Featured Savings Rates
Featured Accounts

Andrews Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.81%5-year CD60 Month Share Certificate
1.56%4-year CD48 Month Share Certificate
1.31%3-year CD36 Month Share Certificate

Overview / Commentary
800-487-5500
5711 Allentown Rd
Suitland, MD 20746

Andrews Federal Credit Union is headquartered in Suitland and is the 5th largest credit union in the state of Maryland. It is also the 223rd largest credit union in the nation. It was established in 1948 and as of March of 2016, it had grown to 266 employees and 118,122 members at 14 locations. Andrews Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to anyone through the American Consumer Council. Membership is also open to those who live, work, worship, or attend school in Washington, D.C., military and civilian personnel from Joint Base Andrews or Joint Base McGuire-Dix-Lakehurst, and other military-related qualifications.
See current membership details

Related Posts

Andrews FCU (Easy Membership) Hikes Rates For Military Appreciation Month - 5/5/2016

Andrews FCU (easy membership) raised rates on 6-month CD (3.25%/3.00% APY) and 18-month CD (2.25%/2.00% APY) in conjunction Military Appreciation Month.

May CD Promotions - 5/1/2016

Andrews is offering 6- and 18-month CD specials in May: 6 months--3.25% APY for military, 3.00% APY for civilian--$10k max 18 months--2.25% APY for military, 2.00% APY for civilian--$15k max

Andrews FCU (Easy Membership) Has Competitive 84-Month IRA - 3/23/2016

Andrews Federal Credit Union (easy membership) is offering an 84-month IRA Certificate (3.00% APY). The minimum deposit is $1k and there is no balance cap.

View all posts from:


Just Joined And Opened 7 Yr 3% IRA CD

Posted by: DaveJ | Jul 28, 2016

This month I joined and yesterday wired $$$ into my Roth IRA. My experience is similar to poster kainen with a couple differences. I joined the Am Consumer Council for free using the discount code "consumer".
I then joined Andrews with $5 ACH 'ed into my share account. I then contacted them by e-mail with questions. With no answer for a day or two, I called. After 20 minutes of hold and transfer,
I " finally" got the IRA dept. and a quite helpful and knowledgeable CSR who helped me with all my questions. After questions of if the rate would be good when my CD came free and I transferred around the first of month, she said if I joined, and then filled out a IRA application and emailed it into the IRA Dept., she would open the CD and wait for the money to be sent, insuring the rate for me. I was skeptical, but it worked exactly as she said. Due to the large(for me) amount I decided to wire it($20 bucks from sending CU)and it was deposited into my account that day.She also gave me her direct dial phone number and answered every time I called except once during her lunch.
Overall, a fairly easy, 1000 mile away experience.I'm not sure if we can get private messages, but I'll share her name and number for anyone wanting to open IRA and save you some time, I just don't want to post it on the forum.
Almost forgot, thanks Ken for this site. I learned of this rate and CU from this site.

Just Opened 7-Yr 3% IRA CD's Remotely

Posted by: kaimen | Mar 29, 2016

As a remote customer not related to Andrews I'd say the service is pretty good and the process went smoothly.

The steps include -
1. Joining ACC online
2. Joining AFCU online (both instantaneous, pay $5 each with credit card)
3. Print/fill out and priority mail Trustee-to-Trustee fund transfer request form (form 302 from website) to AFCU (2-day)
4. AFCU mails request form to Fidelity (2-day)
5. Fidelity wires fund to AFCU (free from Fidelity and no charge for inbound from AFCU).
6. In the meantime print/fill out an IRA application form (form 98 from website) then scan/email to AFCU before the arrival of the fund.
7. Rate is locked once fund is received.

New Customer

Posted by: Anon456 | May 22, 2015

A bit difficult to use the web site, and it is SOOOOO slow. You may need to ONLY USE IEXPLORER to get the site to work properly.

Application

Posted by: bh20508 | Apr 19, 2012

 

Very difficult to get credit card even with close to 800 credit score and no debt. Application is very difficult to get through with lots of paper work.  After being approved for credit card with very low limit and lots of phone calls and paper work I now need to join. That has now become more hoops to jump thru as it just doesn’t seem to work online. I hope they don't lose all my stuff like the other reviewer.  At this point I still have nothing.   Could have gotten several cards by now from banks but I want their chip and pin card. I am not sure why anyone would really want to join other than a real specific reason because service is no different than a bank, put on hold and waited every time when I called and rates are about the same. My banks don’t have fees as long as you have a savings. So more than ever I don’t get credit unions.  I must be missing something.

VIEW MORE REVIEWS

Health
A+

Health Grade Components

Overall
NCUA #5754
Year Chartered1948
Employees266
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD3.85%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.14B$1.04B
LoansQ1 2016vs Q1 2015$760.0MM$670.4MM
DepositsQ1 2016vs Q1 2015$907.9MM$842.9MM
Equity CapitalQ1 2016vs Q1 2015$166.1MM$160.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.3MM$7.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$4.0MM$3.2MM
Real Estate OwnedQ1 2016vs Q1 2015$0$0
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

May CD Promotions

ChasR   |  
Andrews is offering 6- and 18-month CD specials in May:

6 months--3.25% APY for military, 3.00% APY for civilian--$10k max
18 months--2.25% APY for military, 2.00% APY for civilian--$15k max

Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Andrews Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Andrews Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Holiday Club Account
0.40%--Vacation Club
0.31%$100-IRA Savings
0.31%$100-Base Share Savings
0.31%$100-Planner Saving

Andrews Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.60%*$100k*-IRA Money Market
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k

Andrews Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5k-Advantage Share Draft Account

Andrews Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.91%$50k-60 Month Jumbo Share Certificate
1.81%$1k-60 Month Share Certificate
1.66%$50k-48 Month Jumbo Share Certificate
1.56%$1k-48 Month Share Certificate
1.36%$50k-36 Month Jumbo Share Certificate
1.31%$1k-36 Month Share Certificate
1.30%$1k-48 Month Bump Up CD Special
1.10%$1k-36 Month Bump Up CD Special
1.00%$50k-24 Month Jumbo Share Certificate
0.95%$1k-24 Month Share Certificate
0.85%$50k-12 Month Jumbo Share Certificate
0.80%$1k-12 Month Share Certificate
0.80%$1k-24 Month Bump Up CD Special
0.55%$50-36 Month The Generator CD Special
0.55%$50k-6 Month Jumbo Share Certificate
0.50%$1k-6 Month Share Certificate
0.45%$50-24 Month The Generator CD Special
0.40%$50-12 Month The Generator CD Special

Andrews Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$1k-84 Month IRA Certificate
2.25%$1k-72 Month IRA Certificate
1.91%$50k-60 Month Jumbo IRA Certificate
1.81%$1k-60 Month IRA Certificate
1.66%$50k-48 Month Jumbo IRA Certificate
1.56%$1k-48 Month IRA Certificate
1.36%$50k-36 Month Jumbo IRA Certificate
1.31%$1k-36 Month IRA Certificate
1.00%$50k-24 Month Jumbo IRA Certificate
0.95%$1k-24 Month IRA Certificate
0.85%$50k-12 Month Jumbo IRA Certificate
0.80%$1k-12 Month IRA Certificate
0.55%$50k-6 Month Jumbo IRA Certificate
0.50%$1k-6 Month IRA Certificate
Locations

Andrews Federal Credit Union has 14 locations. Click to view all Andrews Federal Credit Union locations.