Overview / Commentary
First Bank (IL) is headquartered in Carmi and is the 97th largest bank in the state of Illinois. It is also the 1,715th largest bank in the nation. It was established in 1893 and as of June of 2019, it had grown to 97 employees at 9 locations. First Bank (IL)'s CD rates are 96% higher than the national average, and it boasts an A+ health rating.
Health
A+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3777 |
| Year Established | 1893 |
| Employees | 97 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 9.18% |
| Annual Interest Income | $8.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $415.1MM$394.1MM |
| Loans | Q2 2019vs Q2 2018 | $264.2MM$286.6MM |
| Deposits | Q2 2019vs Q2 2018 | $373.0MM$354.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $40.6MM$38.2MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $3.9MM$2.9MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $366.00K$1.8MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $337.00K$472.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Bank (IL) Savings Account Rates
First Bank (IL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Main Street Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | |||||
| 0.15%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | |||||
First Bank (IL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.22% | $750 | $10k | YouFirst eChecking | ||
| 0.15%* | $25k* | - | Main Street Checking | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | |||||
| 0.05% | $2.5k | - | Interest Checking | ||
First Bank (IL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.36% | $500 | - | 3 Year CD | |
| 2.36% | $500 | - | 4 Year CD | |
| 2.16% | $500 | - | 2 Year CD | |
| 1.91% | $500 | - | 18 Month CD | |
| 1.81% | $500 | - | 5 Year CD | |
| 1.76% | $500 | - | 12 Month CD | |
| 0.50% | $2.5k | - | 182 Day CD | |
| 0.20% | $2.5k | - | 91 Day CD |
First Bank (IL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 3 Year IRA | |
| 1.81% | $500 | - | 5 Year IRA |
Locations
| First Bank (IL) Locations | ||
|---|---|---|
| Grayville Branch | 102 S Court St | Grayville, IL 62844 |
| Red Bank Road Evansville In Branch | 111 South Red Bank Road | Evansville, IN 47712 |
| The First National Bank Of Carmi | 201 East Main Street | Carmi, IL 62821 |
| Princeton Branch | 2820 W Broadway | Princeton, IN 47670 |
| Mount Vernon Branch | 450 Southwind Plaza | Mount Vernon, IN 47620 |
| Mount Carmel Branch | 601 Market Street | Mount Carmel, IL 62863 |
| Evansville, Indiana Branch | 7506 Eagle Crest Boulevard | Evansville, IN 47715 |
| Poseyville Branch | State Route 165 and Frontage Road | Poseyville, IN 47633 |
| West Carmi Branch | 1200 West Main Street | Carmi, IL 62821 |