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Arbor Financial Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.arborfcu.org
269-375-6702
1551 S 9TH ST
Kalamazoo, MI 49009

Arbor Financial Credit Union is headquartered in KALAMAZOO and is the 29th largest credit union in the state of Michigan. It is also the 495th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 170 employees and 46,909 members at 13 locations. Arbor Financial Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Arbor Financial Credit Union is open to those who live, work, or worship anywhere in Michigan.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #61708
Year Chartered1935
Employees170
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD6.37%
Annual Interest Income$10MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$898.4MM$972.6MM
LoansQ1 2025vs Q1 2024$699.6MM$740.9MM
DepositsQ1 2025vs Q1 2024$772.9MM$756MM
Equity CapitalQ1 2025vs Q1 2024$67.8MM$57.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$6.1MM$8.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$9.6MM$12.6MM
Real Estate OwnedQ1 2025vs Q1 2024$65K$57K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Arbor Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$5$1kVolt Savings Account
OTHER TIERS: 0.05% → $1k+
2.45%*$100k*-Premier Savings
OTHER TIERS: 0.75% → $0 - $15k | 1.25% → $15k - $50k | 2.00% → $50k - $100k
0.05%$100-Regular Share Savings
0.05%$0-Explorer's Club Savings
0.05%$0-Special Savings

Arbor Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$500k*-Maximum Money Market
OTHER TIERS: 0.05% → $500 - $50k | 0.15% → $50k - $100k | 0.20% → $100k - $200k | 0.35% → $200k - $300k | 1.00% → $300k - $400k | 2.00% → $400k - $500k
0.05%$500-Golden Money Market

Arbor Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$0$15kMomentum Checking w/20-29 Debit Card Purchases
3.00%*$250k*-Select Checking
OTHER TIERS: 0.01% → $0 - $250k
0.75%$0$15kMomentum Checking w/10-19 Debit Card Purchases
0.20%*$100k*-Premier Checking
OTHER TIERS: 0.05% → $2.5k - $25k | 0.10% → $25k - $100k

Arbor Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month Certificate
4.00%$100-6 Month Explorer’s Club Certificate
3.50%$500-12 Month Certificate
3.50%$100-12 Month Explorer’s Club Certificate
2.65%$500-60 Month Certificate
2.65%$100-60 Month Explorer’s Club Certificate
2.50%$500-48 Month Certificate
2.50%$100-48 Month Explorer’s Club Certificate
2.00%$500-36 Month Certificate
2.00%$100-36 Month Explorer’s Club Certificate
1.75%$500-24 Month Certificate
1.75%$100-24 Month Explorer’s Club Certificate

Arbor Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month IRA
3.50%$500-12 Month IRA
2.65%$500-60 Month IRA
2.50%$500-48 Month IRA
2.00%$500-36 Month IRA
1.75%$500-24 Month IRA
0.60%*$100k*-IRA Savings Account
OTHER TIERS: 0.30% → $0 - $25k | 0.40% → $25k - $100k
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