 Months Regular Certificates
1.68%$25k$50k1 Year Junior Jumbo Certificates
1.68%$25k$50k1 Year Business Junior Jumbo Certificates
1.68%$1k$25k18 Months Business Certificates
1.63%$50k-6 Months Jumbo Certificates
1.63%$50k-6 Months Business Jumbo Certificates
1.58%$1k$25k1 Year Regular Certificates
1.58%$1k$25k1 Year Business Certificates
1.53%$25k$50k6 Months Junior Jumbo Certificates
1.53%$25k$50k6 Months Business Junior Jumbo Certificates
1.52%$50k-3 Months Jumbo Certificates
1.52%$50k-3 Months Business Jumbo Certificates
1.43%$1k$25k6 Months Regular Certificates
1.43%$1k$25k6 Months Business Certificates
1.42%$25k$50k3 Months Junior Jumbo Certificates
1.42%$25k$50k3 Months Business Junior Jumbo Certificates
1.32%$1k$25k3 Months Regular Certificates
1.32%$1k$25k3 Months Business Certificates

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.49%$50k-5 Years Jumbo IRA
2.39%$25k$50k5 Years Junior Jumbo IRA
2.29%$50k-4 Years Jumbo IRA
2.28%$1k$25k5 Years Regular IRA
2.19%$25k$50k4 Years Junior Jumbo IRA
2.11%$50k-3 Years Jumbo IRA
2.09%$1k$25k4 Years Regular IRA
2.01%$25k$50k3 Years Junior Jumbo IRA
2.00%$50k-2 Years Jumbo IRA
1.91%$1k$25k3 Years Regular IRA
1.90%$25k$50k2 Years Junior Jumbo IRA
1.89%$50k-18 Months Jumbo IRA
1.79%$1k$25k2 Years Regular IRA
1.78%$50k-1 Year Jumbo IRA
1.78%$25k$50k18 Months Junior Jumbo IRA
1.68%$25k$50k1 Year Junior Jumbo IRA
1.68%$1k$25k18 Months Regular IRA
1.63%$50k-6 Months Jumbo IRA
1.58%$1k$25k1 Year Regular IRA
1.53%$25k$50k6 Months Junior Jumbo IRA
1.52%$50k-3 Months Jumbo IRA
1.43%$1k$25k6 Months Regular IRA
1.42%$25k$50k3 Months Junior Jumbo IRA
1.32%$1k$25k3 Months Regular IRA
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