2. Azura Credit Union

Azura Credit Union


Overview / Commentary
www.azuracu.com
785-233-5556
610 SW 10th Ave
Topeka, KS 66612

Azura Credit Union is headquartered in Topeka and is the 6th largest credit union in the state of Kansas. It is also the 580th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 142 employees and 50,467 members at 10 locations. Azura Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Anderson, Allen, Bourbon, Atchison, Cherokee, Chase, Cloud, Clay, Crawford, Coffey, Douglas, Dickenson, Geary, Franklin, Jackson, Harvey, Jefferson, Labette, Johnson, Lyon, Leavenworth, McPherson, Marion, Morris, Miami, Osage, Neosho, Pottawatomie, Ottawa, Saline, Riley, Shawnee, Wabaunsee, and Wyandotte counties in Kansas. Membership is also open to all employees and students of Kansas educational institutions, employees of AT&T, Goodyear Tire and Rubber Company, U.S. government, Southwestern Bell Corporation, local, municipal, or state governments and immediate family of anyone eligible.
See current membership details

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Reviews (2)

Changes, but welcomed

Posted by: kalderso | Jan 1, 2017

I joined the credit union after obtaining a loan for a motorcycle and decided to move my checking and savings accounts to the same institution as the customer service I had received so far had been so far above average. I was not disappointed. The branches are few and somewhat inconvenient to my work/home; however, their low fees (overdraft fees, check costs, etc.), the interest bearing checking, and the reimbursement of ATM fees made the inconvenient locations a non-issue. It took them awhile to get on board with a decent mobile app that offered mobile deposits, but they did finally offer that option, making the app a breeze to use. The credit union has changed hands a number of times since I first joined, but the employees remain and their steadfast customer service focus makes the changes completely bearable.

3

Disappointed

Posted by: JQuinn | Apr 10, 2018

I have been with Azura for over 20 years and I loved them before they merged. After the merger it no longer had a local credit union feel. Terrible Customer Service from a call center when I used to be able to just call my branch and speak to whoever answered. In 2016, customer service wouldn't let me opt out of they overdraft protection saying even if my debit card is declined there would still be a fee. 2 years later I find out thats not true, they could have declined my $1 transactions that cost me $24 x 6 in one day.

I used to avoid banks thinking they were for rich people and would charge me a ton of fees. Maybe 20 years ago that was the case but I now have an account with one of those big banks that actually pay me for using my debit card and limit overdrafts to just one fee a day.

1


Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #61823
Year Chartered1956
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD0.8%
Return on Equity - YTD7.02%
Annual Interest Income$17.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$481.8MM$477.2MM
LoansQ4 2018vs Q4 2017$353.6MM$315.8MM
DepositsQ4 2018vs Q4 2017$412.1MM$418.9MM
Equity CapitalQ4 2018vs Q4 2017$54.6MM$51.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.0MM$2.4MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.7MM$2.1MM
Real Estate OwnedQ4 2018vs Q4 2017$21.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Azura Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Azura Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100-IRA Savings
0.25%$100-Regular Savings
0.25%$100-Business Savings
0.20%$100-Health Savings Account (HSA)

Azura Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$100k*-Money Market
OTHER TIERS: 0.50% → $1k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k
0.90%*$100k*-Business Money Market
OTHER TIERS: 0.50% → $1k - $10k | 0.60% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k

Azura Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$15kBeyond Checking
OTHER TIERS: 0.25% → $15k+
0.25%$100-Excel Checking
0.10%$100-Above Checking
0.10%$100-Forward Checking

Azura Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%$500-30 Month Bump Rate Share Certificate Special
2.79%$500-60 Month Share Certificate
2.79%$500-Business 60 Month CD
2.63%$500-18 Month Share Certificate Special
2.53%$500-48 Month Share Certificate
2.53%$500-Business 48 Month CD
2.27%$500-36 Month Share Certificate
2.27%$500-Business 36 Month CD
1.92%$500-24 Month Share Certificate
1.92%$500-Business 24 Month CD
1.51%$500-12 Month Share Certificate
1.51%$500-Business 12 Month CD
0.75%$500-6 Month Share Certificate
0.75%$500-Business 6 Month CD

Azura Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.01%$500-30 Month Bump Rate IRA Certificate Special
2.79%$500-60 Month IRA Certificate
2.63%$500-18 Month IRA Certificate Special
2.53%$500-48 Month IRA Certificate
2.27%$500-36 Month IRA Certificate
1.92%$500-24 Month IRA Certificate
1.51%$500-12 Month IRA Certificate
0.75%$500-6 Month IRA Certificate
Locations


Cities: Fort Riley, Lenexa, Topeka

Fort Riley Branches
Branch Office5326 Ashby AveFort Riley, KS 66442-2302

Lenexa Branches
Branch Office8550 Quivira RDLenexa, KS 66215

Topeka Branches
Branch Office610 SW 10th AveTopeka, KS 66612
Branch Office2634 NW US Highway 24Topeka, KS 66618
Branch Office2808 SW Arrowhead RdTopeka, KS 66614
Branch Office4701 NW Hunters Ridge CirTopeka, KS 66618
Branch Office1129 S Kansas AveTopeka, KS 66612
Branch Office3623 SE 29th StTopeka, KS 66605
Branch Office1080 SW Wanamaker RdTopeka, KS 66604
Branch Office601 SW 37th StTopeka, KS 66611

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