Ameriserv Financial Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ameriserv.com

800-837-2265

216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in JOHNSTOWN and is the 38^th largest bank in the state of Pennsylvania. It is also the 775^th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 274 employees at 17 locations. Ameriserv Financial Bank's CD rates are 3X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	7542
Year Established	1933
Employees	274
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.68%
Return on Equity - YTD	7.47%
Annual Interest Income	$17MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.43B$1.37B
Loans	Q1 2025vs Q1 2024	$1.05B$1.01B
Deposits	Q1 2025vs Q1 2024	$1.22B$1.18B
Equity Capital	Q1 2025vs Q1 2024	$132.4MM$116.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.8MM$14.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$13.7MM$12MM
Real Estate Owned	Q1 2025vs Q1 2024	$63K$15K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$10	-	eHoliday Club
0.11%^*	$25k^*	-	SOAR Statement Savings
OTHER TIERS: 0.06% → $0 - $25k
0.11%^*	$25k^*	-	Business SOAR Statement Savings
OTHER TIERS: 0.06% → $0 - $25k

Ameriserv Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → $0 - $20k \| 0.15% → $20k - $100k
0.25%^*	$100k^*	-	Business Money Market Account
OTHER TIERS: 0.10% → $0 - $20k \| 0.15% → $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$100k^*	-	ComfortLife Checking
OTHER TIERS: 0.01% → $0 - $2.5k \| 0.02% → $2.5k - $25k \| 0.03% → $25k - $100k

Ameriserv Financial Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.51%	$1k	-	18 Month CD
3.51%	$1k	-	Business 18 Month CD
2.52%	$1k	-	6 Month CD
2.52%	$1k	-	Business 6 Month CD
2.30%	$1k	-	2 Year CD
2.30%	$1k	-	Business 2 Year CD
2.25%	$1k	-	1 Year CD
2.25%	$1k	-	5 Year CD
2.25%	$1k	-	10 Year CD
2.25%	$1k	-	Business 1 Year CD
2.25%	$1k	-	Business 5 Year CD
2.25%	$1k	-	Business 10 Year CD
2.15%	$1k	-	4 Year CD
2.15%	$1k	-	Business 4 Year CD
2.05%	$1k	-	3 Year CD
2.05%	$1k	-	Business 3 Year CD
2.00%	$1k	-	30 Month CD
2.00%	$1k	-	Business 30 Month CD
0.75%	$1k	-	9 Month CD
0.75%	$1k	-	Business 9 Month CD
0.52%	$1k	-	30 Month MaxLift CD (with Checking)
0.25%	$2.5k	-	3 Month CD
0.25%	$2.5k	-	Business 3 Month CD

Ameriserv Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.51%	$1k	-	18 Month IRA
2.30%	$1k	-	2 Year IRA
2.25%	$1k	-	1 Year IRA
2.25%	$1k	-	5 Year IRA
2.25%	$1k	-	10 Year IRA
2.15%	$1k	-	4 Year IRA
2.05%	$1k	-	3 Year IRA
2.00%	$1k	-	30 Month IRA
0.75%	$1k	-	9 Month IRA

Locations

Availability

Johnstown Area

Johnstown Area bank & credit union details

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