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Ascend Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.76%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.21%3-year CD36 Month Share Certificate
1.85% - Synchrony Bank 36 Month CDAdvertisement
0.80%18-month CD15 Month Member's Advantage Share Certificate
1.45% - Synchrony Bank 18 Month CDAdvertisement
View all Ascend Federal Credit Union rates »

Overview / Commentary
www.ascendfcu.org
800-342-3086
520 Airpark Dr
Tullahoma, TN 37388

Ascend Federal Credit Union is headquartered in Tullahoma and is the 2nd largest credit union in the state of Tennessee. It is also the 112th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 420 employees and 171,519 members at 24 locations. Ascend Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Ascend Federal Credit Union is open to anyone through a membership in The Nature Conservancy ($25 one-time contribution). Membership is also open to select underserved areas, including all of Franklin County and select areas of utherford, Davidson, Maury and Marshall counties, through employment with a select employer group member or through a family member.
See current membership details

Related Posts

New-Branch Promo In Nashville Area - $100 Checking Bonus - 2/5/2017

Ascend Federal Credit Union has a new-branch promotion: Must establish membership and open a checking account at Ascend’s new La Vergne branch by 2/28/17 $50 for opening a checking account $50 for making 10 debit card purchases during the promo period https://www.ascendfcu.org/lavergne La Vergne branch location: 231 Waldron Road La Vergne, TN 37086 800-342-3086

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Reviews (3)

A Satisfied Member

Posted by: David Bailey | Oct 17, 2016

After using banks for years, I began using Ascend when my income plummeted in 2008. Banks required a $50 deposit to open an account; Ascend only asked for $5. As for fees, they are more economical than the banks I formerly used. And their customer service has always been excellent regardless of the status of my accounts.
Continue growing and improving. I'm a member for life.

2

good cu

Posted by: sput | Apr 24, 2014

Great website. Easy to pay bills. Good customer service. That's good enough for me.

3

Mediocre Bank

Posted by: Jhnjy | Dec 1, 2012

I have been a member of Ascend FCU for 10+ years before they changed their name to Ascend. Over the past couple of years things have been changing. Their customer service is getting worse and they started to charge a monthly fee for checking accounts. I have since changed banks but Ascend used to be a good bank but not any longer.

3


Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #7397
Year Chartered1951
Employees420
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD6.08%
Annual Interest Income$15.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$2.05B$1.88B
LoansQ1 2017vs Q1 2016$1.36B$1.13B
DepositsQ1 2017vs Q1 2016$1.68B$1.54B
Equity CapitalQ1 2017vs Q1 2016$349.5MM$322.4MM
Loan Loss AllowanceQ1 2017vs Q1 2016$6.0MM$4.5MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$5.4MM$2.7MM
Real Estate OwnedQ1 2017vs Q1 2016$113.00K$624.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ascend Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.71%*$25k*-Health Savings Account
OTHER TIERS: 0.20% → $1k - $5k | 0.95% → $5k - $10k | 1.21% → $10k - $25k
0.20%--Share Accounts

Ascend Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$300k*-Money Market Account
OTHER TIERS: 0.20% → Up to $2,500 | 0.30% → $2,500 - $50k | 0.40% → $50k - $150k | 0.50% → $150k - $300k

Ascend Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Preferred Share Draft

Ascend Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month Share Certificate
1.51%$1k-48 Month Share Certificate
1.21%$1k-36 Month Share Certificate
1.00%$1k-24 Month Share Certificate
0.90%$1k-18 Month Share Certificate
0.80%$500-12 Month Share Certificate
0.80%$1k-15 Month Member's Advantage Share Certificate
0.40%$500-6 Month Share Certificate

Ascend Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.76%$1k-60 Month IRA Share Certificate
1.51%$1k-48 Month IRA Share Certificate
1.21%$1k-36 Month IRA Share Certificate
1.00%$1k-24 Month IRA Share Certificate
0.95%--12 Month Variable IRA Share Certificate
0.90%$1k-18 Month IRA Share Certificate
0.80%$500-12 Month IRA Share Certificate
0.40%$500-6 Month IRA Share Certificate
Locations

Ascend Federal Credit Union has 24 locations. Click to view all Ascend Federal Credit Union locations.