United Community Bank (SC)


Overview / Commentary
800-822-2651
306 E N. St
Greenville, SC 29601

United Community Bank (SC) is headquartered in GREENVILLE and is the largest bank in the state of South Carolina. It is also the 78th largest bank in the nation. It was established in 1950 and as of March of 2024, it had grown to 3,036 employees at 204 locations. United Community Bank (SC)'s money market rates are 3X the national average, and it boasts an A+ health rating.

Customer Service

Posted by: |

United Community Bank is the best bank in the area!!! This bank has the best customer service I have ever encountered! I would recommend anyone to this bank, I tell everyone I come in contact with that UCBI can serve them the best!

United Community Bank

Posted by: |

This is a home town bank that knows its customers.  Is it a huge bank?  Nope?  Does it have every modern convenience known to man?  Nope  Does it serve its customers?  Yes it does.  

This bank was able to see past the GLB act and the Community Reinvestment act.  They stood their ground, when they could have participated with the others during the housing bubble and put their customers in harms way financially.   I think that anyone considering a home town bank should give United Community a try.  I think you will find them a good financial partner.  

After Hours Assistance Needed? You're SOL!

Posted by: |

Employees are friendly, can't fault them, but this bank is stuck in the dark ages.  Good luck finding a branch open after 4.  Better luck getting any help whatsoever after 5.

While trying to make a purchase, I found that apparently a hold was put on my bank card because they got overzealous in their fraud protection.  I don't know for sure, because when I tried to call a support number I spent 20 minutes on hold, listening to advertisements of their services, which were interrupted every 10 seconds (!) by a recording urging me to stay on line because someone would be with me shortly.  What do I get after that 20 minute wait?  A few rings, then a new message telling me they were closed until tomorrow.

Closed.  Tomorrow.  I like the sound of that!  Closing my account tomorrow!

Terrible Service After 23 Years

Been with them for 23 years. I have had NSF charges here and there. I got charged for 6 items. 225 dollars. Called the bank and was told oh well in so many words. Called corporate and they acted like they wanted to help. Nothing.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #16889
Year Established1950
Employees3036
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.37%
Annual Interest Income$336.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$27.3B$25.81B
LoansQ1 2024vs Q1 2023$18.2B$16.97B
DepositsQ1 2024vs Q1 2023$23.73B$22.38B
Equity CapitalQ1 2024vs Q1 2023$3.21B$3.01B
Loan Loss AllowanceQ1 2024vs Q1 2023$210.9MM$176.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$100.1MM$72.3MM
Real Estate OwnedQ1 2024vs Q1 2023$1.9MM$2.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not United Community Bank (SC); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

United Community Bank (SC) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2.5k*-United Savings
OTHER TIERS: 0.10% $0 - $2.5k
0.20%*$2.5k*-United Student Savings
OTHER TIERS: 0.10% $0 - $2.5k
0.20%*$2.5k*-United Treasure Chest Savings
OTHER TIERS: 0.10% $0 - $2.5k
0.15%*$5k*-United Business Savings
OTHER TIERS: 0.10% $0 - $5k

United Community Bank (SC) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$500k*-Money Market
OTHER TIERS: 0.50% $0 - $100k | 1.00% $100k - $500k
1.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.35% $0 - $100k | 0.75% $100k - $500k

United Community Bank (SC) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$1m*-United Signature Checking
OTHER TIERS: 0.15% $0 - $2.5k | 0.25% $2.5k - $10k | 0.50% $10k - $100k | 1.00% $100k - $1m
0.50%*$100k*-Business Interest Checking
OTHER TIERS: 0.15% $0 - $10k | 0.25% $10k - $100k

United Community Bank (SC) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.65%$2.5k-7 Month CD Special
4.45%$2.5k-9 Month CD Special
4.25%$2.5k-11 Month CD
3.50%$2.5k-23 Month CD
Locations

Availability

Greenville Area

Interactive local rates map


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