Axos Bank


Overview / Commentary
877-247-8002
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

Axos Bank is the 89th largest bank in the nation. It was established in 2000 and as of March of 2024, it had grown to 1,290 employees. Axos Bank's savings rates are 17% higher than the national average, and it has an A health rating.

Best Bank Ever!

Posted by: |

Axos is the best bank I have ever had, and I have used banks such as Bank of America, Wells Fargo, local banks where I lived, etc. I switched to Axos 2 years ago and I have had NO problems. NO fraud issues. NO fees every time I turn around!
I have a checking and savings with Axos and I pay NO MONTHLY MAINTENANCE FEE, ATM FEES are REFUNDED, NO OVERDRAFT FEES...do I really need to say more??!!

Great Bank

Posted by: |

I'm reading all of these poor reviews and I don't understand where they're coming from. The only issue at all that I have with Axos bank is trying to get ahold of their customer service. I HATE these "robots" that try to handle your problem. When I do get through to customer service I have someone with an accent so heavy I can't understand them. Luckily I don't need to contact customer service very often. I use their message center, I always receive a reply within 24 hours and that usually is sufficient for what I need. I get paid early, I don't have any fees to worry about, it's going on 3 years now and I've never had a problem.

Me As Well Did Little Research

Posted by: |

For one you cannot use your account between the hours of 12 AM and 4 AM, due to maintenance. then I had a very inconvenient experience with access bank.I de posited a check from my employer they then put a hold onto my account five days later they closed my account and I am now waiting for the remaining funds to be sent to my address . DO NOT USE THIS bank ! It is not convenient , Does not accommodate their customers for inconvenience, it lacks communication and it’s unsatisfactory. you’ll be sure to be unsatisfied!

Axos Bank Violated My Privacy

Posted by: |

My full SSN was sent in an encrypted PDF to an unverified email address that is not mine. I tried to notify their compliance department, have left several messages, and haven't received any follow-up from any one in their compliance department. I reached out to senior executives on many channels. Most messages have been ignored. One reply promised that the application would be deleted from their system but I've never heard from them again and that email address continues to receive follow-up about that application.

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Health
A

Data as of Q1 2024

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35546
Year Established2000
Employees1290
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD18.36%
Annual Interest Income$422.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$21.8B$18.94B
LoansQ1 2024vs Q1 2023$17.89B$15.82B
DepositsQ1 2024vs Q1 2023$19.23B$16.86B
Equity CapitalQ1 2024vs Q1 2023$2.19B$1.84B
Loan Loss AllowanceQ1 2024vs Q1 2023$187.3MM$161.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$171.7MM$95.9MM
Real Estate OwnedQ1 2024vs Q1 2023$1.8MM$4.3MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axos Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.01%$0$700kBusiness Premium Savings
0.61%*$0$25kHigh Yield Savings
OTHER TIERS: 0.15% $100k+ | 0.25% $25k - $100k
0.20%$0$5mBusiness Savings
0.10%$0-First Savings

Axos Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-High Yield Money Market
0.20%$0$5mBusiness Money Market
0.20%$0$5mIndustry Specific Money Market (Non-Profit & Religious Organizations)

Axos Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$0$50kRewards Checking - 5 Qualifications
1.01%*$0$50kBusiness Interest Checking
OTHER TIERS: 0.10% $250k - $5m | 0.20% $50k - $250k
0.40%$0$50kRewards Checking - Direct Deposit Only
0.10%$0-First Checking
0.10%$0-Golden Checking

Axos Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-3 Month CD
0.20%$1k-6 Month CD
0.20%$1k-12 Month CD
0.20%$1k-24 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.20%$1k-60 Month CD
0.20%$1k-Business 12 Month CD
0.20%$1k-Business 24 Month CD
0.20%$1k-Business 36 Month CD
0.20%$1k-Business 48 Month CD
0.20%$1k-Business 60 Month CD
0.20%$1k-Business 18 Month CD
0.15%$1k-Business 6 Month CD
0.10%$1k-Business 3 Month CD
Locations

Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.