Ameriserv Financial Bank

Overview / Commentary

www.ameriserv.com

800-933-2520

216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in Johnstown and is the 38^th largest bank in the state of Pennsylvania. It is also the 792^nd largest bank in the nation. It was established in 1933 and as of December of 2021, it had grown to 235 employees at 18 locations. Ameriserv Financial Bank has an A health rating.

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Health

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	7542
Year Established	1933
Employees	235
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.61%
Return on Equity - YTD	6.73%
Annual Interest Income	$46.5MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$1.32B$1.27B
Loans	Q4 2021vs Q4 2020	$973.6MM$967.0MM
Deposits	Q4 2021vs Q4 2020	$1.14B$1.06B
Equity Capital	Q4 2021vs Q4 2020	$127.9MM$111.5MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$12.4MM$11.3MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$3.3MM$2.5MM
Real Estate Owned	Q4 2021vs Q4 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Accumulation IRA
0.25%	-	-	eHoliday Club
0.11%^*	$25k^*	-	SOAR Statement Savings
OTHER TIERS: 0.06% → Up to $25k

Ameriserv Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $20k \| 0.15% → $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$100k^*	-	ComfortLife Checking
OTHER TIERS: 0.01% → Up to $2.5k \| 0.02% → $2.5k - $25k \| 0.03% → $25k - $100k

Ameriserv Financial Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$1k	-	5 Year CD
0.60%	$1k	-	10 Year CD
0.55%	$1k	-	4 Year CD
0.52%	$1k	-	30 Month MaxLift CD (with Checking)
0.45%	$1k	-	3 Year CD
0.35%	$1k	-	2 Year CD
0.30%	$1k	-	18 Month CD
0.30%	$1k	-	30 Month CD
0.22%	$1k	-	90 Day (Flexible CD)
0.20%	$1k	-	1 Year CD
0.15%	$1k	-	9 Month CD
0.10%	$2.5k	-	3 Month CD
0.10%	$1k	-	6 Month CD

Ameriserv Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$1k	-	5 Year IRA
0.60%	$1k	-	10 Year IRA
0.55%	$1k	-	4 Year IRA
0.45%	$1k	-	3 Year IRA
0.35%	$1k	-	2 Year IRA
0.30%	$1k	-	18 Month IRA
0.30%	$1k	-	30 Month IRA
0.20%	$1k	-	1 Year IRA
0.10%	$1k	-	182 Day IRA

Locations

Availability

Johnstown Area

Johnstown Area bank & credit union details

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