Azura Credit Union


Overview / Commentary
785-233-5556
610 SW 10th Ave
Topeka, KS 66612

Azura Credit Union is headquartered in Topeka and is the 6th largest credit union in the state of Kansas. It is also the 545th largest credit union in the nation. It was established in 1956 and as of June of 2023, it had grown to 169 employees and 62,678 members at 10 locations. Azura Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Azura Credit Union is open to those who live, work, or worship in the Kansas counties of Allen, Anderson, Atchison, Barton, Bourbon, Brown, Butler, Chase, Clay, Cloud, Coffey, Dickinson, Doniphan, Douglas, Ellsworth, Franklin, Geary, Greenwood, Harvey, Jackson, Jefferson, Jewell, Johnson, Kingman, Leavenworth, Lincoln, Linn, Lyon, Marion, Marshall, McPherson, Miami, Mitchell, Morris, Nemaha, Osage, Osborn, Ottawa, Pottawatomie, Pratt, Reno, Republic, Rice, Riley, Russell, Saline, Sedgwick, Shawnee, Smith, Stafford, Wabaunsee, Washington, Woodson, or Wyandotte. Membership is also open to all employees and students of Kansas educational institutions, as well as the employees of AT&T, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. government agencies (including local, municipal, or state governments). Immediate family members of anyone eligible to join also qualify for membership.
See current membership details

Reviews (3)

CERTITICATE OF DEPOSIT SAVER

Posted by: |

I became a member of Azura Credit Union recently. I saw information about them online at Deposit Accounts. I prefer doing business with local banks and credit unions that I can do my investing in person versus online. My concerns with investing my savings and relying on internet transactions for funding them keeps me from doing this. My experience with Azura Credit Union could not be better. Their employees are very easy to do business with. Their current offer on their 3.381% 30 month special bump CD is very near the best rate being offered anywhere online.

Changes, but welcomed

Posted by: |

I joined the credit union after obtaining a loan for a motorcycle and decided to move my checking and savings accounts to the same institution as the customer service I had received so far had been so far above average. I was not disappointed. The branches are few and somewhat inconvenient to my work/home; however, their low fees (overdraft fees, check costs, etc.), the interest bearing checking, and the reimbursement of ATM fees made the inconvenient locations a non-issue. It took them awhile to get on board with a decent mobile app that offered mobile deposits, but they did finally offer that option, making the app a breeze to use. The credit union has changed hands a number of times since I first joined, but the employees remain and their steadfast customer service focus makes the changes completely bearable.

Disappointed

Posted by: |

I have been with Azura for over 20 years and I loved them before they merged. After the merger it no longer had a local credit union feel. Terrible Customer Service from a call center when I used to be able to just call my branch and speak to whoever answered. In 2016, customer service wouldn't let me opt out of they overdraft protection saying even if my debit card is declined there would still be a fee. 2 years later I find out thats not true, they could have declined my $1 transactions that cost me $24 x 6 in one day.

I used to avoid banks thinking they were for rich people and would charge me a ton of fees. Maybe 20 years ago that was the case but I now have an account with one of those big banks that actually pay me for using my debit card and limit overdrafts to just one fee a day.



Health
B+

Health Grade Components

Overall
NCUA #61823
Year Chartered1956
Employees169
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.36%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$765.1MM$707.7MM
LoansQ2 2023vs Q2 2022$581.2MM$501.9MM
DepositsQ2 2023vs Q2 2022$630.4MM$622.4MM
Equity CapitalQ2 2023vs Q2 2022$78.8MM$75.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$2.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$4.3MM$2.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Azura Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azura Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$100-IRA Savings
0.50%$100-Health Savings Account (HSA)
0.30%$100-Regular Savings
0.30%$100-Business Savings

Azura Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%*$100k*-Business Money Market
OTHER TIERS: 0.70% $1k - $10k | 0.90% $10k - $25k | 1.21% $25k - $50k | 1.51% $50k - $100k
1.31%*$100k*-Money Market
OTHER TIERS: 0.50% $1k - $10k | 0.70% $10k - $25k | 0.90% $25k - $50k | 1.11% $50k - $100k

Azura Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.07%*-$15kBeyond Checking
OTHER TIERS: 0.50% $15k+
0.15%$100-Above Checking
0.15%$100-Forward Checking

Azura Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.55%$500-14 Month Share Certificate Special
5.55%$500-Business 14 Month Share Certificate Special
4.01%$500-30 Month Bump Rate Share Certificate Special
4.01%$500-Business 30 Month Bump Rate Share Certificate Special
3.92%$500-24 Month Share Certificate
3.92%$500-Business 24 Month Share Certificate
3.82%$500-12 Month Share Certificate
3.82%$500-Business 12 Month Share Certificate
3.66%$500-36 Month Share Certificate
3.66%$500-48 Month Share Certificate
3.66%$500-60 Month Share Certificate
3.66%$500-Business 36 Month Share Certificate
3.66%$500-Business 48 Month Share Certificate
3.66%$500-Business 60 Month Share Certificate
2.02%$500-6 Month Share Certificate
2.02%$500-Business 6 Month Share Certificate

Azura Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.55%$500-14 Month IRA Certificate Special
4.01%$500-30 Month Bump Rate IRA Certificate Special
3.92%$500-24 Month IRA Certificate
3.82%$500-12 Month IRA Certificate
3.66%$500-36 Month IRA Certificate
3.66%$500-48 Month IRA Certificate
3.66%$500-60 Month IRA Certificate
2.02%$500-6 Month IRA Certificate
Locations


Cities: Lenexa, Olathe, Topeka

Lenexa Branches
Branch Office8550 Quivira RDLenexa, KS 66215

Olathe Branches
Branch Office11750 S Fellows StOlathe, KS 66061

Topeka Branches
Branch Office610 SW 10th AveTopeka, KS 66612
Branch Office2634 NW US Highway 24Topeka, KS 66618
Branch Office3623 SE 29th StTopeka, KS 66605
Branch Office2808 SW Arrowhead RdTopeka, KS 66614
Branch Office4701 NW Hunters Ridge CirTopeka, KS 66618
Branch Office1129 S Kansas AveTopeka, KS 66612
Branch Office1080 SW Wanamaker RdTopeka, KS 66604
Branch Office601 SW 37th StTopeka, KS 66611

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