Ascend Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.46% | 5-year CD | 60 Months Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 1.00% | 3-year CD | 36 Months Share Certificate 1.55% - Ally Bank High Yield 3 Year CD |
| 0.65% | 18-month CD | 15 Month Member's Advantage Share Certificate 1.30% - Ally Bank High Yield 18-Month CD |
Ascend Federal Credit Union is headquartered in Tullahoma and is the 2nd largest credit union in the state of Tennessee. It is also the 111th largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 362 employees and 167,852 members at 19 locations. Ascend Federal Credit Union's money market rates are 36% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to anyone through a membership in The Nature Conservancy ($25 one-time contribution). Membership is also open to select underserved areas, including all of Franklin County and select areas of utherford, Davidson, Maury and Marshall counties, through employment with a select employer group member or through a family member.
See current membership details
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good cu
Great website. Easy to pay bills. Good customer service. That's good enough for me.
Mediocre Bank
I have been a member of Ascend FCU for 10+ years before they changed their name to Ascend. Over the past couple of years things have been changing. Their customer service is getting worse and they started to charge a monthly fee for checking accounts. I have since changed banks but Ascend used to be a good bank but not any longer.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7397 |
| Year Chartered | 1951 |
| Employees | 362 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.24% |
| Return on Equity - YTD | 7.02% |
| Annual Interest Income | $28.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.93B$1.77B |
| Loans | Q2 2016vs Q2 2015 | $1.19B$989.2MM |
| Deposits | Q2 2016vs Q2 2015 | $1.57B$1.45B |
| Equity Capital | Q2 2016vs Q2 2015 | $336.2MM$304.9MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $4.9MM$4.4MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $3.5MM$2.7MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $505.00K$850.00K |
Always verify rates and promotions with the bank or credit union. We are not Ascend Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ascend Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.71%* | $25k* | - | Health Savings Account | ||
| OTHER TIERS: 0.20% → $1k - $5k | 0.95% → $5k - $10k | 1.21% → $10k - $25k | |||||
| 0.20% | - | - | Share Accounts | ||
Ascend Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $500k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2,500 - $150k | 0.40% → $150k - $300k | 0.50% → $300k - $500k | |||||
Ascend Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Preferred Share Draft |
Ascend Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.46% | $1k | - | 60 Months Share Certificate | |
| 1.00% | $1k | - | 36 Months Share Certificate | |
| 0.80% | $1k | - | 30 Months Share Certificate | |
| 0.75% | $1k | - | 24 Months Share Certificate | |
| 0.70% | $1k | - | 18 Months Share Certificate | |
| 0.70% | $50 | - | 36 Month Variable Home Savings Certificate | |
| 0.65% | $5k | - | 15 Month Member's Advantage Share Certificate | |
| 0.50% | $1k | - | 12 Months Share Certificate | |
| 0.45% | $50 | - | 12 Month Variable Special Savings Certificate | |
| 0.40% | $1k | - | 6 Months Share Certificate | |
| 0.40% | $500 | - | 6 Month Basic Certificate | |
| 0.35% | $1k | - | 3 Months Share Certificate |
Ascend Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.95% | - | - | 12 Month Variable IRA Share Certificate | |
| 0.80% | $1k | - | 30 Months IRA Share Certificate | |
| 0.70% | $1k | - | 18 Months IRA Share Certificate | |
| 0.50% | $1k | - | 12 Months IRA Share Certificate | |
| 0.40% | $1k | - | 6 Months IRA Share Certificate | |
| 0.35% | $1k | - | 3 Months IRA Share Certificate |
Ascend Federal Credit Union has 19 locations. Click to view all Ascend Federal Credit Union locations.