Axos Bank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.30% | Savings | 0.26% - National Average |
| 1.25% | Checking | 1.01% - nbkc bank Personal Account |
| 1.05% | Money Market | 0.40% - National Average |
Related Posts
Nationwide/Axos
As a Nationwide Bank CD holder I didn't have any trouble getting my account set up at the time Nationwide was transferred to Axos Bank (referred to as Nationwide Bank as powered by Axos Bank), and I found the account dashboard to be much improved. When my CD matured, I checked Axos Bank rates which are much lower than other banks, so I closed it. What I didn't realize is there are a different set of rates for what is still called Nationwide Bank powered by Axos Bank than there are for Axos Bank, and much better rates at that. Had I known, I would have kept the CD there. And it looks like one can still open a CD under Nationwide/Axos Bank and get the better rates than what Axos Bank offers. Confusing.
Don't Use If On East Coast
Axos Bank says they are a nationwide bank, but only open during west coast times. Such a headache waiting 1/2 day for them to open. Can't reach customer service or anything until they get in the office west coast time.
Moving my accounts after significant issues getting them open. Online banking technical glitches galore. They might be good in a few years after they mature into a larger bank able to better service customers.
Axos Bank Is Horrible!!!
I had my checking account at Axos bank for more than 10 years, and was a very satisfied customer. In March 2019, I received an email from them stating that they would close my account in 30 days, without providing any further explanation. I called them, and they refused to explain why they were doing this. I'm sure you think this is the craziest thing you ever heard of, and that's exactly what I thought. You can google this issue, and you will find all the other customers whose account Axos has closed for no reason whatsoever.
I urge you not to open an account with them, because they may close your account for no reason, just like they closed my account.
Horrible Bank - Dont Keep Even A Penny Here
As other reviewers have mentioned, our business account was closed too with out any notice. Customer service wouldnt let us talk to any supervisor or manager. We are a small business and funds that we needed to run the business was stuck in a check which was sent by snail mail. We were out of funds for a total of 12 days. 7 days for mail and 5 days for the new bank to clear the check. Incurred late fees from credit card companies and our APR went high. This horrible bank wouldnt even wire transfer the funds to the new account. God forbid if you have a fraudulent transaction guess how helpful this bank is going to be.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35546 |
| Year Established | 2000 |
| Employees | 873 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.89% |
| Return on Equity - YTD | 19.69% |
| Annual Interest Income | $529.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $9.80B$8.91B |
| Loans | Q4 2018vs Q4 2017 | $9.04B$7.91B |
| Deposits | Q4 2018vs Q4 2017 | $8.42B$7.45B |
| Equity Capital | Q4 2018vs Q4 2017 | $955.6MM$872.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $53.7MM$45.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $43.0MM$30.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $8.5MM$8.6MM |
Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Axos Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.30% | - | - | High Yield Savings | ||
| 1.06% | $25k | $5m | Business Premium Savings | ||
| 0.80% | - | $5m | Business Savings | ||
| 0.70%* | $1k* | - | IRA Savings | ||
| OTHER TIERS: 0.15% → Up to $1k | |||||
| 0.25% | - | - | Second Chance Savings | ||
Axos Bank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.05% | - | - | High Yield Money Market | |
| 0.80% | - | $5m | Business Money Market |
Axos Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | - | $150k | Rewards Checking - 3 Qualifications | |
| 0.83% | - | $150k | Rewards Checking - 2 Qualifications | |
| 0.80% | - | $5m | Business Interest Checking | |
| 0.42% | - | $150k | Rewards Checking - 1 Qualification | |
| 0.25% | - | - | First Checking | |
| 0.20% | - | - | Golden Checking |
Axos Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $1k | - | 60 Month CD | |
| 1.40% | $1k | - | 48 Month CD | |
| 1.35% | $1k | - | Business 60 Month CD | |
| 1.30% | $1k | - | 36 Month CD | |
| 1.20% | $1k | - | 24 Month CD | |
| 1.05% | $1k | - | Business 48 Month CD | |
| 1.00% | $1k | - | 12 Month CD | |
| 0.90% | $1k | - | Business 36 Month CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.70% | $1k | - | Business 24 Month CD | |
| 0.55% | $1k | - | 3 Month CD | |
| 0.55% | $1k | - | Business 12 Month CD | |
| 0.25% | $1k | - | Business 6 Month CD | |
| 0.15% | $1k | - | Business 3 Month CD |
Axos Bank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | 36 Month IRA | |
| 0.70% | - | - | 18 Month IRA | |
| 0.60% | - | - | 12 Month IRA |
Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122