First Bank (IL)
LOCATIONS
9
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HEALTH RATING
A
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CURRENT TOP RATE
2.37% APY
3 Year IRA (Traditional, Roth)
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.22% | Reward Checking | 2.15% - National Average |
| 1.81% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.76% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
Overview / Commentary
First Bank (IL) is headquartered in Carmi and is the 103rd largest bank in the state of Illinois. It is also the 1,739th largest bank in the nation. It was established in 1893 and as of December of 2018, it had grown to 96 employees at 9 locations. First Bank (IL)'s CD rates are 96% higher than the national average, and it has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 3777 |
| Year Established | 1893 |
| Employees | 96 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 7.88% |
| Annual Interest Income | $16.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $405.5MM$395.8MM |
| Loans | Q4 2018vs Q4 2017 | $279.0MM$299.4MM |
| Deposits | Q4 2018vs Q4 2017 | $364.7MM$356.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $38.7MM$37.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.5MM$4.3MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $999.00K$3.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $385.00K$595.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
First Bank (IL) Savings Account Rates
First Bank (IL) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Main Street Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | |||||
| 0.15%* | $10k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | |||||
First Bank (IL) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.22% | $750 | $10k | YouFirst eChecking | ||
| 0.15%* | $25k* | - | Main Street Checking | ||
| OTHER TIERS: 0.05% → $5k - $10k | 0.10% → $10k - $25k | |||||
| 0.05% | $2.5k | - | Interest Checking | ||
First Bank (IL) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.36% | $500 | - | 3 Year CD | |
| 2.36% | $500 | - | 4 Year CD | |
| 2.16% | $500 | - | 2 Year CD | |
| 1.91% | $500 | - | 18 Month CD | |
| 1.81% | $500 | - | 5 Year CD | |
| 1.76% | $500 | - | 12 Month CD | |
| 0.50% | $2.5k | - | 182 Day CD | |
| 0.20% | $2.5k | - | 91 Day CD |
First Bank (IL) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $500 | - | 3 Year IRA | |
| 1.81% | $500 | - | 5 Year IRA |
Locations
| First Bank (IL) Locations | ||
|---|---|---|
| Grayville Branch | 102 S Court St | Grayville, IL 62844 |
| The First National Bank Of Carmi | 201 East Main Street | Carmi, IL 62821 |
| Mount Carmel Branch | 601 Market Street | Mount Carmel, IL 62863 |
| West Carmi Branch | 1200 West Main Street | Carmi, IL 62821 |
| Red Bank Road Evansville In Branch | 111 South Red Bank Road | Evansville, IN 47712 |
| Princeton Branch | 2820 W Broadway | Princeton, IN 47670 |
| Mount Vernon Branch | 450 Southwind Plaza | Mount Vernon, IN 47620 |
| Evansville, Indiana Branch | 7506 Eagle Crest Boulevard | Evansville, IN 47715 |
| Poseyville Branch | State Route 165 and Frontage Road | Poseyville, IN 47633 |