Arbor Financial Credit Union


Overview / Commentary
269-375-6702
1551 S 9TH ST
Kalamazoo, MI 49009

Arbor Financial Credit Union is headquartered in KALAMAZOO and is the 26th largest credit union in the state of Michigan. It is also the 459th largest credit union in the nation. It was established in 1935 and as of June of 2024, it had grown to 181 employees and 46,685 members at 13 locations. Arbor Financial Credit Union's money market rates are 7X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship anywhere in Michigan.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61708
Year Chartered1935
Employees181
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD8.81%
Annual Interest Income$21.4MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$972.8MM$895.1MM
LoansQ2 2024vs Q2 2023$734.8MM$733.2MM
DepositsQ2 2024vs Q2 2023$752.2MM$725.4MM
Equity CapitalQ2 2024vs Q2 2023$61.2MM$56.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$7.6MM$7.1MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$12.6MM$10.4MM
Real Estate OwnedQ2 2024vs Q2 2023$139K$47K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Arbor Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arbor Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$5$1kVolt Savings Account
OTHER TIERS: 0.05% $1k+
3.00%*$15k*-Premier Savings
OTHER TIERS: 1.50% $0 - $15k
0.60%*$100k*-IRA Savings Account
OTHER TIERS: 0.30% $0 - $25k | 0.40% $25k - $100k
0.05%$100-Regular Share Savings
0.05%$5-Explorer's Club Savings
0.05%$0-Special Savings

Arbor Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Maximum Money Market
OTHER TIERS: 0.05% $500 - $50k | 0.15% $50k - $100k | 0.20% $100k - $200k | 0.35% $200k - $100m | 1.00% $300k - $500k | 2.00% $400k - $500k
0.05%$500-Golden Money Market

Arbor Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$15kMomentum Checking w/20-29 Debit Card Purchases
3.50%*$250k*-Select Checking
OTHER TIERS: 0.01% $0 - $250k
0.75%$0$15kMomentum Checking w/10-19 Debit Card Purchases
0.20%*$100k*-Premier Checking
OTHER TIERS: 0.05% $2.5k - $25k | 0.10% $25k - $100k

Arbor Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$125k*-6 Month Certificate
OTHER TIERS: 4.00% $500 - $30k | 4.25% $30k - $70k | 4.50% $70k - $125k
4.75%*$125k*-6 Month Explorer’s Club Certificate
OTHER TIERS: 4.00% $100 - $30k | 4.25% $30k - $70k | 4.50% $70k - $125k
4.00%*$125k*-12 Month Certificate
OTHER TIERS: 3.50% $500 - $30k | 3.60% $30k - $70k | 3.70% $70k - $125k
4.00%*$125k*-12 Month Explorer’s Club Certificate
OTHER TIERS: 3.50% $100 - $30k | 3.60% $30k - $70k | 3.70% $70k - $125k
2.65%*$125k*-60 Month Certificate
OTHER TIERS: 1.65% $500 - $30k | 1.95% $30k - $70k | 2.15% $70k - $125k
2.65%*$125k*-60 Month Explorer’s Club Certificate
OTHER TIERS: 1.65% $100 - $30k | 1.95% $30k - $70k | 2.15% $70k - $125k
2.50%*$125k*-48 Month Certificate
OTHER TIERS: 1.50% $500 - $30k | 1.75% $30k - $70k | 2.00% $70k - $125k
2.50%*$125k*-48 Month Explorer’s Club Certificate
OTHER TIERS: 1.50% $100 - $30k | 1.75% $30k - $70k | 2.00% $70k - $125k
2.00%*$125k*-36 Month Certificate
OTHER TIERS: 1.25% $500 - $30k | 1.50% $30k - $70k | 1.75% $70k - $125k
2.00%*$125k*-36 Month Explorer’s Club Certificate
OTHER TIERS: 1.25% $100 - $30k | 1.50% $30k - $70k | 1.75% $70k - $125k
1.75%*$125k*-24 Month Certificate
OTHER TIERS: 1.00% $500 - $30k | 1.25% $30k - $70k | 1.50% $70k - $125k
1.75%*$125k*-24 Month Explorer’s Club Certificate
OTHER TIERS: 1.00% $100 - $30k | 1.25% $30k - $70k | 1.50% $70k - $125k

Arbor Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$125k*-6 Month IRA
OTHER TIERS: 4.00% $500 - $30k | 4.25% $30k - $70k | 4.50% $70k - $125k
4.00%*$125k*-12 Month IRA
OTHER TIERS: 3.50% $500 - $30k | 3.60% $30k - $70k | 3.70% $70k - $125k
2.65%*$125k*-60 Month IRA
OTHER TIERS: 1.65% $500 - $30k | 1.95% $30k - $70k | 2.15% $70k - $125k
2.50%*$125k*-48 Month IRA
OTHER TIERS: 1.50% $500 - $30k | 1.75% $30k - $70k | 2.00% $70k - $125k
2.00%*$125k*-36 Month IRA
OTHER TIERS: 1.25% $500 - $30k | 1.50% $30k - $70k | 1.75% $70k - $125k
1.75%*$125k*-24 Month IRA
OTHER TIERS: 1.00% $500 - $30k | 1.25% $30k - $70k | 1.50% $70k - $125k
Locations

Availability



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