First Bank (IL)

Overview / Commentary
201 East Main Street
Carmi, IL 62821

First Bank (IL) is headquartered in Carmi and is the 94th largest bank in the state of Illinois. It is also the 1,678th largest bank in the nation. It was established in 1893 and as of December of 2019, it had grown to 98 employees at 9 locations. First Bank (IL) has an A+ health rating.


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Health Grade Components

FDIC Certificate #3777
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD7.92%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$426.5MM$405.5MM
LoansQ4 2019vs Q4 2018$259.3MM$279.0MM
DepositsQ4 2019vs Q4 2018$383.2MM$364.7MM
Equity CapitalQ4 2019vs Q4 2018$41.3MM$38.7MM
Loan Loss AllowanceQ4 2019vs Q4 2018$3.8MM$3.5MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$378.00K$999.00K
Real Estate OwnedQ4 2019vs Q4 2018$226.00K$385.00K

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First Bank (IL) Locations
Grayville Branch102 S Court StGrayville, IL 62844
Red Bank Road Evansville In Branch111 South Red Bank RoadEvansville, IN 47712
The First National Bank Of Carmi201 East Main StreetCarmi, IL 62821
Princeton Branch2820 W BroadwayPrinceton, IN 47670
Mount Vernon Branch450 Southwind PlazaMount Vernon, IN 47620
Mount Carmel Branch601 Market StreetMount Carmel, IL 62863
Evansville, Indiana Branch7506 Eagle Crest BoulevardEvansville, IN 47715
Poseyville BranchState Route 165 and Frontage RoadPoseyville, IN 47633
West Carmi Branch1200 West Main StreetCarmi, IL 62821

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