Aquesta Bank

Overview / Commentary
19510 Jetton Road
Cornelius, NC 28031

Aquesta Bank is headquartered in Cornelius and is the 17th largest bank in the state of North Carolina. It is also the 1,229th largest bank in the nation. It was established in 2006 and as of March of 2021, it had grown to 100 employees at 9 locations. Aquesta Bank has an A health rating.


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Health Grade Components

FDIC Certificate #58296
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD16.86%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$754.5MM$525.9MM
LoansQ1 2021vs Q1 2020$571.1MM$400.5MM
DepositsQ1 2021vs Q1 2020$636.6MM$402.5MM
Equity CapitalQ1 2021vs Q1 2020$60.8MM$54.7MM
Loan Loss AllowanceQ1 2021vs Q1 2020$5.3MM$4.1MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$5.3MM$8.2MM
Real Estate OwnedQ1 2021vs Q1 2020$381.00K$536.00K
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Aquesta Bank Checking Account Rates

0.35%*$10k*$35kFlagship Checking
OTHER TIERS: 0.01% Any amount

Aquesta Bank Locations
Brawley School Branch1078 Brawley School RoadMooresville, NC 28117
Aquesta Bank19510 Jetton RoadCornelius, NC 28031
Davidson Commons Branch568 Jetton Street, Suite 100Davidson, NC 28036
Mooresville Branch837 Williamson RoadMooresville, NC 28117
Northcross Branch9906 Knockando LaneHuntersville, NC 28078
Sharon Road Branch4519 Sharon RoadCharlotte, NC 28211
Wilmington Branch901 Military Cutoff RoadWilmington, NC 28405
Rea Farms Branch9915 Sandy Rock PlaceCharlotte, NC 28277
The Pines Branch400 Avinger LnDavidson, NC 28036

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