Ameriserv Financial Bank

Overview / Commentary
216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in JOHNSTOWN and is the 38th largest bank in the state of Pennsylvania. It is also the 786th largest bank in the nation. It was established in 1933 and as of June of 2023, it had grown to 244 employees at 18 locations. Ameriserv Financial Bank has a B+ health rating.


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Health Grade Components

FDIC Certificate #7542
Year Established1933
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.56%
Annual Interest Income$29.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.33B$1.31B
LoansQ2 2023vs Q2 2022$976.0MM$954.0MM
DepositsQ2 2023vs Q2 2022$1.13B$1.15B
Equity CapitalQ2 2023vs Q2 2022$115.6MM$117.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$12.2MM$11.6MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$5.7MM$3.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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