First Bank (IL)

Overview / Commentary
201 East Main Street
Carmi, IL 62821

First Bank (IL) is headquartered in Carmi and is the 97th largest bank in the state of Illinois. It is also the 1,715th largest bank in the nation. It was established in 1893 and as of June of 2019, it had grown to 97 employees at 9 locations. First Bank (IL)'s CD rates are 68% higher than the national average, and it boasts an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #3777
Year Established1893
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD9.18%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$415.1MM$394.1MM
LoansQ2 2019vs Q2 2018$264.2MM$286.6MM
DepositsQ2 2019vs Q2 2018$373.0MM$354.6MM
Equity CapitalQ2 2019vs Q2 2018$40.6MM$38.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$3.9MM$2.9MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$366.00K$1.8MM
Real Estate OwnedQ2 2019vs Q2 2018$337.00K$472.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Bank (IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Bank (IL) Savings Account Rates

1.02%*$25k*-Health Savings Account
OTHER TIERS: 0.15% $1 - $2.5k | 0.25% $2.5k - $10k | 0.76% $10k - $25k
0.30%$1-Standard IRA
0.15%$1-Regular Savings Account
0.15%$1-Student Savings Account
0.10%$2$2.5kChristmas Club Account

First Bank (IL) Money Market Rates

0.20%*$25k*-Main Street Money Market
OTHER TIERS: 0.10% $2.5k - $10k | 0.15% $10k - $25k

First Bank (IL) Checking Account Rates

2.22%$750$10kYouFirst eChecking
0.15%*$25k*-Main Street Checking
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$2.5k-Interest Checking

First Bank (IL) CD Rates

2.11%$500-4 Year CD
2.01%$500-3 Year CD
1.81%$500-5 Year CD
1.76%$500-2 Year CD
1.66%$500-18 Month CD
1.51%$500-12 Month CD
0.50%$2.5k-182 Day CD
0.20%$2.5k-91 Day CD

First Bank (IL) IRA Rates

2.01%$500-3 Year IRA
1.81%$500-5 Year IRA

First Bank (IL) Locations
Grayville Branch102 S Court StGrayville, IL 62844
Red Bank Road Evansville In Branch111 South Red Bank RoadEvansville, IN 47712
The First National Bank Of Carmi201 East Main StreetCarmi, IL 62821
Princeton Branch2820 W BroadwayPrinceton, IN 47670
Mount Vernon Branch450 Southwind PlazaMount Vernon, IN 47620
Mount Carmel Branch601 Market StreetMount Carmel, IL 62863
Evansville, Indiana Branch7506 Eagle Crest BoulevardEvansville, IN 47715
Poseyville BranchState Route 165 and Frontage RoadPoseyville, IN 47633
West Carmi Branch1200 West Main StreetCarmi, IL 62821

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.