United Community Bank (SC)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ucbi.com

800-822-2651

306 E N. St
Greenville, SC 29601

United Community Bank (SC) is headquartered in GREENVILLE and is the largest bank in the state of South Carolina. It is also the 75^th largest bank in the nation. It was established in 1950 and as of March of 2025, it had grown to 2,970 employees at 195 locations. United Community Bank (SC)'s money market rates are 3X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16889
Year Established	1950
Employees	2970
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	9.1%
Annual Interest Income	$335.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$27.83B$27.3B
Loans	Q1 2025vs Q1 2024	$18.25B$18.2B
Deposits	Q1 2025vs Q1 2024	$24.24B$23.73B
Equity Capital	Q1 2025vs Q1 2024	$3.28B$3.21B
Loan Loss Allowance	Q1 2025vs Q1 2024	$212MM$210.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$81.3MM$100.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$4.4MM$1.9MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (SC) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$2.5k^*	-	United Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.15%^*	$2.5k^*	-	United Student Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.15%^*	$2.5k^*	-	United Treasure Chest Savings
OTHER TIERS: 0.05% → $0 - $2.5k
0.10%^*	$5k^*	-	United Business Savings
OTHER TIERS: 0.05% → $0 - $5k

United Community Bank (SC) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%^*	$500k^*	-	Money Market
OTHER TIERS: 0.50% → $0 - $100k \| 1.00% → $100k - $500k
1.00%^*	$500k^*	-	Business Money Market Account
OTHER TIERS: 0.35% → $0 - $100k \| 0.75% → $100k - $500k

United Community Bank (SC) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%^*	$1m^*	-	United Signature Checking
OTHER TIERS: 0.01% → $0 - $2.5k \| 0.05% → $2.5k - $10k \| 0.35% → $10k - $100k \| 0.85% → $100k - $1m
0.35%^*	$100k^*	-	Business Interest Checking
OTHER TIERS: 0.01% → $0 - $10k \| 0.05% → $10k - $50k \| 0.10% → $50k - $100k

United Community Bank (SC) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$2.5k	-	3 Month CD Special
4.00%	$2.5k	-	Business 3 Month CD Special
3.55%	$2.5k	-	9 Month CD Special
3.55%	$2.5k	-	Business 9 Month CD Special

Locations

Availability

Greenville Area

Greenville Area bank & credit union details

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