Axos Bank

Best Bank Ever!

Posted by: |

Axos is the best bank I have ever had, and I have used banks such as Bank of America, Wells Fargo, local banks where I lived, etc. I switched to Axos 2 years ago and I have had NO problems. NO fraud issues. NO fees every time I turn around!
I have a checking and savings with Axos and I pay NO MONTHLY MAINTENANCE FEE, ATM FEES are REFUNDED, NO OVERDRAFT I really need to say more??!!

Great Bank

Posted by: |

I'm reading all of these poor reviews and I don't understand where they're coming from. The only issue at all that I have with Axos bank is trying to get ahold of their customer service. I HATE these "robots" that try to handle your problem. When I do get through to customer service I have someone with an accent so heavy I can't understand them. Luckily I don't need to contact customer service very often. I use their message center, I always receive a reply within 24 hours and that usually is sufficient for what I need. I get paid early, I don't have any fees to worry about, it's going on 3 years now and I've never had a problem.

Me As Well Did Little Research

Posted by: |

For one you cannot use your account between the hours of 12 AM and 4 AM, due to maintenance. then I had a very inconvenient experience with access bank.I de posited a check from my employer they then put a hold onto my account five days later they closed my account and I am now waiting for the remaining funds to be sent to my address . DO NOT USE THIS bank ! It is not convenient , Does not accommodate their customers for inconvenience, it lacks communication and it’s unsatisfactory. you’ll be sure to be unsatisfied!


Posted by: |

Having opened a small biz account with Axos Bank fully online, I expected a couple of hiccups but NOTHING quite like the level of disappointing customer service I have experienced!

Aside from messing up my address for months, I still have not received the starter checks promised when I opened the account over 6 months ago. In fact, they claim they attempted to mail the first box out, yet I never received it and there was no confirmation it was returned undeliverable.

Aside from that, the only way to submit a bank wire transfer is through secure message on their website. Unless you click a fairly unnoticeable greyed out button to upload the attachment after selecting it you will send dozens of messages without your attachment actually included even though it appears it has been. On top of that, if you are submitting an important transfer and they reject it for any multiple number of reasons, they don't even call to notify you, you can only find out by logging in to your bank account and viewing the secure messages.

They like to keep reminding me how they were rated in by Forbes's sad how low Forbes standards must be sinking these days to include a company like this one! After 6 months I am still having issues with accessing MY money....liquidity I NEED to run my business.

STAY AWAY from this nightmare of a bank at all costs...when it comes to managing your money, you need a banker not a surferboy!



Data as of Q2 2023

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

FDIC Certificate #35546
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD16.56%
Annual Interest Income$647.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$19.40B$16.00B
LoansQ2 2023vs Q2 2022$16.46B$14.08B
DepositsQ2 2023vs Q2 2022$17.26B$14.08B
Equity CapitalQ2 2023vs Q2 2022$1.88B$1.63B
Loan Loss AllowanceQ2 2023vs Q2 2022$166.5MM$148.4MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$103.1MM$118.3MM
Real Estate OwnedQ2 2023vs Q2 2022$7.0MM$0
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Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axos Bank Savings Account Rates

0.61%*-$25kHigh Yield Savings
OTHER TIERS: 0.15% $100k+ | 0.25% $25k - $100k
0.20%$24k$5mBusiness Premium Savings
0.20%-$5mBusiness Savings
0.10%--First Savings

Axos Bank Money Market Rates

0.25%--High Yield Money Market
0.20%-$5mBusiness Money Market
0.20%-$5mIndustry Specific Money Market (Non-Profit & Religious Organizations)

Axos Bank Checking Account Rates

3.30%-$50kRewards Checking - 5 Qualifications
1.01%*-$50kBusiness Interest Checking
OTHER TIERS: 0.10% $250k - $5m | 0.20% $50k - $250k
0.40%-$50kRewards Checking - Direct Deposit Only
0.10%--First Checking
0.10%--Golden Checking

Axos Bank CD Rates

0.20%$1k-3 Month CD
0.20%$1k-6 Month CD
0.20%$1k-12 Month CD
0.20%$1k-24 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.20%$1k-60 Month CD
0.20%$1k-Business 12 Month CD
0.20%$1k-Business 24 Month CD
0.20%$1k-Business 36 Month CD
0.20%$1k-Business 48 Month CD
0.20%$1k-Business 60 Month CD
0.20%$1k-Business 18 Month CD
0.15%$1k-Business 6 Month CD
0.10%$1k-Business 3 Month CD

Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.