Austin Bank, Texas National Association
Austin Bank, Texas National Association is headquartered in Jacksonville and is the 41st largest bank in the state of Texas. It is also the 421st largest bank in the nation. It was established in 1900 and as of March of 2022, it had grown to 490 employees at 35 locations. Austin Bank, Texas National Association has an A+ health rating.
Why I like Austin Bank
I have used Texas Bank and Trust and Wells Fargo in addition to Austin Bank throughout my life. Austin Bank is by far my favorite. One of the biggest perks that I like is they refund ATM fees when you visit ATMs that don't belong to them. They are also great about monitoring unusual charges on my debit card. Once, I made a larger than usual purchase at Buc-ees, and they immediately called me and sent me through an automated thing to confirm that I actually made the charges and didn't freeze my card or anything. Any time I have to call customer service, whether it be for a general question or assistance with the online banking, you don't have to go though an annoying computer automation. An actual person answers the call and they have always been helpful and friendly.
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3276 |
| Year Established | 1900 |
| Employees | 490 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.23% |
| Return on Equity - YTD | 9.95% |
| Annual Interest Income | $21.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $2.72B$2.41B |
| Loans | Q1 2022vs Q1 2021 | $1.63B$1.57B |
| Deposits | Q1 2022vs Q1 2021 | $2.32B$2.04B |
| Equity Capital | Q1 2022vs Q1 2021 | $329.9MM$308.0MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $20.0MM$19.7MM |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $7.6MM$10.6MM |
| Real Estate Owned | Q1 2022vs Q1 2021 | $170.00K$1.0MM |
