American Heritage Federal Credit Union


Overview / Commentary
215-969-0777
2060 Red Lion Road
Philadelphia, PA 19115

American Heritage Federal Credit Union is headquartered in Philadelphia and is the 5th largest credit union in the state of Pennsylvania. It is also the 91st largest credit union in the nation. It was established in 1948 and as of March of 2022, it had grown to 626 employees and 254,177 members at 31 locations. American Heritage Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in American Heritage Federal Credit Union is open to anyone through membership in the Kids-N-Hope Foundation. Membership is also open to individuals who live, work, worship, or attend school in the Pennsylvania cities of Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Philadelphia, Souderton, Southampton, Tullytown, Villanova, or Warminster Heights, and employees of more than 700 Select Employer Groups.
See current membership details

Related Posts

American Heritage Federal Credit Union Ups 15- And 18-Month CD Rates - 4/19/2022

American Heritage Federal Credit Union (easy membership) has increased the rates on its 15-month and 18-month Share Certificates again. $1k minimum deposit.

American Heritage Federal Credit Union Hikes 18-Month CD Rate Again - 2/23/2022

American Heritage Federal Credit Union (easy membership) has again substantially raised the rates on its 15-month and 18-month Share Certificates.

American Heritage Federal Credit Union Has Rate-Leading 5-Year CD - 1/22/2022

American Heritage Federal Credit Union's (easy membership) 60-month Certificate APY has added 25 bps, giving it the highest rate for nationally available 5-year CDs.

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Love my credit union

Posted by: |

I have had a checking account with American Heritage for about 6 years. The account is free every month as long as I make 2 transactions during the month. I do most of my banking online, but have been satisfied with the environment and attitude of employees on the occasions I have visited a branch. Generally speaking the online experience is acceptable, although the website is a bit more difficult to navigate compared to other banks I have had accounts with. I have tried to access the online chat feature several times, but found it unavailable. Apparently it is available only during normal business hours.

Beware If Out Of Area

Posted by: |

they indicate you can join, but if you are not within their service area .... they will make it difficult for you. They require you to ALSO get a copy of the application notarized.

Appears to me to ONLY be required to discourage you from joining, AND, as noted, some of their products will not be available to you.

I recommend that if you are NOT within their service area that you just avoid this credit union.

Best Rates Not Available

Posted by: |

Apparently their best rates are not really available. The 15 mo. 1.25% APY rate is only for EXISTING customers. Even then, they said they would not honor the rate for those who do not live there - never mind sending money to their charity. Bit of a bait and switch.

Worst Financial Institution Ever

If I could give negative stars I would. For the second time in three months I got locked out of my account AFTER someone else was able to steal hundreds of dollars from my account. After someone in another city was able to steal almost $600 from my account I was locked out when I tried to buy a second hand paperback online for $6. I had to go there personally after getting hung up on twice by their CSRs who couldn't figure out why I was upset when I called and further elevated the situation by taking an attitude with me. I went all the way to the branch to get it straightened out and the kid there got pissed off at me for being pissed off that anybody in the state except from me can access my account. And I don't even think he filed the fraud claim, I can't check because the account is still locked so now I have to go back again and deal with them again tomorrow. Worst financial institution ever. Only recommend this place to someone you don't like and want to see get ripped off then pissed on for their trouble.

VIEW MORE REVIEWS

Health
B+

Health Grade Components

Overall
NCUA #5621
Year Chartered1948
Employees626
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD12.85%
Annual Interest Income$32.0MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$4.05B$3.60B
LoansQ1 2022vs Q1 2021$2.86B$2.37B
DepositsQ1 2022vs Q1 2021$3.16B$2.80B
Equity CapitalQ1 2022vs Q1 2021$325.5MM$273.3MM
Loan Loss AllowanceQ1 2022vs Q1 2021$14.8MM$13.1MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$18.2MM$10.2MM
Real Estate OwnedQ1 2022vs Q1 2021$0$356.00K
Rates

Rates for American Heritage Federal Credit Union are currently being reviewed.

Locations

Availability



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