Amegy Bank

Deposits held and insured by Zions Bank

Total Satisfaction!!!

Hello, my name is Mr. Spencer. I wanted to express my gratitude and appreciation to Ms. Julie Thomas, a banker at the Stuebner Airlines location. Recently, I opened a new business account with Amegy Bank. Ms. Thomas, was timely, courteous, and well prepared to assist me. In fact, she helped me obtain a formal copy of the business EIN, directly from the IRS. I have never before experienced a banker from any organization, exercise so much patience and diligence in such a process. Because her actions were so extraordinary, I felt compelled to share my experience. It’s those kinds of acts that, if continued, will sustain me as a lifetime customer with AmegyBank. Thank you for employing some of the best people and creating a memorable experience.

Good bank

I opened my first checking account with them nearly 15 years ago. At that time it was a small local bank with only a handful of branches and it was called Southwest Bank. I opened the account since they were close to my job and that made it very convenient. They offered direct deposit checking accounts with no fees. I knew the tellers at the bank and they are always friendly and helpful. A few years ago they got bought out by a slightly bigger local bank called Amegy Bank. This is still a good bank and now has more branches, which is handy since I work in different areas of town all the time. They have a drive through, which is an absolute must for me since I am always on the go. The website is decent, but definitely needs some upgrading and easier access features. A mobile app would be nice that would offer mobile depositing.

Overall Bank Experience

Amegy USE to be an outstanding regional bank. Over the last few years it has, from my business and personal experience deteriorated to being a poor bank. Their telephone and on line service is slow, not intuitive, agents are poorly trained and only marginally helpful.

Good Community Bank With No Bogus And Simple Ideas Of How To Take Care Of Business And Its Customers.

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I've been with Amegy for over 2 years now and I must say that it has so far been a good relationship. Just like the majority of middle class folks, I work hard for my earnings and would like to keep my money safe and secure at some institution where everything makes sense and simple. Unlike all the other banks that I had been with (Chase, Bank of America, Capital One, ETC;) Amegy runs their business with common sense and sincererity. There were times when things got rough due to our economic situation these days but you will never see any bogus charges from Amegy on your statement, unlike any other major banks who had no problems slapping all those fees 5 or 6 times in a row and even take them longer to resolve their own mistakes. Their online banking is very thorough and simple and you know exactly where your money is. This is the only bank that will not "purposely"  debit the highest charges you had first before posting the deposite that you made in cash even on the same day. I had that problem with all the other banks even though I made the debit transactions after I deposited the fund in cash prior so that they could get your account to be overdrawn and then charge you the overdraft fees. 

I rarely ever had any problem with Amegy and even when I did, I went into the bank to talk to someone and they were able to get it resolved without having to wait 30 or 45 days due to "procedure" that some other banks had to take. Just like I said prior, common sense and running its business the right way is the way to earn loyalty from folks who they do business with. I am a very satisfied customer and will look forward for years of healthy relationship that has yet to come.



Data as of Q4 2021

Data displayed below is for insuring bank: Zions Bank
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Health Grade Components

FDIC Certificate #2270
Year Established1873
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD14.44%
Annual Interest Income$2.27B
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$93.20B$81.48B
LoansQ4 2021vs Q4 2020$50.42B$52.78B
DepositsQ4 2021vs Q4 2020$82.79B$69.65B
Equity CapitalQ4 2021vs Q4 2020$7.46B$7.89B
Loan Loss AllowanceQ4 2021vs Q4 2020$513.3MM$776.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$253.8MM$358.2MM
Real Estate OwnedQ4 2021vs Q4 2020$387.00K$4.0MM
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Always verify rates and promotions with the bank or credit union. We are not Amegy Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Amegy Bank Savings Account Rates

0.01%--Young Savers
0.01%$25k-Business Savings

Amegy Bank Money Market Rates

0.07%*$250k*-Business Money Market Sweep
OTHER TIERS: 0.01% $10k - $50k | 0.02% $50k - $250k
0.05%*$1m*-Premier Money Market
OTHER TIERS: 0.01% $5k - $100k | 0.02% $100k - $1m
0.02%*$100k*-Money Market
OTHER TIERS: 0.01% $5k - $100k
0.02%*$100k*-Business Money Market
OTHER TIERS: 0.01% $25k - $100k

Amegy Bank Checking Account Rates

0.01%$100k-Anytime Interest Checking
0.01%$5k-Premium Interest Checking
0.01%$10k-Premier Checking
0.01%$10k-Premier Elite Checking

Amegy Bank CD Rates

0.06%*$100k*-36 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.06%*$100k*-60 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.06%*$100k*-Business 36 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.06%*$100k*-Business 48 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.06%*$100k*-Business 60 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.06%*$100k*-48 Month CD
OTHER TIERS: 0.05% $1k - $100k
0.04%*$100k*-12 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-18 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-24 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-9 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-Business 9 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-Business 12 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-Business 18 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.04%*$100k*-Business 24 Month CD
OTHER TIERS: 0.03% $1k - $100k
0.01%$1k-1 Month CD
0.01%$1k-3 Month CD
0.01%$1k-6 Month CD
0.01%$1k-Business 1 Month CD
0.01%$1k-Business 3 Month CD
0.01%$1k-Business 6 Month CD


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