American State Bank (TX)

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.asb.com

903-859-1100

102 W Front
Arp, TX 75750

American State Bank (TX) is headquartered in ARP and is the 136^th largest bank in the state of Texas. It is also the 1,396^th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 77 employees at 5 locations. American State Bank (TX)'s money market rates are 9X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	9967
Year Established	1911
Employees	77
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	-0.36%
Return on Equity - YTD	-3.26%
Annual Interest Income	$8.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$688.5MM$939.4MM
Loans	Q1 2025vs Q1 2024	$514.1MM$715.7MM
Deposits	Q1 2025vs Q1 2024	$571.9MM$834MM
Equity Capital	Q1 2025vs Q1 2024	$75.7MM$78.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.1MM$9.3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.3MM$5.2MM
Real Estate Owned	Q1 2025vs Q1 2024	$993K$8.3MM

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American State Bank (TX) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$100	-	American Select Savings
0.05%	$100	-	Savings Account
0.05%	$25	-	Young Savers Account

American State Bank (TX) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$250k^*	-	Pinnacle Money Market Account
OTHER TIERS: 0.10% → $0 - $10k \| 0.50% → $10k - $100k \| 1.25% → $100k - $250k
4.00%^*	$250k^*	-	Business Pinnacle Money Market Account
OTHER TIERS: 0.10% → $0 - $10k \| 0.50% → $10k - $100k \| 1.25% → $100k - $250k

American State Bank (TX) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.02%	$0	$10k	iChecking (20 or more transactions)
1.50%	$0	$10k	iChecking (7 to 19 transactions)
0.05%	$1k	-	Platinum Checking
0.05%	$0	-	Business NOW Checking
0.05%	$0	$10k	iChecking (less than 7 transactions)

American State Bank (TX) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.48%	$100k	-	7 Month Jumbo CD Special
4.10%	$100k	-	24 Month Jumbo CD
4.00%	$100k	-	36 Month Jumbo CD
4.00%	$100k	-	48 Month Jumbo CD
3.81%	$100k	-	6 Month Jumbo CD
3.71%	$100k	-	12 Month Jumbo CD
3.70%	$1k	-	24 Month CD
3.60%	$1k	-	36 Month CD
3.60%	$1k	-	48 Month CD
3.60%	$100k	-	18 Month Jumbo CD
3.55%	$100k	-	3 Month Jumbo CD
3.25%	$1k	-	18 Month CD
3.19%	$100k	-	60 Month Jumbo CD
3.09%	$1k	-	60 Month CD
3.00%	$1k	-	3 Month CD
3.00%	$1k	-	6 Month CD
3.00%	$1k	-	12 Month CD

American State Bank (TX) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$100k	-	24 Month Jumbo IRA
4.00%	$100k	-	36 Month Jumbo IRA
4.00%	$100k	-	48 Month Jumbo IRA
3.81%	$100k	-	6 Month Jumbo IRA
3.71%	$100k	-	12 Month Jumbo IRA
3.70%	$1k	-	24 Month IRA
3.60%	$1k	-	36 Month IRA
3.60%	$1k	-	48 Month IRA
3.60%	$100k	-	18 Month Jumbo IRA
3.55%	$100k	-	3 Month Jumbo IRA
3.25%	$1k	-	18 Month IRA
3.19%	$100k	-	60 Month Jumbo IRA
3.09%	$1k	-	60 Month IRA
3.00%	$1k	-	3 Month IRA
3.00%	$1k	-	6 Month IRA
3.00%	$1k	-	12 Month IRA

Locations

Availability

Tyler Area

Tyler Area bank & credit union details

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