Axos Bank


Overview / Commentary
833-411-2967
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

Axos Bank is the 136th largest bank in the nation. It was established in 2000 and as of September of 2020, it had grown to 962 employees. Axos Bank's money market rates are 36% higher than the national average, and it has a B health rating.

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Finding Liquid Bank Accounts with Rates Over 1% in 2021 - 12/31/2020

The only option for 1%+ liquid bank accounts is high-yield reward checking. These offer a high rate on balances up to a certain cap if monthly requirements are met.

Axos Bank Rewards Checking’s Long History with the Same Rate - 8/21/2020

One reward checking account that has a balance cap that’s much higher than the average cap is the Rewards Checking Account from Axos Bank.

Money Market Rate Drop - 8/5/2020

Noticed today rate dropped from 1.05% to 0.75% when I accessed the account. Long time holding checking and money market accounts. Satisfied customer over the years.

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Best Bank Ever!

Posted by: |

Axos is the best bank I have ever had, and I have used banks such as Bank of America, Wells Fargo, local banks where I lived, etc. I switched to Axos 2 years ago and I have had NO problems. NO fraud issues. NO fees every time I turn around!
I have a checking and savings with Axos and I pay NO MONTHLY MAINTENANCE FEE, ATM FEES are REFUNDED, NO OVERDRAFT FEES...do I really need to say more??!!

Great Bank!

I love Axos! After quite a bit of banking research I found Axos, and I'm extremely happy with them! The 24/7 customer service is awesome, no fees, the app is simple and very easy to use, and the account was easy to open! I definitely recommend Axos

Good Previous Rate.

Posted by: |

Opened an account with them a couple of months ago through Axos/Nationwide. Decent rate. They try. I'm patient. Eventually got everything right. A different person each time I called....they.had a hard time figuring out where my FedExed money was......no one person who would take ownership of my account. They really need to assign a representative for a jumbo CD.

DO NOT USE YOUR DEBIT CARD

Posted by: |

READ THIS BEFORE USING YOUR AXOS DEBIT CARD! I have used my debit card and ended up not getting the service I paid for. The merchant would not issue a refund and would not respond, so I initiated a dispute with Axos on 12/8/20. As of today (1/23/21), Axos has not resolved the issue and has not refunded the charge. I will NEVER deal with this bank again!

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Health
B

Data as of Q3 2020

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35546
Year Established2000
Employees962
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD20.02%
Annual Interest Income$474.4MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$12.43B$10.88B
LoansQ3 2020vs Q3 2019$10.98B$9.83B
DepositsQ3 2020vs Q3 2019$10.76B$9.25B
Equity CapitalQ3 2020vs Q3 2019$1.15B$1.03B
Loan Loss AllowanceQ3 2020vs Q3 2019$132.7MM$59.2MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$182.0MM$55.9MM
Real Estate OwnedQ3 2020vs Q3 2019$6.1MM$7.4MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axos Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.61%--High Yield Savings
0.50%$25k$5mBusiness Premium Savings
0.50%-$5mBusiness Savings

Axos Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--High Yield Money Market
0.50%-$5mBusiness Money Market
0.50%-$5mIndustry Specific Money Market (Non-Profit & Religious Organizations)

Axos Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%-$150kRewards Checking - 3 Qualifications
0.83%-$150kRewards Checking - 2 Qualifications
0.81%*-$50kBusiness Interest Checking
OTHER TIERS: 0.20% $250k - $5m | 0.50% $50k - $250k
0.42%-$150kRewards Checking - 1 Qualification
0.25%--First Checking
0.20%--Golden Checking
0.00%--Essential Checking

Axos Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-Business 12 Month CD
0.40%$1k-Business 24 Month CD
0.40%$1k-Business 36 Month CD
0.40%$1k-Business 48 Month CD
0.40%$1k-Business 60 Month CD
0.25%$1k-Business 6 Month CD
0.20%$1k-3 Month CD
0.20%$1k-6 Month CD
0.20%$1k-12 Month CD
0.20%$1k-24 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.20%$1k-60 Month CD
0.15%$1k-Business 3 Month CD
Locations

Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.