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Arbor Financial Credit Union

Popular Accounts at this Credit Union

1.00%Reward CheckingMomentum Checking w/10-19 Debit Card Purchases
1.76%5-year CD60 Month Certificate
0.75%1-year CD12 Month Certificate

Overview / Commentary
1551 S 9TH ST
Kalamazoo, MI 49009-9404

Arbor Financial Credit Union is headquartered in KALAMAZOO and is the 25th largest credit union in the state of Michigan. It is also the 515th largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 136 employees and 37,668 members at 8 locations. Arbor Financial Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ionia, Ingham, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren Counties in Michigan.
See current membership details

Related Posts

Arbor Financial Credit Union (MI) Has "Lucky 7" 7-Month CD Special - 2/24/2017

Arbor Financial CU (southwest MI) has added a "Lucky 7" 7-month CD Special (1.27% APY, $25k min; 1.07% APY, $500 min). Also available as an IRA.

Arbor Financial CU (MI) Adds 62-Month CD Special - 2/9/2017

Arbor Financial Credit Union (southwest MI) is offering a 62-month CD Special (2.75% APY, $25k min; 2.50% APY, $500 min). Also available as an IRA.

New Momentum Checking At Arbor Financial CU (MI) - 12/10/2016

Arbor Financial CU (southwest Michigan) has a new Momentum Checking account that earns 1%, 2%, or 4% up to $15k, based on monthly debit card purchase activity.

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Reviews (2)

Arbor Financial Customer Experience (Kalamazoo, MI)

Arbor Financial in Kalamazoo, Michigan is a friendly and welcoming bank in the local area. It mainly serves people who work in the education fields but also serves others. I have been banking here for many years and have found that the tellers know me by name and face and put a big smile on my face when they see me pull up. I have never had any negative experiences with this bank. I have always been able to access my money whenever I needed it and have never had any hidden or surprise fees associated with my account. I currently have such a good relationship with the bank that I have worked with their marketing representative to get Arbor Financial a table at my work events so that they can be more visible to the teachers at my school. I enjoy promoting them because of how wonderful of service they have provided me with over the years.

Slow Deposit Posting

Posted by: Anonymous | Jul 6, 2011

If you're in need of money don't bank here. Very slow at deposits, they only post in the a.m. Really!


Health Grade Components

NCUA #61708
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.87%
Annual Interest Income$8.7MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$513.0MM$454.8MM
LoansQ2 2017vs Q2 2016$376.9MM$358.9MM
DepositsQ2 2017vs Q2 2016$405.8MM$357.1MM
Equity CapitalQ2 2017vs Q2 2016$45.2MM$43.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.9MM$1.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$544.00K$965.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$131.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arbor Financial Credit Union Savings Account Rates

0.75%*$100k*-IRA Savings Account
OTHER TIERS: 0.50% Up to $25k | 0.60% $25k - $100k
0.10%$100-Regular Share Savings
0.10%--Compass Account
0.10%--Explorer's Club Savings
0.10%--Special Savings

Arbor Financial Credit Union Money Market Rates

1.00%*$600k*-Maximum Money Market
OTHER TIERS: 0.12% Up to $50k | 0.20% $50k - $100k | 0.30% $100k - $200k | 0.35% $200k - $300k | 0.40% $300k - $400k | 0.50% $400k - $500k | 0.60% $500k - $600k
0.12%$500-Golden Money Market

Arbor Financial Credit Union Checking Account Rates

4.00%-$15kMomentum Checking w/30+ Debit Card Purchases
2.00%-$15kMomentum Checking w/20-29 Debit Card Purchases
1.00%-$15kMomentum Checking w/10-19 Debit Card Purchases
0.30%*$100k*-Premier Checking
OTHER TIERS: 0.10% $2,500 - $25k | 0.20% $25k - $100k

Arbor Financial Credit Union CD Rates

2.53%*$125k*-120 Month Certificate
OTHER TIERS: 1.51% $500 - $30k | 2.02% $30k - $70k | 2.27% $70k - $125k
2.27%*$125k*-84 Month Certificate
OTHER TIERS: 0.75% $500 - $30k | 1.00% $30k - $70k | 2.02% $70k - $125k
1.76%*$125k*-60 Month Certificate
OTHER TIERS: 0.40% $500 - $30k | 0.50% $30k - $70k | 1.00% $70k - $125k
1.51%*$125k*-48 Month Certificate
OTHER TIERS: 0.40% $500 - $30k | 0.50% $30k - $70k | 0.75% $70k - $125k
1.26%*$125k*-36 Months Certificate
OTHER TIERS: 0.25% $500 - $30k | 0.75% $30k - $70k | 1.00% $70k - $125k
0.75%*$125k*-12 Month Certificate
OTHER TIERS: 0.15% $500 - $30k | 0.25% $30k - $70k | 0.50% $70k - $125k
0.75%*$125k*-24 Month Certificate
OTHER TIERS: 0.15% $500 - $30k | 0.25% $30k - $70k | 0.50% $70k - $125k
0.60%*$125k*-6 Month Certificate
OTHER TIERS: 0.10% $500 - $30k | 0.25% $30k - $70k | 0.50% $70k - $125k

Arbor Financial Credit Union IRA Rates

3.04%*$125k*-120 Month IRA
OTHER TIERS: 1.76% $500 - $30k | 2.27% $30k - $70k | 2.53% $70k - $125k
2.53%*$125k*-84 Month IRA
OTHER TIERS: 1.51% $500 - $30k | 2.02% $30k - $70k | 2.27% $70k - $125k
2.27%*$125k*-60 Month IRA
OTHER TIERS: 0.75% $500 - $30k | 1.00% $30k - $70k | 2.02% $70k - $125k
1.76%*$125k*-48 Month IRA
OTHER TIERS: 0.40% $500 - $30k | 0.50% $30k - $70k | 1.00% $70k - $125k
1.51%*$125k*-36 Month IRA
OTHER TIERS: 0.40% $500 - $30k | 0.50% $30k - $70k | 0.75% $70k - $125k
1.26%*$125k*-24 Month IRA
OTHER TIERS: 0.25% $500 - $30k | 0.75% $30k - $70k | 1.00% $70k - $125k
0.60%*$125k*-6 Month IRA
OTHER TIERS: 0.10% $500 - $30k | 0.25% $30k - $70k | 0.50% $70k - $125k

Arbor Financial Credit Union Locations
Branch Office1551 S 9TH STKALAMAZOO, MI 49009-9404
Branch Office701 S PAW PAW STLAWRENCE, MI 49064-9507
Branch Office315 E SAINT JOSEPH STPAW PAW, MI 49079-1547
Branch Office811 W MICHIGAN AVETHREE RIVERS, MI 49093-2134
Branch Office2050 W CENTRE AVEPORTAGE, MI 49024-4816
Branch Office5991 Gull RoadKALAMAZOO, MI 49048-4013
Branch Office390 OAKS XINGPLAINWELL, MI 49080-1916
Branch Office5991 Gull RdKalamazoo, MI 49048-4013