Bank Iowa


Overview / Commentary
515-225-0710
1225 Jordan Creek Parkway, #
West Des Moines, IA 50266

Bank Iowa is headquartered in WEST DES MOINES and is the 11th largest bank in the state of Iowa. It is also the 559th largest bank in the nation. It was established in 1923 and as of December of 2024, it had grown to 277 employees at 25 locations. Bank Iowa's money market rates are 3X the national average, and it has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #14521
Year Established1923
Employees277
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD14.66%
Annual Interest Income$111.7MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.15B$2.07B
LoansQ4 2024vs Q4 2023$1.63B$1.51B
DepositsQ4 2024vs Q4 2023$1.75B$1.71B
Equity CapitalQ4 2024vs Q4 2023$158.1MM$148.1MM
Loan Loss AllowanceQ4 2024vs Q4 2023$22.1MM$21.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$22.3MM$6.3MM
Real Estate OwnedQ4 2024vs Q4 2023$1.7MM$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bank Iowa; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bank Iowa Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.27%*$20k*-Health Savings Account
OTHER TIERS: 0.11% $0 - $1k | 0.12% $1k - $10k | 0.17% $10k - $20k
0.11%$0-Young Saver Savings
0.07%*$1k*-Regular Savings
OTHER TIERS: 0.04% $0 - $1k

Bank Iowa Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.27%*$1m*-Premier Money Market
OTHER TIERS: 0.43% $0 - $25k | 0.60% $25k - $100k | 0.93% $100k - $250k | 1.00% $250k - $1m
0.98%*$500k*-Money Market
OTHER TIERS: 0.31% $0 - $1k | 0.45% $1k - $50k | 0.60% $50k - $100k | 0.77% $100k - $500k

Bank Iowa Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$100k*-Interest Checking
OTHER TIERS: 0.03% $0 - $10k | 0.06% $10k - $25k | 0.09% $25k - $100k
0.05%$500-Prestige Checking

Bank Iowa CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-7 Month CD Special
4.10%$5k-13 Month CD Special
4.05%$5k-23 Month CD Special
1.83%$500-18 Month CD
1.70%$500-12 Month CD
1.61%$500-24 Month CD
1.56%$500-30 Month CD
1.54%$500-6 Month CD
1.49%$500-36 Month CD
1.42%$500-48 Month CD
1.34%$500-60 Month CD
1.27%$500-36 Month Step-up CD
1.19%$500-60 Month Step-up CD
1.01%$500-3 Month CD
Locations

Availability



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