Azura Credit Union is headquartered in Topeka and is the 6th largest credit union in the state of Kansas. It is also the 545th largest credit union in the nation. It was established in 1956 and as of June of 2023, it had grown to 169 employees and 62,678 members at 10 locations. Azura Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Membership in Azura Credit Union is open to those who live, work, or worship in the Kansas counties of Allen, Anderson, Atchison, Barton, Bourbon, Brown, Butler, Chase, Clay, Cloud, Coffey, Dickinson, Doniphan, Douglas, Ellsworth, Franklin, Geary, Greenwood, Harvey, Jackson, Jefferson, Jewell, Johnson, Kingman, Leavenworth, Lincoln, Linn, Lyon, Marion, Marshall, McPherson, Miami, Mitchell, Morris, Nemaha, Osage, Osborn, Ottawa, Pottawatomie, Pratt, Reno, Republic, Rice, Riley, Russell, Saline, Sedgwick, Shawnee, Smith, Stafford, Wabaunsee, Washington, Woodson, or Wyandotte. Membership is also open to all employees and students of Kansas educational institutions, as well as the employees of AT&T, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. government agencies (including local, municipal, or state governments). Immediate family members of anyone eligible to join also qualify for membership.
See current membership details
I became a member of Azura Credit Union recently. I saw information about them online at Deposit Accounts. I prefer doing business with local banks and credit unions that I can do my investing in person versus online. My concerns with investing my savings and relying on internet transactions for funding them keeps me from doing this. My experience with Azura Credit Union could not be better. Their employees are very easy to do business with. Their current offer on their 3.381% 30 month special bump CD is very near the best rate being offered anywhere online.
I joined the credit union after obtaining a loan for a motorcycle and decided to move my checking and savings accounts to the same institution as the customer service I had received so far had been so far above average. I was not disappointed. The branches are few and somewhat inconvenient to my work/home; however, their low fees (overdraft fees, check costs, etc.), the interest bearing checking, and the reimbursement of ATM fees made the inconvenient locations a non-issue. It took them awhile to get on board with a decent mobile app that offered mobile deposits, but they did finally offer that option, making the app a breeze to use. The credit union has changed hands a number of times since I first joined, but the employees remain and their steadfast customer service focus makes the changes completely bearable.
I have been with Azura for over 20 years and I loved them before they merged. After the merger it no longer had a local credit union feel. Terrible Customer Service from a call center when I used to be able to just call my branch and speak to whoever answered. In 2016, customer service wouldn't let me opt out of they overdraft protection saying even if my debit card is declined there would still be a fee. 2 years later I find out thats not true, they could have declined my $1 transactions that cost me $24 x 6 in one day.
I used to avoid banks thinking they were for rich people and would charge me a ton of fees. Maybe 20 years ago that was the case but I now have an account with one of those big banks that actually pay me for using my debit card and limit overdrafts to just one fee a day.
Overall | |
---|---|
NCUA # | 61823 |
Year Chartered | 1956 |
Employees | 169 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.97% |
Return on Equity - YTD | 9.36% |
Annual Interest Income | $17.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $765.1MM$707.7MM |
Loans | Q2 2023vs Q2 2022 | $581.2MM$501.9MM |
Deposits | Q2 2023vs Q2 2022 | $630.4MM$622.4MM |
Equity Capital | Q2 2023vs Q2 2022 | $78.8MM$75.8MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$2.3MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $4.3MM$2.1MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Azura Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.01% | $100 | - | IRA Savings | |
0.50% | $100 | - | Health Savings Account (HSA) | |
0.30% | $100 | - | Regular Savings | |
0.30% | $100 | - | Business Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.07%* | - | $15k | Beyond Checking | ||
OTHER TIERS: 0.50% → $15k+ | |||||
0.15% | $100 | - | Above Checking | ||
0.15% | $100 | - | Forward Checking |
Lenexa Branches | ||
---|---|---|
Branch Office | 8550 Quivira RD | Lenexa, KS 66215 |
Olathe Branches | ||
---|---|---|
Branch Office | 11750 S Fellows St | Olathe, KS 66061 |
Topeka Branches | ||
---|---|---|
Branch Office | 610 SW 10th Ave | Topeka, KS 66612 |
Branch Office | 2634 NW US Highway 24 | Topeka, KS 66618 |
Branch Office | 3623 SE 29th St | Topeka, KS 66605 |
Branch Office | 2808 SW Arrowhead Rd | Topeka, KS 66614 |
Branch Office | 4701 NW Hunters Ridge Cir | Topeka, KS 66618 |
Branch Office | 1129 S Kansas Ave | Topeka, KS 66612 |
Branch Office | 1080 SW Wanamaker Rd | Topeka, KS 66604 |
Branch Office | 601 SW 37th St | Topeka, KS 66611 |