Axos Bank

Overview / Commentary
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

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BofI Federal Bank had several different brand names and websites which targeted different groups. Most of these brand names have been changed to Axos Bank.


Posted by: ssms | Jan 28, 2019

As a Nationwide Bank CD holder I didn't have any trouble getting my account set up at the time Nationwide was transferred to Axos Bank (referred to as Nationwide Bank as powered by Axos Bank), and I found the account dashboard to be much improved. When my CD matured, I checked Axos Bank rates which are much lower than other banks, so I closed it. What I didn't realize is there are a different set of rates for what is still called Nationwide Bank powered by Axos Bank than there are for Axos Bank, and much better rates at that. Had I known, I would have kept the CD there. And it looks like one can still open a CD under Nationwide/Axos Bank and get the better rates than what Axos Bank offers. Confusing.

Don't Use If On East Coast

Posted by: BillN | Feb 14, 2019

Axos Bank says they are a nationwide bank, but only open during west coast times. Such a headache waiting 1/2 day for them to open. Can't reach customer service or anything until they get in the office west coast time.

Moving my accounts after significant issues getting them open. Online banking technical glitches galore. They might be good in a few years after they mature into a larger bank able to better service customers.

Horrible Bank - Dont Keep Even A Penny Here

Posted by: apereira | Mar 18, 2019

As other reviewers have mentioned, our business account was closed too with out any notice. Customer service wouldnt let us talk to any supervisor or manager. We are a small business and funds that we needed to run the business was stuck in a check which was sent by snail mail. We were out of funds for a total of 12 days. 7 days for mail and 5 days for the new bank to clear the check. Incurred late fees from credit card companies and our APR went high. This horrible bank wouldnt even wire transfer the funds to the new account. God forbid if you have a fraudulent transaction guess how helpful this bank is going to be.

More Disappointed By The Day

Posted by: tgfruth1 | Apr 15, 2019

Things under Bank of Internet (BofI) started out great. Responsive, friendly customer service, nice features, easy to get set up and start using, and great rates. No fees, and ALL ATM fees reimbursed. Really cool. Then it took months for them to get Android Pay (supporting the other 85% of smart phone users - hello!) Then they became Axos and the real decline began. They got rid of PopMoney. They got rid of the financial management tools they had. Today I learned the back breaker. I can't use them with Venmo. I'm now shopping again (Ally, anyone?), and maybe I'll even go back to my good old credit union.



Health Grade Components

FDIC Certificate #35546
Year Established2000
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.89%
Return on Equity - YTD19.69%
Annual Interest Income$529.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$9.80B$8.91B
LoansQ4 2018vs Q4 2017$9.04B$7.91B
DepositsQ4 2018vs Q4 2017$8.42B$7.45B
Equity CapitalQ4 2018vs Q4 2017$955.6MM$872.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$53.7MM$45.6MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$43.0MM$30.0MM
Real Estate OwnedQ4 2018vs Q4 2017$8.5MM$8.6MM
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Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axos Bank Savings Account Rates

1.30%--High Yield Savings
1.06%$25k$5mBusiness Premium Savings
0.80%-$5mBusiness Savings
0.70%*$1k*-IRA Savings
OTHER TIERS: 0.15% Up to $1k

Axos Bank Money Market Rates

1.05%--High Yield Money Market
0.80%-$5mBusiness Money Market

Axos Bank Checking Account Rates

1.25%-$150kRewards Checking - 3 Qualifications
0.83%-$150kRewards Checking - 2 Qualifications
0.80%-$5mBusiness Interest Checking
0.42%-$150kRewards Checking - 1 Qualification
0.25%--First Checking
0.20%--Golden Checking

Axos Bank CD Rates

2.25%$1k-60 Month CD
1.40%$1k-48 Month CD
1.35%$1k-Business 60 Month CD
1.30%$1k-36 Month CD
1.20%$1k-24 Month CD
1.05%$1k-Business 48 Month CD
1.00%$1k-12 Month CD
0.90%$1k-Business 36 Month CD
0.75%$1k-6 Month CD
0.70%$1k-Business 24 Month CD
0.55%$1k-3 Month CD
0.55%$1k-Business 12 Month CD
0.25%$1k-Business 6 Month CD
0.15%$1k-Business 3 Month CD

Axos Bank IRA Rates

0.75%--36 Month IRA
0.70%--18 Month IRA
0.60%--12 Month IRA

Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.