Arbor Financial Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	Reward Checking	Momentum Checking w/10-19 Debit Card Purchases 1.75% - National Average
0.60%	5-year CD	5 Year Certificate 1.85% - Synchrony Bank 60 Month CD
0.30%	1-year CD	1 Year Certificate 1.05% - Ally Bank High Yield 12-Month CD

View all Arbor Financial Credit Union rates »

Overview / Commentary

www.arborfcu.org

800-442-7340

1551 S 9TH ST
KALAMAZOO, MI 49009-9404

Arbor Financial Credit Union is headquartered in KALAMAZOO and is the 27^th largest credit union in the state of Michigan. It is also the 544^th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 128 employees and 37,552 members at 8 locations. Arbor Financial Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Educational Community Credit Union of Michigan is open to the residents, church members and people maintaining employment within any of the 21 credit union qualified counties within the state of Michigan.
See current membership details

Reviews (1)

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Featured Account Options

Slow Deposit Posting

Posted by: Anonymous | Jul 6, 2011

If you're in need of money don't bank here. Very slow at deposits, they only post in the a.m. Really!

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1

Health

A

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	61708
Year Chartered	1935
Employees	128
Primary Regulator

Profit Margin
Return on Assets - YTD	0.85%
Return on Equity - YTD	8.99%
Annual Interest Income	$7.6MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$454.8MM$419.6MM
Loans	Q2 2016vs Q2 2015	$358.9MM$305.2MM
Deposits	Q2 2016vs Q2 2015	$357.1MM$340.7MM
Equity Capital	Q2 2016vs Q2 2015	$43.0MM$39.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$1.3MM$1.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$965.00K$1.1MM
Real Estate Owned	Q2 2016vs Q2 2015	$131.00K$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arbor Financial Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$100k^*	-	IRA Savings Account
OTHER TIERS: 0.50% → Up to $25k \| 0.60% → $25k - $100k
0.12%^*	$10k^*	-	Special Savings
OTHER TIERS: 0.10% → Up to $10k
0.10%	-	-	Regular Share Savings
0.10%	-	-	Compass Account
0.10%	-	-	Explorer's Club Savings

Arbor Financial Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$500k^*	-	Maximum Money Market
OTHER TIERS: 0.20% → $50k - $100k \| 0.30% → $100k - $200k \| 0.35% → $200k - $300k \| 0.40% → $300k - $400k \| 0.50% → $400k - $500k
0.12%	$500	-	Golden Money Market

Arbor Financial Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	-	-	Momentum Checking w/30+ Debit Card Purchases
2.00%	-	-	Momentum Checking w/20-29 Debit Card Purchases
1.00%	-	-	Momentum Checking w/10-19 Debit Card Purchases
0.30%^*	$100k^*	-	Premier Checking
OTHER TIERS: 0.10% → $2,500 - $25k \| 0.20% → $25k - $100k

Arbor Financial Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$500	-	10 Year Certificate
0.75%	$500	-	7 Year Certificate
0.60%	$500	-	5 Year Certificate
0.50%	$500	-	3 Year Certificate
0.50%	$500	-	4 Year Certificate
0.40%	$500	-	2 Year Certificate
0.30%	$500	-	6 Month Certificate
0.30%	$500	-	1 Year Certificate

Arbor Financial Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$500	-	10 Year Certificate
0.75%	$500	-	7 Year Certificate
0.60%	$500	-	5 Year Certificate
0.50%	$500	-	3 Year Certificate
0.50%	$500	-	4 Year Certificate
0.40%	$500	-	2 Year Certificate
0.30%	$500	-	6 Month Certificate
0.30%	$500	-	1 Year Certificate

Locations

Arbor Financial Credit Union Locations
Branch Office	1551 S 9TH ST	KALAMAZOO, MI 49009-9404
Branch Office	701 S PAW PAW ST	LAWRENCE, MI 49064-9507
Branch Office	315 E SAINT JOSEPH ST	PAW PAW, MI 49079-1547
Branch Office	811 W MICHIGAN AVE	THREE RIVERS, MI 49093-2134
Branch Office	2050 W CENTRE AVE	PORTAGE, MI 49024-4816
Branch Office	5991 Gull Road	KALAMAZOO, MI 49048-4013
Branch Office	390 OAKS XING	PLAINWELL, MI 49080-1916
Branch Office	5991 Gull Rd	Kalamazoo, MI 49048-4013