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773-462-2000
11545 W Touhy Ave
Chicago, IL 60666

Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. The credit union offers depository banking products, retirement and investing services, and various types of mortgage and personal loans.

In the way of depository banking products, Alliant offers checking, savings, Certificate (CD), and IRA accounts. The free checking account option has no monthly service fee, no minimum balance requirement, no check writing fees, and comes with a free Visa debit card and free checks. The teen checking account similar to the free checking but comes with optional parental and spending controls for joint owners to use to provide account management help. Savings account options feature competitive dividend rates, and a children’s savings account provides a way for parents to help their kids under age 12 to start saving early. Education savings accounts are also available and provide tax incentives to save for educational costs. Certificates (CDs) and IRA accounts are offered in term lengths ranging from 12 to 60 months and come with fixed dividend rates.

On the lending side, the credit union offers student, mortgage, home equity, vehicle, and various personal loans to provide financial assistance to members for various needs.

Alliant Credit Union online banking provides personal financial management capabilities for members to digitally perform tasks like transferring money, paying bills, electronically depositing checks, creating account alerts, and integrating account transactions into financial management software for budgeting and planning purposes. Mobile banking is also available through smartphone apps that are capable of mobile deposit as well as all of the aforementioned online banking functions.

Alliant Credit Union was originally established in 1935 by a group of United Airlines employees, who named it United Airlines Employees’ Credit Union. It opened its field of membership up to organizations outside of the airline in 2003, and has expanded its criteria considerably since then. The credit union is headquartered in Chicago, Illinois, and operates branch locations all across the United States.

Field of Membership Restrictions

Membership in Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations.
See current membership details

Related Posts

Somewhat Disappointing Rate Increase At Alliant CU - 4/1/2018

Effective today, Alliant's savings accts are paying 1.50%. With the Fed 's federal funds rate increase of 25 basis points last week, I was expecting more.

Increase In CD Rates - 3/1/2018

Alliant has just raised CD rates. Included is a 2.05% APY for its "jumbo" ($25k+) 12-month CD.

Alliant Credit Union Ups Savings Account Rate - 2/2/2018

Alliant Credit Union (easy membership requirement ) has added 15 bps to its Savings account (1.45% APY). Minimum $100 balance required to earn stated APY.

View all posts from:

11/3/15 - Rate Hike at Alliant CU, But Lower ACH Transfer Limit
11/1/15 - Alliant Credit Union Savings Rate Bump To 1.00% From 0.95% APY
8/4/15 - Savings Account Rate Hike at Alliant Credit Union
8/1/15 - Alliant Credit Union Savings Rate Bump
5/14/15 - Alliant CU Raises Rates on Short-Term CDs To Competitive Levels
4/6/15 - Certificate Rate Drop
2/2/15 - Savings Account and CD Rate Hikes at Alliant Credit Union
1/30/15 - Alliant Credit Union Savings Account Bump
12/9/14 - Alliant CU Tax Information
11/7/14 - Alliant Checking Rebates Up To $20 Per Month In ATM Fees
10/1/14 - Alliant CU Savings Account Rate Bump
8/27/14 - Alliant Credit Union Transfer Capabilities Are Unavailable
8/15/14 - Alliant Now To Charge For Paper Statements
8/11/14 - Alliant CU Paper Statement Fee Begins 9-30-14
8/4/14 - Big CD Rate Increase at Alliant Credit Union
8/1/14 - CD Rate Increases
7/8/14 - Alliant Credit Union, Paper To Estatement $5 Incentive
7/8/14 - Alliant Credit Union $5 Debit Card Reward Offer For July
9/24/13 - Alliant Credit Union Checking Account Bonus and Updated Checking Review
8/13/13 - National Education Program Computer Gift Card Award
6/6/13 - Alliant FCU Cuts HSA Rates Again -- To Same Level As Normal Savings Rates
4/4/13 - Alliant CU Scheduled Outage Saturday 4-6-13
2/20/13 - Alliant CU Money Transfer Is Down
2/1/13 - Rate Cuts: Alliant Credit Union's Savings And Checking Accounts
5/23/12 - Alliant Credit Union Rate Cuts Scheduled For June 2012
4/2/12 - Rates Fall But Are Still Competitive at Alliant Credit Union
2/25/12 - Alliant Credit Union New Deposits And Payments Address
2/8/12 - Alliant Credit Union Rates Missing From CD Rates List
1/17/12 - Alliant CD Rate Drop
1/1/12 - Alliant CU Drops Savings Rate From 1.15% To 1.0%
11/29/11 - Top Savings & Checking Account Rates Continue at Alliant Credit Union
11/17/11 - Alliant Credit Union Cuts CD Rates By 20 BPS
11/1/11 - Does Alliant Credit Union Waive The Overdraft Fee For The First Time Each Year?
10/27/11 - Update on Alliant Credit Union - Top Rates Continue
9/24/11 - Alliant Credit Union's Savings Account Rate Holding For October 2011
8/22/11 - Alliant Credit Union's Savings Account Rates Holding For September 2011
7/26/11 - Alliant Credit Union Savings Account Rates Holding For August 2011
5/20/11 - Higher Long-Term CD Rate at Alliant Credit Union - Available Nationwide
2/17/11 - Alliant Credit Union's New Branches In TX, AZ & NJ
1/25/11 - Alliant CU Downtime 1/28-1/31, May Impact Debit Card Transactions
1/25/11 - Update on Alliant Credit Union's Savings and Checking Accounts
12/28/10 - Alliant Credit Union Cuts CD Rates By 20 Basis Points
12/17/10 - Alliant Savings Account Yield To Fall To 1.15% In January
12/17/10 - Alliant Credit Union's Savings and Checking Rate Scheduled to Drop in January
12/14/10 - Any Online Credit Union Suggestions Open To Anyone To Qualify For Sprint Discount
11/22/10 - Rates Remain The Same
10/25/10 - Alliant CU Checking And Savings Account Rate Will Remain 1.35% In November
10/20/10 - CD Rates Fall But Still Competitive at Alliant Credit Union
8/26/10 - Alliant Credit Union Cuts CD Rates
8/23/10 - Alliant Credit Union To Cut Savings And Checking Yield To 1.35% In September
7/21/10 - Alliant CU Checking And Savings Accounts Rates Will Remain 1.5% In August
7/19/10 - Alliant CU Credit Inquiry And Displayed Credit Score
6/30/10 - Watch Out For This BAD Practice By Alliant Credit Union
6/21/10 - Alliant Credit Union's Savings & Checking Rates For July
6/9/10 - Alliant Credit Union's Competitive CD Rates - Available Nationwide
5/26/10 - Alliant Credit Union's $50 High Rate Checking Bonus
5/25/10 - Alliant Credit Union's Savings & Checking Rates for June
4/25/10 - Alliant Credit Union Savings and Checking Account Rates for May
4/15/10 - Alliant Credit Union Is Improving Its ACH Transfer Service
3/25/10 - New Alliant Credit Union CD Rates - One Bit of Good News
3/23/10 - Alliant Credit Union Reducing Savings Account Yield to 1.50%
3/23/10 - Alliant Credit Union Makes It Easier To Join
3/21/10 - I Was Right Down To The "I Authorize" Button When The Hard Pull Question Entered My Head
3/11/10 - Check Out Bank Tracker Link
3/6/10 - Was Searching For Good Rates And Alliant Credit Union (Chicago) Does Have Excellent Rates
3/1/10 - PenFed, Alliant & Melrose Continue Top CD Rates into March
2/23/10 - Alliant Credit Union Will Keep Its Savings Rate At 2
2/22/10 - Alliant Credit Union's Savings Account Yield to Remain 2.00% for March
1/24/10 - 2.00% Savings Account to Continue in February at Alliant Credit Union
11/25/09 - Alliant Credit Union's Savings Account Rate to Remain 2% Through December
11/25/09 - Update on Alliant Credit Union - Competitive Savings Account and CD Rates
10/24/09 - Alliant Credit Union Increases CD Rates, Holds Savings Account Rate Steady - Available Nationwide
8/25/09 - Update on Alliant Credit Union's Savings Account and Checking Account
7/1/09 - Update on Alliant Credit Union's Checking, Savings and CDs
3/28/09 - Alliant Credit Union's Free High Rate Checking Account & Updates on its Savings Account, HSA and CDs
3/15/09 - Health Savings Account Overview and Finding the Best HSA
11/24/08 - Update on Alliant Credit Union's Savings Account and CDs
6/4/08 - Update on Alliant Credit Union Rates
3/22/08 - 5.40% 24-Month / 5.40% 12-Month CD at an Illinois CU - easy membership (Alliant).
1/25/08 - Update on Alliant Credit Union and its 5.40% CDs
1/25/08 - Update on Alliant Credit Union and Their Field of Membership
1/19/08 - 5.15% 24-Month / 5.15% 12-Month CD at an Illinois CU - easy membership (Alliant).

Good choice for my family needs

Posted by: elvisli | Mar 28, 2018

My experience with this credit union is mainly based on my use of the savings account. It typically has high interest rates that are comparable to other national banks. The website has enough features to meet my needs that I do not usually have to call or email for support. The electronic transfer facility on the website allows me to define external institutions and transfer funds to and from the credit union very easily. I can also deposit checks via the phone application.

Great Backbone Bank

Posted by: zz | Jan 31, 2018

I've had Alliant for many years. There rates are generally good for checking and savings (though a little behind now). The ACH is amazingly fast but am not happy about the reduced limits which makes it less useful. They are very responsive and it and handle questions quickly. I have my paycheck deposited into the checking account and use the bank for most of my banking. Last year I signed up for the Signature credit card which is free for the 1st year and gives 3% cash back. I'm going to stay with this card even with the $59 annual charge (even though I've never paid an annual fee for any other charge). The 2nd year on they give 2.5% cash back on ALL transactions which makes the break even point an average of $1,000 a month in charges compared to fee free 2% cash back cards. So if you charge less than $12,000 a year you're better off with a 2% fee free card.

Alliant CU

Posted by: alanh75 | Nov 28, 2017

Alliant CU is one of the two or three best CUs in the United States, and their policies for ACH transfers are exceptional.

Love them

I have been a member of Alliant Credit Union for the past 2 years, and this has been the best experience I have ever had with a financial institution since I turnd 18. I have been with numerous other banks in the past (including Comerica, Key Bank, and Webster Bank), but Alliant has topped them all. While business with Alliant is done mostly online, they provide a debit card that can access and provide use to any ATM within their wide network of credit unions. They have also frequently credited my account for use of ATM's outside their network (at, say a Huffington Bank, which is not a credit union) which, at least for me, is unheard of. There have been times when I had accidentally overdrawn from my checking account and, while the fee that Alliant charges is only $3 (compared to $15 from Webster Bank), they also allow about 24 hours for you to make your account right. They have provided good customer service, both via email and telephone, and in that one experience, the employee provided me with her personal work email so I use her as a point person--I've never received that level of service from any of the banks I have been with.

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Health
A+

Health Grade Components

Overall
NCUA #67955
Year Chartered1935
Employees496
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.5%
Annual Interest Income$287.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$9.70B$9.51B
LoansQ4 2017vs Q4 2016$7.23B$6.41B
DepositsQ4 2017vs Q4 2016$8.55B$8.16B
Equity CapitalQ4 2017vs Q4 2016$1.09B$1.02B
Loan Loss AllowanceQ4 2017vs Q4 2016$44.1MM$38.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$28.1MM$42.0MM
Real Estate OwnedQ4 2017vs Q4 2016$674.00K$3.2MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Somewhat Disappointing Rate Increase At Alliant CU

ichaelm   |  
Effective today, Alliant's savings accts are paying 1.50%. With the Fed 's federal funds rate increase of 25 basis points last week, I was expecting more.

Increase In CD Rates

ChasR   |  
Alliant has just raised CD rates. Included is a 2.05% APY for its "jumbo" ($25k+) 12-month CD.

Alliant's Savings Rate Now 1.45% APY

Sylvia   |  
https://www.alliantcreditunion.org/bank/high-yield-savings

Nice Savings Rate Increase At Alliant CU

ichaelm   |  
I'm HAPPY to report that, effective today, Alliant has increased its savings account rate from 1.30% to 1.45%.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Alliant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Alliant Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$100-Savings
1.50%$100-Coverdell ESA Savings
1.50%$100-IRA Savings
1.50%$100-Roth IRA Savings
1.50%$100-SEP IRA Savings
1.50%$100-Supplemental Savings
1.50%$100-Kids Savings Account
1.50%$100-High-Rate Savings
0.25%$100-Mortgage Share

Alliant Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--High-Rate Checking
0.65%--Free Teen Checking

Alliant Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$25k-60 Month Jumbo Share CD
2.45%$1k$25k60 Month Share CD
2.25%$25k-48 Month Jumbo Share CD
2.20%$1k$25k48 Month Share CD
2.20%$25k-36 - 47 Month Jumbo Share CD
2.15%$1k$25k36 - 47 Month Share CD
2.15%$25k-24 - 35 Month Jumbo Share CD
2.10%$1k$25k24 - 35 Month Share CD
2.10%$25k-18 - 23 Month Jumbo Share CD
2.05%$1k$25k18 - 23 Month Share CD
2.05%$25k-12 - 17 Month Jumbo Share CD
2.00%$1k$25k12 - 17 Month Share CD

Alliant Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.55%$25k-60 Month Jumbo CESA
2.55%$25k-60 Month Jumbo Roth IRA
2.55%$25k-60 Month Jumbo SEP IRA
2.55%$25k-60 Month Jumbo Traditional IRA
2.50%$1k$25k60 Month Traditional IRA
2.50%$1k$25k60 Month Roth IRA
2.50%$1k$25k60 Month SEP IRA
2.50%$1k$25k60 Month CESA
2.30%$25k-48 Month Jumbo CESA
2.30%$25k-48 Month Jumbo Roth IRA
2.30%$25k-48 Month Jumbo SEP IRA
2.30%$25k-48 Month Jumbo Traditional IRA
2.25%$1k$25k48 Month Traditional IRA
2.25%$1k$25k48 Month Roth IRA
2.25%$1k$25k48 Month SEP IRA
2.25%$1k$25k48 Month CESA
2.25%$25k-36 - 47 Month Jumbo CESA
2.25%$25k-36 - 47 Month Jumbo Roth IRA
2.25%$25k-36 - 47 Month Jumbo SEP IRA
2.25%$25k-36 - 47 Month Jumbo Traditional IRA
2.20%$1k$25k36 - 47 Month Traditional IRA
2.20%$1k$25k36 - 47 Month Roth IRA
2.20%$1k$25k36 - 47 Month SEP IRA
2.20%$1k$25k36 - 47 Month CESA
2.20%$25k-24 - 35 Month Jumbo CESA
2.20%$25k-24 - 35 Month Jumbo Roth IRA
2.20%$25k-24 - 35 Month Jumbo SEP IRA
2.20%$25k-24 - 35 Month Jumbo Traditional IRA
2.15%$1k$25k24 - 35 Month Traditional IRA
2.15%$1k$25k24 - 35 Month Roth IRA
2.15%$1k$25k24 - 35 Month SEP IRA
2.15%$1k$25k24 - 35 Month CESA
2.15%$25k-18 - 23 Month Jumbo CESA
2.15%$25k-18 - 23 Month Jumbo Roth IRA
2.15%$25k-18 - 23 Month Jumbo SEP IRA
2.15%$25k-18 - 23 Month Jumbo Traditional IRA
2.10%$1k$25k18 - 23 Month Traditional IRA
2.10%$1k$25k18 - 23 Month Roth IRA
2.10%$1k$25k18 - 23 Month SEP IRA
2.10%$1k$25k18 - 23 Month CESA
2.10%$25k-12 - 17 Month Jumbo CESA
2.10%$25k-12 - 17 Month Jumbo Roth IRA
2.10%$25k-12 - 17 Month Jumbo SEP IRA
2.10%$25k-12 - 17 Month Jumbo Traditional IRA
2.05%$1k$25k12 - 17 Month Traditional IRA
2.05%$1k$25k12 - 17 Month Roth IRA
2.05%$1k$25k12 - 17 Month SEP IRA
2.05%$1k$25k12 - 17 Month CESA
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