Advancial is headquartered in Dallas and is the 13th largest credit union in the state of Texas. It is also the 189th largest credit union in the nation. It was established in 1937 and as of September of 2019, it had grown to 219 employees and 93,004 members at 13 locations. Advancial's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Advancial is open to anyone by joining Connex for a $5 fee. Membership is also open to the following: 1) to those who live, work, worship, or attend school in the Louisiana Parishes of Acadia, Avoyelles, Evangeline, Iberia, Lafayette, St. Landry, St. Martin, or Vermillion; 2) Employees of several SEGs (petroleum refining industry). (Membership requirements are listed on Advancial's application).
See current membership details
Related Posts
12/1 - Advancial December Share Certificate Rates Published
11/3 - Advancial's Jumbo CDs and IRA CDs Become Rate Leaders
11/1 - Advancial Cds As High As 3.49%
1/1 - Advancial January CD Increases
12/1 - Advancial Posts December Rates
10/6 - Advancial Raises CD Rates Across The Board
10/1 - Advancial October CD Rates Posted
9/1 - Advancial Drops CD Rates Across The Board, Starting 9/1
8/1 - August CD Rates: Some Small Changes
7/26 - Advancial's Jumbo Certificates ($50k min) Offer Top Rates
Great Place To Bank
I've been banking with Advancial for over 15 years. I was first drawn to Advancial by its amazing rates. They pay much higher returns on deposits than anything in the marketplace. I have come to really appreciate the personal service approach of this institution and have been pleasantly surprised at the dedication the institution has to new technology. I have been using the Advancial app and now use it exclusively for my banking. It is so feature rich and way ahead of the apps I have for B of A and Chase. I have shifted all my banking to Advancial and can't say enough good things about this credit union.
Great credit union
I have been a member of the Advancial Credit Union for over 10 years. I have relied on this Credit Union for a variety of financial products. It all started with a small deposit into a money market account. I would occasionally deposit money into this account, and tried to keep up with it. Later, I began using their checking account and a CD. I love the people and the helpful service. They are a great credit union.
Good CD Rates, Lot Of Hassle
This is a primitive credit union. No online money transfers/ACH permitted until account has aged. If want to receive monthly CD interest, it is via mailed check only. Initial deposit for CD is via check or wire only; linking external accounts not available. Opening a savings account is mandatory for a CD. Will have to visit a bank location to open an account. Ask all your questions while at the branch; is a 10-15 minute wait on hold to speak with someone on the phone. Few consistent answers between branch and phone representatives.
Hate This Horrible Credit Union
Horrible horrible. Will be closing out my accounts as soon as I cam for someone but if you need assistance after 5pm on a wk day ...forget it. They dont have a 1800 number that is answered on wkends either.
I login and am asked 6 security questions which i answered correctly and now I am locked out bc this stupid system and credit union online tells me I dont even know basic questions about myself that.
I dont care If I have to pay a lot more In fees. I'll be glad to after zero customer service
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2285 |
| Year Chartered | 1937 |
| Employees | 219 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 6.29% |
| Annual Interest Income | $50.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $1.64B$1.63B |
| Loans | Q3 2019vs Q3 2018 | $1.35B$1.41B |
| Deposits | Q3 2019vs Q3 2018 | $1.41B$1.32B |
| Equity Capital | Q3 2019vs Q3 2018 | $145.2MM$135.7MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $7.6MM$8.1MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $7.2MM$8.9MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $851.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not Advancial; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Advancial Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $25 | - | IRA Savings | |
| 0.10% | $100 | - | Savings | |
| 0.10% | $5 | - | Money Musketeers Kids Club Savings | |
| 0.10% | $100 | - | Dinero Teens Savings | |
| 0.10% | $100 | - | Business Savings |
Advancial Money Market Rates
Advancial Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Ultimate Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.10%* | $10k* | - | Dinero Teens Checking | ||
| OTHER TIERS: 0.06% → Up to $10k | |||||
| 0.06% | - | - | Business Rewards Checking | ||
