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United Community Bank (SC)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ucbi.com
800-822-2651
306 E N. St
Greenville, SC 29601

United Community Bank (SC) is headquartered in GREENVILLE and is the largest bank in the state of South Carolina. It is also the 77th largest bank in the nation. It was established in 1950 and as of December of 2024, it had grown to 2,967 employees at 195 locations. United Community Bank (SC)'s money market rates are 3X the national average, and it has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #16889
Year Established1950
Employees2967
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD8.1%
Annual Interest Income$1.38B
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$27.66B$27.24B
LoansQ4 2024vs Q4 2023$18.03B$18.14B
DepositsQ4 2024vs Q4 2023$23.85B$23.74B
Equity CapitalQ4 2024vs Q4 2023$3.28B$3.15B
Loan Loss AllowanceQ4 2024vs Q4 2023$207MM$208.1MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$106.6MM$88.9MM
Real Estate OwnedQ4 2024vs Q4 2023$4.4MM$2.1MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (SC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-United Savings
OTHER TIERS: 0.10% → $0 - $2.5k
0.20%*$2.5k*-United Student Savings
OTHER TIERS: 0.10% → $0 - $2.5k
0.20%*$2.5k*-United Treasure Chest Savings
OTHER TIERS: 0.10% → $0 - $2.5k
0.15%*$5k*-United Business Savings
OTHER TIERS: 0.10% → $0 - $5k

United Community Bank (SC) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market
OTHER TIERS: 0.50% → $0 - $100k | 1.00% → $100k - $500k
1.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.35% → $0 - $100k | 0.75% → $100k - $500k

United Community Bank (SC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$1m*-United Signature Checking
OTHER TIERS: 0.15% → $0 - $2.5k | 0.25% → $2.5k - $10k | 0.50% → $10k - $100k | 1.00% → $100k - $1m
0.50%*$100k*-Business Interest Checking
OTHER TIERS: 0.15% → $0 - $10k | 0.25% → $10k - $100k

United Community Bank (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$2.5k-4 Month CD Special
4.00%$2.5k-Business 4 Month CD Special
3.65%$2.5k-7 Month CD Special
3.65%$2.5k-Business 7 Month CD Special
Locations

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