Arizona Bank & Trust

Deposits held and insured by HTLF Bank

Reviews (2)

Awesome Free Checking W/ Interest

Posted by: |

I've banked with AZ B&T for a little over 6 years. I've dealt with most of the behemoth banks during my 20+ years in Arizona (all of which leave little to be desired in my estimation.) Cash Rewards is by far the best personal checking account I've had here-- 1.5% interest on free checking. Also, everything is a breeze with this bank. I very rarely need to see a teller, but if I do, I know I'm not going to wait in a line of 7 or more people. Occasionally there might be one car ahead of me in the drive-thru. Same goes with the customer service queue by phone. Customer service hours aren't 24/7, but I'm good at managing my money and maybe have had to call them once in the past two years. (If you need to contact your bank constantly about various things after business hours, you might want to look elsewhere.) The website looks a bit clunky and dated, but who cares? Wish I found this bank sooner!

Arizona Bank & Trust Good Service Terrible Rates on Fees

Posted by: |

I banked with Arizona Bank & Trust for nearly 10 years mostly doing my business banking with this local bank. The customer service reps and tellers were always very nice and courteous. Deposits and withdrawals were done quickly. I like how this bank was never really busy and I could get in and out in under 10 minutes. However I was notified 3 years ago that I was being overcharged for fees on three business checking accounts. The charges were close to $9,000 and they had done an internal review of my accounts and would settle my account if I agreed to fee less banking for 2 years. I could not believe they were overcharging me that much over a span of 2 years. So the last year I actually took a good hard look at the fees they were charging and it came to about $800 in fees a month for 3 accounts. I ended up visiting other local banks and found one that would have my business for about $250 in fees a month. So for anybody who banks with Arizona Bank & Trust please look at the fees you are charged especially if you have business accounts. They charge almost double anybody else and triple in some cases. As for other aspects of the bank their website was terribly outdated and looked bad compared to my other personal checking account bank I do business with. The mobile aspect of this bank was non-existent when I banked with them. I would pass on banking with Arizona Bank & Trust they have good service but their fees, website, and mobile presence leave lots to be desired.



Health
A

Data as of Q1 2024

Data displayed below is for insuring bank: HTLF Bank
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Health Grade Components

Overall
FDIC Certificate #58458
Year Established2006
Employees1888
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.21%
Return on Equity - YTD11.71%
Annual Interest Income$251.5MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$19.05B$10.51B
LoansQ1 2024vs Q1 2023$11.87B$6.3B
DepositsQ1 2024vs Q1 2023$16.19B$9.28B
Equity CapitalQ1 2024vs Q1 2023$2B$956.1MM
Loan Loss AllowanceQ1 2024vs Q1 2023$123.9MM$60.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$82.6MM$17.6MM
Real Estate OwnedQ1 2024vs Q1 2023$18.7MM$1.6MM
Rates

Rates for Arizona Bank & Trust are currently being reviewed.

Locations


Arizona Bank & Trust Locations
Chandler Branch1000 North 54th StreetChandler, AZ 85226
Mesa Branch1331 West Southern AvenueMesa, AZ 85202
Arizona Bank & Trust2036 E Camelback RdPhoenix, AZ 85016
Scottsdale Airpark7555 East Redfield RoadScottsdale, AZ 85260
Crossroads Towne Center4117 South Gilbert RoadGilbert, AZ 85297
East Baseline Office980 East Baseline RoadTempe, AZ 85283
Summit Branch 8760032621 North Scottsdale RoadScottsdale, AZ 85262
Gainey Branch 890008700 N. Gainey Center Dr., Ste 100Scottsdale, AZ 85258
Pinnacle Peak Branch 880008700 East Pinnacle Peak RoadScottsdale, AZ 85255

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