First Bank (IL)

Overview / Commentary
201 East Main Street
Carmi, IL 62821

First Bank (IL) is headquartered in Carmi and is the 98th largest bank in the state of Illinois. It is also the 1,724th largest bank in the nation. It was established in 1893 and as of September of 2019, it had grown to 97 employees at 9 locations. First Bank (IL)'s CD rates are 68% higher than the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #3777
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD9.56%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$415.0MM$401.6MM
LoansQ3 2019vs Q3 2018$262.5MM$285.9MM
DepositsQ3 2019vs Q3 2018$371.7MM$362.2MM
Equity CapitalQ3 2019vs Q3 2018$41.2MM$38.5MM
Loan Loss AllowanceQ3 2019vs Q3 2018$3.9MM$3.5MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$300.00K$1.4MM
Real Estate OwnedQ3 2019vs Q3 2018$259.00K$504.00K
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Always verify rates and promotions with the bank or credit union. We are not First Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank (IL) Savings Account Rates

1.02%*$25k*-Health Savings Account
OTHER TIERS: 0.15% $1 - $2.5k | 0.25% $2.5k - $10k | 0.76% $10k - $25k
0.30%$1-Standard IRA
0.15%$1-Regular Savings Account
0.15%$1-Student Savings Account
0.10%$2$2.5kChristmas Club Account

First Bank (IL) Money Market Rates

0.20%*$25k*-Main Street Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

First Bank (IL) Checking Account Rates

2.22%$750$10kYouFirst eChecking
0.15%*$25k*-Main Street Checking
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$2.5k-Interest Checking

First Bank (IL) CD Rates

1.86%$500-4 Year CD
1.81%$500-3 Year CD
1.81%$500-5 Year CD
1.76%$500-2 Year CD
1.66%$500-18 Month CD
1.51%$500-12 Month CD
0.50%$2.5k-182 Day CD
0.20%$2.5k-91 Day CD

First Bank (IL) IRA Rates

1.81%$500-3 Year IRA
1.81%$500-5 Year IRA

First Bank (IL) Locations
Grayville Branch102 S Court StGrayville, IL 62844
Red Bank Road Evansville In Branch111 South Red Bank RoadEvansville, IN 47712
The First National Bank Of Carmi201 East Main StreetCarmi, IL 62821
Princeton Branch2820 W BroadwayPrinceton, IN 47670
Mount Vernon Branch450 Southwind PlazaMount Vernon, IN 47620
Mount Carmel Branch601 Market StreetMount Carmel, IL 62863
Evansville, Indiana Branch7506 Eagle Crest BoulevardEvansville, IN 47715
Poseyville BranchState Route 165 and Frontage RoadPoseyville, IN 47633
West Carmi Branch1200 West Main StreetCarmi, IL 62821

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