Ameriserv Financial Bank


Overview / Commentary
800-933-2520
216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in Johnstown and is the 38th largest bank in the state of Pennsylvania. It is also the 708th largest bank in the nation. It was established in 1933 and as of December of 2019, it had grown to 240 employees at 17 locations. Ameriserv Financial Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #7542
Year Established1933
Employees240
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.67%
Annual Interest Income$49.5MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.16B$1.15B
LoansQ4 2019vs Q4 2018$878.3MM$854.5MM
DepositsQ4 2019vs Q4 2018$960.7MM$949.4MM
Equity CapitalQ4 2019vs Q4 2018$104.8MM$103.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$9.3MM$8.7MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.5MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$37.00K$157.00K
Rates

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Locations

Availability



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