Axos Bank


Overview / Commentary
833-411-2967
4350 La Jolla Village Drive, Suite 140
San Diego, CA 92122

Axos Bank is the 133rd largest bank in the nation. It was established in 2000 and as of March of 2021, it had grown to 999 employees. Axos Bank's savings rates are 17% higher than the national average, and it has a B+ health rating.

Related Posts

$100 Bonus For Opening Axos High Yield Savings Account And Essential Checking (Together) - 5/10/2021

https://www.axosbank.com/High-Yield-Savings-Account "Application using promo code GET100 must be submitted before 11:59pm PST on 05/31/2021 to qualify. You must open your new Essential Checking account at the same time as your High Yield Savings account and have a Direct Deposit totaling at least $1,000 from a third party within the first 60 days of account opening to your Essential Checking account to qualify for this bonus. Bonus will be deposited into your new checking account within 5 business days of your third statement cycle date. Accounts must remain open for 180 days or an early closure fee of $50 may apply. Must be new funds to receive bonus credit. Terms and conditions subject to change without notice. Bonus may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor. Bank reserves the right to limit each customer to one new account-related gift incentive per calendar year. NOTE: “New Funds” is defined as funds that did not originate from another Axos Bank b

Finding Liquid Bank Accounts with Rates Over 1% in 2021 - 12/31/2020

The only option for 1%+ liquid bank accounts is high-yield reward checking. These offer a high rate on balances up to a certain cap if monthly requirements are met.

Axos Bank Rewards Checking’s Long History with the Same Rate - 8/21/2020

One reward checking account that has a balance cap that’s much higher than the average cap is the Rewards Checking Account from Axos Bank.

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This Bank Is AMAZING - Cannot Understand The Bad Reviews

Posted by: |

I LOVE LOVE LOVE this bank. They don’t even advertise all of their cool features. First you can use any Allpoint Atm at CVS to withdraw and DEPOSIT cash for FREE. Up to $1000 per transaction. NOT per day. Per transaction. So I can move a lot of money for free. The cash is always in my account and available in seconds. They have paper checks, in and out wire transfers, FDIC insured, bill pay, and will increase your daily limits for large transactions upon request. They have tons of banking products and their app is awesome. NO FEES EVER I cannot say enough good things. So happy.

Direct Deposit For Accounts

This institution does not accept P2P through billpay. Does anyone know what they will accept for DD? Both reward checking and essential checking require billpay. Was told DD through billpay marked P2P will not count.

Money Market Rate Lowered Immediately?

I opened a money market account with them a month ago because it was .6%. Now, after going to all that trouble, it is down to .25%. LESS THAN HALF! I know the rates are variable, but other bank rates have gone UP this same month. What a ripoff.

STAY AWAY

Posted by: |

I question if Axos is truly even a bank. I’m sure once the OCC, FDIC, and FDCPA regulators audit this place they will be closed. There are too many compliance violations to list. They break nearly all consumer protection servicing standards. Im shocked that’s Axos hasn’t already been served with a class action lawsuit. Short-term manipulative profits with long term legal consequences is a common theme among criminals! STAY AWAY, YOU’VE BEEN WARNED!

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Health
B+

Data as of Q1 2021

Capitalization grade does not factor in PPP loans and the use of the PPP Liquidity Facility.
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35546
Year Established2000
Employees999
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD19.01%
Annual Interest Income$154.2MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$13.42B$11.54B
LoansQ1 2021vs Q1 2020$11.75B$10.36B
DepositsQ1 2021vs Q1 2020$11.77B$9.59B
Equity CapitalQ1 2021vs Q1 2020$1.26B$1.10B
Loan Loss AllowanceQ1 2021vs Q1 2020$137.9MM$86.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$155.8MM$57.1MM
Real Estate OwnedQ1 2021vs Q1 2020$6.1MM$7.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Axos Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Axos Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.61%*-$25kHigh Yield Savings
OTHER TIERS: 0.15% $100k+ | 0.25% $25k - $100k
0.20%$25k$5mBusiness Premium Savings
0.20%-$5mBusiness Savings

Axos Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--High Yield Money Market
0.20%-$5mBusiness Money Market
0.20%-$5mIndustry Specific Money Market (Non-Profit & Religious Organizations)

Axos Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%-$150kRewards Checking - 3 Qualifications
0.83%-$150kRewards Checking - 2 Qualifications
0.81%*-$50kBusiness Interest Checking
OTHER TIERS: 0.10% $250k - $5m | 0.20% $50k - $250k
0.42%-$150kRewards Checking - 1 Qualification
0.10%--First Checking
0.10%--Golden Checking
0.00%--Essential Checking

Axos Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$1k-3 Month CD
0.20%$1k-6 Month CD
0.20%$1k-12 Month CD
0.20%$1k-24 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.20%$1k-60 Month CD
0.20%$1k-Business 12 Month CD
0.20%$1k-Business 24 Month CD
0.20%$1k-Business 36 Month CD
0.20%$1k-Business 48 Month CD
0.20%$1k-Business 60 Month CD
0.15%$1k-Business 6 Month CD
0.10%$1k-Business 3 Month CD
Locations

Axos Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 4350 La Jolla Village Drive, Suite 140 - San Diego, CA 92122

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.