Advertising Disclosure
  1. Home
  2. Banks
  3. Ameriserv Financial Bank

Ameriserv Financial Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ameriserv.com
800-837-2265
216 Franklin Street
Johnstown, PA 15901

Ameriserv Financial Bank is headquartered in JOHNSTOWN and is the 38th largest bank in the state of Pennsylvania. It is also the 775th largest bank in the nation. It was established in 1933 and as of March of 2025, it had grown to 274 employees at 17 locations. Ameriserv Financial Bank's CD rates are 3X the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7542
Year Established1933
Employees274
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.47%
Annual Interest Income$17MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.43B$1.37B
LoansQ1 2025vs Q1 2024$1.05B$1.01B
DepositsQ1 2025vs Q1 2024$1.22B$1.18B
Equity CapitalQ1 2025vs Q1 2024$132.4MM$116.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.8MM$14.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.7MM$12MM
Real Estate OwnedQ1 2025vs Q1 2024$63K$15K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ameriserv Financial Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ameriserv Financial Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-eHoliday Club
0.11%*$25k*-SOAR Statement Savings
OTHER TIERS: 0.06% → $0 - $25k
0.11%*$25k*-Business SOAR Statement Savings
OTHER TIERS: 0.06% → $0 - $25k

Ameriserv Financial Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $100k
0.25%*$100k*-Business Money Market Account
OTHER TIERS: 0.10% → $0 - $20k | 0.15% → $20k - $100k

Ameriserv Financial Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-ComfortLife Checking
OTHER TIERS: 0.01% → $0 - $2.5k | 0.02% → $2.5k - $25k | 0.03% → $25k - $100k

Ameriserv Financial Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-18 Month CD
3.51%$1k-Business 18 Month CD
2.52%$1k-6 Month CD
2.52%$1k-Business 6 Month CD
2.30%$1k-2 Year CD
2.30%$1k-Business 2 Year CD
2.25%$1k-1 Year CD
2.25%$1k-5 Year CD
2.25%$1k-10 Year CD
2.25%$1k-Business 1 Year CD
2.25%$1k-Business 5 Year CD
2.25%$1k-Business 10 Year CD
2.15%$1k-4 Year CD
2.15%$1k-Business 4 Year CD
2.05%$1k-3 Year CD
2.05%$1k-Business 3 Year CD
2.00%$1k-30 Month CD
2.00%$1k-Business 30 Month CD
0.75%$1k-9 Month CD
0.75%$1k-Business 9 Month CD
0.52%$1k-30 Month MaxLift CD (with Checking)
0.25%$2.5k-3 Month CD
0.25%$2.5k-Business 3 Month CD

Ameriserv Financial Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.51%$1k-18 Month IRA
2.30%$1k-2 Year IRA
2.25%$1k-1 Year IRA
2.25%$1k-5 Year IRA
2.25%$1k-10 Year IRA
2.15%$1k-4 Year IRA
2.05%$1k-3 Year IRA
2.00%$1k-30 Month IRA
0.75%$1k-9 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.