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American State Bank (TX)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.asb.com
903-859-1100
102 W Front
Arp, TX 75750

American State Bank (TX) is headquartered in ARP and is the 136th largest bank in the state of Texas. It is also the 1,396th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 77 employees at 5 locations. American State Bank (TX)'s money market rates are 9X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #9967
Year Established1911
Employees77
Primary RegulatorFED
Profit Margin
Return on Assets - YTD-0.36%
Return on Equity - YTD-3.26%
Annual Interest Income$8.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$688.5MM$939.4MM
LoansQ1 2025vs Q1 2024$514.1MM$715.7MM
DepositsQ1 2025vs Q1 2024$571.9MM$834MM
Equity CapitalQ1 2025vs Q1 2024$75.7MM$78.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.1MM$9.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.3MM$5.2MM
Real Estate OwnedQ1 2025vs Q1 2024$993K$8.3MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American State Bank (TX) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$100-American Select Savings
0.05%$100-Savings Account
0.05%$25-Young Savers Account

American State Bank (TX) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$250k*-Pinnacle Money Market Account
OTHER TIERS: 0.10% → $0 - $10k | 0.50% → $10k - $100k | 1.25% → $100k - $250k
4.00%*$250k*-Business Pinnacle Money Market Account
OTHER TIERS: 0.10% → $0 - $10k | 0.50% → $10k - $100k | 1.25% → $100k - $250k

American State Bank (TX) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$0$10kiChecking (20 or more transactions)
1.50%$0$10kiChecking (7 to 19 transactions)
0.05%$1k-Platinum Checking
0.05%$0-Business NOW Checking
0.05%$0$10kiChecking (less than 7 transactions)

American State Bank (TX) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.48%$100k-7 Month Jumbo CD Special
4.10%$100k-24 Month Jumbo CD
4.00%$100k-36 Month Jumbo CD
4.00%$100k-48 Month Jumbo CD
3.81%$100k-6 Month Jumbo CD
3.71%$100k-12 Month Jumbo CD
3.70%$1k-24 Month CD
3.60%$1k-36 Month CD
3.60%$1k-48 Month CD
3.60%$100k-18 Month Jumbo CD
3.55%$100k-3 Month Jumbo CD
3.25%$1k-18 Month CD
3.19%$100k-60 Month Jumbo CD
3.09%$1k-60 Month CD
3.00%$1k-3 Month CD
3.00%$1k-6 Month CD
3.00%$1k-12 Month CD

American State Bank (TX) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$100k-24 Month Jumbo IRA
4.00%$100k-36 Month Jumbo IRA
4.00%$100k-48 Month Jumbo IRA
3.81%$100k-6 Month Jumbo IRA
3.71%$100k-12 Month Jumbo IRA
3.70%$1k-24 Month IRA
3.60%$1k-36 Month IRA
3.60%$1k-48 Month IRA
3.60%$100k-18 Month Jumbo IRA
3.55%$100k-3 Month Jumbo IRA
3.25%$1k-18 Month IRA
3.19%$100k-60 Month Jumbo IRA
3.09%$1k-60 Month IRA
3.00%$1k-3 Month IRA
3.00%$1k-6 Month IRA
3.00%$1k-12 Month IRA
Locations

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