2. Arbor Financial Credit Union

Arbor Financial Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
1.00%Reward Checking
1.75% - National Average
3.29%6+ Year CD
2.32% - National Average
3.29%6+ Year IRA
2.34% - National Average
View all Arbor Financial Credit Union rates »

Overview / Commentary
www.arborfcu.org
269-375-6702
1551 S 9TH ST
Kalamazoo, MI 49009-9404

Arbor Financial Credit Union is headquartered in KALAMAZOO and is the 24th largest credit union in the state of Michigan. It is also the 501st largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 144 employees and 39,871 members at 7 locations. Arbor Financial Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship in Allegan, Barry, Berrien, Branch, Calhoun, Cass, Clinton, Eaton, Gratiot, Hillsdale, Ionia, Ingham, Jackson, Kalamazoo, Kent, Montcalm, Muskegon, Newaygo, Ottawa, St. Joseph, and Van Buren Counties in Michigan.
See current membership details

Related Posts

Arbor Financial Credit Union Adds 18-Month No Penalty CD - 8/15/2018

Arbor Financial Credit Union (MI) has added an 18-month No Penalty Share Certificate (2.25% APY, $125k; 2.02% APY, $70k). Unlimited withdrawals permitted.

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Reviews (2)

Arbor Financial Customer Experience (Kalamazoo, MI)

Posted by: irvingmora1 | Jul 15, 2017

Arbor Financial in Kalamazoo, Michigan is a friendly and welcoming bank in the local area. It mainly serves people who work in the education fields but also serves others. I have been banking here for many years and have found that the tellers know me by name and face and put a big smile on my face when they see me pull up. I have never had any negative experiences with this bank. I have always been able to access my money whenever I needed it and have never had any hidden or surprise fees associated with my account. I currently have such a good relationship with the bank that I have worked with their marketing representative to get Arbor Financial a table at my work events so that they can be more visible to the teachers at my school. I enjoy promoting them because of how wonderful of service they have provided me with over the years.

2

Slow Deposit Posting

Posted by: Anonymous | Jul 6, 2011

If you're in need of money don't bank here. Very slow at deposits, they only post in the a.m. Really!

3


Health
A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #61708
Year Chartered1935
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.78%
Annual Interest Income$22.8MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$573.4MM$523.7MM
LoansQ4 2018vs Q4 2017$474.7MM$417.3MM
DepositsQ4 2018vs Q4 2017$458.3MM$414.1MM
Equity CapitalQ4 2018vs Q4 2017$54.1MM$48.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.0MM$2.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.5MM$623.00K
Real Estate OwnedQ4 2018vs Q4 2017$115.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arbor Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$5$1kVolt Savings Account
OTHER TIERS: 0.10% → $1k+
0.75%*$100k*-IRA Savings Account
OTHER TIERS: 0.50% → Up to $25k | 0.60% → $25k - $100k
0.10%$100-Regular Share Savings
0.10%$5-Explorer's Club Savings
0.10%$5-Special Savings

Arbor Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$600k*-Maximum Money Market
OTHER TIERS: 0.12% → Up to $50k | 0.20% → $50k - $100k | 0.40% → $100k - $300k | 0.50% → $300k - $500k | 0.60% → $500k - $600k
0.12%$500-Golden Money Market

Arbor Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%-$15kMomentum Checking w/30+ Debit Card Purchases
2.00%-$15kMomentum Checking w/20-29 Debit Card Purchases
1.00%-$15kMomentum Checking w/10-19 Debit Card Purchases
0.30%*$100k*-Premier Checking
OTHER TIERS: 0.10% → $2.5k - $25k | 0.20% → $25k - $100k

Arbor Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%*$250k*-34 Month CD Boost Special w/ $25k New Money
OTHER TIERS: 2.25% → $500 - $30k | 2.50% → $30k - $70k | 3.00% → $70k - $125k | 3.40% → $125k - $250k
3.40%*$250k*-34 Month CD Special
OTHER TIERS: 2.00% → $500 - $30k | 2.25% → $30k - $70k | 2.75% → $70k - $125k | 3.15% → $125k - $250k
3.29%*$250k*-120 Month Certificate
OTHER TIERS: 1.76% → $500 - $30k | 2.27% → $30k - $70k | 2.53% → $70k - $125k | 3.04% → $125k - $250k
3.04%*$250k*-84 Month Certificate
OTHER TIERS: 1.51% → $500 - $30k | 2.02% → $30k - $70k | 2.27% → $70k - $125k | 2.53% → $125k - $250k
2.75%*$250k*-17 Month CD Boost Special w/ $25k New Money
OTHER TIERS: 1.50% → $500 - $30k | 2.00% → $30k - $70k | 2.25% → $70k - $125k | 2.50% → $125k - $250k
2.53%*$250k*-60 Month Certificate
OTHER TIERS: 0.75% → $500 - $30k | 1.00% → $30k - $70k | 2.02% → $70k - $125k | 2.27% → $125k - $250k
2.25%*$250k*-7 Month CD Boost Special w/ $25k New Money
OTHER TIERS: 1.25% → $500 - $30k | 1.50% → $30k - $70k | 1.75% → $70k - $125k | 2.00% → $125k - $250k
2.25%*$250k*-17 Month CD Special
OTHER TIERS: 1.25% → $500 - $30k | 1.50% → $30k - $70k | 1.75% → $70k - $125k | 2.00% → $125k - $250k
2.02%*$250k*-48 Month Certificate
OTHER TIERS: 0.40% → $500 - $30k | 0.50% → $30k - $70k | 1.00% → $70k - $125k | 1.76% → $125k - $250k
1.76%*$250k*-36 Month Certificate
OTHER TIERS: 0.40% → $500 - $30k | 0.50% → $30k - $70k | 0.75% → $70k - $125k | 1.51% → $125k - $250k
1.75%*$250k*-7 Month CD Special
OTHER TIERS: 1.00% → $500 - $70k | 1.25% → $70k - $125k | 1.50% → $125k - $250k
1.51%*$250k*-24 Month Certificate
OTHER TIERS: 0.25% → $500 - $30k | 0.75% → $30k - $70k | 1.00% → $70k - $125k | 1.26% → $125k - $250k
1.00%*$250k*-12 Month Certificate
OTHER TIERS: 0.15% → $500 - $30k | 0.25% → $30k - $70k | 0.50% → $70k - $125k | 0.75% → $125k - $250k
0.75%*$250k*-6 Month Certificate
OTHER TIERS: 0.10% → $500 - $30k | 0.25% → $30k - $70k | 0.50% → $70k - $125k | 0.60% → $125k - $250k

Arbor Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.65%*$250k*-34 Month IRA Boost w/ $25k New Money
OTHER TIERS: 2.25% → $500 - $30k | 2.50% → $30k - $70k | 3.00% → $70k - $125k | 3.40% → $125k - $250k
3.40%*$250k*-34 Month IRA Special
OTHER TIERS: 2.00% → $500 - $30k | 2.25% → $30k - $70k | 2.75% → $70k - $125k | 3.15% → $125k - $250k
3.29%*$250k*-120 Month IRA
OTHER TIERS: 1.76% → $500 - $30k | 2.27% → $30k - $70k | 2.53% → $70k - $125k | 3.04% → $125k - $250k
3.04%*$250k*-84 Month IRA
OTHER TIERS: 1.51% → $500 - $30k | 2.02% → $30k - $70k | 2.27% → $70k - $125k | 2.53% → $125k - $250k
2.75%*$250k*-17 Month IRA Boost w/ $25k New Money
OTHER TIERS: 1.50% → $500 - $30k | 2.00% → $30k - $70k | 2.25% → $70k - $125k | 2.50% → $125k - $250k
2.53%*$250k*-60 Month IRA
OTHER TIERS: 0.75% → $500 - $30k | 1.00% → $30k - $70k | 2.02% → $70k - $125k | 2.27% → $125k - $250k
2.25%*$250k*-7 Month IRA Boost w/ $25k New Money
OTHER TIERS: 1.25% → $500 - $30k | 1.50% → $30k - $70k | 1.75% → $70k - $125k | 2.00% → $125k - $250k
2.25%*$250k*-17 Month IRA Special
OTHER TIERS: 1.25% → $500 - $30k | 1.50% → $30k - $70k | 1.75% → $70k - $125k | 2.00% → $125k - $250k
2.02%*$250k*-48 Month IRA
OTHER TIERS: 0.40% → $500 - $30k | 0.50% → $30k - $70k | 1.00% → $70k - $125k | 1.76% → $125k - $250k
1.76%*$250k*-36 Month IRA
OTHER TIERS: 0.40% → $500 - $30k | 0.50% → $30k - $70k | 0.75% → $70k - $125k | 1.51% → $125k - $250k
1.75%*$250k*-7 Month IRA Special
OTHER TIERS: 1.00% → $500 - $70k | 1.25% → $70k - $125k | 1.50% → $125k - $250k
1.51%*$250k*-24 Month IRA
OTHER TIERS: 0.25% → $500 - $30k | 0.75% → $30k - $70k | 1.00% → $70k - $125k | 1.26% → $125k - $250k
1.00%*$250k*-12 Month IRA
OTHER TIERS: 0.15% → $500 - $30k | 0.25% → $30k - $70k | 0.50% → $70k - $125k | 0.75% → $125k - $250k
0.75%*$250k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $30k | 0.25% → $30k - $70k | 0.50% → $70k - $125k | 0.60% → $125k - $250k
Locations


Arbor Financial Credit Union Locations
Branch Office1551 S 9th StKalamazoo, MI 49009-9404
Branch Office701 S Paw Paw StLawrence, MI 49064-9507
Branch Office315 E SAINT JOSEPH STPAW PAW, MI 49079-1547
Branch Office811 W MICHIGAN AVETHREE RIVERS, MI 49093-2134
Branch Office2019 W Centre AvePortage, MI 49024-4815
Branch Office5991 Gull RdKalamazoo, MI 49048-4013
Branch Office1389 M-89OTSEGO, MI 49078

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