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Advia Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.adviacu.org
844-238-4228
6400 W Main St
Kalamazoo, MI 49009

Advia Credit Union is headquartered in Kalamazoo and is the 7th largest credit union in the state of Michigan. It is also the 131st largest credit union in the nation. It was established in 1935 and as of December of 2024, it had grown to 520 employees and 193,197 members at 30 locations. Advia Credit Union's savings rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advia Credit Union is open to those who live in Michigan's Lower Peninsula; the Illinois counties of Boone, Cook (north of Irving Park Road), DuPage, Kane, Lake, McHenry, and Winnebago; or the Wisconsin counties of Dane, Green, Jefferson, Kenosha, Milwaukee, Racine, Rock, Walworth, and Waukesha.
See current membership details

Reviews

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #61503
Year Chartered1935
Employees520
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.29%
Annual Interest Income$175.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$3.44B$2.99B
LoansQ4 2024vs Q4 2023$2.71B$2.31B
DepositsQ4 2024vs Q4 2023$2.83B$2.52B
Equity CapitalQ4 2024vs Q4 2023$295.2MM$268.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$21.3MM$17.2MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$16.4MM$15.7MM
Real Estate OwnedQ4 2024vs Q4 2023$212K$101K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Advia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$10k-Advantage Plus High Yield Savings
3.00%$0-Ultimate Savings - Promotional Rate
2.00%†$0-Health Savings Account (HSA)
1.00%*$250k*-Ultimate Savings
OTHER TIERS: 0.35% → $500 - $100k | 0.70% → $100k - $250k
0.20%†$0-Holiday Club
0.15%$5-Youth Savings
0.15%†$5-UTMA Savings
0.05%†$500-Regular Savings
0.05%†$500-Business Savings
0.05%$500-Secondary Savings
0.05%†$0-Special Purpose Savings

Advia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*†$75k*-Money Market Savings
OTHER TIERS: 0.40% → $2k - $25k | 0.50% → $25k - $75k
0.60%*†$75k*-Business Money Market Savings
OTHER TIERS: 0.40% → $2k - $25k | 0.50% → $25k - $75k
0.15%*$75k*-Money Market Checking
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $75k

Advia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*†$0$5kAdvantage Plus Regular Checking
OTHER TIERS: 0.05% → $5k+
5.00%*†$0$5kAdvantage Plus Assurance Checking
OTHER TIERS: 0.05% → $5k+
0.20%*†$50k*-Business Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k
0.05%†$500$25kRegular Checking
0.05%†$0$25kBusiness Classic Checking
0.05%†$0-Assurance Checking

Advia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.51%$500-11 Month Member Advantage Plus Promo CD
4.26%$500-56 Month Advantage Plus Promo CD
4.25%$500-11 Month Promo CD
4.25%$500-Business 11 Month Promo CD
4.00%†$500-56 Month Promo CD
4.00%†$500-Business 56 Month Promo CD
3.01%†$500-48 Month Advantage Plus CD
3.01%†$500-60 Month Advantage Plus CD
2.75%†$500-48 Month CD
2.75%†$500-60 Month CD
2.75%†$500-36 Month Advantage Plus CD
2.75%†$500-Business 48 Month CD
2.75%†$500-Business 60 Month CD
2.50%†$500-36 Month CD
2.50%†$500-Business 36 Month CD
2.25%†$500-24 Month Advantage Plus CD
2.00%†$500-24 Month CD
2.00%†$500-12 Month Advantage Plus CD
2.00%†$500-Business 24 Month CD
1.90%†$50-24 Month EZ Saver Certificate
1.75%†$500-12 Month CD
1.75%†$500-6 Month Advantage Plus CD
1.75%†$500-Business 12 Month CD
1.65%†$50-12 Month EZ Saver Certificate
1.55%†$500-3 Month Advantage Plus CD
1.50%†$500-6 Month CD
1.50%†$500-Business 6 Month CD
1.40%†$50-6 Month EZ Saver Certificate
1.30%†$500-3 Month CD
1.30%†$500-Business 3 Month CD

Advia Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.51%$500-11 Month Advantage Plus IRA Special
4.26%$500-56 Month Advantage Plus IRA Special
4.25%$500-11 Month IRA Special
4.00%$500-56 Month IRA Special
3.01%†$500-48 Month Advantage Plus IRA
3.01%†$500-60 Month Advantage Plus IRA
2.75%†$500-48 Month IRA
2.75%†$500-60 Month IRA
2.75%†$500-36 Month Advantage Plus IRA
2.50%†$500-36 Month IRA
2.25%†$500-24 Month Advantage Plus IRA
2.00%†$500-24 Month IRA
2.00%†$500-12 Month Advantage Plus IRA
1.75%†$500-12 Month IRA
1.75%†$500-6 Month Advantage Plus IRA
1.55%†$500-3 Month Advantage Plus IRA
1.50%†$500-6 Month IRA
1.30%†$500-3 Month IRA
0.40%†$500-IRA Savings
Locations

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