American Heritage Federal Credit Union


Overview / Commentary
215-969-0777
2060 Red Lion Rd
Philadelphia, PA 19115-1603

American Heritage Federal Credit Union is headquartered in Philadelphia and is the 5th largest credit union in the state of Pennsylvania. It is also the 101st largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 550 employees and 197,060 members at 32 locations. American Heritage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in American Heritage Federal Credit Union is open to anyone through membership in the Kids-N-Hope Foundation. Membership is also open to individuals who live, work, worship, or attend school in Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Philadelphia, Souderton, Southampton, Tullytown, Villanova, or Warminster Heights, Pennsylvania and employees of more than 700 Select Employer Groups.
See current membership details

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Reviews (3)

Good Experience

Posted by: |

I have banked with American Heritage since 2010. Even when I moved cross country, I was able to make deposits and withdraws at a shared branch that was near by so we stayed with them. When our account was hacked, they were the ones who noticed and send me a text immediately. They were able to investigate and decline the charge before it even posted to our account- I was very happy with how that was handled. Their mobile app is great and not only allows me to check my balances in all of my accounts, but it also allows me to transfer money between my accounts, pay bills and even check my credit score. I have had nothing but good experiences with this bank.

Love my credit union

Posted by: |

I have had a checking account with American Heritage for about 6 years. The account is free every month as long as I make 2 transactions during the month. I do most of my banking online, but have been satisfied with the environment and attitude of employees on the occasions I have visited a branch. Generally speaking the online experience is acceptable, although the website is a bit more difficult to navigate compared to other banks I have had accounts with. I have tried to access the online chat feature several times, but found it unavailable. Apparently it is available only during normal business hours.

360 Day EWP

A little surprised this was listed with its Easy Membership rating under 5 year CDs. Anyone offering a good rate with a full year's penalty is bad news, IMHO.



Health
B+

Health Grade Components

Overall
NCUA #5621
Year Chartered1948
Employees550
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.63%
Annual Interest Income$101.6MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$2.75B$2.41B
LoansQ4 2019vs Q4 2018$2.08B$1.71B
DepositsQ4 2019vs Q4 2018$2.04B$1.74B
Equity CapitalQ4 2019vs Q4 2018$225.8MM$193.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$9.2MM$9.0MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$10.8MM$9.2MM
Real Estate OwnedQ4 2019vs Q4 2018$389.00K$1.2MM
Rates

Rates for American Heritage Federal Credit Union are currently being reviewed.

Locations

Availability



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