Aquesta Bank

Overview / Commentary
19510 Jetton Road
Cornelius, NC 28031

Aquesta Bank is headquartered in Cornelius and is the 17th largest bank in the state of North Carolina. It is also the 1,246th largest bank in the nation. It was established in 2006 and as of June of 2020, it had grown to 96 employees at 8 locations. Aquesta Bank has a C+ health rating.


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Health Grade Components

FDIC Certificate #58296
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD8.58%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$678.1MM$475.4MM
LoansQ2 2020vs Q2 2019$553.5MM$374.3MM
DepositsQ2 2020vs Q2 2019$520.7MM$375.4MM
Equity CapitalQ2 2020vs Q2 2019$56.1MM$50.5MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.9MM$3.7MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$10.6MM$1.1MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
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Aquesta Bank Checking Account Rates

0.35%*$10k*$35kFlagship Checking
OTHER TIERS: 0.01% Any amount

Aquesta Bank Locations
Brawley School Branch1078 Brawley School RoadMooresville, NC 28117
Aquesta Bank19510 Jetton RoadCornelius, NC 28031
Davidson Commons Branch568 Jetton Street, Suite 100Davidson, NC 28036
Mooresville Branch837 Williamson RoadMooresville, NC 28117
Northcross Branch9906 Knockando LaneHuntersville, NC 28078
Sharon Road Branch4519 Sharon RoadCharlotte, NC 28211
Wilmington Branch901 Military Cutoff RoadWilmington, NC 28405
Rea Farms Branch9915 Sandy Rock PlaceCharlotte, NC 28277

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