Featured Savings Rates
Featured Accounts

Advia Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%1-year CD11 Month Promo Rate CD
1.60%2-year CD22 Month Promo Rate CD
2.30%6+ Year CD70 Month Promo Rate CD

Overview / Commentary
866-993-2328
550 S Riverview Dr
Parchment, MI 49004

Advia Credit Union is headquartered in Parchment and is the 8th largest credit union in the state of Michigan. It is also the 147th largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 418 employees and 145,184 members at 27 locations. Advia Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Advia Credit Union is open to those who live in Michigan's Lower Peninsula, the Illinois county of Winnebago, or in the Wisconsin counties of Dane, Green, Jefferson, Milwaukee, Rock, Walworth, or Waukesha.
See current membership details

Related Posts

Advia Credit Union (MI/WI/IL) Adds Trio Of Promo Rate CDs - 12/27/2016

Advia CU (MI/WI/IL) has three Promo Rate CDs: 11-month (1.00% APY), 22-month (1.60% APY), and 70-month (2.30% APY). Minimum deposit is $500.

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Reviews (7)

Great Credit Union, Many Options. Online Banking. Great Rates.

Posted by: Anonymous | Jan 25, 2011

Great place to do you banking.

Advia- my experiences

I have been a member of this credit union for about 20 years. I have both a checking and savings account. It was first known as First American credit union and then acquired by Advia. I would say that they have done a good job updating their offerings such as online banking, and online support, and online bill pay. I have no complaints about the services they offer. The way they update checking account purchases done by debit card is what I have an issue with. Most purchases made from about 5 pm on Fridays through Monday at about 6 AM are not debited from your account immediately. Also, I do not like that when I do use the bill pay, an actual check is sent that I must wait for the receiver to cash before it is taken from my account. The delivery time for bill pay is also awfully long in what seems to be an intentional act since I can pay more for it to be sent right away. Overdraft protection on my checking account, although declined many times, also keeps reappearing on my account which requires me to contact them for removal every time.

Advia Credit Union review

I have been a member of Advia Credit Union for a couple years now. While I have found that their web presence is a bit lacking, their customer service is pretty good and they have pretty good rates for fees. I have had some issues with my account over the years and they are always quick to help. I actually had an issue recently where I had some charges that I did not do. They were quick to help me with my account. They got the charges taken off of my account and refunded my money. Overall, they're a decent credit union to go through, one of the better ones I've used.

Overall Okay Local Bank

Our family has been banking with First Community for around eleven years. We have discussed multiple times switching to more technologically savvy banks that came out with iphone apps three years sooner, mobile check deposits two years faster and streamlined online banking lightyears ahead of the crowd, but we stuck with Advia. In return we have been constantly rewarded with the same persistent average customer service and banking services. First Community is not a bad bank by any stretch of the imagination because they offer just enough - middle of the road checking, savings and business accounts, no fee atms, debit cards and 24 hour help for lost or stolen checking - but they never go that extra mile.

Maybe we have never gone to another bank because we know it's a huge pain to move all of our accounts, so First Community is just that bank that is not spectacular, but not failing either.

My Post Is Above About The Issues After My Husband's Death.

Posted by: Ally6770 | Feb 27, 2014

Things were pretty much settled by the end of the year, before the 6 months was up with no NCUA insurance. They did continue to give the children the high interest rate until the CD's matured giving the children time to decide what and if and where they wanted have the IRA's moved to. We had 4 credit unions and banks to go through and this one is the only one that seemed not to know what to do.

Online Banking

Posted by: j53546 | Dec 3, 2017

once you get locked out of online banking it's a pain to get it reset. after about 5 different pieces of personal info and they still can't get it unlocked over the phone. have to go to a branch to get it done.

First Community Credit Union Parchment Michigan

Posted by: Ally6770 | Oct 10, 2012

My husband passed 2 months ago. I was just able to start on changing the bank accounts. Went to Flagstar Bank and they were wonderful. Went to First Community Credit Union in Parchment Michigan (THE MAIN OFFICE) and wanted to transfer my husbands Roth IRA's into my name and was told that I could not, even though I am the primary beneificiary because the money was not from my work earnings and I had to cash them out and I could put them in regular CD's if I wanted. I COULD NOT BELIEVE MY EARS. Her name was Jessica. I then told her it did not matter but the money was from my work earnings because my husband was disabled and these were spousal IRA's. Then I was told I could not take out the RMD from the traditional IRA, (even though they did it for my sister in law when my brother died and for my brother in law when my sister died. I would have to take the RMD out when I cashed in the IRA. They also told me I could not disclaim the traditional IRA even though their disclosure says I can. They told me if I cashed it in I still could not change the beneficiary on the accounts or the ones I have with them. The IRA's must all be left to the same person. I cannot leave one IRA to one son and the other to the other son and have their wives as contingent beneficiaries. They wanted the death certificate and I would not give it to them because they did not know what they were talking about. I did not want the IRA's cashed in. When I spoke to someone else they also said I could not disclaim and that it would take 2-3 months to cash in the IRA CD's. They have an estate planning attorney on their board Danielle Streed and I cannot believe that this is going on. SOMEONE NEEDS TRAINING. They also said they do not have many IRA CD's there even though my brother in law, sister in law and a few friends do.

Of course I called then emailed a formal complaint to NCUA. Hope this gets fixed soon.



Health

Health Grade Components

Overall
NCUA #61503
Year Chartered1935
Employees418
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.74%
Annual Interest Income$44.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.66B$1.34B
LoansQ3 2017vs Q3 2016$1.34B$1.05B
DepositsQ3 2017vs Q3 2016$1.40B$1.09B
Equity CapitalQ3 2017vs Q3 2016$160.4MM$149.4MM
Secondary CapitalQ3 2017vs Q3 2016$5.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$8.7MM$7.7MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$14.3MM$11.5MM
Real Estate OwnedQ3 2017vs Q3 2016$1.5MM$849.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%--Holiday Club
0.15%$500-Share Savings
0.15%--Youth Savings
0.15%--Business Savings
0.15%$500-Secondary Savings

Advia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2k*$25kMoney Market Savings
OTHER TIERS: 0.25% $75k+ | 0.35% $25k - $75k
0.50%*$2k*$25kBusiness Money Market Savings
OTHER TIERS: 0.25% $75k+ | 0.35% $25k - $75k
0.35%*$2k*$25kMoney Market Checking
OTHER TIERS: 0.15% $75k+ | 0.25% $25k - $75k

Advia Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$50k*-Interest Business Checking
OTHER TIERS: 0.25% $2,500 - $10k | 0.50% $10k - $25k | 0.65% $25k - $50k
0.05%$500$25kRegular Checking

Advia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-70 Month Promo Rate CD
2.00%$500-60 Month CD
1.78%$10k-60 Month AcceleRATE CD
1.65%$500-48 Month CD
1.60%$500-22 Month Promo Rate CD
1.49%$10k-48 Month AcceleRATE CD
1.40%$500-36 Month CD
1.29%$10k-36 Month AcceleRATE CD
1.10%$500-24 Month CD
1.04%$10k-24 Month AcceleRATE CD
1.00%$500-11 Month Promo Rate CD
0.90%$500-12 Month CD
0.50%$500-6 Month CD
0.45%$50-24 Month EZ Saver Certificate
0.25%$50-12 Month EZ Saver Certificate
0.15%$500-3 Month CD
0.10%$50-6 Month EZ Saver Certificate
Locations

Availability