Ameriserv Financial Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - American Express National Bank 60 Month CD
0.40%	1-year CD	1.30% - National Average
0.20%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Ameriserv Financial Bank rates »

Overview / Commentary

www.ameriserv.com

800-933-2520

216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in Johnstown and is the 38^th largest bank in the state of Pennsylvania. It is also the 675^th largest bank in the nation. It was established in 1933 and as of September of 2018, it had grown to 227 employees at 15 locations. Ameriserv Financial Bank's money market rates are 14% higher than the national average, and it has a B+ health rating.

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Health

B+

Data as of Q3 2018

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Health Grade Components

Overall
FDIC Certificate #	7542
Year Established	1933
Employees	227
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.77%
Return on Equity - YTD	8.72%
Annual Interest Income	$34.8MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$1.16B$1.15B
Loans	Q3 2018vs Q3 2017	$874.9MM$887.6MM
Deposits	Q3 2018vs Q3 2017	$944.4MM$967.1MM
Equity Capital	Q3 2018vs Q3 2017	$103.1MM$100.2MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$9.4MM$10.3MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$904.00K$4.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$163.00K$39.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.83%	-	-	Education IRA
0.50%	-	-	Accumulation IRA
0.25%	$10	-	eHoliday Club
0.20%^*	$25k^*	-	SOAR Statement Savings
OTHER TIERS: 0.10% → Up to $25k

Ameriserv Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.20% → Up to $20k \| 0.25% → $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	ComfortLife Checking
OTHER TIERS: 0.05% → Up to $2.5k \| 0.10% → $2.5k - $25k \| 0.15% → $25k - $100k

Ameriserv Financial Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.65%	$1k	-	2 Year CD
2.50%	$1k	-	5 Year CD
2.24%	$1k	-	2 Year (Flexible CD)
2.12%	$1k	-	90 Day (Flexible CD)
1.50%	$1k	-	4 Year CD
1.44%	$1k	-	3 Year CD
1.40%	$1k	-	10 Year CD
1.30%	$1k	-	30 Month MaxLift CD (with Checking)
0.80%	$1k	-	30 Month MaxLift CD (without Checking)
0.65%	$1k	-	30 Month CD
0.50%	$1k	-	18 Month CD
0.40%	$1k	-	1 Year CD
0.35%	$1k	-	6 Month CD
0.35%	$1k	-	9 Month CD
0.25%	$2.5k	-	3 Month CD

Ameriserv Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.65%	$1k	-	2 Year IRA
2.50%	$1k	-	5 Year IRA
1.50%	$1k	-	4 Year IRA
1.44%	$1k	-	3 Year IRA
1.40%	$1k	-	10 Year IRA
0.65%	$1k	-	30 Month IRA
0.50%	$1k	-	18 Month IRA
0.40%	$1k	-	1 Year IRA
0.35%	$1k	-	182 Day IRA

Locations

Availability

Johnstown Area

Johnstown Area bank & credit union details

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