Overall Bank Experience
Amegy USE to be an outstanding regional bank. Over the last few years it has, from my business and personal experience deteriorated to being a poor bank. Their telephone and on line service is slow, not intuitive, agents are poorly trained and only marginally helpful.
Stay Away!!
Horrible! I've had so many issues with this bank including online system issues, wiring funds, out of state transfers and issues accessing MY money. This bank literally has a 7 page application in 2023 that needs to be printed and turned in to set up wires. When I return to Texas, I'm moving my personal and group pooled funds immediately!
Horrible!!! Do Not Bank Here!
It's horrible! I've been locked out of Zelle recently and had to re order my card. I will definitely be switching.
I banked with them starting at the age of 16 I'm 31 now and its definitely lost its customer service. They DO NOT CARE. I'll definitely be switching this coming up week 10/3/22
Amegy Bank Beware
beware. amegy bank very difficult to deal with. i have spent the last 6 months getting shuffled back and forth between amegy and zions. they are unwilling to release funds from a deceased account. wanting me to spend $2500 of legal fees to get money to the rightful beneficiaries. go bank anywhere else.
Data as of Q4 2024
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2270 |
| Year Established | 1873 |
| Employees | 9668 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 13.05% |
| Annual Interest Income | $4.3B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $88.77B$87.2B |
| Loans | Q4 2024vs Q4 2023 | $58.79B$57.15B |
| Deposits | Q4 2024vs Q4 2023 | $76.64B$75.34B |
| Equity Capital | Q4 2024vs Q4 2023 | $6.12B$5.69B |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $696MM$684.3MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $304.3MM$212.4MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $539K$6MM |
