American State Bank (TX)

Overview / Commentary
102 W Front
Arp, TX 75750

American State Bank (TX) is headquartered in ARP and is the 97th largest bank in the state of Texas. It is also the 1,026th largest bank in the nation. It was established in 1911 and as of September of 2023, it had grown to 142 employees at 16 locations. American State Bank (TX)'s CD rates are 6X the national average, and it has a B health rating.


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Health Grade Components

FDIC Certificate #9967
Year Established1911
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD4.06%
Annual Interest Income$45.5MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$974MM$1.03B
LoansQ3 2023vs Q3 2022$766.2MM$879.9MM
DepositsQ3 2023vs Q3 2022$850.9MM$874.4MM
Equity CapitalQ3 2023vs Q3 2022$79.7MM$91.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$9.8MM$6.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$4.7MM$2.2MM
Real Estate OwnedQ3 2023vs Q3 2022$8.2MM$6.4MM
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Always verify rates and promotions with the bank or credit union. We are not American State Bank (TX); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

American State Bank (TX) Savings Account Rates

2.50%$100-American Select Savings
0.05%$100-Savings Account
0.05%$25-Young Savers Account

American State Bank (TX) Money Market Rates

0.76%*$350k*-American Advantage Money Market
OTHER TIERS: 0.36% $10k - $100k | 0.46% $100k - $200k | 0.56% $200k - $350k
0.76%*$350k*-Corporate American Advantage Money Market
OTHER TIERS: 0.36% $10k - $100k | 0.46% $100k - $200k | 0.56% $200k - $350k
0.36%*$10k*-Money Market
OTHER TIERS: 0.10% $1k - $10k
0.36%*$10k*-Corporate Money Market
OTHER TIERS: 0.10% $1k - $10k

American State Bank (TX) Checking Account Rates

2.02%-$10kiChecking (20 or more transactions)
1.50%-$10kiChecking (7 to 19 transactions)
0.05%$1k-Platinum Checking
0.05%--Business NOW Checking
0.05%-$10kiChecking (less than 7 transactions)

American State Bank (TX) CD Rates

5.51%$1k-3 Month CD Special
5.31%$1k-6 Month CD Special
5.28%$50k-9 Month Add Up CD Special
5.13%$500-12 Month CD
4.15%$1k-15 Month Flex CD
2.01%$1k-24 Month CD
1.51%$1k-18 Month CD
1.51%$1k-36 Month CD
1.51%$1k-48 Month CD
1.51%$1k-60 Month CD
0.05%$1k-1 Month CD

American State Bank (TX) IRA Rates

5.51%$1k-3 Month IRA Special
5.31%$1k-6 Month IRA Special
5.13%$1k-12 Month IRA
2.01%$1k-24 Month IRA
1.51%$1k-18 Month IRA
1.51%$1k-36 Month IRA
1.51%$1k-48 Month IRA
1.51%$1k-60 Month IRA
0.05%$1k-1 Month IRA


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