Advancial


Overview / Commentary
972-201-1830
1845 Woodall Rodgers Fwy Ste 1300
Dallas, TX 75201-2260

Advancial is headquartered in Dallas and is the 12th largest credit union in the state of Texas. It is also the 178th largest credit union in the nation. It was established in 1937 and as of June of 2019, it had grown to 218 employees and 91,455 members at 13 locations. Advancial's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advancial is open to anyone by joining Connex for a $5 fee. Membership is also open to the following: 1) to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion; 2) Employees of several SEGs (petroleum refining industry). (Membership requirements are listed on Advancial's application).
See current membership details

Related Posts

Advancial CD Rates - January 2019 - 1/1/2019

$50K minimum 2.70% 3 months 2.87% 6 months 2.99% 1 year 3.05% 18 months 3.05% 2 years 3.05% 3 years 3.08% 4 years 3.15% 5 years for Regular and IRA. https://www.advancial.org/current-market-interest-rate/

Small Increases On Advancial Short-Term CDs - 12/3/2018

Advancial (easy membership) has raised the rates on its short-term Jumbo CDs ($50k min), including 3-month (2.1% APY), 6-month (2.85% APY), and 1-year (3.04% APY).

Advancial December Share Certificate Rates Published - 12/1/2018

Short term rates ( $50K) 2.71% 3 months 2.85% 6 months 3.04% 1 year 3.14% 18 months 3.19% 2 years 3.24% 3 years 3.30% 4 years 3.38% 5 years https://www.advancial.org/Rates/Savings-Rates.aspx

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Great Place To Bank

Posted by: basenji08 | Jan 11, 2013

I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.

Great credit union

I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.

Good CD Rates, Lot Of Hassle

Posted by: JoseRod | Nov 15, 2018

This is a primitive credit union. No online money transfers/ACH permitted until account has aged. If want to receive monthly CD interest, it is via mailed check only. Initial deposit for CD is via check or wire only; linking external accounts not available. Opening a savings account is mandatory for a CD. Will have to visit a bank location to open an account. Ask all your questions while at the branch; is a 10-15 minute wait on hold to speak with someone on the phone. Few consistent answers between branch and phone representatives.

Hate This Horrible Credit Union

Posted by: Cmahler12 | Jun 9, 2019

Horrible horrible. Will be closing out my accounts as soon as I cam for someone but if you need assistance after 5pm on a wk day ...forget it. They dont have a 1800 number that is answered on wkends either.
I login and am asked 6 security questions which i answered correctly and now I am locked out bc this stupid system and credit union online tells me I dont even know basic questions about myself that.
I dont care If I have to pay a lot more In fees. I'll be glad to after zero customer service

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Health

Health Grade Components

Overall
NCUA #2285
Year Chartered1937
Employees218
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.98%
Annual Interest Income$33.1MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.66B$1.60B
LoansQ2 2019vs Q2 2018$1.33B$1.34B
DepositsQ2 2019vs Q2 2018$1.44B$1.33B
Equity CapitalQ2 2019vs Q2 2018$142.7MM$132.6MM
Loan Loss AllowanceQ2 2019vs Q2 2018$8.1MM$7.3MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$9.2MM$8.5MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advancial Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25-IRA Savings
0.10%$100-Savings
0.10%$5-Money Musketeers Kids Club Savings
0.10%$100-Dinero Teens Savings
0.10%$100-Business Savings

Advancial Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$100k-Premium Money Market
0.39%*$50k*-Money Market Savings Accounts
OTHER TIERS: 0.29% $2.5k - $25k | 0.34% $25k - $50k
0.39%*$50k*-Business Money Market
OTHER TIERS: 0.29% $2.5k - $25k | 0.34% $25k - $50k

Advancial Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Ultimate Checking
OTHER TIERS: 0.06% Up to $10k
0.10%*$10k*-Dinero Teens Checking
OTHER TIERS: 0.06% Up to $10k
0.06%--Business Rewards Checking

Advancial CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.67%$50k-5 Year Jumbo Certificate
2.67%$50k-Business 5 Year Jumbo Certificate
2.57%$25k$50k5 Year Junior Jumbo Certificate
2.57%$50k-4 Year Jumbo Certificate
2.57%$50k-Business 4 Year Jumbo Certificate
2.57%$25k$50kBusiness 5 Year Junior Jumbo Certificate
2.52%$50k-3 Year Jumbo Certificate
2.52%$50k-Business 3 Year Jumbo Certificate
2.47%$1k$25k5 Year Regular Certificate
2.47%$25k$50k4 Year Junior Jumbo Certificate
2.47%$25k$50kBusiness 4 Year Junior Jumbo Certificate
2.47%$1k$25kBusiness 5 Year Certificate
2.44%$50k-2 Year Jumbo Certificate
2.44%$50k-Business 2 Year Jumbo Certificate
2.42%$25k$50k3 Year Junior Jumbo Certificate
2.42%$25k$50kBusiness 3 Year Junior Jumbo Certificate
2.37%$1k$25k4 Year Regular Certificate
2.37%$1k$25kBusiness 4 Year Certificate
2.34%$50k-18 Month Jumbo Certificate
2.34%$50k-Business 18 Month Jumbo Certificate
2.33%$25k$50k2 Year Junior Jumbo Certificate
2.33%$25k$50kBusiness 2 Year Junior Jumbo Certificate
2.31%$1k$25k3 Year Regular Certificate
2.31%$1k$25kBusiness 3 Year Certificate
2.25%$50k-1 Year Jumbo Certificate
2.25%$50k-Business 1 Year Jumbo Certificate
2.24%$25k$50k18 Month Junior Jumbo Certificate
2.24%$25k$50kBusiness 18 Month Junior Jumbo Certificate
2.23%$1k$25k2 Year Regular Certificate
2.23%$1k$25kBusiness 2 Year Certificate
2.15%$25k$50k1 Year Junior Jumbo Certificate
2.15%$50k-6 Month Jumbo Certificate
2.15%$50k-Business 6 Month Jumbo Certificate
2.15%$25k$50kBusiness 1 Year Junior Jumbo Certificate
2.14%$1k$25k18 Month Regular Certificate
2.14%$1k$25kBusiness 18 Month Certificate
2.05%$100-Money Musketeers Starter Certificate
2.05%$1k$25k1 Year Regular Certificate
2.05%$25k$50k6 Month Junior Jumbo Certificate
2.05%$25k$50kBusiness 6 Month Junior Jumbo Certificate
2.05%$1k$25kBusiness 1 Year Certificate
2.00%$250-Dinero Teens Starter Certificate
1.98%$50k-3 Month Jumbo Certificate
1.98%$50k-Business 3 Month Jumbo Certificate
1.95%$1k$25k6 Month Regular Certificate
1.95%$1k$25kBusiness 6 Month Certificate
1.88%$25k$50k3 Month Junior Jumbo Certificate
1.88%$25k$50kBusiness 3 Month Junior Jumbo Certificate
1.77%$1k$25k3 Month Regular Certificate
1.77%$1k$25kBusiness 3 Month Certificate

Advancial IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.67%$50k-5 Year Jumbo IRA
2.57%$50k-4 Year Jumbo IRA
2.57%$25k$50k5 Year Junior Jumbo IRA
2.52%$50k-3 Year Jumbo IRA
2.47%$25k$50k4 Year Junior Jumbo IRA
2.47%$1k$25k5 Year Regular IRA
2.44%$50k-2 Year Jumbo IRA
2.42%$25k$50k3 Year Junior Jumbo IRA
2.37%$1k$25k4 Year Regular IRA
2.34%$50k-18 Month Jumbo IRA
2.33%$25k$50k2 Year Junior Jumbo IRA
2.31%$1k$25k3 Year Regular IRA
2.25%$50k-1 Year Jumbo IRA
2.24%$25k$50k18 Month Junior Jumbo IRA
2.23%$1k$25k2 Year Regular IRA
2.15%$50k-6 Month Jumbo IRA
2.15%$25k$50k1 Year Junior Jumbo IRA
2.14%$1k$25k18 Month Regular IRA
2.05%$25k$50k6 Month Junior Jumbo IRA
2.05%$1k$25k1 Year Regular IRA
1.98%$50k-3 Month Jumbo IRA
1.95%$1k$25k6 Month Regular IRA
1.88%$25k$50k3 Month Junior Jumbo IRA
1.77%$1k$25k3 Month Regular IRA
Locations

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