Featured Savings Rates
Featured Accounts

Alliant Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%SavingsSavings
0.65%CheckingHigh-Rate Checking
1.15%1-year CD12 - 17 Month Share CD

Overview / Commentary
773-462-2000
11545 W Touhy Ave
Chicago, IL 60666

Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. The credit union offers depository banking products, retirement and investing services, and various types of mortgage and personal loans.

In the way of depository banking products, Alliant offers checking, savings, Certificate (CD), and IRA accounts. The free checking account option has no monthly service fee, no minimum balance requirement, no check writing fees, and comes with a free Visa debit card and free checks. The teen checking account similar to the free checking but comes with optional parental and spending controls for joint owners to use to provide account management help. Savings account options feature competitive dividend rates, and a children’s savings account provides a way for parents to help their kids under age 12 to start saving early. Both health and education savings accounts are also available and provide tax incentives to save for medical expenses and educational costs, respectively. Certificates (CDs) and IRA accounts are offered in term lengths ranging from 12 to 60 months and come with fixed dividend rates.

On the lending side, the credit union offers student, mortgage, home equity, vehicle, and various personal loans to provide financial assistance to members for various needs.

Alliant Credit Union online banking provides personal financial management capabilities for members to digitally perform tasks like transferring money, paying bills, electronically depositing checks, creating account alerts, and integrating account transactions into financial management software for budgeting and planning purposes. Mobile banking is also available through smartphone apps that are capable of mobile deposit as well as all of the aforementioned online banking functions.

Alliant Credit Union was originally established in 1935 by a group of United Airlines employees, who named it United Airlines Employees’ Credit Union. It opened its field of membership up to organizations outside of the airline in 2003, and has expanded its criteria considerably since then. The credit union is headquartered in Chicago, Illinois, and operates branch locations all across the United States.

Field of Membership Restrictions

Any member of Foster Care to Success (FCS), regardless of residency or employment status. Individuals can join FCS with a one-time $10 donation. Also open to anyone who is currently employed or retired from any affiliated company, anyone who resides or holds employment in the greater Chicago area, a family member of a current CU member, or a member of any recognized affiliated organizations.
See current membership details

Related Posts

Alliant Drops 5-Year CD Rate - 7/17/2016

Looks to me like Alliant CU has also dropped 5-year CD rates in the last few days.  It's now 1.85% APY for $25k-plus, 1.80% APY for less than $25k. 

Alliant CU Raises Savings Rate .05% - 4/8/2016

I just noticed that Alliant Credit Union has raised its savings rate by .05% APY, to 1.0% APY. Must have happened on the first of the month. I don't now what the other rates were, so can't tell if any others have been hiked.

Alliant Credit Union Promotes High Interest Checking Bonus - 3/7/2016

Alliant Credit Union (easy membership) is offering a $50 bonus when opening a new High Interest Checking account. The account earns 0.65% APY on all balances, with no minimum.

View all posts from:

9/24/13 - Alliant Credit Union Checking Account Bonus and Updated Checking Review
8/13/13 - National Education Program Computer Gift Card Award
6/6/13 - Alliant FCU Cuts HSA Rates Again -- To Same Level As Normal Savings Rates
4/4/13 - Alliant CU Scheduled Outage Saturday 4-6-13
2/20/13 - Alliant CU Money Transfer Is Down
2/1/13 - Rate Cuts: Alliant Credit Union's Savings And Checking Accounts
12/27/12 - Replacing Savings Accounts with an Interest Checking Account
5/23/12 - Alliant Credit Union Rate Cuts Scheduled For June 2012
5/23/12 - Money Market Rate Leaders with Some History
4/19/12 - Credit Unions That Offer Top Rates on Health Savings Accounts
4/2/12 - Rates Fall But Are Still Competitive at Alliant Credit Union
2/25/12 - Alliant Credit Union New Deposits And Payments Address
2/8/12 - Alliant Credit Union Rates Missing From CD Rates List
1/17/12 - Alliant CD Rate Drop
1/1/12 - Alliant CU Drops Savings Rate From 1.15% To 1.0%
11/29/11 - Top Savings & Checking Account Rates Continue at Alliant Credit Union
11/17/11 - Alliant Credit Union Cuts CD Rates By 20 BPS
11/1/11 - Does Alliant Credit Union Waive The Overdraft Fee For The First Time Each Year?
10/27/11 - Update on Alliant Credit Union - Top Rates Continue
9/24/11 - Alliant Credit Union's Savings Account Rate Holding For October 2011
8/22/11 - Alliant Credit Union's Savings Account Rates Holding For September 2011
7/26/11 - Alliant Credit Union Savings Account Rates Holding For August 2011
5/20/11 - Higher Long-Term CD Rate at Alliant Credit Union - Available Nationwide
2/17/11 - Alliant Credit Union's New Branches In TX, AZ & NJ
2/16/11 - Best Internet Checking Accounts That Offer Paper Checks
1/25/11 - Alliant CU Downtime 1/28-1/31, May Impact Debit Card Transactions
1/25/11 - Update on Alliant Credit Union's Savings and Checking Accounts
12/28/10 - Alliant Credit Union Cuts CD Rates By 20 Basis Points
12/17/10 - Alliant Savings Account Yield To Fall To 1.15% In January
12/17/10 - Alliant Credit Union's Savings and Checking Rate Scheduled to Drop in January
12/14/10 - Any Online Credit Union Suggestions Open To Anyone To Qualify For Sprint Discount
11/22/10 - Rates Remain The Same
10/25/10 - Alliant CU Checking And Savings Account Rate Will Remain 1.35% In November
10/20/10 - CD Rates Fall But Still Competitive at Alliant Credit Union
10/15/10 - Update on My Short List of Top Online Savings Accounts
10/1/10 - Best Place for Your Savings? Reward Checking, Savings Accounts or CDs?
9/22/10 - Internet Checking Accounts with the Best Interest Rates
9/9/10 - Comparing Alliant Credit Union's CDs with Ally Bank's 5-Year CD
8/27/10 - Internet Savings Accounts - Is Rate Chasing Still Worthwhile?
8/26/10 - Alliant Credit Union Cuts CD Rates
8/23/10 - Alliant Credit Union To Cut Savings And Checking Yield To 1.35% In September
7/22/10 - Five Best Regular Interest Checking Accounts Available Nationwide
7/21/10 - Alliant CU Checking And Savings Accounts Rates Will Remain 1.5% In August
7/19/10 - Alliant CU Credit Inquiry And Displayed Credit Score
6/30/10 - Watch Out For This BAD Practice By Alliant Credit Union
6/21/10 - Alliant Credit Union's Savings & Checking Rates For July
6/9/10 - Alliant Credit Union's Competitive CD Rates - Available Nationwide
5/26/10 - Alliant Credit Union's $50 High Rate Checking Bonus
5/25/10 - Alliant Credit Union's Savings & Checking Rates for June
4/25/10 - Alliant Credit Union Savings and Checking Account Rates for May
4/15/10 - Alliant Credit Union Is Improving Its ACH Transfer Service
4/1/10 - It's Official: Alliant Savings and Checking Yield Is Now 1.50%
3/25/10 - New Alliant Credit Union CD Rates - One Bit of Good News
3/23/10 - Alliant Credit Union Reducing Savings Account Yield to 1.50%
3/23/10 - Alliant Credit Union Makes It Easier To Join
3/21/10 - I Was Right Down To The "I Authorize" Button When The Hard Pull Question Entered My Head
3/11/10 - Check Out Bank Tracker Link
3/6/10 - Was Searching For Good Rates And Alliant Credit Union (Chicago) Does Have Excellent Rates
3/1/10 - PenFed, Alliant & Melrose Continue Top CD Rates into March
2/25/10 - The Best Savings Account with a History of Top Rates
2/23/10 - Alliant Credit Union Will Keep Its Savings Rate At 2
2/22/10 - Alliant Credit Union's Savings Account Yield to Remain 2.00% for March
1/24/10 - 2.00% Savings Account to Continue in February at Alliant Credit Union
12/22/09 - Update on My Short List of Top Savings Accounts
11/25/09 - Alliant Credit Union's Savings Account Rate to Remain 2% Through December
9/24/09 - Alliant Credit Union Increases CD Rates, Holds Savings Account Rate Steady - Available Nationwide
8/25/09 - Update on Alliant Credit Union's Savings Account and Checking Account
8/2/09 - Short List of the Top Online Savings Accounts
4/2/09 - Update on Alliant Credit Union's Checking, Savings and CDs
3/15/09 - Health Savings Account Overview and Finding the Best HSA
2/8/09 - 3.40% 12-Month CD & 4.25% 48-Month CD at Alliant Credit Union - Easy Membership
1/12/09 - 4.50% 48-Month CD & 4.25% 36-Month CD at Alliant Credit Union - Nationally Available
1/6/09 - Alliant Credit Union's Free High Rate Checking Account & Updates on its Savings Account, HSA and CDs
11/24/08 - Update on Alliant Credit Union's Savings Account and CDs
7/1/08 - It's Official - Alliant Credit Union Cuts Savings Account Rate to 3.75%
6/4/08 - Update on Alliant Credit Union Rates
5/1/08 - New Alliant Credit Union Savings Account and CD Rates - Down But Still Very Competitive
4/1/08 - Update on Alliant Credit Union - Competitive Savings Account and CD Rates
1/30/08 - Competitive CD and Savings Account Rates Still at Alliant Credit Union
1/17/08 - Update on Alliant Credit Union and Their Field of Membership
1/16/08 - Update on Alliant Credit Union and its 5.40% CDs
1/5/08 - 5.40% 24-Month / 5.40% 12-Month CD at an Illinois CU - easy membership (Alliant).
12/3/07 - 5.15% 24-Month / 5.15% 12-Month CD at an Illinois CU - easy membership (Alliant).
9/24/07 - 5.30% 24-Month / 5.30% 12-Month CD at an Illinois CU - easy membership (Alliant)

One of the better credit unions

I was looking to join a credit union as I was tired of self interests of the Big Banks. I had heard that credit unions actually look out for their members. Did a google search that brought me to nerd wallets website. They named Alliant credit union as one of the better ones-with a great rate on a savings account and a great online mobile experience. I couldn't agree more. Their savings account APR is one of the better ones out there. The online banking and app is user friendly. I also love how on my savings account I can set up to 19 sub accounts I believe. On top of that, I discovered that Alliant also provides a FREE health savings account!

Definitely one of the better ones out there. They are really easy to join too. Give them a try. You will love them!

Great experiences with alliant credit union.

I have been a member of Alliant Credit Union for almost 20 years. I have savings accounts for myself and my 3 children. I have always been able to get returns on my account. I found it very easy to transfer money between accounts. I have also had great customer service experiences when I had to call about website issues. Usually password related. I love the quarterly statements I get. They are easy to read and explain the account details in an easy way to understand. I am proud to be member of Alliant and would recommend them to friends and family.

best bank ever!

Posted by: PaulWall2 | Jun 9, 2016

Wow! What can I say bad about Alliant? From the speedy service, to the lack of fees, to the helpful customer service, I would strongly recommend this credit union to anyone!

Overall Good Experience

Posted by: Rickd | Jul 21, 2016

I recently opened an account; primarily for savings/CD for parked rainy day money.

Was initially looking at Ally but it appears their rates..while good..are not topping the charts as much any more.

Alliant certainly is not at the top; but across the board on CDs, Savings, and Checking appears to have maintained "great" rates for most products.

Working with CS to open an account was easy. Web interface is easy. mobile app is not up their with Chase (the only other I've used regularly); but with alerts (text or email) present on accounts to keep me notified of peculiar activity; that is all I really need.

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Health
A+

Health Grade Components

Overall
NCUA #67955
Year Chartered1935
Employees402
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD5.74%
Annual Interest Income$60.0MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$8.92B$8.32B
LoansQ1 2016vs Q1 2015$5.47B$4.90B
DepositsQ1 2016vs Q1 2015$7.55B$6.90B
Equity CapitalQ1 2016vs Q1 2015$991.7MM$947.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$34.9MM$27.4MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$30.8MM$27.2MM
Real Estate OwnedQ1 2016vs Q1 2015$3.5MM$2.4MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Alliant Drops 5-Year CD Rate

ChasR   |  
Looks to me like Alliant CU has also dropped 5-year CD rates in the last few days.  It's now 1.85% APY for $25k-plus, 1.80% APY for less than $25k. 

Rates
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Alliant Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Savings
1.00%--Coverdell ESA Savings
1.00%--IRA Savings
1.00%--Roth IRA Savings
1.00%--SEP IRA Savings
0.65%--Health Savings Account
0.25%--Mortgage Share

Alliant Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--High-Rate Checking

Alliant Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$25k-60 Month Jumbo Share CD
1.80%$1k$25k60 Month Share CD
1.70%$25k-48 Month Jumbo Share CD
1.65%$1k$25k48 Month Share CD
1.55%$25k-36 - 47 Month Jumbo Share CD
1.50%$1k$25k36 - 47 Month Share CD
1.35%$25k-24 - 35 Month Jumbo Share CD
1.30%$1k$25k24 - 35 Month Share CD
1.25%$25k-18 - 23 Month Jumbo Share CD
1.20%$1k$25k18 - 23 Month Share CD
1.20%$25k-12 - 17 Month Jumbo Share CD
1.15%$1k$25k12 - 17 Month Share CD

Alliant Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$25k-60 Month Jumbo CESA
1.85%$25k-60 Month Jumbo Roth IRA
1.85%$25k-60 Month Jumbo SEP IRA
1.85%$25k-60 Month Jumbo Traditional IRA
1.80%$1k$25k60 Month Traditional IRA
1.80%$1k$25k60 Month Roth IRA
1.80%$1k$25k60 Month SEP IRA
1.80%$1k$25k60 Month CESA
1.70%$25k-48 Month Jumbo CESA
1.70%$25k-48 Month Jumbo Roth IRA
1.70%$25k-48 Month Jumbo SEP IRA
1.70%$25k-48 Month Jumbo Traditional IRA
1.65%$1k$25k48 Month Traditional IRA
1.65%$1k$25k48 Month Roth IRA
1.65%$1k$25k48 Month SEP IRA
1.65%$1k$25k48 Month CESA
1.55%$25k-36 - 47 Month Jumbo CESA
1.55%$25k-36 - 47 Month Jumbo Roth IRA
1.55%$25k-36 - 47 Month Jumbo SEP IRA
1.55%$25k-36 - 47 Month Jumbo Traditional IRA
1.50%$1k$25k36 - 47 Month Traditional IRA
1.50%$1k$25k36 - 47 Month Roth IRA
1.50%$1k$25k36 - 47 Month SEP IRA
1.50%$1k$25k36 - 47 Month CESA
1.35%$25k-24 - 35 Month Jumbo CESA
1.35%$25k-24 - 35 Month Jumbo Roth IRA
1.35%$25k-24 - 35 Month Jumbo SEP IRA
1.35%$25k-24 - 35 Month Jumbo Traditional IRA
1.30%$1k$25k24 - 35 Month Traditional IRA
1.30%$1k$25k24 - 35 Month Roth IRA
1.30%$1k$25k24 - 35 Month SEP IRA
1.30%$1k$25k24 - 35 Month CESA
1.25%$25k-18 - 23 Month Jumbo CESA
1.25%$25k-18 - 23 Month Jumbo Roth IRA
1.25%$25k-18 - 23 Month Jumbo SEP IRA
1.25%$25k-18 - 23 Month Jumbo Traditional IRA
1.20%$1k$25k18 - 23 Month Traditional IRA
1.20%$1k$25k18 - 23 Month Roth IRA
1.20%$1k$25k18 - 23 Month SEP IRA
1.20%$1k$25k18 - 23 Month CESA
1.20%$25k-12 - 17 Month Jumbo CESA
1.20%$25k-12 - 17 Month Jumbo Roth IRA
1.20%$25k-12 - 17 Month Jumbo SEP IRA
1.20%$25k-12 - 17 Month Jumbo Traditional IRA
1.15%$1k$25k12 - 17 Month Traditional IRA
1.15%$1k$25k12 - 17 Month Roth IRA
1.15%$1k$25k12 - 17 Month SEP IRA
1.15%$1k$25k12 - 17 Month CESA
Locations

Alliant Credit Union has 12 locations. Click to view all Alliant Credit Union locations.