Ameriserv Financial Bank


Overview / Commentary
800-837-2265
216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in JOHNSTOWN and is the 38th largest bank in the state of Pennsylvania. It is also the 775th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 274 employees at 17 locations. Ameriserv Financial Bank's CD rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #7542
Year Established1933
Employees274
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.47%
Annual Interest Income$17MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.43B$1.37B
LoansQ1 2025vs Q1 2024$1.05B$1.01B
DepositsQ1 2025vs Q1 2024$1.22B$1.18B
Equity CapitalQ1 2025vs Q1 2024$132.4MM$116.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.8MM$14.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.7MM$12MM
Real Estate OwnedQ1 2025vs Q1 2024$63K$15K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Ameriserv Financial Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-eHoliday Club
0.11%*$25k*-SOAR Statement Savings
OTHER TIERS: 0.06% $0 - $25k
0.11%*$25k*-Business SOAR Statement Savings
OTHER TIERS: 0.06% $0 - $25k

Ameriserv Financial Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% $0 - $20k | 0.15% $20k - $100k
0.25%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% $0 - $20k | 0.15% $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-ComfortLife Checking
OTHER TIERS: 0.01% $0 - $2.5k | 0.02% $2.5k - $25k | 0.03% $25k - $100k

Ameriserv Financial Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-18 Month CD
3.51%$1k-Business 18 Month CD
2.52%$1k-6 Month CD
2.52%$1k-Business 6 Month CD
2.30%$1k-2 Year CD
2.30%$1k-Business 2 Year CD
2.25%$1k-1 Year CD
2.25%$1k-5 Year CD
2.25%$1k-10 Year CD
2.25%$1k-Business 1 Year CD
2.25%$1k-Business 5 Year CD
2.25%$1k-Business 10 Year CD
2.15%$1k-4 Year CD
2.15%$1k-Business 4 Year CD
2.05%$1k-3 Year CD
2.05%$1k-Business 3 Year CD
2.00%$1k-30 Month CD
2.00%$1k-Business 30 Month CD
0.75%$1k-9 Month CD
0.75%$1k-Business 9 Month CD
0.52%$1k-30 Month MaxLift CD (with Checking)
0.25%$2.5k-3 Month CD
0.25%$2.5k-Business 3 Month CD

Ameriserv Financial Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-18 Month IRA
2.30%$1k-2 Year IRA
2.25%$1k-1 Year IRA
2.25%$1k-5 Year IRA
2.25%$1k-10 Year IRA
2.15%$1k-4 Year IRA
2.05%$1k-3 Year IRA
2.00%$1k-30 Month IRA
0.75%$1k-9 Month IRA
Locations

Availability

Johnstown Area

Interactive local rates map


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