Overview / Commentary
773-462-2000
11545 W Touhy Ave
Chicago, IL 60666

Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. The credit union offers depository banking products, retirement and investing services, and various types of mortgage and personal loans.

In the way of depository banking products, Alliant offers checking, savings, Certificate (CD), and IRA accounts. The free checking account option has no monthly service fee, no minimum balance requirement, no check writing fees, and comes with a free Visa debit card and free checks. The teen checking account similar to the free checking but comes with optional parental and spending controls for joint owners to use to provide account management help. Savings account options feature competitive dividend rates, and a children’s savings account provides a way for parents to help their kids under age 12 to start saving early. Education savings accounts are also available and provide tax incentives to save for educational costs. Certificates (CDs) and IRA accounts are offered in term lengths ranging from 12 to 60 months and come with fixed dividend rates.

On the lending side, the credit union offers student, mortgage, home equity, vehicle, and various personal loans to provide financial assistance to members for various needs.

Alliant Credit Union online banking provides personal financial management capabilities for members to digitally perform tasks like transferring money, paying bills, electronically depositing checks, creating account alerts, and integrating account transactions into financial management software for budgeting and planning purposes. Mobile banking is also available through smartphone apps that are capable of mobile deposit as well as all of the aforementioned online banking functions.

Alliant Credit Union was originally established in 1935 by a group of United Airlines employees, who named it United Airlines Employees’ Credit Union. It opened its field of membership up to organizations outside of the airline in 2003, and has expanded its criteria considerably since then. The credit union is headquartered in Chicago, Illinois, and operates branch locations all across the United States.

Field of Membership Restrictions

Membership in Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations.
See current membership details

Related Posts

Alliant Credit Union Ups 12-17 Month CD Rate to 2.65% APY - 9/17/2018

Alliant Credit Union (easy membership) has raised the rate on its 12-17 month Share Certificate to 2.65% APY. Minimum deposit $1k, with no stated balance cap.

Alliant's 12 Mth CD Now 2.65% APY - 9/16/2018

Alliant has boosted rate on its 12-17 month term CD, regular and IRA, standard and jumbo ($25K), to 2.65% APY. The new rate makes Alliant a contender in the nationally available 12-month category. It’s been awhile since the CU has contended in any category. Some nice features of Alliant’s CDs: (1) low minimum of $1K, no max (2) flexible maturity date — you pick within allowable range (12 to 17 months). https://www.alliantcreditunion.org/rates/#certificates

Raise Savings Rate To 1.80% - 9/2/2018

Small Rate increase up to 1.80%

View all posts from:

11/3/15 - Rate Hike at Alliant CU, But Lower ACH Transfer Limit
11/1/15 - Alliant Credit Union Savings Rate Bump To 1.00% From 0.95% APY
8/4/15 - Savings Account Rate Hike at Alliant Credit Union
8/1/15 - Alliant Credit Union Savings Rate Bump
5/14/15 - Alliant CU Raises Rates on Short-Term CDs To Competitive Levels
4/6/15 - Certificate Rate Drop
2/2/15 - Savings Account and CD Rate Hikes at Alliant Credit Union
1/30/15 - Alliant Credit Union Savings Account Bump
12/9/14 - Alliant CU Tax Information
11/7/14 - Alliant Checking Rebates Up To $20 Per Month In ATM Fees
10/1/14 - Alliant CU Savings Account Rate Bump
8/27/14 - Alliant Credit Union Transfer Capabilities Are Unavailable
8/15/14 - Alliant Now To Charge For Paper Statements
8/11/14 - Alliant CU Paper Statement Fee Begins 9-30-14
8/4/14 - Big CD Rate Increase at Alliant Credit Union
8/1/14 - CD Rate Increases
7/8/14 - Alliant Credit Union, Paper To Estatement $5 Incentive
7/8/14 - Alliant Credit Union $5 Debit Card Reward Offer For July
9/24/13 - Alliant Credit Union Checking Account Bonus and Updated Checking Review
8/13/13 - National Education Program Computer Gift Card Award
6/6/13 - Alliant FCU Cuts HSA Rates Again -- To Same Level As Normal Savings Rates
4/4/13 - Alliant CU Scheduled Outage Saturday 4-6-13
2/20/13 - Alliant CU Money Transfer Is Down
2/1/13 - Rate Cuts: Alliant Credit Union's Savings And Checking Accounts
5/23/12 - Alliant Credit Union Rate Cuts Scheduled For June 2012
4/2/12 - Rates Fall But Are Still Competitive at Alliant Credit Union
2/25/12 - Alliant Credit Union New Deposits And Payments Address
2/8/12 - Alliant Credit Union Rates Missing From CD Rates List
1/17/12 - Alliant CD Rate Drop
1/1/12 - Alliant CU Drops Savings Rate From 1.15% To 1.0%
11/29/11 - Top Savings & Checking Account Rates Continue at Alliant Credit Union
11/17/11 - Alliant Credit Union Cuts CD Rates By 20 BPS
11/1/11 - Does Alliant Credit Union Waive The Overdraft Fee For The First Time Each Year?
10/27/11 - Update on Alliant Credit Union - Top Rates Continue
9/24/11 - Alliant Credit Union's Savings Account Rate Holding For October 2011
8/22/11 - Alliant Credit Union's Savings Account Rates Holding For September 2011
7/26/11 - Alliant Credit Union Savings Account Rates Holding For August 2011
5/20/11 - Higher Long-Term CD Rate at Alliant Credit Union - Available Nationwide
2/17/11 - Alliant Credit Union's New Branches In TX, AZ & NJ
1/25/11 - Alliant CU Downtime 1/28-1/31, May Impact Debit Card Transactions
1/25/11 - Update on Alliant Credit Union's Savings and Checking Accounts
12/28/10 - Alliant Credit Union Cuts CD Rates By 20 Basis Points
12/17/10 - Alliant Savings Account Yield To Fall To 1.15% In January
12/17/10 - Alliant Credit Union's Savings and Checking Rate Scheduled to Drop in January
12/14/10 - Any Online Credit Union Suggestions Open To Anyone To Qualify For Sprint Discount
11/22/10 - Rates Remain The Same
10/25/10 - Alliant CU Checking And Savings Account Rate Will Remain 1.35% In November
10/20/10 - CD Rates Fall But Still Competitive at Alliant Credit Union
8/26/10 - Alliant Credit Union Cuts CD Rates
8/23/10 - Alliant Credit Union To Cut Savings And Checking Yield To 1.35% In September
7/21/10 - Alliant CU Checking And Savings Accounts Rates Will Remain 1.5% In August
7/19/10 - Alliant CU Credit Inquiry And Displayed Credit Score
6/30/10 - Watch Out For This BAD Practice By Alliant Credit Union
6/21/10 - Alliant Credit Union's Savings & Checking Rates For July
6/9/10 - Alliant Credit Union's Competitive CD Rates - Available Nationwide
5/26/10 - Alliant Credit Union's $50 High Rate Checking Bonus
5/25/10 - Alliant Credit Union's Savings & Checking Rates for June
4/25/10 - Alliant Credit Union Savings and Checking Account Rates for May
4/15/10 - Alliant Credit Union Is Improving Its ACH Transfer Service
3/25/10 - New Alliant Credit Union CD Rates - One Bit of Good News
3/23/10 - Alliant Credit Union Reducing Savings Account Yield to 1.50%
3/23/10 - Alliant Credit Union Makes It Easier To Join
3/21/10 - I Was Right Down To The "I Authorize" Button When The Hard Pull Question Entered My Head
3/11/10 - Check Out Bank Tracker Link
3/6/10 - Was Searching For Good Rates And Alliant Credit Union (Chicago) Does Have Excellent Rates
3/1/10 - PenFed, Alliant & Melrose Continue Top CD Rates into March
2/23/10 - Alliant Credit Union Will Keep Its Savings Rate At 2
2/22/10 - Alliant Credit Union's Savings Account Yield to Remain 2.00% for March
1/24/10 - 2.00% Savings Account to Continue in February at Alliant Credit Union
11/25/09 - Alliant Credit Union's Savings Account Rate to Remain 2% Through December
11/25/09 - Update on Alliant Credit Union - Competitive Savings Account and CD Rates
10/24/09 - Alliant Credit Union Increases CD Rates, Holds Savings Account Rate Steady - Available Nationwide
8/25/09 - Update on Alliant Credit Union's Savings Account and Checking Account
7/1/09 - Update on Alliant Credit Union's Checking, Savings and CDs
3/28/09 - Alliant Credit Union's Free High Rate Checking Account & Updates on its Savings Account, HSA and CDs
3/15/09 - Health Savings Account Overview and Finding the Best HSA
11/24/08 - Update on Alliant Credit Union's Savings Account and CDs
6/4/08 - Update on Alliant Credit Union Rates
3/22/08 - 5.40% 24-Month / 5.40% 12-Month CD at an Illinois CU - easy membership (Alliant).
1/25/08 - Update on Alliant Credit Union and its 5.40% CDs
1/25/08 - Update on Alliant Credit Union and Their Field of Membership
1/19/08 - 5.15% 24-Month / 5.15% 12-Month CD at an Illinois CU - easy membership (Alliant).

Make Them Your "Main Bank" -- Anywhere In The US

Posted by: saver123 | Sep 15, 2018

Open to everyone, Alliant is a great place to make your primary institution.

In a nutshell, while they may not be at the VERY top for a particular deal (savings rate, CD, etc) they always seem to be in the TOP GROUP for most things -- good enough to where I stay with them for my main bank because they are such an easy, great credit union to deal with.

I'm a rate chaser, so often my CDs are at places that have one-time CD specials, instead of Alliant.. but those places usually never seem to be good places for your "main bank". Alliant is. Everything from rates to ease of banking (even if you don't live anywhere near a branch), to 24hr excellent customer service, to policies that are actually CUSTOMER-FRIENDLY (in everything from their Funds Availabiltiy policy to their way of resolving disputes). In other words, the exact OPPOSITE of a place like NavyFed, or other places with terrible policies. Alliant treats you right -- and unlike many other institutions, their computer systems are easy-to-use and up to date, and their Cust Service reps are totally on the ball.

I belong to 10 credit unions now, as well as a couple of banks. So I know my stuff. I'll have a credit card at one CU, a CD at another CD, a CD at yet another CU, etc.. but for my "main home", it's Alliant. I have savings accounts there, checking accounts, CDs, other services from time to time... when I move money it goes through Alliant.. and if I ever need a loan, they're one of the FEW places I'd feel comfortable in dealing with. They are professional all the way around, and you get that professionalism WITH great rates AND great policies.

No bank or CU can be ALL things to all people, but Alliant gets it right for the vast majority of things. I have no qualms about walking away from a CU or a bank (I've done it many times), but I'm still at Alliant... and while I patronize other places as well, Alliant is still my "home base." Check them out, you'll be glad you did.

Superb Credit Union

Posted by: AlanH | Jul 24, 2018

Allliant has the best ACH transfer process without a doubt. Every other account (bank/CU) I have is registered with Alliant so that I can easily transfer funds into/out of any other institution in two business days.

Good credit union!

I started using Alliant Credit Union and so far I really like it. It was easy to join through the Freelancers Union. So far, I've found they have responsive customer service and a very large ATM network in comparison to the large Wall Street banks and other credit unions. I can get money for free from a variety of ATMs found in busy stores, and they will rebate out of network ATMs next day too. The online banking website does need some work however as it seems a bit outdated and is not the most user friendly in comparison to other banking institutions. Alliant, however, does have really high interest rates for its accounts, including a high rate for Savings and Checking. The Checking account does require having some activity each month, but not hard to do when you can just schedule transfers in and out from other accounts or use the Bill Pay feature (which is a bit clunky and could use some improvements).

Good choice for my family needs

Posted by: elvisli | Mar 28, 2018

My experience with this credit union is mainly based on my use of the savings account. It typically has high interest rates that are comparable to other national banks. The website has enough features to meet my needs that I do not usually have to call or email for support. The electronic transfer facility on the website allows me to define external institutions and transfer funds to and from the credit union very easily. I can also deposit checks via the phone application.

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Health

Health Grade Components

Overall
NCUA #67955
Year Chartered1935
Employees555
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.66%
Annual Interest Income$178.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$10.64B$9.89B
LoansQ2 2018vs Q2 2017$8.10B$6.68B
DepositsQ2 2018vs Q2 2017$9.03B$8.56B
Equity CapitalQ2 2018vs Q2 2017$1.12B$1.06B
Loan Loss AllowanceQ2 2018vs Q2 2017$47.9MM$35.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$26.6MM$34.9MM
Real Estate OwnedQ2 2018vs Q2 2017$1.6MM$1.8MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Alliant's 12 Mth CD Now 2.65% APY

Sylvia   |  
Alliant has boosted rate on its 12-17 month term CD, regular and IRA, standard and jumbo ($25K), to 2.65% APY. The new rate makes Alliant a contender in the nationally available 12-month category. It’s been awhile since the CU has contended in any category.

Some nice features of Alliant’s CDs: (1) low minimum of $1K, no max (2) flexible maturity date — you pick within allowable range (12 to 17 months).

https://www.alliantcreditunion.org/rates/#certificates

Raise Savings Rate To 1.80%

SteveInPa   |  
Small Rate increase up to 1.80%

Another Small Savings Account Rate Increase From Alliant CU

ichaelm   |  
Effective today, Alliant has bumped up its rate on savings accts from 1.70% to 1.75% APY. That's better than nothing, I suppose.

Rate Increase On Savings To 1.7% APY on 1 July 2018

APR   |  
On the main page of Alliant Credit Union (http://www.alliantcreditunion.org/), hover over Bank in the menu across the top and this message appears:
We did it again! We raised our savings rate!
Earn 1.70% APY on your money with an Alliant High-Rate Savings Account.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Alliant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Alliant Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$100-Savings
1.80%$100-IRA Savings
1.80%$100-Supplemental Savings
1.80%$100-Kids Savings Account
1.80%$100-High-Rate Savings
0.25%$100-Mortgage Share

Alliant Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--High-Rate Checking
0.65%--Free Teen Checking

Alliant Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$25k-60 Month Jumbo Share CD
2.95%$1k$25k60 Month Share CD
2.65%$1k$25k12 - 17 Month Share CD
2.65%$25k-12 - 17 Month Jumbo Share CD
2.65%$25k-48 Month Jumbo Share CD
2.60%$1k$25k48 Month Share CD
2.60%$25k-36 - 47 Month Jumbo Share CD
2.55%$1k$25k36 - 47 Month Share CD
2.55%$25k-24 - 35 Month Jumbo Share CD
2.50%$1k$25k24 - 35 Month Share CD
2.50%$25k-18 - 23 Month Jumbo Share CD
2.45%$1k$25k18 - 23 Month Share CD

Alliant Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$25k-60 Month Jumbo Roth IRA
3.05%$25k-60 Month Jumbo SEP IRA
3.05%$25k-60 Month Jumbo Traditional IRA
3.00%$1k$25k60 Month Traditional IRA
3.00%$1k$25k60 Month Roth IRA
3.00%$1k$25k60 Month SEP IRA
2.70%$25k-48 Month Jumbo Roth IRA
2.70%$25k-48 Month Jumbo SEP IRA
2.70%$25k-48 Month Jumbo Traditional IRA
2.65%$1k$25k12 - 17 Month Traditional IRA
2.65%$1k$25k12 - 17 Month Roth IRA
2.65%$1k$25k12 - 17 Month SEP IRA
2.65%$1k$25k48 Month Traditional IRA
2.65%$1k$25k48 Month Roth IRA
2.65%$1k$25k48 Month SEP IRA
2.65%$25k-12 - 17 Month Jumbo Roth IRA
2.65%$25k-12 - 17 Month Jumbo SEP IRA
2.65%$25k-12 - 17 Month Jumbo Traditional IRA
2.65%$25k-36 - 47 Month Jumbo Roth IRA
2.65%$25k-36 - 47 Month Jumbo SEP IRA
2.65%$25k-36 - 47 Month Jumbo Traditional IRA
2.60%$1k$25k36 - 47 Month Traditional IRA
2.60%$1k$25k36 - 47 Month Roth IRA
2.60%$1k$25k36 - 47 Month SEP IRA
2.60%$25k-24 - 35 Month Jumbo Roth IRA
2.60%$25k-24 - 35 Month Jumbo SEP IRA
2.60%$25k-24 - 35 Month Jumbo Traditional IRA
2.55%$1k$25k24 - 35 Month Traditional IRA
2.55%$1k$25k24 - 35 Month Roth IRA
2.55%$1k$25k24 - 35 Month SEP IRA
2.55%$25k-18 - 23 Month Jumbo Roth IRA
2.55%$25k-18 - 23 Month Jumbo SEP IRA
2.55%$25k-18 - 23 Month Jumbo Traditional IRA
2.50%$1k$25k18 - 23 Month Traditional IRA
2.50%$1k$25k18 - 23 Month Roth IRA
2.50%$1k$25k18 - 23 Month SEP IRA
Locations

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