APY | ACCOUNT TYPE | HOW THEY COMPARE |
---|---|---|
2.76% | 4-year CD | 2.90% - Barclays 48 Month Online CD |
3.11% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
2.76% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
American Heritage Federal Credit Union is headquartered in Philadelphia and is the 5th largest credit union in the state of Pennsylvania. It is also the 110th largest credit union in the nation. It was established in 1948 and as of September of 2018, it had grown to 521 employees and 179,951 members at 33 locations. American Heritage Federal Credit Union's savings rates are 4X the national average, and it has a B+ health rating.
Membership in American Heritage Federal Credit Union is open to anyone through membership in the Kids-N-Hope Foundation. Membership is also open to individuals who live, work, worship, or attend school in Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Philadelphia, Souderton, Southampton, Tullytown, Villanova, or Warminster Heights, Pennsylvania and employees of more than 700 Select Employer Groups.
See current membership details
Featured Account Options | SPONSORED LISTINGS | ||||
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I have banked with American Heritage since 2010. Even when I moved cross country, I was able to make deposits and withdraws at a shared branch that was near by so we stayed with them. When our account was hacked, they were the ones who noticed and send me a text immediately. They were able to investigate and decline the charge before it even posted to our account- I was very happy with how that was handled. Their mobile app is great and not only allows me to check my balances in all of my accounts, but it also allows me to transfer money between my accounts, pay bills and even check my credit score. I have had nothing but good experiences with this bank.
I have had a checking account with American Heritage for about 6 years. The account is free every month as long as I make 2 transactions during the month. I do most of my banking online, but have been satisfied with the environment and attitude of employees on the occasions I have visited a branch. Generally speaking the online experience is acceptable, although the website is a bit more difficult to navigate compared to other banks I have had accounts with. I have tried to access the online chat feature several times, but found it unavailable. Apparently it is available only during normal business hours.
A little surprised this was listed with its Easy Membership rating under 5 year CDs. Anyone offering a good rate with a full year's penalty is bad news, IMHO.
Overall | |
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NCUA # | 5621 |
Year Chartered | 1948 |
Employees | 521 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.81% |
Return on Equity - YTD | 10.3% |
Annual Interest Income | $64.1MM |
Assets and Liabilities | ||
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Assets | Q3 2018vs Q3 2017 | $2.33B$2.03B |
Loans | Q3 2018vs Q3 2017 | $1.66B$1.26B |
Deposits | Q3 2018vs Q3 2017 | $1.67B$1.47B |
Equity Capital | Q3 2018vs Q3 2017 | $182.4MM$172.4MM |
Loan Loss Allowance | Q3 2018vs Q3 2017 | $8.8MM$7.5MM |
Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $9.4MM$10.6MM |
Real Estate Owned | Q3 2018vs Q3 2017 | $910.00K$768.00K |
Always verify rates and promotions with the bank or credit union. We are not American Heritage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.76% | $75k | - | Platinum Money Market | ||
0.71% | $50k | - | VIP Money Market | ||
0.66%* | $25k* | - | Money Market Account | ||
OTHER TIERS: 0.50% → $2k - $25k |