Amegy Bank

Deposits held and insured by Zions Bank

Overview / Commentary
713-232-2397
4400 Post Oak Parkway
Houston, TX 77027
Deposits held and insured by Zions Bank

Total Satisfaction!!!

Hello, my name is Mr. Spencer. I wanted to express my gratitude and appreciation to Ms. Julie Thomas, a banker at the Stuebner Airlines location. Recently, I opened a new business account with Amegy Bank. Ms. Thomas, was timely, courteous, and well prepared to assist me. In fact, she helped me obtain a formal copy of the business EIN, directly from the IRS. I have never before experienced a banker from any organization, exercise so much patience and diligence in such a process. Because her actions were so extraordinary, I felt compelled to share my experience. It’s those kinds of acts that, if continued, will sustain me as a lifetime customer with AmegyBank. Thank you for employing some of the best people and creating a memorable experience.

Good bank

I opened my first checking account with them nearly 15 years ago. At that time it was a small local bank with only a handful of branches and it was called Southwest Bank. I opened the account since they were close to my job and that made it very convenient. They offered direct deposit checking accounts with no fees. I knew the tellers at the bank and they are always friendly and helpful. A few years ago they got bought out by a slightly bigger local bank called Amegy Bank. This is still a good bank and now has more branches, which is handy since I work in different areas of town all the time. They have a drive through, which is an absolute must for me since I am always on the go. The website is decent, but definitely needs some upgrading and easier access features. A mobile app would be nice that would offer mobile depositing.

Overall Bank Experience

Amegy USE to be an outstanding regional bank. Over the last few years it has, from my business and personal experience deteriorated to being a poor bank. Their telephone and on line service is slow, not intuitive, agents are poorly trained and only marginally helpful.

Stay Away!!

Posted by: |

Horrible! I've had so many issues with this bank including online system issues, wiring funds, out of state transfers and issues accessing MY money. This bank literally has a 7 page application in 2023 that needs to be printed and turned in to set up wires. When I return to Texas, I'm moving my personal and group pooled funds immediately!

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Health
B+

Data as of Q1 2024

Data displayed below is for insuring bank: Zions Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #2270
Year Established1873
Employees9708
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD10.62%
Annual Interest Income$1.06B
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$87.06B$88.57B
LoansQ1 2024vs Q1 2023$57.42B$55.72B
DepositsQ1 2024vs Q1 2023$74.24B$69.21B
Equity CapitalQ1 2024vs Q1 2023$5.83B$5.18B
Loan Loss AllowanceQ1 2024vs Q1 2023$699.3MM$618.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$239.4MM$157.2MM
Real Estate OwnedQ1 2024vs Q1 2023$6MM$1.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Amegy Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amegy Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%*$50k*-Young Savers
OTHER TIERS: 0.01% $0 - $100 | 0.80% $100 - $500 | 0.90% $500 - $1k | 1.01% $1k - $10k | 1.06% $10k - $50k
1.06%*$100k*-Business Savings
OTHER TIERS: 0.10% $0 - $1k | 0.55% $1k - $5k | 0.85% $5k - $50k | 1.01% $50k - $100k
0.85%*$100k*-Savings
OTHER TIERS: 0.01% $0 - $1k | 0.40% $1k - $5k | 0.45% $5k - $25k | 0.50% $25k - $50k | 0.80% $50k - $100k

Amegy Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%*$1m*-Premier Money Market
OTHER TIERS: 2.12% $5k - $100k | 2.53% $100k - $250k | 2.79% $250k - $500k | 2.89% $500k - $1m
2.69%*$1m*-Business Money Market Sweep
OTHER TIERS: 0.10% $0 - $10k | 1.51% $10k - $100k | 1.92% $100k - $250k | 2.28% $250k - $500k | 2.53% $500k - $1m
2.48%*$1m*-Money Market
OTHER TIERS: 0.95% $1k - $100k | 1.56% $100k - $250k | 1.77% $250k - $500k | 2.02% $500k - $1m
2.43%*$1m*-Business Money Market
OTHER TIERS: 0.10% $0 - $1k | 1.26% $1k - $100k | 1.66% $100k - $250k | 2.02% $250k - $500k | 2.28% $500k - $1m
1.77%*$100k*-IRA Money Market Account
OTHER TIERS: 0.01% $0 - $2k | 0.95% $2k - $50k | 1.21% $50k - $100k

Amegy Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$250k*-Premier Elite Checking
OTHER TIERS: 0.07% $0 - $25k | 0.10% $25k - $100k | 0.12% $100k - $250k
0.10%$25k-Business Interest Checking
0.08%*$25k*-Premium Interest Checking
OTHER TIERS: 0.04% $0 - $2.5k | 0.05% $2.5k - $5k | 0.06% $5k - $25k
0.05%*$5k*-Anytime Interest Checking
OTHER TIERS: 0.01% $0 - $2.5k | 0.03% $2.5k - $5k

Amegy Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k$100kBusiness 6 Month CD
5.00%$1k-6 Month CD Special
5.00%$1k-Business 6 Month CD Special
4.90%$1k$100k6 Month CD
4.85%$1k$100kBusiness 3 Month CD
4.85%$1k-3 Month CD Special
4.85%$1k-Business 3 Month CD Special
4.75%$1k$100k3 Month CD
4.65%$1k$100kBusiness 9 Month CD
4.65%$1k-9 Month CD Special
4.65%$1k-Business 9 Month CD Special
4.60%$1k$100kBusiness 12 Month CD
4.60%$1k-12 Month CD Special
4.60%$1k-Business 12 Month CD Special
4.55%$1k$100k9 Month CD
4.50%$1k$100k12 Month CD
3.67%$1k$100kBusiness 18 Month CD
3.67%$1k$100kBusiness 24 Month CD
3.56%$1k$100k18 Month CD
3.56%$1k$100k24 Month CD
2.74%$1k$100kBusiness 36 Month CD
2.63%$1k$100k36 Month CD
2.58%$1k$100kBusiness 48 Month CD
2.58%$1k$100kBusiness 60 Month CD
2.48%$1k$100k60 Month CD
2.48%$1k$100k48 Month CD
0.05%$1k$100k1 Month CD
0.04%$1k$100kBusiness 7 Day CD
0.04%$1k$100kBusiness 1 Month CD
0.01%$1k-7 Day CD

Amegy Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k-6 Month IRA Special
4.85%$1k-3 Month IRA Special
4.65%$1k-9 Month IRA Special
4.60%$1k-12 Month IRA Special
Locations

Availability



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