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773-462-2000
11545 W Touhy Ave
Chicago, IL 60666

Alliant Credit Union is an Illinois-based financial cooperative that offers personal banking products and loans to a wide membership consisting of hundreds of thousands of members. The credit union offers depository banking products, retirement and investing services, and various types of mortgage and personal loans.

In the way of depository banking products, Alliant offers checking, savings, Certificate (CD), and IRA accounts. The free checking account option has no monthly service fee, no minimum balance requirement, no check writing fees, and comes with a free Visa debit card and free checks. The teen checking account similar to the free checking but comes with optional parental and spending controls for joint owners to use to provide account management help. Savings account options feature competitive dividend rates, and a children’s savings account provides a way for parents to help their kids under age 12 to start saving early. Education savings accounts are also available and provide tax incentives to save for educational costs. Certificates (CDs) and IRA accounts are offered in term lengths ranging from 12 to 60 months and come with fixed dividend rates.

On the lending side, the credit union offers student, mortgage, home equity, vehicle, and various personal loans to provide financial assistance to members for various needs.

Alliant Credit Union online banking provides personal financial management capabilities for members to digitally perform tasks like transferring money, paying bills, electronically depositing checks, creating account alerts, and integrating account transactions into financial management software for budgeting and planning purposes. Mobile banking is also available through smartphone apps that are capable of mobile deposit as well as all of the aforementioned online banking functions.

Alliant Credit Union was originally established in 1935 by a group of United Airlines employees, who named it United Airlines Employees’ Credit Union. It opened its field of membership up to organizations outside of the airline in 2003, and has expanded its criteria considerably since then. The credit union is headquartered in Chicago, Illinois, and operates branch locations all across the United States.

Field of Membership Restrictions

Membership in Alliant Credit Union is open to anyone through membership in Foster Care to Success ($10 donation). Membership is also open to those who live or work in Niles, Northlake, Norridge, Park Ridge, River Grove, Prospect Heights, Rolling Meadows, Rosemont, Wood Dale, or Schiller Park, Illinois and to employees and members of select organizations.
See current membership details

Related Posts

Alliant Credit Union Increases High Rate Savings Rate By 5 bps - 1/1/2018

Alliant's High Rate Savings Account rate increased from 1.25% to 1.30% APY. I was hoping for a larger increase. At least Alliant is keeping its rate close to the internet banks.

Small Rate Increase At Alliant CU - 12/1/2017

Effective today, 12/1, Alliant raised it's savings rate from 1.16% to 1.25% APY

Alliant Credit Union Increases CD Rates - Still Not Close To The Rate Leaders - 10/26/2017

Nice to see the CD rate increases, but the new rates are still not that competitive compared to several internet banks. 2.25% APY 60-month (was 2.10%) 1.85% APY 48-month (was 1.75%) 1.75% APY 36-47mo (was 1.65%) 1.65% APY 24-35mo (was 1.50%) 1.55% APY 18-23mo (was 1.40%) 1.50% APY 12-17mo (was 1.40%) These rates are for Jumbo certificates ($25k minimum). Rates are 5 bps lower for a $1k minimum. No rate changes for the High-Rate Savings (1.16% APY) or the High-Rate Checking (0.65%). One positive thing to note about Alliant’s certificates is that their early withdrawal penalties are reasonable (up to 180 days of interest for terms from 24 to 60 months). Full details here.

View all posts from:

11/3/15 - Rate Hike at Alliant CU, But Lower ACH Transfer Limit
11/1/15 - Alliant Credit Union Savings Rate Bump To 1.00% From 0.95% APY
8/4/15 - Savings Account Rate Hike at Alliant Credit Union
8/1/15 - Alliant Credit Union Savings Rate Bump
5/14/15 - Alliant CU Raises Rates on Short-Term CDs To Competitive Levels
4/6/15 - Certificate Rate Drop
2/2/15 - Savings Account and CD Rate Hikes at Alliant Credit Union
1/30/15 - Alliant Credit Union Savings Account Bump
12/9/14 - Alliant CU Tax Information
11/7/14 - Alliant Checking Rebates Up To $20 Per Month In ATM Fees
10/1/14 - Alliant CU Savings Account Rate Bump
8/27/14 - Alliant Credit Union Transfer Capabilities Are Unavailable
8/15/14 - Alliant Now To Charge For Paper Statements
8/11/14 - Alliant CU Paper Statement Fee Begins 9-30-14
8/4/14 - Big CD Rate Increase at Alliant Credit Union
8/1/14 - CD Rate Increases
7/8/14 - Alliant Credit Union, Paper To Estatement $5 Incentive
7/8/14 - Alliant Credit Union $5 Debit Card Reward Offer For July
9/24/13 - Alliant Credit Union Checking Account Bonus and Updated Checking Review
8/13/13 - National Education Program Computer Gift Card Award
6/6/13 - Alliant FCU Cuts HSA Rates Again -- To Same Level As Normal Savings Rates
4/4/13 - Alliant CU Scheduled Outage Saturday 4-6-13
2/20/13 - Alliant CU Money Transfer Is Down
2/1/13 - Rate Cuts: Alliant Credit Union's Savings And Checking Accounts
5/23/12 - Alliant Credit Union Rate Cuts Scheduled For June 2012
4/2/12 - Rates Fall But Are Still Competitive at Alliant Credit Union
2/25/12 - Alliant Credit Union New Deposits And Payments Address
2/8/12 - Alliant Credit Union Rates Missing From CD Rates List
1/17/12 - Alliant CD Rate Drop
1/1/12 - Alliant CU Drops Savings Rate From 1.15% To 1.0%
11/29/11 - Top Savings & Checking Account Rates Continue at Alliant Credit Union
11/17/11 - Alliant Credit Union Cuts CD Rates By 20 BPS
11/1/11 - Does Alliant Credit Union Waive The Overdraft Fee For The First Time Each Year?
10/27/11 - Update on Alliant Credit Union - Top Rates Continue
9/24/11 - Alliant Credit Union's Savings Account Rate Holding For October 2011
8/22/11 - Alliant Credit Union's Savings Account Rates Holding For September 2011
7/26/11 - Alliant Credit Union Savings Account Rates Holding For August 2011
5/20/11 - Higher Long-Term CD Rate at Alliant Credit Union - Available Nationwide
2/17/11 - Alliant Credit Union's New Branches In TX, AZ & NJ
1/25/11 - Alliant CU Downtime 1/28-1/31, May Impact Debit Card Transactions
1/25/11 - Update on Alliant Credit Union's Savings and Checking Accounts
12/28/10 - Alliant Credit Union Cuts CD Rates By 20 Basis Points
12/17/10 - Alliant Savings Account Yield To Fall To 1.15% In January
12/17/10 - Alliant Credit Union's Savings and Checking Rate Scheduled to Drop in January
12/14/10 - Any Online Credit Union Suggestions Open To Anyone To Qualify For Sprint Discount
11/22/10 - Rates Remain The Same
10/25/10 - Alliant CU Checking And Savings Account Rate Will Remain 1.35% In November
10/20/10 - CD Rates Fall But Still Competitive at Alliant Credit Union
8/26/10 - Alliant Credit Union Cuts CD Rates
8/23/10 - Alliant Credit Union To Cut Savings And Checking Yield To 1.35% In September
7/21/10 - Alliant CU Checking And Savings Accounts Rates Will Remain 1.5% In August
7/19/10 - Alliant CU Credit Inquiry And Displayed Credit Score
6/30/10 - Watch Out For This BAD Practice By Alliant Credit Union
6/21/10 - Alliant Credit Union's Savings & Checking Rates For July
6/9/10 - Alliant Credit Union's Competitive CD Rates - Available Nationwide
5/26/10 - Alliant Credit Union's $50 High Rate Checking Bonus
5/25/10 - Alliant Credit Union's Savings & Checking Rates for June
4/25/10 - Alliant Credit Union Savings and Checking Account Rates for May
4/15/10 - Alliant Credit Union Is Improving Its ACH Transfer Service
3/25/10 - New Alliant Credit Union CD Rates - One Bit of Good News
3/23/10 - Alliant Credit Union Reducing Savings Account Yield to 1.50%
3/23/10 - Alliant Credit Union Makes It Easier To Join
3/21/10 - I Was Right Down To The "I Authorize" Button When The Hard Pull Question Entered My Head
3/11/10 - Check Out Bank Tracker Link
3/6/10 - Was Searching For Good Rates And Alliant Credit Union (Chicago) Does Have Excellent Rates
3/1/10 - PenFed, Alliant & Melrose Continue Top CD Rates into March
2/23/10 - Alliant Credit Union Will Keep Its Savings Rate At 2
2/22/10 - Alliant Credit Union's Savings Account Yield to Remain 2.00% for March
1/24/10 - 2.00% Savings Account to Continue in February at Alliant Credit Union
11/25/09 - Alliant Credit Union's Savings Account Rate to Remain 2% Through December
11/25/09 - Update on Alliant Credit Union - Competitive Savings Account and CD Rates
10/24/09 - Alliant Credit Union Increases CD Rates, Holds Savings Account Rate Steady - Available Nationwide
8/25/09 - Update on Alliant Credit Union's Savings Account and Checking Account
7/1/09 - Update on Alliant Credit Union's Checking, Savings and CDs
3/28/09 - Alliant Credit Union's Free High Rate Checking Account & Updates on its Savings Account, HSA and CDs
3/15/09 - Health Savings Account Overview and Finding the Best HSA
11/24/08 - Update on Alliant Credit Union's Savings Account and CDs
6/4/08 - Update on Alliant Credit Union Rates
3/22/08 - 5.40% 24-Month / 5.40% 12-Month CD at an Illinois CU - easy membership (Alliant).
1/25/08 - Update on Alliant Credit Union and its 5.40% CDs
1/25/08 - Update on Alliant Credit Union and Their Field of Membership
1/19/08 - 5.15% 24-Month / 5.15% 12-Month CD at an Illinois CU - easy membership (Alliant).

Alliant CU

Posted by: alanh75 | Nov 28, 2017

Alliant CU is one of the two or three best CUs in the United States, and their policies for ACH transfers are exceptional.

Great Credit Union

Posted by: semistatic | Nov 2, 2017

I've had an account at Alliant for about a year, and I've been very happy with them. The interest rates aren't the highest on the checking & savings, but they're pretty good, and better than you'll find at most other banks/CUs. Online banking is decent, although the billpay section is a little disappointing. They don't use the Checkfree/Fiserv interface most people are used to, and don't offer the ability to receive E-Bills. (They do offer electronic payments to most payees though) The ACH ability is awesome, with fast posting and great limits. I think the only product they don't offer that I'd like to see is a PLOC.

Love them

I have been a member of Alliant Credit Union for the past 2 years, and this has been the best experience I have ever had with a financial institution since I turnd 18. I have been with numerous other banks in the past (including Comerica, Key Bank, and Webster Bank), but Alliant has topped them all. While business with Alliant is done mostly online, they provide a debit card that can access and provide use to any ATM within their wide network of credit unions. They have also frequently credited my account for use of ATM's outside their network (at, say a Huffington Bank, which is not a credit union) which, at least for me, is unheard of. There have been times when I had accidentally overdrawn from my checking account and, while the fee that Alliant charges is only $3 (compared to $15 from Webster Bank), they also allow about 24 hours for you to make your account right. They have provided good customer service, both via email and telephone, and in that one experience, the employee provided me with her personal work email so I use her as a point person--I've never received that level of service from any of the banks I have been with.

The Only Place You Need To Get A Good Rate On Liquid Savings

I use Alliant as my banking hub -- all my money comes in to their high-yield savings account, and from there it goes where I need it. It serves that role perfectly, with fast transfers to many other accounts. Unlike some other banks that limit the number of external accounts, Alliant lets me have as many external accounts as I need.

Transfers are fast. When I joined, they were next day; now in some cases (especially to West Coast banks/CUs) they are same-day.

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Health
A+

Health Grade Components

Overall
NCUA #67955
Year Chartered1935
Employees479
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.74%
Annual Interest Income$211.3MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$10.00B$9.38B
LoansQ3 2017vs Q3 2016$6.86B$6.12B
DepositsQ3 2017vs Q3 2016$8.63B$7.98B
Equity CapitalQ3 2017vs Q3 2016$1.08B$1.03B
Loan Loss AllowanceQ3 2017vs Q3 2016$39.0MM$36.2MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$25.1MM$42.3MM
Real Estate OwnedQ3 2017vs Q3 2016$2.3MM$2.3MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Alliant Credit Union Increases High Rate Savings Rate By 5 bps

Ken Tumin   |  
Alliant's High Rate Savings Account rate increased from 1.25% to 1.30% APY.

I was hoping for a larger increase. At least Alliant is keeping its rate close to the internet banks.

Small Rate Increase At Alliant CU

ichaelm   |  
Effective today, 12/1, Alliant raised it's savings rate from 1.16% to 1.25% APY

Alliant Credit Union Increases CD Rates - Still Not Close To The Rate Leaders

Ken Tumin   |  
Nice to see the CD rate increases, but the new rates are still not that competitive compared to several internet banks.

2.25% APY 60-month (was 2.10%)
1.85% APY 48-month (was 1.75%)
1.75% APY 36-47mo (was 1.65%)
1.65% APY 24-35mo (was 1.50%)
1.55% APY 18-23mo (was 1.40%)
1.50% APY 12-17mo (was 1.40%)

These rates are for Jumbo certificates ($25k minimum). Rates are 5 bps lower for a $1k minimum.

No rate changes for the High-Rate Savings (1.16% APY) or the High-Rate Checking (0.65%).

One positive thing to note about Alliant’s certificates is that their early withdrawal penalties are reasonable (up to 180 days of interest for terms from 24 to 60 months). Full details here.

Rates
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Always verify rates and promotions with the bank or credit union. We are not Alliant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Alliant Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$100-Savings
1.30%$100-Coverdell ESA Savings
1.30%$100-IRA Savings
1.30%$100-Roth IRA Savings
1.30%$100-SEP IRA Savings
1.30%$100-Supplemental Savings
1.30%$100-Kids Savings Account
1.30%$100-High-Rate Savings
0.25%$100-Mortgage Share

Alliant Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--High-Rate Checking
0.65%--Free Teen Checking

Alliant Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$25k-60 Month Jumbo Share CD
2.25%$1k$25k60 Month Share CD
1.95%$25k-48 Month Jumbo Share CD
1.90%$1k$25k48 Month Share CD
1.85%$25k-36 - 47 Month Jumbo Share CD
1.80%$1k$25k36 - 47 Month Share CD
1.75%$25k-24 - 35 Month Jumbo Share CD
1.70%$1k$25k24 - 35 Month Share CD
1.70%$25k-18 - 23 Month Jumbo Share CD
1.65%$1k$25k18 - 23 Month Share CD
1.65%$25k-12 - 17 Month Jumbo Share CD
1.60%$1k$25k12 - 17 Month Share CD

Alliant Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$25k-60 Month Jumbo CESA
2.30%$25k-60 Month Jumbo Roth IRA
2.30%$25k-60 Month Jumbo SEP IRA
2.30%$25k-60 Month Jumbo Traditional IRA
2.25%$1k$25k60 Month Traditional IRA
2.25%$1k$25k60 Month Roth IRA
2.25%$1k$25k60 Month SEP IRA
2.25%$1k$25k60 Month CESA
1.95%$25k-48 Month Jumbo CESA
1.95%$25k-48 Month Jumbo Roth IRA
1.95%$25k-48 Month Jumbo SEP IRA
1.95%$25k-48 Month Jumbo Traditional IRA
1.90%$1k$25k48 Month Traditional IRA
1.90%$1k$25k48 Month Roth IRA
1.90%$1k$25k48 Month SEP IRA
1.90%$1k$25k48 Month CESA
1.85%$25k-36 - 47 Month Jumbo CESA
1.85%$25k-36 - 47 Month Jumbo Roth IRA
1.85%$25k-36 - 47 Month Jumbo SEP IRA
1.85%$25k-36 - 47 Month Jumbo Traditional IRA
1.80%$1k$25k36 - 47 Month Traditional IRA
1.80%$1k$25k36 - 47 Month Roth IRA
1.80%$1k$25k36 - 47 Month SEP IRA
1.80%$1k$25k36 - 47 Month CESA
1.75%$25k-24 - 35 Month Jumbo CESA
1.75%$25k-24 - 35 Month Jumbo Roth IRA
1.75%$25k-24 - 35 Month Jumbo SEP IRA
1.75%$25k-24 - 35 Month Jumbo Traditional IRA
1.70%$1k$25k24 - 35 Month Traditional IRA
1.70%$1k$25k24 - 35 Month Roth IRA
1.70%$1k$25k24 - 35 Month SEP IRA
1.70%$1k$25k24 - 35 Month CESA
1.70%$25k-18 - 23 Month Jumbo CESA
1.70%$25k-18 - 23 Month Jumbo Roth IRA
1.70%$25k-18 - 23 Month Jumbo SEP IRA
1.70%$25k-18 - 23 Month Jumbo Traditional IRA
1.65%$1k$25k18 - 23 Month Traditional IRA
1.65%$1k$25k18 - 23 Month Roth IRA
1.65%$1k$25k18 - 23 Month SEP IRA
1.65%$1k$25k18 - 23 Month CESA
1.65%$25k-12 - 17 Month Jumbo CESA
1.65%$25k-12 - 17 Month Jumbo Roth IRA
1.65%$25k-12 - 17 Month Jumbo SEP IRA
1.65%$25k-12 - 17 Month Jumbo Traditional IRA
1.60%$1k$25k12 - 17 Month Traditional IRA
1.60%$1k$25k12 - 17 Month Roth IRA
1.60%$1k$25k12 - 17 Month SEP IRA
1.60%$1k$25k12 - 17 Month CESA
Locations

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