Overview / Commentary
Ameriserv Financial Bank is headquartered in JOHNSTOWN and is the 38th largest bank in the state of Pennsylvania. It is also the 786th largest bank in the nation. It was established in 1933 and as of June of 2023, it had grown to 244 employees at 18 locations. Ameriserv Financial Bank has a B+ health rating.
Health
B+
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7542 |
| Year Established | 1933 |
| Employees | 244 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.48% |
| Return on Equity - YTD | 5.56% |
| Annual Interest Income | $29.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $1.33B$1.31B |
| Loans | Q2 2023vs Q2 2022 | $976.0MM$954.0MM |
| Deposits | Q2 2023vs Q2 2022 | $1.13B$1.15B |
| Equity Capital | Q2 2023vs Q2 2022 | $115.6MM$117.5MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $12.2MM$11.6MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $5.7MM$3.2MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
