Ameriserv Financial Bank

Overview / Commentary
216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in Johnstown and is the 38th largest bank in the state of Pennsylvania. It is also the 779th largest bank in the nation. It was established in 1933 and as of June of 2022, it had grown to 242 employees at 18 locations. Ameriserv Financial Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #7542
Year Established1933
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD7.67%
Annual Interest Income$22.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.31B$1.35B
LoansQ2 2022vs Q2 2021$954.0MM$981.1MM
DepositsQ2 2022vs Q2 2021$1.15B$1.17B
Equity CapitalQ2 2022vs Q2 2021$117.5MM$118.6MM
Loan Loss AllowanceQ2 2022vs Q2 2021$11.6MM$11.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.2MM$3.7MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Ameriserv Financial Bank are currently being reviewed.



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