Azura Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | Reward Checking | Beyond Checking 1.93% - National Average |
| 2.22% | 5-year CD | 60 Months Share Certificates 2.50% - Ally Bank High Yield 5 Year CD |
| 0.80% | 1-year CD | 12 Months Share Certificates |
Azura Credit Union is headquartered in Topeka and is the 6th largest credit union in the state of Kansas. It is also the 561st largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 132 employees and 48,459 members at 10 locations. Azura Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, or worship in Anderson, Allen, Bourbon, Atchison, Cherokee, Chase, Cloud, Clay, Crawford, Coffey, Douglas, Dickenson, Geary, Franklin, Jackson, Harvey, Jefferson, Labette, Johnson, Lyon, Leavenworth, McPherson, Marion, Morris, Miami, Osage, Neosho, Pottawatomie, Ottawa, Saline, Riley, Shawnee, Wabaunsee, and Wyandotte counties in Kansas. Membership is also open to all employees and students of Kansas educational institutions, employees of AT&T, Goodyear Tire and Rubber Company, U.S. government, Southwestern Bell Corporation, local, municipal, or state governments and immediate family of anyone eligible.
See current membership details
Related Posts
Changes, but welcomed
I joined the credit union after obtaining a loan for a motorcycle and decided to move my checking and savings accounts to the same institution as the customer service I had received so far had been so far above average. I was not disappointed. The branches are few and somewhat inconvenient to my work/home; however, their low fees (overdraft fees, check costs, etc.), the interest bearing checking, and the reimbursement of ATM fees made the inconvenient locations a non-issue. It took them awhile to get on board with a decent mobile app that offered mobile deposits, but they did finally offer that option, making the app a breeze to use. The credit union has changed hands a number of times since I first joined, but the employees remain and their steadfast customer service focus makes the changes completely bearable.
Disappointed
I have been with Azura for over 20 years and I loved them before they merged. After the merger it no longer had a local credit union feel. Terrible Customer Service from a call center when I used to be able to just call my branch and speak to whoever answered. In 2016, customer service wouldn't let me opt out of they overdraft protection saying even if my debit card is declined there would still be a fee. 2 years later I find out thats not true, they could have declined my $1 transactions that cost me $24 x 6 in one day.
I used to avoid banks thinking they were for rich people and would charge me a ton of fees. Maybe 20 years ago that was the case but I now have an account with one of those big banks that actually pay me for using my debit card and limit overdrafts to just one fee a day.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61823 |
| Year Chartered | 1956 |
| Employees | 132 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.58% |
| Return on Equity - YTD | 5.51% |
| Annual Interest Income | $15.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $477.2MM$472.7MM |
| Loans | Q4 2017vs Q4 2016 | $315.8MM$268.1MM |
| Deposits | Q4 2017vs Q4 2016 | $418.9MM$420.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $51.0MM$47.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $2.4MM$2.4MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.1MM$1.5MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Azura Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Azura Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $50 | - | IRA Savings | |
| 0.20% | $100 | - | Regular Savings | |
| 0.20% | $100 | - | Business Savings | |
| 0.15% | $50 | - | Health Savings Account (HSA) |
Azura Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k | |||||
| 0.65%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $25k | 0.45% → $25k - $50k | 0.55% → $50k - $100k | |||||
Azura Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $15k | Beyond Checking | ||
| OTHER TIERS: 0.20% → $15k+ | |||||
| 0.25% | $100 | - | Excel Checking | ||
| 0.10% | $100 | - | Above Checking | ||
| 0.10% | $100 | - | Forward CHecking | ||
Azura Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $500 | - | 60 Months Share Certificates | |
| 1.92% | $500 | - | 48 Months Share Certificates | |
| 1.61% | $500 | - | 36 Months Share Certificates | |
| 1.56% | $500 | - | 30 Month Bump Rate Share Certificate | |
| 1.30% | $500 | - | 24 Months Share Certificates | |
| 0.80% | $500 | - | 12 Months Share Certificates | |
| 0.40% | $500 | - | 6 Months Share Certificates |
Azura Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.22% | $500 | - | 60 Months IRA Certificates | |
| 1.92% | $500 | - | 48 Months IRA Certificates | |
| 1.61% | $500 | - | 36 Months IRA Certificates | |
| 1.30% | $500 | - | 24 Months IRA Certificates | |
| 0.80% | $500 | - | 12 Months IRA Certificates | |
| 0.40% | $500 | - | 6 Months IRA Certificates |
| Fort Riley Branches | ||
|---|---|---|
| Branch Office | 5326 Ashby Ave | Fort Riley, KS 66442-2302 |
| Lenexa Branches | ||
|---|---|---|
| Branch Office | 8550 Quivira RD | Lenexa, KS 66215 |
| Topeka Branches | ||
|---|---|---|
| Branch Office | 610 SW 10th Ave | Topeka, KS 66612 |
| Branch Office | 2634 NW US Highway 24 | Topeka, KS 66618 |
| Branch Office | 2808 SW Arrowhead Rd | Topeka, KS 66614 |
| Branch Office | 4701 NW Hunters Ridge Cir | Topeka, KS 66618 |
| Branch Office | 1129 S Kansas Ave | Topeka, KS 66612 |
| Branch Office | 3623 SE 29th St | Topeka, KS 66605 |
| Branch Office | 1080 SW Wanamaker Rd | Topeka, KS 66604 |
| Branch Office | 601 SW 37th St | Topeka, KS 66611 |