Overview / Commentary
Ameriserv Financial Bank is headquartered in Johnstown and is the 38th largest bank in the state of Pennsylvania. It is also the 779th largest bank in the nation. It was established in 1933 and as of June of 2022, it had grown to 242 employees at 18 locations. Ameriserv Financial Bank has a B+ health rating.
Health
B+
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7542 |
| Year Established | 1933 |
| Employees | 242 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 7.67% |
| Annual Interest Income | $22.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $1.31B$1.35B |
| Loans | Q2 2022vs Q2 2021 | $954.0MM$981.1MM |
| Deposits | Q2 2022vs Q2 2021 | $1.15B$1.17B |
| Equity Capital | Q2 2022vs Q2 2021 | $117.5MM$118.6MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $11.6MM$11.8MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $3.2MM$3.7MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
