Ameriserv Financial Bank

Overview / Commentary

www.ameriserv.com

800-933-2520

216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in Johnstown and is the 38^th largest bank in the state of Pennsylvania. It is also the 779^th largest bank in the nation. It was established in 1933 and as of June of 2022, it had grown to 242 employees at 18 locations. Ameriserv Financial Bank has a B+ health rating.

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Health

B+

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	7542
Year Established	1933
Employees	242
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.72%
Return on Equity - YTD	7.67%
Annual Interest Income	$22.5MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$1.31B$1.35B
Loans	Q2 2022vs Q2 2021	$954.0MM$981.1MM
Deposits	Q2 2022vs Q2 2021	$1.15B$1.17B
Equity Capital	Q2 2022vs Q2 2021	$117.5MM$118.6MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$11.6MM$11.8MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$3.2MM$3.7MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Accumulation IRA
0.25%	-	-	eHoliday Club
0.11%^*	$25k^*	-	SOAR Statement Savings
OTHER TIERS: 0.06% → Up to $25k

Ameriserv Financial Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.10% → Up to $20k \| 0.15% → $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$100k^*	-	ComfortLife Checking
OTHER TIERS: 0.01% → Up to $2.5k \| 0.02% → $2.5k - $25k \| 0.03% → $25k - $100k

Ameriserv Financial Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	18 Month CD
0.75%	$1k	-	1 Year CD
0.60%	$1k	-	5 Year CD
0.60%	$1k	-	10 Year CD
0.55%	$1k	-	4 Year CD
0.52%	$1k	-	30 Month MaxLift CD (with Checking)
0.45%	$1k	-	3 Year CD
0.35%	$1k	-	2 Year CD
0.30%	$1k	-	30 Month CD
0.15%	$1k	-	9 Month CD
0.10%	$2.5k	-	3 Month CD
0.10%	$1k	-	6 Month CD

Ameriserv Financial Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	1 Year IRA
0.75%	$1k	-	2 Year IRA
0.60%	$1k	-	5 Year IRA
0.60%	$1k	-	10 Year IRA
0.55%	$1k	-	4 Year IRA
0.45%	$1k	-	3 Year IRA
0.35%	$1k	-	30 Month IRA
0.30%	$1k	-	18 Month IRA
0.10%	$1k	-	182 Day IRA

Locations

Availability

Johnstown Area

Johnstown Area bank & credit union details

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