Overview / Commentary
800-487-5500
5711 Allentown Rd
Suitland, MD 20746

Founded in 1948 by just eight people with $5 apiece, Andrews Federal Credit Union now provides a variety of financial products and services to over 120,000 members throughout Washington, DC, Maryland, New Jersey, and Virginia. It also serves members at select military outposts in Germany, Belgium, and the Netherlands.

There are a variety of personal depository banking products available from the credit union. These include savings accounts, checking accounts, Certificates of Deposit (CDs), and money market accounts. Andrews Federal Credit Union requires a basic savings account for membership, but it also offers Individual Retirement Account (IRA) savings accounts, as well as holiday savings accounts, vacation savings accounts, and youth savings accounts. As for checking accounts, the credit union provides both non-interest-bearing and interest-bearing options, depending upon the account balance. Standard CDs are available, as well as Traditional, Educational, and Roth IRAs available as CDs. CD terms range from 6 months to 84 months, and higher interest rates are available for larger “jumbo” CD balances. The credit union also offers personal loans, credit, insurance, and investment services.

Andrews Federal Credit Union also provides business savings accounts and business checking accounts. The latter vary by account balance and number of transactions. In addition to these deposit account products, business loans and other business services – such as payroll and merchant processing – are also available.

Field of Membership Restrictions

Membership in Andrews Federal Credit Union is open to anyone through the American Consumer Council. Membership is also open to those who live, work, worship, or attend school in Washington, D.C.; military and civilian personnel from Joint Base Andrews or Joint Base McGuire-Dix-Lakehurst; and other military-related qualifications.
See current membership details

Related Posts

Andrews Federal Credit Union Adds 9-Month CD Special - 7/5/2018

Andrews Federal Credit Union (easy membership) has added a limited-time 9-month Certificate Special (2.75% APY). $1k min/$250k max deposit. Limit of one per member.

Possible CD Specials: 9 Month @ 2.75%; 55Month @ 3.05% - 7/4/2018

When I signed on to my account today, there was an ad on my home page: "New Certificate Specials 9 Month 2.75.% 55 Month 3.05% Open yours TODAY Click "Options & Extras", then "Open an Additional Account" " However, those special rates were not yet in the list of "Additional Accounts" from which you could choose. I could find no mention of the new special rates in the website other than when I was logged in.

Andrews FCU Added Special 17 Month 2.25% And 30 Month 2.55% Cds - 5/4/2018

https://andrewsfcu.org/whats-new/promotions/specials.html#goto_3

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Great Rates With Andrews

Posted by: Nick11 | Jul 29, 2018

I just opened my 9 mo. 2.75% very easily. I appreciate their great rates. Have been a member for a couple of years since I purchased 3% cd's a couple of years ago. I was nervous about it since I read reviews about the diffulties some were having opening cd's at that time. However, I just followed deposit account readers instructions/advice in doing so and everything has gone smoothly since that time. Thank you Ken and readers of deposit accounts for your help.

Great Service From Andrews

I have had accounts with Andrews for many years and have always
received first class service.

No Customer Service

Posted by: plowking | Aug 27, 2018

I have called everyday for 4 weeks and cannot get a customer service representative on the phone.I used their automated call back feature and no one has called back.
I cannot get quicken to update since they switched from cm netter . I`ve tried everything ,delete accounts , go in through quicken, delete , manual download . It continues to lump my 2 Cd`s into one account . Very frustrating .

Same Experience

Posted by: chris100 | Oct 12, 2018

As others have not their customer service is really bad, long wait times and no transparency to what's happening with your application. At any other financial institution opening a CD is an automated process. I ended up calling them and after a wait time of 20 mins a lovely woman was able to open the CD in minutes. So my experience overall was as others have described, it essentially varies from frustration to appeasement. If you are opening a CD then you don't really care much about customer service for the entire duration of your CD anyways!

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Health

Health Grade Components

Overall
NCUA #5754
Year Chartered1948
Employees287
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.21%
Annual Interest Income$31.9MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.63B$1.53B
LoansQ2 2018vs Q2 2017$1.41B$1.09B
DepositsQ2 2018vs Q2 2017$1.33B$1.34B
Equity CapitalQ2 2018vs Q2 2017$173.1MM$169.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$19.2MM$10.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$8.0MM$5.1MM
Real Estate OwnedQ2 2018vs Q2 2017$0$95.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Andrews Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Andrews Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%--Holiday Club Account
0.40%--Vacation Club
0.31%$100-IRA Savings
0.31%$100-Base Share Savings
0.31%$100-Planner Saving
0.31%$100-Business Base Share Savings
0.10%$100-Business Planning Savings

Andrews Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Account
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k
0.60%*$100k*-IRA Money Market
OTHER TIERS: 0.25% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.50% $50k - $100k

Andrews Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1.5k-Advantage Share Draft Account
0.05%$5k-Business Partnership Checking

Andrews Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%$1k$250k55 Month Certificate Special
2.75%$1k$250k9 Month Certificate Special
2.55%$1k$250k30 Month CD Special
2.25%$1k$250k17 Month CD Special
2.20%$1k-84 Month Share Certificate
2.02%$10k-60 Month Jumbo Share Certificate
1.91%$1k-60 Month Share Certificate
1.76%$10k-48 Month Jumbo Share Certificate
1.61%$1k-48 Month Share Certificate
1.55%$10k-36 Month Jumbo Share Certificate
1.50%$1k-36 Month Share Certificate
1.50%$10k-24 Month Jumbo Share Certificate
1.46%$1k-48 Month Bump Up CD Special
1.45%$1k-24 Month Share Certificate
1.45%$10k-12 Month Jumbo Share Certificate
1.41%$1k-12 Month Share Certificate
1.26%$1k-36 Month Bump Up CD Special
1.00%$1k-24 Month Bump Up CD Special
0.60%$10k-6 Month Jumbo Share Certificate
0.55%$1k-6 Month Share Certificate
0.55%$50-36 Month The Generator CD Special
0.45%$50-24 Month The Generator CD Special
0.40%$50-12 Month The Generator CD Special

Andrews Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.20%$1k-84 Month IRA Certificate
2.10%$1k-72 Month IRA Certificate
2.02%$10k-60 Month Jumbo IRA Certificate
1.91%$1k-60 Month IRA Certificate
1.76%$10k-48 Month Jumbo IRA Certificate
1.61%$1k-48 Month IRA Certificate
1.55%$10k-36 Month Jumbo IRA Certificate
1.50%$1k-36 Month IRA Certificate
1.50%$10k-24 Month Jumbo IRA Certificate
1.45%$1k-24 Month IRA Certificate
1.45%$10k-12 Month Jumbo IRA Certificate
1.41%$1k-12 Month IRA Certificate
0.60%$10k-6 Month Jumbo IRA Certificate
0.55%$1k-6 Month IRA Certificate
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