First Bank (IL)

Overview / Commentary
201 East Main Street
Carmi, IL 62821

First Bank (IL) is headquartered in Carmi and is the 94th largest bank in the state of Illinois. It is also the 1,725th largest bank in the nation. It was established in 1893 and as of June of 2020, it had grown to 97 employees at 9 locations. First Bank (IL) has an A+ health rating.

Reviews (1)


Posted by: |

After being with this bank for 15 years and never any problems, my checking account was hacked and had an unauthorized transaction for $400. I notified the bank within 24 hours and made a police report. Not only did the bank refuse to reimburse me my money they closed my account with them. They made me feel like the bad guy!


Health Grade Components

FDIC Certificate #3777
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.12%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$460.8MM$415.1MM
LoansQ2 2020vs Q2 2019$301.3MM$264.2MM
DepositsQ2 2020vs Q2 2019$414.3MM$373.0MM
Equity CapitalQ2 2020vs Q2 2019$43.0MM$40.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$4.1MM$3.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$407.00K$366.00K
Real Estate OwnedQ2 2020vs Q2 2019$90.00K$337.00K

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First Bank (IL) Locations
Grayville Branch102 S Court StGrayville, IL 62844
Red Bank Road Evansville In Branch111 South Red Bank RoadEvansville, IN 47712
The First National Bank Of Carmi201 East Main StreetCarmi, IL 62821
Princeton Branch2820 W BroadwayPrinceton, IN 47670
Mount Vernon Branch450 Southwind PlazaMount Vernon, IN 47620
Mount Carmel Branch601 N Market StMount Carmel, IL 62863
Evansville, Indiana Branch7506 Eagle Crest BoulevardEvansville, IN 47715
Poseyville BranchState Route 165 and Frontage RoadPoseyville, IN 47633
West Carmi Branch1200 West Main StreetCarmi, IL 62821

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